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  • Oct 12th, 2017 3:42 pm
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Deal Fanatic
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Dec 11, 2005
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TO
So no go for Scotia Amex and Capital One MC (aspire/cashback) ones as of yet?

Good to see atleast scotia visa is working :)
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Mar 23, 2004
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Markham
TorontoEh wrote:
Jun 2nd, 2017 10:16 am
So no go for Scotia Amex and Capital One MC (aspire/cashback) ones as of yet?

Good to see atleast scotia visa is working :)
AMEX is coming soon according to Google. Cap One might be a while longer, consider that it doesnt even work with Apple Pay yet...
「もし、奇跡を起こせたら……」
Member
Dec 27, 2002
272 posts
34 upvotes
Toronto
I just tried to use it at McDonalds and I got an error. Something like "application not supported" I think I did it wrong though I just tapped it with the screen off. Does being awake means having the screen on? I did feel the phone vibrate when I tapped though.
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Mar 23, 2004
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Markham
SneakyPete wrote:
Jun 2nd, 2017 12:49 pm
I just tried to use it at McDonalds and I got an error. Something like "application not supported" I think I did it wrong though I just tapped it with the screen off. Does being awake means having the screen on?
means the screen has to be on, and the phone needs to be unlocked.
「もし、奇跡を起こせたら……」
Newbie
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Aug 15, 2005
97 posts
117 upvotes
Edmonton, AB
SneakyPete wrote:
Jun 2nd, 2017 12:49 pm
I just tried to use it at McDonalds and I got an error. Something like "application not supported" I think I did it wrong though I just tapped it with the screen off. Does being awake means having the screen on? I did feel the phone vibrate when I tapped though.
The screen should be on.

From what I've read, in Canada, you don't need to have your phone unlocked if the transaction is less than $100, and you can make a maximum of 3 of these <$100 transactions with your phone locked before you have to unlock it to pay more.

You might want to make sure that your default "Tap and Pay" app is Android Pay. Go to the Android settings (usually pull down from the top of the screen and press the gear), then select the "Tap and Pay" option, and set the "Payment default" setting to "Android Pay".
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Mar 23, 2004
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Xelloss wrote:
Jun 2nd, 2017 1:46 pm
From what I've read, in Canada, you don't need to have your phone unlocked if the transaction is less than $100, and you can make a maximum of 3 of these <$100 transactions with your phone locked before you have to unlock it to pay more.
From personal experience, not true. Every single time the phone has to be unlocked for me.
「もし、奇跡を起こせたら……」
Sr. Member
May 3, 2005
968 posts
59 upvotes
Woodbridge
Just wanted to report that I added my PC Financial Mastercard the other day and tried the tap and pay at a local Mucho Burrito. My phone was off and all I did was tap the phone to the terminal and I felt a buzz and saw confirmation that the transaction went through. Neat feature is that you see a transaction receipt notification on your phone afterwards. Looking forward to trying it out at other spots.
Deal Guru
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Aug 8, 2012
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LOL. The conflicting reports match the conflicting wording on their site ... so the site is RIGHT! :D
Xelloss wrote:
Jun 2nd, 2017 1:46 pm
The screen should be on.

From what I've read, in Canada, you don't need to have your phone unlocked if the transaction is less than $100, and you can make a maximum of 3 of these <$100 transactions with your phone locked before you have to unlock it to pay more.
angel_wing0 wrote:
Jun 2nd, 2017 1:49 pm

From personal experience, not true. Every single time the phone has to be unlocked for me.
lobo wrote:
Jun 2nd, 2017 3:00 pm
My phone was off and all I did was tap the phone to the terminal and I felt a buzz and saw confirmation that the transaction went through.
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Deal Fanatic
Apr 20, 2011
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ON
angel_wing0 wrote:
Jun 2nd, 2017 12:04 am
you just need to make sure your phone is awake/unlocked and point it at the terminal and it should automatically work.

Refer to:


^ dont know how he was able to do it with his phone locked.
Newer LG phones include android pay embedded in the settings - perhaps if using that mode vs the standalone app it does not need to be unlocked (as it's native to the lock screen?)
Maybe?

When I have a card that is supported I'll try with and without the standalone app installed.
Sr. Member
May 3, 2005
968 posts
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Woodbridge
Went to Five Guys tonight and I think I noticed a difference. They had one of the older tap & pay terminals where I actually had to turn on my phone (not unlock it) for Android Pay to work. At Mucho Burrito they had one of the newer terminals and I didn't have to turn on my phone. Will try it again whenever the opportunity is around but liking this better than always having to fish out my credit card seeing as I usually have my phone in my hand anyways.
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Jul 9, 2016
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Hamilton
angel_wing0 wrote:
Jun 2nd, 2017 8:37 am
+1, anyone could have use it if the phone doesnt need to be unlocked.
I think the point is that it works just like a debit card with tap. No additional security required under a certain dollar limit ($100). So the same way anyone who took your debit card could tap purchases, so too could someone take your phone and make purchases (up to the limit, above which additional security, pin in case of card, unlocking in case of phone). Both instances of fraud are still covered by the banks.
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Jul 8, 2014
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Toronto, ON
mech9t5 wrote:
Jun 5th, 2017 6:20 am
Just added my bmo debit card
Tried adding my BMO Debit card, got an error saying "This card can't be added quite yet Your card will be supported soon. We'll let you know once you can add it."
Member
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May 17, 2012
304 posts
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Montreal
For me, adding my BMO debit card worked but i can't validate it ... I get a "Mobile Banking Verification is currently unavailable for your card(s). Please return to Android Pay for alternative verification options." in the BMO app.

And of course, there are no other options in Android Pay ...

Edit : Called Customer service, they told me it wasn't available for debit yet ... I told them yes it is, they put me in touch with another "Android Pay specialist" who was then able to validate my card over the phone and it was instantly ready to use on my phone (I actually saw it getting validated while on the phone with them).

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