Expired Hot Deals

[CIBC] 1.99% for life MBNA MC or MBNA 0% interest Mastercard for 15 months or CITI 0%

  • Last Updated:
  • Mar 2nd, 2012 4:00 pm
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Apr 4, 2005
2667 posts
121 upvotes
Toronto
luckyduke wrote:
Nov 25th, 2006 5:55 am
I just received three 0% BT cheques from Citibank. I have no debts to pay off, so all the money will be for investment. I am pretty sure those RFDers who got in this deal many months ago have figured out how to make the most $$$ out of the "technically" free money.

Would anybody please share/give me some advice as to what I should do with my money ($16K) besides the well-known option: PCF 4% Interest Account? Please help guys as I know close-to-nothing about investment/financial stuff.

Thanks in advance!
depend on your level of risk. if you can handle more swings buy equities with your 16,000 but you risk losing it all. do you have 16,000 to pay in case you lose all your monies?

if you are risk adverse put the money in ING and earn 4% then you guarantee to get that and preserve your principle.

glad to be help
[QUOTE]there's no such thing as a stupid question unless it's a really stupid question - me[/QUOTE]
Sr. Member
Jul 11, 2004
848 posts
75 upvotes
You can't beat TD Canadian Bond Index eSeries 4.4% ytd, and 6.1% for the past 5 years. Not CDIC insured, but it's low risk, since it's mostly Canadian Govn't Bonds.

You're in for 90 days though, but after that it's liquid.
flito ray wrote:
Dec 7th, 2006 10:46 pm
depend on your level of risk. if you can handle more swings buy equities with your 16,000 but you risk losing it all. do you have 16,000 to pay in case you lose all your monies?

if you are risk adverse put the money in ING and earn 4% then you guarantee to get that and preserve your principle.

glad to be help
[OP]
Banned
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Dec 24, 2004
10708 posts
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the superstore (and ING) 4% bank accounts are insured. anything else that isnt a bank account isnt insured.
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Apr 4, 2005
2667 posts
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Toronto
i just request credit limit increase and more 0% cheque and they mail to me.

I just got 3000 more to add
[QUOTE]there's no such thing as a stupid question unless it's a really stupid question - me[/QUOTE]
Sr. Member
Nov 29, 2006
926 posts
240 upvotes
Is this deal still alive? I clicked on the link in the first post and it's no longer a 0% interest card, it's still a good rate, but still not 1.9%

oops.. I glanced and entered the wrong code from memory...
Jr. Member
May 20, 2006
183 posts
46 upvotes
I just got my card in the mail. I have 0% interest on all balance transfers for 1 full year.

This is almost too good to be true. The wife's application is now in the mail.
Member
Feb 26, 2005
249 posts
Oakville
ktkn wrote:
Dec 20th, 2006 8:31 am
Is this deal still alive? I clicked on the link in the first post and it's no longer a 0% interest card, it's still a good rate, but still not 0%
hmmm...wonder who the stupid one is? 0% = 0% maybe you should try the link again before asking such a stupid question.
Newbie
Dec 14, 2006
2 posts
And what about this sentence: "Your completed Application, and each Balance Transfer request, must be received by November 30, 2006, to qualify for this balance transfer offer." :confused:

Is it too late???
Sr. Member
Nov 29, 2006
926 posts
240 upvotes
nchopra wrote:
Dec 20th, 2006 9:29 pm
hmmm...wonder who the stupid one is? 0% = 0% maybe you should try the link again before asking such a stupid question.
take it easy...
Deal Addict
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Apr 4, 2005
2667 posts
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Toronto
signed up for a second card and they approve it... lol i got like 15K each limit so now i have 30K free money time to hit the casino
[QUOTE]there's no such thing as a stupid question unless it's a really stupid question - me[/QUOTE]
Jr. Member
Dec 14, 2003
126 posts
stallone wrote:
Dec 21st, 2006 5:04 pm
no one?
I got mine in Mid Dec 0% Balance Transfer on 5k no problemo. I think if you read the earlier messages it mentioned that this offer is good until end of december.. I can't find any documentation with me about the end date of this promo but I know I got 0% till October 2007 for sure in a statement that I got.
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May 10, 2003
1222 posts
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GTA
flito ray wrote:
Dec 21st, 2006 8:03 am
signed up for a second card and they approve it... lol i got like 15K each limit so now i have 30K free money time to hit the casino
Did you get 2 card with same name?
Deal Addict
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Dec 12, 2005
2538 posts
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I've got an american credit card (a discover - signed up in store when down in Mineapolis for a free gift card) and they didn't say a thing about me being canadian
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Dec 11, 2005
6437 posts
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TO
i got mine as well, gave 5K, just what i needed. Thogh kinda odd they sent 2 sets of checks, 1 you have to fil out your address and the other set has already prewritten my info? but the latter set cheques expire JAN 22, 07...so will surely deposit them before expiry!!!!

overall, excellent deal...i might call and get limit hiked up. has anyone tried this yet?
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