what the hell does no-usage of mastercard mean? i did a blance transfer on jan 08 and have been paying minimum payments since then .does that count as usage? or not?
[CIBC] 1.99% for life MBNA MC or MBNA 0% interest Mastercard for 15 months or CITI 0%
- Last Updated:
- Mar 2nd, 2012 4:00 pm
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- SCORE+22
- BMNB3tches
- Banned
- Feb 11, 2008
- 174 posts
- benlucanada
- Newbie
- Feb 3, 2005
- 44 posts
yes, thanks for the reminder. I did see 0% on my first statement and it looks no tricky part. anyway, i was doing the same thing, waited 3 billing cycles to reapply for a new one. :-) (could've been paying my P LOC quicker. LOL)alanbrenton wrote: ↑Apr 19th, 2008 12:02 pmMake sure you read the new agreement that came with your credit card and changes to fees and all.I should not have waited for two billing cycles (after paying considerable amount of 0% debt) to elapse to apply once more (cancelled last August) to this wonderful offer. Oh well...
Last time, my wife and I got 25000$ and it technically saved us 1500$ interests..............
- alanbrenton
- Deal Expert
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- Apr 21, 2004
- 51223 posts
- 15859 upvotes
That fee is only applicable when you have a credit balance.BMNB3tches wrote: ↑Apr 19th, 2008 4:19 pmwhat the hell does no-usage of mastercard mean? i did a blance transfer on jan 08 and have been paying minimum payments since then .does that count as usage? or not?
With regards to the 3% BT fee, the old agreement states 1.5%. This means that for the 0% BT offer, this fee doesn't apply as I was able to do BT's and was not charged the old 1.5% fee.
Any new access codes for citibank? What about a .9 or 1.9% interest credit card?
- alanbrenton
- Deal Expert
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- Apr 21, 2004
- 51223 posts
- 15859 upvotes
For MBNA, has the BODX code expired?
- tasamy
- Deal Addict
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- Dec 23, 2005
- 2644 posts
- 137 upvotes
- Calgary
There is $35 fees if you are over CC limits. It means the cheque should be written as CC limits - %1 check fees. Correct?
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When we all feel the power
Life is life
When we all feel the pain
Life is life
It's the feeling of the people
Life is life
It is the feeling of the land. Opus
- stpdls
- Newbie
- Nov 2, 2007
- 14 posts
- Toronto
No, applied last Tuesday and received the card today.
- 2maddie2
- Newbie
- Nov 7, 2005
- 27 posts
Code BODX is still valid. I just applied.
- SeerHawk
- Jr. Member
- Dec 14, 2003
- 126 posts
Me too.! BODX is alive!
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- 902linger
- Jr. Member
- May 5, 2003
- 197 posts
- 3 upvotes
- London
I just got a 0% citibank application in the mail. 0% on all balance transfers until April 2009
Promo code is V8G
Promo code is V8G
- alanbrenton
- Deal Expert
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- Apr 21, 2004
- 51223 posts
- 15859 upvotes
Thanks so much. I was waiting for a new access code and you made my night - Alan
Use this link and put in the code that 902linger provided:
http://www.citibank.com/canada/cards/direct/content.htm
- patrob
- Deal Guru
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- Apr 17, 2005
- 10929 posts
- 1347 upvotes
- Brampton
Great news
Thank you,
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- ricedion
- Deal Fanatic
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- Apr 10, 2003
- 5509 posts
- 1086 upvotes
- Toronto
I read the terms, it stated that "Promotional Transfer Cheque Fee:
Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque. The Promotional Transfer Cheque Fee is 1% for this offer."
looks like I have to pay 1% fee, like MBNA. still a good offer?
- wiebecj
- Deal Addict
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- Dec 12, 2005
- 2565 posts
- 270 upvotes
Where did you read this? I just got my CITI card a week ago,and it had the first part of : Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque.ricedion wrote: ↑Apr 25th, 2008 10:17 amI read the terms, it stated that "Promotional Transfer Cheque Fee:
Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque. The Promotional Transfer Cheque Fee is 1% for this offer."
looks like I have to pay 1% fee, like MBNA. still a good offer?
As far as I can find, there is nothing else on mine to state what the Promotional Transfer Cheque fee is
- ricedion
- Deal Fanatic
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- Apr 10, 2003
- 5509 posts
- 1086 upvotes
- Toronto
from this link http://www.citicards.ca/canada/cards/di ... s_code=V8Gwiebecj wrote: ↑Apr 25th, 2008 10:24 amWhere did you read this? I just got my CITI card a week ago,and it had the first part of : Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque.
As far as I can find, there is nothing else on mine to state what the Promotional Transfer Cheque fee is
i copy/paste from the PDF file from that page
did u use this code V8G to apply yours? maybe you used a diff code to apply and no 1% fee in your case
- alanbrenton
- Deal Expert
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- Apr 21, 2004
- 51223 posts
- 15859 upvotes
like i said in my earlier post, the old agreement stated 1.5%. This fee would have been likely waived as I was never slapped 1.5%. I guess it's best to confirm with the CSR's.wiebecj wrote: ↑Apr 25th, 2008 10:24 amWhere did you read this? I just got my CITI card a week ago,and it had the first part of : Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque.
As far as I can find, there is nothing else on mine to state what the Promotional Transfer Cheque fee is