Applying for a line of credit
So my fiancee just applied for a loc online via PCF and was denied. No reason given but I thnk they have to mail you the reason right?
Anways, she makes $26 000 a year, has $6000 in the bank and is on the mortgage with me.
Our mortgage is at 121 000.
She doesn't pay the mortgage, her only bill is giving me $300 a pay cheque and I take care of all the expenses.
She applied for a $15 000 LOC, we are getting married and that is what we were setting our budget at.
Was that too much of a LOC to try and get with her yearly salary?
Does the online PCF LOC application do a hard hit against her credit?
Anways, she makes $26 000 a year, has $6000 in the bank and is on the mortgage with me.
Our mortgage is at 121 000.
She doesn't pay the mortgage, her only bill is giving me $300 a pay cheque and I take care of all the expenses.
She applied for a $15 000 LOC, we are getting married and that is what we were setting our budget at.
Was that too much of a LOC to try and get with her yearly salary?
Does the online PCF LOC application do a hard hit against her credit?