Personal Finance

51% of Canadians living paycheque to paycheque. Are you?

  • Last Updated:
  • Sep 17th, 2014 12:56 pm
Tags:
None
Sr. Member
Jul 18, 2014
727 posts
58 upvotes
Toronto, ON
Ninja Robot Pirate wrote:
Sep 12th, 2014 1:02 am
Let's not call people "language killer" when you've managed to use a comma splice while leaving out the commas you needed. Muphry's Law, etc.
lol at gwplant grammer policing on internet forum. Massive fail.
Sr. Member
Jul 18, 2014
727 posts
58 upvotes
Toronto, ON
IceBlueShoes wrote:
Sep 11th, 2014 9:29 pm
Luckily I'm not in this group. If I lost my job I have 3 months worth and with some belt tightening 4 months worth to last. If I started to go into my rrsps I could last a year and half or so.

3months is not enough for me, but I have a travel addiction lol.
I am going to save up and have 6 months worth though again which is my $0.00 as far as my bank account is concerned.
Well you kind of are in this group if you can only last 3 months without paycheck right? I mean you're assuming you're even going to dig into savings until you have $0 in bank and no stocks etc.

I consider myself living paycheck to paycheck because I barely make enough to save. If I dig into savings I can "last" a few months too, but thats hardly any good because I am selling stocks and ETFs and then I will have nothing and a huge tax bill. After I get to $0 there is nothing left for me. Maybe payday loan, but then you can't get that because no pay check. Being a beggar is next.
Deal Addict
User avatar
Dec 18, 2007
4171 posts
270 upvotes
learningropes wrote:
Sep 12th, 2014 1:38 am
Well you kind of are in this group if you can only last 3 months without paycheck right? I mean you're assuming you're even going to dig into savings until you have $0 in bank and no stocks etc.

I consider myself living paycheck to paycheck because I barely make enough to save. If I dig into savings I can "last" a few months too, but thats hardly any good because I am selling stocks and ETFs and then I will have nothing and a huge tax bill. After I get to $0 there is nothing left for me. Maybe payday loan, but then you can't get that because no pay check. Being a beggar is next.
Well the question was 1 paycheck, so I guess I'm about 6-7 paychecks away without draining investments.

Still not much and something I plan on fixing sooner than later.
I'm looking for a NZ Silver Fern Kiwi coin! :)
Banned
User avatar
Jun 8, 2008
3977 posts
1379 upvotes
Toronto
When I first started working, yeah, had I lost my job it would have been difficult to have paid my rent. Starting to build an emergency fund was one of the first things I did and it took me ages. Didn't own a car, wasn't saving for a down payment, I just didn't make a whole lot of money and didn't want to live at home.

Now... We have enough, married with a family, higher income and I've been saving since that first job. We have consciously reduced monthly expenses as well.
Deal Addict
Sep 6, 2010
1686 posts
430 upvotes
Vancouver
Ninja Robot Pirate wrote:
Sep 12th, 2014 1:02 am
Let's not call people "language killer" when you've managed to use a comma splice while leaving out the commas you needed. Muphry's Law, etc.
Oh how appropriate a kid sticking up for another kid, but use of the english language and grammar and/or punctuation are similar. You're right you got me good Bra!! Online school yard is over there, head over and I will meet you there.
Deal Addict
User avatar
May 23, 2008
1003 posts
721 upvotes
Toronto, Ontario
gwplant wrote:
Sep 12th, 2014 11:34 am
Oh how appropriate a kid sticking up for another kid, but use of the english language and grammar and/or punctuation are similar. You're right you got me good Bra!! Online school yard is over there, head over and I will meet you there.
I'm actually struggling to parse your comment due to the lack of punctuation. Is it:
Oh[,] how appropriate[:] a kid sticking up for another kid, but [the] use of the [E]nglish language[,] grammar[,] and/or punctuation [is] similar.
Are you accusing me of being tebore's sockpuppet account? I'm not, but feel free to report it to the mods if you'd like. In any case, there's no "sticking up" for anyone here; I'm simply pointing out that picking apart a person's use vocabulary/orthography -- especially in an informal setting like an online forum -- opens the door for that same scrutiny to be pointed back at you (and now, me).
Deal Fanatic
Mar 24, 2008
5617 posts
1714 upvotes
Toronto
^ Either way, the slang for "brother" is not 'bra' but 'bruh' or simply 'bro'. Seems to me that kids these days are bastardizing Ebonics as well as proper English. :lol:
Deal Addict
Sep 6, 2010
1686 posts
430 upvotes
Vancouver
Ninja Robot Pirate wrote:
Sep 12th, 2014 1:27 pm
I'm actually struggling to parse your comment due to the lack of punctuation. Is it:



Are you accusing me of being tebore's sockpuppet account? I'm not, but feel free to report it to the mods if you'd like. In any case, there's no "sticking up" for anyone here; I'm simply pointing out that picking apart a person's use vocabulary/orthography -- especially in an informal setting like an online forum -- opens the door for that same scrutiny to be pointed back at you (and now, me).
Final point. I have no problem being scrutinized, but once again I was critical of the use of the term "Bro" and his butchering of the english language with a 20 something year old term not his use of commas, periods, semi colons, question marks, exclamation points or quotation marks. But well done on your misplaced scrutiny. Love it when I have to answer for something from an anonymous poster for something I did not even infer, not likely to get back that 5 mins wasted in life anytime soon.
Deal Addict
Sep 6, 2010
1686 posts
430 upvotes
Vancouver
ksgill wrote:
Sep 12th, 2014 1:37 pm
^ Either way, the slang for "brother" is not 'bra' but 'bruh' or simply 'bro'. Seems to me that kids these days are bastardizing Ebonics as well as proper English.
Exactly! My point many posts ago...
Cannot ever get enough of the term "bastardizing" well played.
Deal Fanatic
Mar 24, 2008
5617 posts
1714 upvotes
Toronto
gwplant wrote:
Sep 12th, 2014 1:37 pm
Final point. I have no problem being scrutinized, but once again I was critical of the use of the term "Bro" and his butchering of the english language with a 20 something year old term not his use of commas, periods, semi colons, question marks, exclamation points or quotation marks. But well done on your misplaced scrutiny. Love it when I have to answer for something from an anonymous poster for something I did not even infer, not likely to get back that 5 mins wasted in life anytime soon.
I doubt his command of English language has anything to do with being in his 20's. It has definitely something to do with his lack of education and that's not something to be proud of.
Deal Addict
User avatar
May 23, 2008
1003 posts
721 upvotes
Toronto, Ontario
gwplant wrote:
Sep 12th, 2014 1:37 pm
Final point. I have no problem being scrutinized, but once again I was critical of the use of the term "Bro" and his butchering of the english language with a 20 something year old term not his use of commas, periods, semi colons, question marks, exclamation points or quotation marks. But well done on your misplaced scrutiny. Love it when I have to answer for something from an anonymous poster for something I did not even infer, not likely to get back that 5 mins wasted in life anytime soon.
And my point is that going after someone for their use of, as you put it, "vocabulary/vernacular" when your own grasp of the English language isn't the best is, to borrow a phrase, "hella weak, bro."

Also, as far as linguists are concerned, "bro," "bra/brah," "bruh," etc. are all acceptable pronunciations/spellings, so your entire argument was specious at best. And with that, I am officially done.
ksgill wrote:
Sep 12th, 2014 1:37 pm
^ Either way, the slang for "brother" is not 'bra' but 'bruh' or simply 'bro'. Seems to me that kids these days are bastardizing Ebonics as well as proper English. :lol:
You guys are mixing up orthography (spelling) with pronunciation. "Brah" is just as acceptable as "bro," and "bruh," as a shortening of "brother." The term "ebonics" has fallen out of favour, linguists use AAVE or BAE. And, of course, since linguistics is descriptive, not prescriptive, one cannot "bastardize" a language to begin with, and "proper English" doesn't exist. But that's a discussion for an Introduction to Linguistics class.
Deal Guru
Feb 9, 2006
10170 posts
4293 upvotes
Brampton
Bras bras ya'll dun got trolled.
Deal Fanatic
Mar 24, 2008
5617 posts
1714 upvotes
Toronto
Ninja Robot Pirate wrote:
Sep 12th, 2014 1:53 pm
...
Also, as far as linguists are concerned, "bro," "bra/brah," "bruh," etc. are all acceptable pronunciations/spellings, so your entire argument was specious at best. And with that, I am officially done.

You guys are mixing up orthography (spelling) with pronunciation. "Brah" is just as acceptable as "bro," and "bruh," as a shortening of "brother." The term "ebonics" has fallen out of favour, linguists use AAVE or BAE. And, of course, since linguistics is descriptive, not prescriptive, one cannot "bastardize" a language to begin with, and "proper English" doesn't exist. But that's a discussion for an Introduction to Linguistics class.
When I used the word "Ebonics", you instantly knew what I was talking about. I don't think we were having a discussion on linguistics to begin with but thanks for a lesson anyways. Say what you may, if someone uses the words like "bruh" in real life, they immediately pay the price (especially in a work/professional setting). Of course, this is an internet forum and the same rules don't apply but you can't blame a brother for trying. :D
Sr. Member
Jul 18, 2014
727 posts
58 upvotes
Toronto, ON
why is it that every time gwplant enters the discussion it turns into angry flame war about some nonsense?

Top