I've only deposited 2 cheques (mobile deposit) so far. Deposited $300 to the eChequing with a hold of $200 on the 28th of March, and it was cleared this past Friday. Deposited a $10000 cheque the same day (March 28th) to the eSavings with a hold of $7000. It is still on hold (but I believe the standard is 5 business days for most banks on holds). The first cheque is much smaller in amount so I'm guessing that probably has something to do with the shorter hold times. Other than that, I made a payment to my Tangerine MasterCard and it went thru fine. Will move my payroll deposit over as well this coming week.
I received the debit card, but cannot use it yet. Still waiting for the PIN to arrive before I can call in to activate. I will have to ask what the debit card limit is at that time.