Sorry guys I'm sure this was answered already, but probably a good while back in the thread and I can't seem to find it.
My understanding is that Cobalt will get a $30k annual spend cap on the 5x (?). Will that $30k also include the 2x earn? Will the 2x be capped at all?
Just thinking if the 2x is part of the $30k cap, Cobalt cardholders shouldn't use the card on the 2x UNLESS they have no intention of hitting the $30k in 5x categories. If the 2x is uncapped, then no reason not to use Cobalt in the 2x. Sure, some cards earn 3+x/% in Cobalt's 2x categories, but the opportunity cost would be to likely carry another AF card, probably minimal or trivial incremental net gain, etc. 2x at >1cpp makes Cobalt still a good deal on the 2x, but that all depends on how the accelorator spend cap will be imposed effective August.
Anyone can chime on this?
My understanding is that Cobalt will get a $30k annual spend cap on the 5x (?). Will that $30k also include the 2x earn? Will the 2x be capped at all?
Just thinking if the 2x is part of the $30k cap, Cobalt cardholders shouldn't use the card on the 2x UNLESS they have no intention of hitting the $30k in 5x categories. If the 2x is uncapped, then no reason not to use Cobalt in the 2x. Sure, some cards earn 3+x/% in Cobalt's 2x categories, but the opportunity cost would be to likely carry another AF card, probably minimal or trivial incremental net gain, etc. 2x at >1cpp makes Cobalt still a good deal on the 2x, but that all depends on how the accelorator spend cap will be imposed effective August.
Anyone can chime on this?
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