1.99% for life MBNA MC or MBNA 0% interest Mastercard for 15 months or CITI 0%

[TorontoEh]

Sure this is fine if you are using the cheques. But why not just write yourself one of those cheques for the full limit of the card and deposit it in your bank account (savings) and then you can do what you want with it (hopefully save it to use to pay it back at the end of the promotion.)

Right! makes more sense.... as someone pointed out earlier in the thread...if paid off then get interest from ING/HSBC OR PC ....

Great advice...

[flito ray]

I just received three 0% BT cheques from Citibank. I have no debts to pay off, so all the money will be for investment. I am pretty sure those RFDers who got in this deal many months ago have figured out how to make the most $$$ out of the "technically" free money.

Would anybody please share/give me some advice as to what I should do with my money ($16K) besides the well-known option: PCF 4% Interest Account? Please help guys as I know close-to-nothing about investment/financial stuff.

Thanks in advance!

depend on your level of risk. if you can handle more swings buy equities with your 16,000 but you risk losing it all. do you have 16,000 to pay in case you lose all your monies?

if you are risk adverse put the money in ING and earn 4% then you guarantee to get that and preserve your principle.

glad to be help

[windough]

You can't beat TD Canadian Bond Index eSeries 4.4% ytd, and 6.1% for the past 5 years. Not CDIC insured, but it's low risk, since it's mostly Canadian Govn't Bonds.

You're in for 90 days though, but after that it's liquid.

depend on your level of risk. if you can handle more swings buy equities with your 16,000 but you risk losing it all. do you have 16,000 to pay in case you lose all your monies?

if you are risk adverse put the money in ING and earn 4% then you guarantee to get that and preserve your principle.

glad to be help

[st7860]

the superstore (and ING) 4% bank accounts are insured. anything else that isnt a bank account isnt insured.

[flito ray]

i just request credit limit increase and more 0% cheque and they mail to me.

I just got 3000 more to add

[ktkn]

Is this deal still alive? I clicked on the link in the first post and it's no longer a 0% interest card, it's still a good rate, but still not 1.9%

oops.. I glanced and entered the wrong code from memory...

[copter]

I just got my card in the mail. I have 0% interest on all balance transfers for 1 full year.

This is almost too good to be true. The wife's application is now in the mail.

[nchopra]

Is this deal still alive? I clicked on the link in the first post and it's no longer a 0% interest card, it's still a good rate, but still not 0%

hmmm...wonder who the stupid one is? 0% = 0% maybe you should try the link again before asking such a stupid question.

[stallone]

And what about this sentence: "Your completed Application, and each Balance Transfer request, must be received by November 30, 2006, to qualify for this balance transfer offer."

Is it too late???

[ktkn]

hmmm...wonder who the stupid one is? 0% = 0% maybe you should try the link again before asking such a stupid question.

take it easy...

[flito ray]

signed up for a second card and they approve it... lol i got like 15K each limit so now i have 30K free money time to hit the casino

[stallone]

no one?

[SeerHawk]

no one?

I got mine in Mid Dec 0% Balance Transfer on 5k no problemo. I think if you read the earlier messages it mentioned that this offer is good until end of december.. I can't find any documentation with me about the end date of this promo but I know I got 0% till October 2007 for sure in a statement that I got.

[donye]

signed up for a second card and they approve it... lol i got like 15K each limit so now i have 30K free money time to hit the casino

Did you get 2 card with same name?

[wiebecj]

I've got an american credit card (a discover - signed up in store when down in Mineapolis for a free gift card) and they didn't say a thing about me being canadian