Expired Hot Deals

[CIBC] 1.99% for life MBNA MC or MBNA 0% interest Mastercard for 15 months or CITI 0%

  • Last Updated:
  • Mar 2nd, 2012 4:00 pm
Deal Expert
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Jun 3, 2005
28458 posts
1214 upvotes
PunkeyDoodles Corner…
huh? how come a new thread? I woudl've expected you to just hyperthread it into your other 0% CC one?

oh, and out of curiosity I just tried it and it is STILL READING ERROR.

is this dead then?
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Deal Addict
Jan 3, 2005
2276 posts
47 upvotes
bazan wrote:
Oct 17th, 2006 4:36 pm
Did anyone confirm if we need to activate the card before using the 0% BT cheque? I received the card and the 0% BT cheques, but don't really want to go through the hassle of activating (talking to all those reps trying to upsale you something)

Thanks.
I did a BT (to my bank account) without activating the card. There is no need to activate the card to do a BT. This way you won't be hassled by the reps trying to upsell you 100 varieties of insurance.
Member
Jan 18, 2004
350 posts
60 upvotes
I managed to get in on the 12 month no interest deal with the Citi card, I signed up online. I entered the account info for my other credit card and my line of credit while signing up for the card, recieved the card and activated it - in that order. The agent tried to sell me all that insurance stuff but I just told him no thank you and was done with it.

Now the card sits quietly in a drawer while I continue to pay down my line of credit balance that still remains. I lowered my credit limit on the card that I carry around with me and when it comes time to pay off the card I will simply get another "one year no interest" card, put as much of the balance from my Citi card and Line of credit as I can on to the new card and cancel the Citi card. I figured that by doing this I will save about $700 a year in interest. This is DEFINITELY a hot deal if you're trying to pay down some debt.
Sr. Member
Dec 26, 2004
610 posts
77 upvotes
Toronto
For those of you that have been sitting on the side lines on this deal, have another chance to get it on it. How about 0% interest until October 2007? Well, here is the code for it!

0% interest until OCT 2007 - N6T

BTW, this card is with CITIBANK and you can get the linky from the first post. I guess this is not an expired deal anymore! :lol:

ENJOY ALL!

--TheDonald
[OP]
Banned
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Dec 24, 2004
10708 posts
151 upvotes
thedonald wrote:
Oct 18th, 2006 11:22 am
For those of you that have been sitting on the side lines on this deal, have another chance to get it on it. How about 0% interest until October 2007? Well, here is the code for it!

0% interest until OCT 2007 - N6T

BTW, this card is with CITIBANK and you can get the linky from the first post. I guess this is not an expired deal anymore! :lol:

ENJOY ALL!

--TheDonald

how do you get these updates? do you get postal mail spam from citibank, or do you sit there and try "A, B, C" etc?
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Deal Addict
Jul 27, 2006
1004 posts
378 upvotes
Can I write a cheque to myself from a TD visa, and then do the balance transfer to CITI?
Thanks
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Dec 24, 2004
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antonywoo wrote:
Oct 18th, 2006 6:12 pm
Can I write a cheque to myself from a TD visa, and then do the balance transfer to CITI?
Thanks
I would recommend you do the balance transfer from CITI to TDBANK first then write yourself the check from TD. That is so you will save yourself a few days of interest.
Member
User avatar
Sep 19, 2006
265 posts
7 upvotes
Toronto
jackboot wrote:
Oct 18th, 2006 2:28 am
I did a BT (to my bank account) without activating the card. There is no need to activate the card to do a BT. This way you won't be hassled by the reps trying to upsell you 100 varieties of insurance.
wow.That's awesome.how did you do the BT?call them or just write the cheque?Thanks :)
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Member
User avatar
Sep 19, 2006
265 posts
7 upvotes
Toronto
antonywoo wrote:
Oct 18th, 2006 6:12 pm
Can I write a cheque to myself from a TD visa, and then do the balance transfer to CITI?
Thanks
I dont understand...buddy,why you wanna waste money?
Life is greater than death. And love is greater than either.
Deal Addict
Jul 27, 2006
1004 posts
378 upvotes
How does the BT work? I thought it was transfer between credit cards only. I could actually write a citi cheque and directly deposit to my bank account with 0%? Is there minimum payment before next Oct?

Thanks
Deal Expert
User avatar
Dec 11, 2005
19042 posts
1500 upvotes
antonywoo wrote:
Oct 19th, 2006 2:16 pm
How does the BT work? I thought it was transfer between credit cards only. I could actually write a citi cheque and directly deposit to my bank account with 0%? Is there minimum payment before next Oct?

Thanks
Yes. You can write yourself a BT cheque and deposit right into your bank account.

I do this all the time with my RBC visa, which has a constant 3.97% BT rate.
Deal Addict
User avatar
Oct 23, 2006
4494 posts
1417 upvotes
Winnipeg
Just received my gold card, activated it, and awaiting the balance transfer cheque package. I will have 0% interest until Oct 26th 2007, which will save me over $600 in interest. PLUS there are NO balance transfer fees at all!

Thanks so much for this deal! :cheesygri
[OP]
Banned
User avatar
Dec 24, 2004
10708 posts
151 upvotes
i tested it just now, and the codes are still working.
Air Canada Aeroplan Super Elite Reservations: 1-800-401-7201 or 514-369-7598
get unlimited calls or other discounts by calling directly to:
Fido Retentions: call 611 then push 7, then push 3 - or Rogers Retentions 1-514-734-7873 or 1-866-228-7109
Telus Mobility: 1-877-279-3100 or 416-279-3100 or 1 416 296 7669 client.loyalty@telus.com
Bell Mobility: 1-866-313-1086
nice chairs http://www.eternitymodern.ca
great value - lol http://www.walmart.ca
Jr. Member
Oct 31, 2006
182 posts
1 upvote
Is it possible to enter a chequing account number in balance transfer section of the application and have then deposit it directly?

Or do you write yourself a cheque when they send it? Do you have to request the convience cheques or do they just come with the card?

And there's no mention of BT fees anywhere that I see, are there any?

I apologize for the newbie questions - I've been doing this with my cards in the US for a short while now, but never thought of doing it in Canada b/c I didn't realize there were any 0% offers out there.

Thanks
Sr. Member
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Jun 14, 2005
649 posts
69 upvotes
Ottawa
jefguth wrote:
Nov 1st, 2006 9:13 pm
Is it possible to enter a chequing account number in balance transfer section of the application and have then deposit it directly?
<snip>
YES. In fact, I had originally put the my PC Line of Credit account number, and the Citi rep called me and told me that it would be easier for them to do the BT into my bank account. So I gave him my chequing account info, got my full credit limit deposited (confirmed at 0% for 365 days) into my chequing account 5 days later, and then transferred it into my PC Plus savings account where it is earning 4% while I decide what to do with it. I should thank st7860 and THEDONALD for this deal :)

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