And why not masking transaction through a chequing? it's no fee.
We're talking about fund holding - typically you are only entitled for $100 access, the rest might be held for over 5 business days! - common practice by Ontario FIs.
So the more flexibility and better fund holding policy by Motive Financial or Tangerine itself make a lot more sense (cleared the moment it's cleared immediately)
Netflix? Bill me in Turkish Lira, Watch Me around the world.