Accident / Theft insurance?

[nfs2]

I have a 5d with a 35L lens, and i never take it anywhere because i'm afraid to break it or it might get stolen.

Is there insurance i could get to cover it from accidental damage and theft?

[FlyerGuy]

Shouldn't you be calling your insurance company instead of asking us here?

[rubberband]

Shouldn't you be calling your insurance company instead of asking us here?

What an utterly useless answer. Good job.

You can get a few different kinds of insurance for your camera equipment. Make sure you know what sort of coverage you need first though - do you travel with your camera? Use it in harsh conditions?

[FlyerGuy]

Well, aren't you the elitist snob. Good job.

This is the Photography board from RFD, unless you're actually selling insurance, the most sound advice for him is to actually call up someone selling insurance. *GASP* Who knew?

[rubberband]

Well, aren't you the elitist snob. Good job.

This is the Photography board from RFD, unless you're actually selling insurance, the most sound advice for him is to actually call up someone selling insurance. *GASP* Who knew?

I'm fully aware of what forum this is. I sort of helped start it and stuff.

It's not as though he was posting spam in the deals forum, for example.

There are a number of semi-pro photographers on the board, as well as a number of people who work in the industry. Most of us have invested quite a lot in our equipment - so asking what fellow users do about protecting it is a perfectly reasonable question for this venue.

Here's what I know - it's not very easy.

Here's a useful article on insuring your gear:
http://photo.net/learn/insurance

Many non-profit and for-profit organizations offer insurance designed for photographers.. try www.nikonians.com for example. You need to be a member, but it's a start.

Also important: You can extend your homeowner's or tenant's insurance policy, but if you intend to make money from your photographs your policy will no longer cover your gear, as it's now considered to be commercial.

[nfs2]

Well, aren't you the elitist snob. Good job.

This is the Photography board from RFD, unless you're actually selling insurance, the most sound advice for him is to actually call up someone selling insurance. *GASP* Who knew?

Yeah well TD (whom i get insurance from) offers nothing of the sort. Of course i asked them first. I also asked them if they knew who would. I have no idea who does.. Hence me asking the question.

Give a guy the benefit of the doubt huh?

[nfs2]

I'm fully aware of what forum this is. I sort of helped start it and stuff.

It's not as though he was posting spam in the deals forum, for example.

There are a number of semi-pro photographers on the board, as well as a number of people who work in the industry. Most of us have invested quite a lot in our equipment - so asking what fellow users do about protecting it is a perfectly reasonable question for this venue.

Here's what I know - it's not very easy.

Here's a useful article on insuring your gear:
http://photo.net/learn/insurance

Many non-profit and for-profit organizations offer insurance designed for photographers.. try www.nikonians.com for example. You need to be a member, but it's a start.

Also important: You can extend your homeowner's or tenant's insurance policy, but if you intend to make money from your photographs your policy will no longer cover your gear, as it's now considered to be commercial.

Thanks rubberband, thats very helpful

[CSAgent]

Henrys offers insurance I believe if you purchase the equipment from them. It goes through a 3rd party company, like how their HAC is. HAC is Henry's Advantage Card, just like BB or FS have their own credit card on in-store use. I think they even upsell it to you when you purchase expensive stuff from them just in case. I suppose its worth having if you have a tendency to be in situations to lose exp. camera equipment.

As for my own insurance, a razor sharp wit and Defcon 2 readiness is all I need. I don't let anyone touch my package of camera equipment, unless it's a hot girl. Much like my other package...

[ryan_lau100]

Henrys offers insurance I believe if you purchase the equipment from them. It goes through a 3rd party company, like how their HAC is. HAC is Henry's Advantage Card, just like BB or FS have their own credit card on in-store use. I think they even upsell it to you when you purchase expensive stuff from them just in case. I suppose its worth having if you have a tendency to be in situations to lose exp. camera equipment.

As for my own insurance, a razor sharp wit and Defcon 2 readiness is all I need. I don't let anyone touch my package of camera equipment, unless it's a hot girl. Much like my other package...

bahahaha

i think that is a perfectly valid question as i too called my insurance company who were of pretty much no help either. they told me "you can add on to the home insurance but the deductible is $1000 and your rates will increase by XX.XX a year". so basically if you have a body and lense stolen and they arent "L" or a 1D you are pretty much screwed anyways since it falls below the deductible.

[aero1ab]

I have an insurance policy with State Farm Insurance specifically for my camera equipment. It is separate from house/auto insurance. It covers everything from theft to accidental damage, such as being dropped in a lake or run over by a car. It's good for peace of mind

[CoinSaver]

Thanks for sharing the information. I have been looking for insurance too. My property insurance won't cover anything used professionally. Makes things very hard if you're getting into professional work.

I'm fully aware of what forum this is. I sort of helped start it and stuff.

It's not as though he was posting spam in the deals forum, for example.

There are a number of semi-pro photographers on the board, as well as a number of people who work in the industry. Most of us have invested quite a lot in our equipment - so asking what fellow users do about protecting it is a perfectly reasonable question for this venue.

Here's what I know - it's not very easy.

Here's a useful article on insuring your gear:
http://photo.net/learn/insurance

Many non-profit and for-profit organizations offer insurance designed for photographers.. try www.nikonians.com for example. You need to be a member, but it's a start.

Also important: You can extend your homeowner's or tenant's insurance policy, but if you intend to make money from your photographs your policy will no longer cover your gear, as it's now considered to be commercial.

[tienm23]

I have an insurance policy with State Farm Insurance specifically for my camera equipment. It is separate from house/auto insurance. It covers everything from theft to accidental damage, such as being dropped in a lake or run over by a car. It's good for peace of mind

I've got the same deal, cost $6.25 a month with no deductable. Agree that it's good peace of mind.