American Express Gold with 2% Cash Rebate (tiered)

[najibs]

I think you may have misinterpreted his question.

maybe i did

[slgta]

called the main AE number (1-800-668-2639) and completed the whole application process with the first agent. all good.

now ... let's see how long does it take for the card to arrived.
the agent estimated 10 business days.

Thanks OP.

Bye Bye Costco Platinum
Bye Bye AeroplanPlus Gold

[animatic]

Are you expecting someone from Amex to come to your house to personally deliver the card?

Hah, no.. I mean if another application form will arrive in the mail .. but I have a feeling it will be just the card, ready to activate.

[najibs]

Hah, no.. I mean if another application form will arrive in the mail .. but I have a feeling it will be just the card, ready to activate.

If you've been approved by phone already, then yes, you'll just get the card in the mail.

[DieHardware]

Just applied over the phone. I'll save that 'till after I receive it-->Yay

[awjf]

Anyone here have any "tricks" as per how to pay major expenses off with a CC, thus whoring up the rewards.

For example:

- Rent
- Car Insurance
- Student Loan

For me, those are my top 3 expenses every month. They are all paid directly through my chequing account.

The only way I can think of is if you set up a paypal account with your landlord? I am assuming that you can't use your CC to buy things like money orders or go to casinos.

I work for a company which sells Interac/CC terminals and the reason why one cannot pay for ex. his rent with a CC is quite simple: It costs money to accept a CC. So, since rent is usually taken by a private party, these people do not really want to pay for the extra fees that range from 1.5% to 4.5%.

I recently participated in a survey that was asking about "What if an insurance company would allow you to charge the premium through your CC?" so I guess that it is possible even though I am sure that they would transfer the fee to the consumer (no surprise there, you get nothing for nothing).

I pay my university courses with my CC, but I never had a student loan so I don't know about this...

J-F

[carpeter]

Well I got my cash back yesterday. I've been using since a couple months (pay rent) a couple big ticket items etc. I got $35.

What are the conditions of 1 year extended warranty though. How does it work?
Do I have to pay labour and or parts if my laptop is dead after its normal warranty?

[gman]

I recently participated in a survey that was asking about "What if an insurance company would allow you to charge the premium through your CC?" so I guess that it is possible even though I am sure that they would transfer the fee to the consumer (no surprise there, you get nothing for nothing).

I got my car insurance from RBC which is the lowest I could get last year. I get quote from various car insurance company every year and the winner of last year was RBC (the year before was Monnex and the year before was PCF, ...) I was surprised that they did not impose any extra charge for me to pay through CC monthly. i.e. regardless how I pay it, one lump sum or monthly, bank account or CC, the total charge is the same. I guess being part of a bank makes a lot of thing easier.

[someguy91]

Since this is the credit card thread.. does anyone have any links to analysis of % reward based on spending that the Air Miles program gives? I just need to do an analysis.. for the parents.

[PhoeniX Skye]

Since this is the credit card thread.. does anyone have any links to analysis of % reward based on spending that the Air Miles program gives? I just need to do an analysis.. for the parents.

http://www.redflagdeals.com/deals/ma...ticles/credit6

[angel_wing0]

I got my car insurance from RBC which is the lowest I could get last year. I get quote from various car insurance company every year and the winner of last year was RBC (the year before was Monnex and the year before was PCF, ...) I was surprised that they did not impose any extra charge for me to pay through CC monthly. i.e. regardless how I pay it, one lump sum or monthly, bank account or CC, the total charge is the same. I guess being part of a bank makes a lot of thing easier.

they even take AMEX? damn maybe i should switch to them!

[Sephora]

Thanks OP, just received my card in the mail.

First time amex cardholder, called in, no further follow up via phone, etc. until the card arrived.

Looks nice, and relatively high credit limit.

This has been asked and answered before, but can I pay my U of T tuition with this? (I read this entire thread when I applied, but no way am I going through this beast again)

[Sephora]

Thanks OP, just received my card in the mail.

First time amex cardholder, called in, no further follow up via phone, etc. until the card arrived.

Looks nice, and relatively high credit limit.

This has been asked and answered before, but can I pay my U of T tuition with this? (I read this entire thread when I applied, but no way am I going through this beast again)

from www.fees.utoronto.ca

Can I pay my fees by credit card?

A Sorry, Student Accounts can not accept credit or debit card payments. All account payments are made at a bank � check the section Payments on the website for a listing of participating financial institutions. You may use any payment method available through your bank � bank machine, teller, online or telephone banking.


Frig U of T, I want my 2%!

[angel_wing0]

from www.fees.utoronto.ca

Can I pay my fees by credit card?

A Sorry, Student Accounts can not accept credit or debit card payments. All account payments are made at a bank � check the section Payments on the website for a listing of participating financial institutions. You may use any payment method available through your bank � bank machine, teller, online or telephone banking.


Frig U of T, I want my 2%!

pretty sure u can, maybe u have to pay at the school in order for them to take CC.

[CSR]

pretty sure u can, maybe u have to pay at the school in order for them to take CC.

Pretty sure you can't. You can pay for some misc. fees at the registrars office with CC. I need to double check.