Expired Hot Deals

[CIBC] 1.99% for life MBNA MC or MBNA 0% interest Mastercard for 15 months or CITI 0%

  • Last Updated:
  • Mar 2nd, 2012 4:00 pm
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Feb 11, 2008
174 posts
yjzeng wrote:
Apr 15th, 2008 7:00 pm
I just received my new statement & change of mastercard agreement. It mentioned there will be 3% promotion transfer charge & $25 inactive charge after 12months of no-usage of mastercard.

I'd suggest RFDs should pay more attention to these changes.

Chao,

Jim
what the hell does no-usage of mastercard mean? i did a blance transfer on jan 08 and have been paying minimum payments since then .does that count as usage? or not?
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Feb 3, 2005
44 posts
alanbrenton wrote:
Apr 19th, 2008 12:02 pm
Make sure you read the new agreement that came with your credit card and changes to fees and all. :) I should not have waited for two billing cycles (after paying considerable amount of 0% debt) to elapse to apply once more (cancelled last August) to this wonderful offer. Oh well...
yes, thanks for the reminder. I did see 0% on my first statement and it looks no tricky part. anyway, i was doing the same thing, waited 3 billing cycles to reapply for a new one. :-) (could've been paying my P LOC quicker. LOL)

Last time, my wife and I got 25000$ and it technically saved us 1500$ interests..............
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Apr 21, 2004
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BMNB3tches wrote:
Apr 19th, 2008 4:19 pm
what the hell does no-usage of mastercard mean? i did a blance transfer on jan 08 and have been paying minimum payments since then .does that count as usage? or not?
That fee is only applicable when you have a credit balance.

With regards to the 3% BT fee, the old agreement states 1.5%. This means that for the 0% BT offer, this fee doesn't apply as I was able to do BT's and was not charged the old 1.5% fee.

Any new access codes for citibank? What about a .9 or 1.9% interest credit card?
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Dec 23, 2005
2644 posts
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Calgary
There is $35 fees if you are over CC limits. It means the cheque should be written as CC limits - %1 check fees. Correct?
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Nov 2, 2007
14 posts
Toronto
alanbrenton wrote:
Apr 22nd, 2008 12:03 pm
For MBNA, has the BODX code expired?
No, applied last Tuesday and received the card today.
Jr. Member
May 5, 2003
197 posts
3 upvotes
London
I just got a 0% citibank application in the mail. 0% on all balance transfers until April 2009

Promo code is V8G
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Apr 17, 2005
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902linger wrote:
Apr 24th, 2008 8:21 pm
I just got a 0% citibank application in the mail. 0% on all balance transfers until April 2009

Promo code is V8G
Great news :razz: :razz: I was hoping for a new code :D

Thank you,
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Apr 10, 2003
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902linger wrote:
Apr 24th, 2008 8:21 pm
I just got a 0% citibank application in the mail. 0% on all balance transfers until April 2009

Promo code is V8G
I read the terms, it stated that "Promotional Transfer Cheque Fee:
Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque. The Promotional Transfer Cheque Fee is 1% for this offer."

looks like I have to pay 1% fee, like MBNA. still a good offer?
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Dec 12, 2005
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ricedion wrote:
Apr 25th, 2008 10:17 am
I read the terms, it stated that "Promotional Transfer Cheque Fee:
Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque. The Promotional Transfer Cheque Fee is 1% for this offer."

looks like I have to pay 1% fee, like MBNA. still a good offer?
Where did you read this? I just got my CITI card a week ago,and it had the first part of : Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque.

As far as I can find, there is nothing else on mine to state what the Promotional Transfer Cheque fee is
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Apr 10, 2003
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wiebecj wrote:
Apr 25th, 2008 10:24 am
Where did you read this? I just got my CITI card a week ago,and it had the first part of : Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque.

As far as I can find, there is nothing else on mine to state what the Promotional Transfer Cheque fee is
from this link http://www.citicards.ca/canada/cards/di ... s_code=V8G

i copy/paste from the PDF file from that page

did u use this code V8G to apply yours? maybe you used a diff code to apply and no 1% fee in your case
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Apr 21, 2004
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wiebecj wrote:
Apr 25th, 2008 10:24 am
Where did you read this? I just got my CITI card a week ago,and it had the first part of : Unless waived or reduced, 3.00% of the amount of each transfer cheque. This fee is added to the principal amount of each transfer cheque.

As far as I can find, there is nothing else on mine to state what the Promotional Transfer Cheque fee is
like i said in my earlier post, the old agreement stated 1.5%. This fee would have been likely waived as I was never slapped 1.5%. I guess it's best to confirm with the CSR's.

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