Shopping Discussion

7-11 charged me tax on a vanilla mastercard?!?!?

  • Last Updated:
  • Feb 25th, 2011 10:20 pm
Tags:
None
[OP]
Sr. Member
Feb 7, 2009
568 posts
72 upvotes

7-11 charged me tax on a vanilla mastercard?!?!?

I bought a $25 vanilla mastercard at 7-11, and they charged me tax for it!! I thought you can't charge tax on a gift card? I saw there is a $4 activation fee, so my $30 spent only gives me $20. Can I return this card?
13 replies
[OP]
Sr. Member
Feb 7, 2009
568 posts
72 upvotes
SoroSuub1 wrote:
Feb 25th, 2011 8:57 am
Is it tax on the $4?

No. It was $25 + tax.

Wait. Is the activation fee paid upfront or when you first use the card, and they deduct it from your $25 amount?
Member
Apr 14, 2010
405 posts
134 upvotes
the activiation fee is paid when you buy the card. That way if you give someone a $25 card as a gift they will actually have $25 to spend.
Sr. Member
Oct 24, 2007
526 posts
240 upvotes
They can't charge you tax when you buy it, *maybe* on the activation fee. But not on the $25. You are only charged tax when you use the card to purchase stuff.
Deal Addict
Oct 11, 2005
1780 posts
110 upvotes
Southern ontario
damn...that's a lot of money for activation on a $25 card!!!
Sr. Member
User avatar
Apr 21, 2009
949 posts
109 upvotes
Winnipeg
Did you pay $29.20? or $29.46?

$25 -VMC
$ 4 - Activation 5% GST= $.20 HST=$.46
----
$29.00 Subtotal

If you paid $30.40 you would have paid GST on the Subtotal amount which is unlawful.
--- <3

:cry: Personally, I am just scared of Idiocracy turning from a funny movie into a prophecy. :confused:
Deal Fanatic
User avatar
Jun 3, 2008
6905 posts
2845 upvotes
pompoco wrote:
Feb 25th, 2011 2:03 pm
Did you pay $29.20? or $29.46?

$25 -VMC
$ 4 - Activation 5% GST= $.20 HST=$.46
----
$29.00 Subtotal

If you paid $30.40 you would have paid GST on the Subtotal amount which is unlawful.
That's what I intended to ask. But was too lazy to break it down. xD
Member
User avatar
Jun 28, 2004
435 posts
65 upvotes
Toronto
They charge you the activation fee upfront when you purchase the card. I think the charge is $4.95. They also charge you a maintenance fee of like $2.50 per month after the 7th months you have the card until there is no balance. Also can't reload these cards.

If this is for yourself, the best thing to do is get yourself a secured Visa or Mastercard. At least it will help you build your credit over time.
[OP]
Sr. Member
Feb 7, 2009
568 posts
72 upvotes
pompoco wrote:
Feb 25th, 2011 2:03 pm
Did you pay $29.20? or $29.46?

$25 -VMC
$ 4 - Activation 5% GST= $.20 HST=$.46
----
$29.00 Subtotal

If you paid $30.40 you would have paid GST on the Subtotal amount which is unlawful.

I paid $29.46

That makes sense.

But 7-11 never gave me a receipt.
Deal Guru
User avatar
Oct 14, 2003
14224 posts
1092 upvotes
and they say kids are the future.... :facepalm:
Science
is the new
rock 'n'
roll.
Deal Addict
User avatar
Dec 4, 2009
4009 posts
772 upvotes
Aurora
chengbin wrote:
Feb 25th, 2011 9:11 pm
But 7-11 never gave me a receipt.

Try asking for one next time.
"I'm a bit upset. I've been grab by the back without any alert and lubrification"
Lucky
Deal Addict
User avatar
Aug 18, 2008
2668 posts
583 upvotes
Ottawa
Ojam wrote:
Feb 25th, 2011 9:33 pm
and they say kids are the future.... :facepalm:

Who ever said that the future was bright? :lol:

Top