1.99% for life MBNA MC or MBNA 0% interest Mastercard for 15 months or CITI 0%

[alanbrenton]

i guess Citi finally realize the promotion doesn't make a lot of sense at all, as people will just take advantage of the 0% rate for 12month and cancel it.
I was lucky enough to get 0% for 12months for 16,000$ last minute. When my wife tried to apply, all the codes were invalid.

Make sure you read the new agreement that came with your credit card and changes to fees and all. I should not have waited for two billing cycles (after paying considerable amount of 0% debt) to elapse to apply once more (cancelled last August) to this wonderful offer. Oh well...

[BMNB3tches]

I just received my new statement & change of mastercard agreement. It mentioned there will be 3% promotion transfer charge & $25 inactive charge after 12months of no-usage of mastercard.

I'd suggest RFDs should pay more attention to these changes.

Chao,

Jim

what the hell does no-usage of mastercard mean? i did a blance transfer on jan 08 and have been paying minimum payments since then .does that count as usage? or not?

[benlucanada]

Make sure you read the new agreement that came with your credit card and changes to fees and all. I should not have waited for two billing cycles (after paying considerable amount of 0% debt) to elapse to apply once more (cancelled last August) to this wonderful offer. Oh well...

yes, thanks for the reminder. I did see 0% on my first statement and it looks no tricky part. anyway, i was doing the same thing, waited 3 billing cycles to reapply for a new one. :-) (could've been paying my P LOC quicker. LOL)

Last time, my wife and I got 25000$ and it technically saved us 1500$ interests..............

[alanbrenton]

what the hell does no-usage of mastercard mean? i did a blance transfer on jan 08 and have been paying minimum payments since then .does that count as usage? or not?

That fee is only applicable when you have a credit balance.

With regards to the 3% BT fee, the old agreement states 1.5%. This means that for the 0% BT offer, this fee doesn't apply as I was able to do BT's and was not charged the old 1.5% fee.

Any new access codes for citibank? What about a .9 or 1.9% interest credit card?

[alanbrenton]

For MBNA, has the BODX code expired?

[tasamy]

There is $35 fees if you are over CC limits. It means the cheque should be written as CC limits - %1 check fees. Correct?

[stpdls]

For MBNA, has the BODX code expired?

No, applied last Tuesday and received the card today.

[2maddie2]

Code BODX is still valid. I just applied.

[SeerHawk]

Code BODX is still valid. I just applied.

Me too.! BODX is alive!

[902linger]

I just got a 0% citibank application in the mail. 0% on all balance transfers until April 2009

Promo code is V8G

[alanbrenton]

I just got a 0% citibank application in the mail. 0% on all balance transfers until April 2009

Promo code is V8G

Thanks so much. I was waiting for a new access code and you made my night - Alan

Use this link and put in the code that 902linger provided:

http://www.citibank.com/canada/cards/direct/content.htm

[patrob]

I just got a 0% citibank application in the mail. 0% on all balance transfers until April 2009

Promo code is V8G

Great news I was hoping for a new code

Thank you,

[ricedion]

I just got a 0% citibank application in the mail. 0% on all balance transfers until April 2009

Promo code is V8G

I read the terms, it stated that "Promotional Transfer Cheque Fee:
Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque. The Promotional Transfer Cheque Fee is 1% for this offer."

looks like I have to pay 1% fee, like MBNA. still a good offer?

[wiebecj]

I read the terms, it stated that "Promotional Transfer Cheque Fee:
Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque. The Promotional Transfer Cheque Fee is 1% for this offer."

looks like I have to pay 1% fee, like MBNA. still a good offer?

Where did you read this? I just got my CITI card a week ago,and it had the first part of : Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque.

As far as I can find, there is nothing else on mine to state what the Promotional Transfer Cheque fee is

[ricedion]

Where did you read this? I just got my CITI card a week ago,and it had the first part of : Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque.

As far as I can find, there is nothing else on mine to state what the Promotional Transfer Cheque fee is

from this link http://www.citicards.ca/canada/cards...ccess_code=V8G

i copy/paste from the PDF file from that page

did u use this code V8G to apply yours? maybe you used a diff code to apply and no 1% fee in your case