View Full Version : Personal Finance

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  1. Any ideas on how to combine a large-ish LIRA and a small RRSP at CWT
  2. High interest loan companies
  3. RBC Visa - Online CLI Request
  4. Who files their Maintainence Fees on their income tax return?
  5. CIBC VISA slow payment times :(
  6. Canada To Launch Its Own Version Of BitCoin Called MintChip
  7. question about income tax
  8. Is rental real estate a better alternative investment than stocks?
  9. Canadian Department Store Cards List
  10. Setting up a Canadian Tire Financial account
  11. if you're a bike courier, which class would your bike fall under to calculate cca?
  12. Market has peaked?
  13. Questrade TFSA contribution not reported in 2011
  14. New MBNA World Points Platinum card, should have free 10k points, giving me trouble
  15. Income tax by income level (CAW)
  16. Highest appreciating areas in gta - treb
  17. tax deductable if covered by work benefits?
  18. how Much house can I Afford?
  19. 3 Mutual Funds in question
  20. Taxes-How to treat delisted stocks (eg. Timminco) - capital loss???
  21. So I think our household might be victims of ID Fraud... :|
  22. Spoual RRSP Withdrawal
  23. TD e series - European index?
  24. Which form can report the child care income
  25. [Merged] New Chase Visa from Amazon
  26. TD account fees waived with min balance
  27. Tax Question -Which Spouse Must Declare Capitals Gains on a Home that was 30% Rental?
  28. Do banks still cash cheques payable to "cash" or "bearer"?
  29. CIBC Aventura - Point Redemption Promo starting at 15,000 points for a trip to Europe
  30. Can someone please explain how they got an ITIN while living in Canada?
  31. td waterhouse questions
  32. House Downpayment. How did you get yours?
  33. American Express card to use at Costco?
  34. What's your lawyer's hourly fee?
  35. Tax Help!
  36. So Amex sucked me into upgrading to the Platinum charge card
  37. Posisble to Get a good Exchange Rate Through TD Waterhouse?
  38. Inheritance Tax Hidden Fees in Canada?
  39. Buying home in a private deal, what to look for?
  40. Declaring Bankruptcy
  41. how much should a student see in tax return?
  42. Nightmare experience with Questrade! A tax slip error costs me $1400 ...
  43. CIBC Aerogold - 15000 bonus aeroplan miles - Could be targeted (first year is free)
  44. RESP GICs
  45. CFTC Accuses Royal Bank of Canada of Sham Trades
  46. Quick question on Investment Loss for UFile - Please help
  47. Trust Fund for Sibling's Children - Questions
  48. DPSP tax situation - please help!
  49. Metropass tax credit?
  50. Finally seeing the light:Thinking of dumping my advisor and would like some advice..
  51. Gas in Ontario $1.34/liter, when will we hit an inflection point
  52. T4E - 30% Repayment rate - Why is it not calculated?
  53. Personal LOC best interest rate.
  54. Negotiating debt options with BMO MasterCard - possible?
  55. Questions re: Refinancing a rental property
  56. Amending tax using TurboTax?
  57. studio tax return errors- select the source country
  58. Bond Index Investing now higher risk? (Morningstar article)
  59. TD wants $99/$199/$299 everytime I increase the limit on my HELOC
  60. First year filing with T2200 - What are some legit non-obvious tax deductions
  61. Which bureau does MBNA check?
  62. does anyone have the Aspire Cash platimun mastercard? do you recommend it?
  63. need help finding a good credit card!
  64. How to enter retirement info on tax return?
  65. Increasing price of gas in BC - time to stop driving?
  66. Thinking of simplifying my portfolio...
  67. OT: The Economist subscriptions
  68. Common practice for grocery stores to put two pending transactions on your CreditC?
  69. Personal Tax Accountant recommendations?? (GTA West)
  70. Convert TD Monthly Income Fund
  71. Completing Schedule 3 in Studio Tax
  72. Amex Platinum - worth it?
  73. Condo Insurance
  74. Move USD stock into RRSP?
  75. stock price turns to zero
  76. ALERT! Some banks changed "high to low" payment allocation! WARNING!
  77. Is IEEE membership fee tax deductible?
  78. Pension buyback vs annuities vs invest
  79. Taxfree Foreign pension under tax treaty reduces refund by over 20%
  80. The purpose of credit cards
  81. how to know your credit score
  82. Giving stocks to my kids
  83. RBC online banking access got stolen
  84. Tax question... Mileage/ automobile allowance rate???
  85. Tax refund
  86. Mortgage: Job Loss Between Current Home & Approved Home to be Built
  87. ING DIRECT lowers non-registered ISA interest rate to 1.35%
  88. Where can I get a roll of uncirculated pennies for face value?
  89. Won't let me NETFILE, "Spouse' SIN same as SIN of support payment recipient's SIN 224
  90. Federal budget announces death of the penny
  91. Studiotax Error (Box 16 onto Line 448) - Resolved
  92. Anyone know how to get back taxes paid on US gambling winnings?
  93. Anyone know where I can find a list of "eligible gas, grocery....." for America Exp?
  94. Why do banks still have line-ups in this day and age?
  95. Should I make my ESTATE the beneficiary of my Life Insurance?
  96. HSBC MOBLIE HK USER? anyone ?
  97. RBC Vs TD for discount broker (and other banking needs)
  98. Scotia Momentum VISA Infinite partial annual fee waived!
  99. How much house on 65k income?
  100. Quick question about Stock, capital gains and ACB
  101. Applying for MBNA Smart Cash Card
  102. Blog about passive income
  103. How much do you pay for your mortage per month/year?
  104. Critical Illness Insurance: Do we need it in Canada? Did you buy it? How much?
  105. Fake Tax letters?
  106. Montreal Realator?
  107. Binary options - Scam or real?
  108. Laurentian Bank increased my HELOC rate
  109. Filing Cdn/US Taxes for - Moved to US a year ago
  110. Principle residence question
  111. So why hasnt canada release all series in plastic yet?
  112. How to best use home equity?
  113. Couch Potatoes: How often do you rebalance your portfolio?
  114. Investing in Condos –*anyone know of a review site for condo builders?
  115. Can a US debt collector pursue me in Canada?
  116. Tax question re: rental property
  117. New ALLY US Dollar Savings Account
  118. Withholding tax from US investments
  119. Capital One Aspire Cash now with 25% anniversary instead of 20%
  120. RBC axes 2.99% discount mortgage
  121. How does the balance transfer offer work? Or its a trap?
  122. Taxes and rental income
  123. Canadian Income Earned Online - Income Tax
  124. Buying penny stocks
  125. Can I refinance with my house in foreclosure?
  126. Current Year while waiting on previous year tax return
  127. 4 gas loyalty credit cards worth a look
  128. Is investing like gambling?
  129. What rents better? bachelor or 1 bdrm?
  130. Financing on 2005 Mustang for Student
  131. Should I Really Cancel with CST?
  132. TD Canada Trust to TD Waterhouse discount brokerage conversion?
  133. uFile flawed
  134. Any feedback on Envoy Real Estate Services for Costco Members
  135. Looking for Suggestions for Revamp of Personal Finance Site
  136. How to short the Canadian housing market?
  137. Five Questions about RESPs
  138. 10% ROI in a year
  139. Canada Learning Bond question [solved]
  140. What tools do you use to track your portfolio?
  141. tax question
  142. University Student Tax Return ($25 occupancy cost)
  143. Receive ACH Deposit From Amazon
  144. London Realtor?
  145. How do you fight the urge to make impulse buys?
  146. what is the Payee for paying CRA via internet banking?
  147. F***ing Manulife
  148. RRSP transfer from CIBC to questrade - double fees?
  149. Questrade - Skimming?
  150. How do you determine how much rrsp to deduct in order to maximize your tax refund?
  151. Free learning about securities tutorials
  152. Automatically Updating Transactions in Quicken 2011?????
  153. Alaska Airlines Mastercard - No longer online access
  154. No knowledge of spouse's income - how to file?
  155. Itrade website down!
  156. RRSP unclaimed amount transfer to spouse
  157. Index investing newbie questions
  158. Advice Needed 500K to Invest
  159. Reinvesting your RRSP Refund back into my RRSP
  160. MBNA Shoppers Optimum MasterCard ceasing online access as of April
  161. How to report interest income on 2+ people.
  162. Can I claim the interest that I paid for margin account for any credit?
  163. Getting a personal line of credit - does it affect my credit?
  164. TD and RBC end free accounts for New older clients
  165. FREE new iPad when you open an account and deposit $250k (offer expires May 31, 2012)
  166. tfsa question
  167. buying a car from a friend who is currently leasing
  168. A student looking to get started. Needs help doing so.
  169. Exchanging/Wiring USD, Best Exchange Rate Service
  170. Wife going back to school. Tax options...
  171. nm
  172. RRSP or TFSA for low income?
  173. line of credit
  174. consolidating loan options
  175. What credit card for ODSP?
  176. Company health benefits - "licensed massage therapists, when ordered by a doctor"?
  177. Second Job: Proper Tax Rate?
  178. Looking for advice for car loan/debt payment
  179. How to apply for a mortgage in Quebec from BC?
  180. Charles Schwab (US) Remote Deposit in Canada?
  181. need RESP help for my new born
  182. Paying down student loan vs RRSP loan
  183. Best Student Line of Credit Available?
  184. RBC Homeline Plan question
  185. Question about Visa Classic minimum payment
  186. nvm
  187. Do I need a realtor?
  188. studio tax 2011 work with upcoming tax returns
  189. Should we give up current mortgage at PRIME MINUS ONE?
  190. A qestion about ATM machines in shopping mall
  191. Accounting for Capital Gains in Currency Coversions
  192. Transferring Registered TD Mutual Funds to Scotia iTrade
  193. Taxation of dividend stock distributions (not cash distributions)
  194. Trading Income in Tax return
  195. rental income
  196. Quick mortgage calculation question
  197. Student from Quebec looking for best CC/Bank Account
  198. to sell or stay?
  199. Property Guys
  200. Medical expense and tax return
  201. Onoes! I've over contributed to my RRSP
  202. Property Transfer Tax - British Columbia.
  203. Is Manulife Honest?
  204. Filed tax alraedy then got more slips
  205. Working from home and tax write offs..
  206. What happens if you apply to a credit card that you already have?
  207. Mobile phone providers and credit reporting
  208. RRSP claim exceeds deduction needed?
  209. What is the canadian equivalent of a 1099?
  210. Make $40,000 and pay zero taxes???
  211. Creating custom index charts
  212. American Express Gift Card Promotion
  213. MBNA --> TD Ownership = Interest Rate increase??
  214. Questrade has just royally screwed me! What to do?
  215. Changing Status to Common-Law for CRA purposes
  216. Question about tiered savings account rates
  217. Investing in numerous mutual funds, bad? good?
  218. PayPal security - vacation rentals by owner ?
  219. Website offering cash bonus for credit card applications?
  220. What is a typical fee for USD cheque deposits - PC charged 4%!
  221. TD Bought MBNA Credit Cards
  222. Tax filing for customers
  223. Minimal credit card use
  224. Credit Score and Mortgage Shopping
  225. Mortgage terms and principle vs interest ratio
  226. Student Tax Credit Question
  227. Minimum Income for Visa (Scotia Invinite Visa)
  228. PC Mastercard Disputed Transaction
  229. level 2 access
  230. SIN and Bank
  231. Cross Border (U.S./Canada) Tax - Any good software/services out there?
  232. UFile - No Responce
  233. Applying for 3 new credit cards
  234. Claiming home expenses on the T40440 Declaration of Conditions of Employment
  235. mortgage prepayment privileges...bmo
  236. Can I avoid paying parking ticket if License Plate No. written down is incorrect?
  237. Any comparable Visa to the MBNA SmartCash MC?
  238. Transunion reporting same accounts twice.
  239. claim moving expenses
  240. Mortgage for rental property
  241. Question for Banking Officers
  242. Allowed?
  243. CRA audits?
  244. How do you decide when to sell?
  245. What happens to investment stocks after a person has passed away?
  246. When should I list my condo to close by June 5?
  247. Nissan Canada Financing
  248. Home Buyer's RRSP Plan Questions
  249. Tax tip: The most expensive potential miss: capital losses
  250. Best "free" ways to increase credit card spending?
  251. Cash advance question
  252. OEPTC Box 6110 Mistake?
  253. Transunion score needed for Ford Motor Credit
  254. Is Bank of Montreal Insolvent?
  255. Anyone ever receive a MoneyGram from someone?
  256. Signed Pre-Construction Purchase with Occupancy in Dec. 2013 - Can I lock in rates?
  257. Do you have to open a savings account to do business with a bank?
  258. Maximizing gas rewards
  259. How Instant is CIBC's CreditSmart
  260. Scotia Momentum Infinite vs Capital One Aspire world
  261. MBNA Mastercard Student Users, Need your information or advice.
  262. RSU: Help on taxes question.
  263. Question about moving expenses for tax return
  264. Qtrade (or perhaps other) commission free etfs..
  265. Rbc cathay pacific visa platinum card
  266. Negotiating comission with realestate agent when buying/selling home..
  267. Income?
  268. claiming interest income
  269. Public Transit Passes Tax Credit
  270. margin Req. for naked put selling.
  271. I use to work at TD, ask me anything
  272. Turbotax online tax return discounts?
  273. Switching from Aerogold to Aerogold Infinite
  274. 2012 Best Cash Back Credit Cards
  275. Income property taxes question
  276. how to play OLG rock paper scissors
  277. Thread ratings
  278. Where can I get a loan/LoC if I have bad credit?
  279. Question about Unsecured Personal Line of Credit
  280. Closing TD chequing at one branch and opening TD chequing at another branch
  281. CRA tax return rebate $1100 over what it should on cheque I received.....(Cliffnotes)
  282. How easy is it to sell a stock?
  283. James Dyson's take on the Economy.
  284. TurboTax Standard -- Rental Income
  285. Does TD Charge Interac Email Fee if Recipientdoesn't accept?
  286. BMO: Open a Kids [sic] account and get $25, until April 30, 2012.
  287. Confirmed occupancy date.
  288. DPSP - Effect on RRSP Contribution Room
  289. First time home buyer
  290. The domino's pizza guy tried to recruit me to Primerica
  291. Form 1042-S from RBS Bank (USA)
  292. Silver Stackers
  293. Best Bank for a Student
  294. New graduate, RRSP and Tax questions
  295. Centurion Apartment Real Estate Investment Trust (REIT) - Any thoughts
  296. All hail Mainland Chinese CASH buyers. Toronto real estate crash? Yea right.
  297. Can I pay my income taxes (and HST) with a credit card?
  298. Transfer in Kind and Dividend Question
  299. Young Professional - Debt Consolidation - Personal Loan vs LOC Options
  300. does revenue canada deem a certain amount as immaterial???
  301. Advice on redeeming AAdvantage miles
  302. Good read (?) about housing prices USA vs. Canada
  303. Rrsp
  304. RBC Fee Changes for June 1st
  305. What to expect from a payment hearing?
  306. someone please help me with this Heloc calculation...
  307. Need T2202A Advice For Taxes
  308. Helping parents who are horrible money managers
  309. Is binary option worth it?
  310. What interest rate is Staples Credit card for 12/24/36 month payments?
  311. Anyone familiar with Canada Posts' Pension Plan?
  312. Filing Tax
  313. EVERYONE BEWARE: RBC simply STOLE $3000 from my Mother
  314. do i report homestay income?
  315. office renovation deductions?
  316. TD answers BMO w/ a 4yr fixed @ 2.99% w/ better prepayments + more....
  317. How much does it cost to relocate to Vancouver from Toronto?
  318. How do you handle US$ amounts on income tax?
  319. Simple Question - Sole Proprietorship Business w/Private Health Services Plan (PHSP)
  320. Scotia Momentum Visa infinite vs 2X MBNA Smart Cash
  321. Personal Accountant in Richmond Hill - recommendations?
  322. What you guys think of Just Energy?
  323. Income Tax - Couple bought a house, but are still technically "single"
  324. Surprise, surprise. The Bank of Canada leaves the key interest rate untouched...again
  325. TD eseries account- how long does it take to open
  326. Rental condo deductions...
  327. Dental options
  328. Where do you sell your jewelry for top buck?
  329. Quick question regarding RRSP and taxes
  330. Amex syncs cards to Twitter for hashtag discounts - do we Canadians have this here?
  331. Best Credit Card to get when flying?
  332. taxes on currency exchange?
  333. Real Estate Condo: Where is the best bang for $180,000 to $225,000 in GTA?
  334. ING TFSA savings account to TFSA GIC considered withdrawl?
  335. Question/Clarification about Severance Pay for income tax purposes. Any advice/help.
  336. Has anyone gone through debt management with credit counsellor?
  337. Taxes paid on interests in Savings Accounts?!
  338. Critique my Couch Potato Portfolio
  339. RRSP Contribution Form for Reduced Income taxes Paid
  340. Has anyone used a credit/debit card to pay for customs/duties at your door?
  341. BRIC Equity Exposure
  342. First time mortgage advice
  343. Need some investment advice
  344. $1 Million to retire on - (and is it enough?)
  345. I'm freaking out! tax income
  346. Sample lease for parking and storage
  347. What does Transunion "Cancelled Account/Non-Derog Rating mean?
  348. To sell or not to sell Mutual Funds that is...
  349. Why do I owe taxes this year?
  350. reporting stock capital gains with quicktax.ca
  351. MIP 710: Can you purchase this in your RRSP account?
  352. Investment/Rental Property in / around GTA
  353. self-employed and T4A
  354. Income tax question: RL-2
  355. Mortgage broker - referral commission
  356. Pay Your Bills Online Using CANADIAN TIRE MASTER CARD & Earn Cash Back/CT $$$ !!!
  357. Is RRSP a Rip-off??
  358. Explain the appeal of timeshares to me
  359. how to declare rental sublease income
  360. The Yield-Hungry Couch Potato
  361. can you ever deduct appliances/furniture/fence on a rental unit?
  362. US Dollar Investment Savings Account (US$ ISA) vs TD Borderless
  363. Reporting US Employment Income On Canadian Tax Return
  364. Another Tax Filing Question
  365. getting a stock certificate
  366. Forex Currency Exchange
  367. Tuition tax credit transfer to legal guardian?
  368. Confused- Many family members recieving 5-15K back for only donating a few thosand...
  369. Where to start cleaning up a youthful financial mess?
  370. Line 369 - Home buyers' amount
  371. former employer trying to rip me off through income tax, what are my rights?
  372. Relocation Package w/ employer
  373. RRSP overcontribution and HBP
  374. Mortgage for someone with no credit history
  375. Suprised by Taxable Benefit on T4
  376. New vs. Pre-owner house
  377. What should the average person have in their savings account at 30 years old?
  378. RPP & RRSP contribution limits (Stackable?)
  379. How many credit cards?
  380. Why Is TD Bank Overcharging In Property Taxes & Then Not Telling You Until Yrs Later
  381. CRA My Account - slow for anyone else?
  382. What should I do with money?
  383. Receiving e-Transfer using different email from my bank email
  384. Order free credit report about myself ?
  385. Tax Beginner
  386. what's your mbna credit card limit?
  387. mbna credit offer related questions
  388. AMEX sends statements if $0 balance?
  389. Core downtown condo investment, your opinions.
  390. StudioTax Help * Please* Wrong Province
  391. MBNA mastercard question
  392. Void Cheque
  393. Simple software to do taxes
  394. Scotiabank VISA Supplementary Card - credit check?
  395. Buy share in Canadian financial firms
  396. Good Time to Load Up On Gold Miners?
  397. Need help with picking bank account
  398. Parents like to save everything in USD
  399. Tuition tax credits
  400. Buyiing A New Home & Turning Current Home Into Rental
  401. commission for financial advisor
  402. legal advice
  403. Online banking - immediate account opening
  404. How would you ask your landlord to lower your retail store rent?
  405. Turbo Tax Standard or H&R Block
  406. bmoinvestorline fees for 2006-2008?
  407. This is why I'm broke!
  408. contractor vs employee
  409. customs!?
  410. Income Splitting with TFSA
  411. I have a pending charge on my credit card 21 days old
  412. Health & Dental Insurance - Recommendations & Brokers
  413. Purchased a new constrution home. Worth looking at in-house mortgage provider?
  414. Options for Canadians wanting a bank account on US soil?
  415. Are the fees for using debit/CC machines legal?
  416. Best way to invest with RRSP? (Who are you with)
  417. Fund Portfolio Solutions: Good Investment Opportunities?
  418. RESP Question Re: CESG
  419. Should I buy a $1000 bill for $1500?
  420. MBNA Creditcard - Payment from TD Easy Bank
  421. Duplicate T4RSP
  422. TD1 Form Question
  423. daycare tax question.........
  424. Income Tax Question on 2nd property
  425. Can Bankers accept referral fees?
  426. LF: Best Business Cash back credit card for high users.
  427. TD RSP Mutual Funds vs. e-series... move or not move?
  428. Post here if you were taught about Finance in school
  429. Rental property and taxes
  430. Withdrawal - RRSP
  431. RRSP: How to use the $2,000 Overcontribution Limit?
  432. Ebay business and collecting/submitting HST
  433. How much of your income do you give to your parents?
  434. TDWATERHOUSE TFSA account and putting money in external high rate savings acct
  435. RRSP contributions and deferring deductions
  436. TD e-series question
  437. Box 24 and 26 of T4 is ZERO
  438. Defined Benefit Pension Plan vs. RRSP
  439. TD waterhouse - quick basic questions
  440. TurboTax Help
  441. Providing SIN to Mortgage Broker
  442. Amex Aeroplan Plus Blue Card - First Year Free + 5000 Bonus AP Miles
  443. Another RRSP thread
  444. RRSP overcontribution question
  445. Capital One now starts displaying "pending transactions", just like MBNA
  446. Tax Question
  447. Should I contribute to RRSP?
  448. Where to keep your gold/silver?
  449. expat taxes
  450. Optimize RRSP contribution between spouse (university) and myself (working full time)
  451. limited cash for savings, RRSP or TFSA - OP info updated
  452. TD e-series tax forms
  453. Pension and RRSP question.
  454. Bank that will cover RRSP transfer fee?
  455. Anyone still not receive their T4 yet?
  456. Is this a good stock?
  457. How is credit card (Visa) interest rate calculated?
  458. Keep or cancel my CC to help getting a better limit / help my credit
  459. Bought a vehicle and uses it for work, forgot to include in 2010 tax return
  460. 2011 Tax Question
  461. Business vs Personal for a service?
  462. Professional Budget Planner
  463. PC Financial - Linking another account?
  464. Question about taxes
  465. Profession Corporation/Car lease deduction? Maximum?
  466. RBC Direct Investing TFSA Account: no maintenance fee?
  467. Landlords, Co-owner of property, How do you report rental income?
  468. Eligible medical expenses: Medican issurance premiums. Claim that if you can.
  469. Child care cost is too expensive
  470. Looking for suggestion on Self-Direct RSP account
  471. 2 quick tax questions that are new to me (HBP and second job related)
  472. Ufile does not work correctly
  473. Tax question related to moving expenses
  474. Income tax question
  475. Two sheets for T4?
  476. Resp
  477. RRSP transfer fees - tax deduction?
  478. Is there such a thing as prepaid credit cards?
  479. How to switch to a credit card from the same bank ?
  480. Loan company fraud but still sending to credit bureau HELP PLEASE!
  481. Question about CMHC fee. (First time home buyer)
  482. Dividends vs high-interest savings accounts?
  483. Tax question - Incorrect SIN on T4
  484. How many of you do paperless billing for everything?
  485. How can I get my First-Time Home Buyers' Tax credit back?
  486. Can't Apply For SCENE Visa Online, Website Error
  487. Capital Gains/Loss Question.
  488. how is my budget?
  489. Choosing a discount broker for RRSP and TFSA
  490. How/Where to get copies of 2000 - 2010 filed Tax Returns?
  491. which fund for rrsp
  492. Equifax - after the free 30 day trial
  493. Group Dental Plans
  494. Flow Through Shares
  495. Ufile.ca - Quebec Taxes - Need help locating RL-1 Box Q
  496. Cashing a potentially dodgy cheque from an Internet poker site
  497. Canadian Tire Cash Advantage MasterCard - 1.5% Cashback Any Drawbacks?
  498. trading account in USD?
  499. Is 5.99% Balance Transfer On CapitalOne Platinum Just An Introductory Offer ???
  500. I live in an upper duplex rent free owned by my parents (see tax question)
  501. Besides Capital One & MBNA, What Other Cards Offer Balance Transfer To Lower Interest
  502. Finding the Best Credit Card For You. (A new site to help!)
  503. Claiming Parking Fees on Tax Return?
  504. Bought a car last year. How does that affect my tax return?
  505. Using Incorporated Business Account To Pay Visa Debt Accumulated During Unemployment
  506. Who deposited the cheque I wrote?
  507. Visa Gift Cards for $2. No fees, no funds expiry.
  508. Potentially purchasing my first home
  509. TD Elite Visa Baggae/Trip Interruption Insurance + Ticket Purchased on Points
  510. How do I get a debt consolidation loan when the bank says no?
  511. contribute to my RRSP?
  512. Banks and Credit check
  513. RRSP Deadline - Account Holds?
  514. Calculate net pay
  515. How to report?(should i report?)
  516. Smartcash new design
  517. Negotiating interest rates on credit cards & bank fees
  518. Tax question
  519. Is it possible to get a cashed cheque from your bank from five years ago?
  520. Credit Bureau Question(s)
  521. Claim business expense to get exemption from HST
  522. Obtaining maximum benefit when small business goes bust
  523. CPP, EI and other gov benefits
  524. tax question: to report freelance income or not?
  525. Claiming non-refundable tax credits
  526. RRSP Contribution against income vs. HBP Return
  527. How much would I qualify for?
  528. Tax Question?
  529. mortgage questions...
  530. Income Tax Question
  531. CIBC line of credit delay
  532. CIBC Line of Credit - Can it be used like a chequing account?
  533. Carrying Forward Your RRSP Deductions?
  534. WARNING! PC Financial stole my money !
  535. RRSP question
  536. reminder to anyone going through a relative's estate
  537. Is this considered fraud?
  538. RRSP Contribution Limit Question
  539. Canada bonds -is it a good time to buy now?
  540. PC Financial website issues
  541. BC MSP Question
  542. First time Home Buyers (HBP) Eligibility
  543. Which RBC RRSP's to buy?
  544. Got hit with graffiti inspection fee by City of Toronto for our rental unit
  545. Home Insurance TD Meloche Monnex
  546. Thinking of opening a ING Streetwise TFSA account - advice?
  547. florida home inspector cost?
  548. Lowering my 2011 income by $2000 decreseas tax owed by $1200
  549. Quasi-offtopic but, post-Divorce financial question
  550. Thinking about buying an investment property...
  551. Questrade and RRSP Contribution
  552. Question about last OSAP payment.
  553. How to dispose of essentially worthless stocks
  554. Convert non-spousal RSP to a spousal RSP - penalty?
  555. 1
  556. Added chequing account to paypal
  557. is it worth it to have an RRSP?
  558. Can a RRSP contribution made in Jan/Feb be claimed in the next tax year w/o penalty?
  559. Dying Broke is the Best Retirement Plan of All
  560. RBC Visa help
  561. Helping Parent pay mortgage, any tax credit?
  562. Exchange Traded Receipts ETRs from Royal Canadian Mint
  563. Income Tax Deduction Question for Apprentice
  564. RRSPs for older person -all in one place or not?
  565. RRSP contributions vs paying down mortgage for couple in early 50's
  566. Metropass given by employer as taxable benefit - still deductible?
  567. How do you report bank account interest on your tax return?
  568. Basic RSP or Self-Directed RSP?
  569. Where to invest TFSA?
  570. Casino gambling - How to get my "withholding tax" refund?
  571. UFile Capital Loss and Gains & Rental Income
  572. Not sure if RRSP good idea for me? - advice of young families appreciated
  573. Income Tax : claiming parents as dependents
  574. T2202A Unused Credits
  575. Paying off OSAP or buying a car?
  576. Cost for Prosthodontic work?
  577. Can you see your T4 on your CRA Account yet?
  578. Looking for a few opinions on retirement
  579. Completing Your Credit Card Minimum Spending Requirements - Canadian Options
  580. Seniors - Financial Services
  581. Mortgage rates when puttin $200k on a condo
  582. Can you take a property off market when in an agreement with a realtor?
  583. Question about taxes in relation to unpaid wages.
  584. RBC USA - New Web Interface
  585. RRSP Question / qualifying for child care grants
  586. BMO Line of credit
  587. Getting a mortgage / pre-approval
  588. The RFD Gold & Silver Coins/Bullion/Precious metals thread
  589. Income splitting and starting a home based business
  590. BMO 3.09% 5 YEAR fixed rate mortgage
  591. Taxes payable on GIC Interest by which member?
  592. Engagement Ring Insurance - Is it worth it?
  593. Which USD account is best in Canada?
  594. Bankruptcy period coming to an end. Question...
  595. A List of Alternative (Non-Capital Market) Passive Investment Opportunities
  596. Post removed
  597. best credit card for online poker?
  598. Does TD Waterhouse have $50 fee for RESP?
  599. Selling on Ebay - how to minimize credit card use?
  600. Need to start saving - advice?
  601. Optimal discount brokerage, based on our profile
  602. Extra disability insurance - ontop of group policy
  603. Amex Membership Rewards... what to do with them?
  604. Quicken vs. Mint
  605. Delete
  606. CIBC Preapproved VISA for a limit of $10000
  607. Looking for advice on cash park in a TD Waterhouse saving account
  608. Redeeming td eseries, how long till $ hits your bank acct?
  609. Repeating Bankers Acceptance Investments
  610. maxed out credit card advice needed.
  611. USA - 401K rollover to IRA
  612. Opening up a credit card for incentives
  613. Families Making 200k claim They are not Rich
  614. "the price of gold rose to $102.31 (U.S.) a barrel"
  615. how to apply for self employment / home business ? need help
  616. Help needed convincing a friend to stop investing with Investors Group
  617. Opening a TD E-Series TFSA and other questions
  618. Anyone ever try an App-O-Rama in Canada?
  619. T5 question
  620. Aeroplan miles redemption - does it cover tax?
  621. Best book to learn about riskier-type investments?
  622. When can I expect my tax refund ?
  623. expat taxes
  624. Buying Euros
  625. Owe a little bit of money on my 2011 tax return
  626. Europeans banks v Canadian Banks
  627. Where to park TFSA money?
  628. Tax Help
  629. BC Credit Union Mortgage Advice - Northern Savings
  630. Accidently got R1 mark on me, because of Home Depot’s new policy.
  631. Opinions on Stock Choices
  632. TD Waterhouse Keeps Business to Itself?
  633. How to transfer (withdraw) money from TD Waterhouse brokerage account?
  634. Fixed exchange rate money transfer to India
  635. Entropay like companies that allow you to make vcc's
  636. Prediction of Future Toronto Prices to 2030
  637. Group RRSP with high MER opinions
  638. New Canadian Tire loyalty program may challenge iconic paper tender
  639. Royal Canadian Mint Prestige – Investing In Precious Metals
  640. Thoughts on not investing in fixed income at all!
  641. CIBC CARD/ OLD CITI 0% balance transfer till August
  642. Cash-Back Mortgages and Credit Score
  643. Debt crisis in europe?
  644. Are there money market funds that earn more than 1.5%
  645. LIRA to RRSP transfer 50%; Quebec.
  646. Is this financial plan feasible?
  647. RPP Question
  648. Can someone buy into a pension plan?
  649. Help me understand dividend stocks
  650. Quick TFSA question
  651. Best Canadian (or foreign) bank for use overseas
  652. Best options for creating monthly income from investments
  653. First Time Homebuyers' Tax Credit (Bought my first home, renting it out b4 moving in)
  654. Spousal RRSP contribution
  655. One month free in 3 year commercial rental contract
  656. TFSA overcontribution issue
  657. TD Safety Deposit Box Fees increasing April 1, 2012
  658. Why store gift card cannot pay store credit card?
  659. When doing debit card replacement, whats the difference between Card not working vs c
  660. Question about giving rental receipts to tenants
  661. Best Place to Exchange $1000US to CDN
  662. RRSP early withdrawal game - tax benefits
  663. Credit checks for commercial tenants (GTA)
  664. Turbo Tax Basic(I think it's wrong, saying i only get $40 bucks back :( )
  665. capital one again
  666. If you have bad credit or Collection accounts read this
  667. In the case of a Canadian real estate meltdown... What should we do?
  668. best credit card for booking flights on
  669. can you pay your wife for childcare expense?
  670. GIC Rates
  671. Thoughts about MBNA's Gold Mastercard?
  672. 1040nr file with w7 together
  673. CMA T2202A Receipt and Strategic Leadership Program
  674. Revenue Canada deadlines?
  675. Claymore Investments Inc.
  676. Finding a financial planner
  677. Worth it to take out a mortgage at 2.95% to invest?
  678. Purchasing Invesment Property - Use CASH or HELOC?
  679. Tax-Free Short Term Guaranteed Investment (2.50% @ ING)
  680. Buying a Condo - Primary residence or Investment?
  681. CC credit limit offer
  682. Anyone transfered trading account from US brokerage firm to a Canadian one?
  683. GIS and RRSP
  684. So Which Banks DON'T Have Annoying Telemarketing Like TD and Scotiabank
  685. How to value / compare benefits package from two companies?
  686. Do I need to re-qualify when porting a mortgage (scotiabank).
  687. Comparing self-employed income to a salary
  688. Any federal gvt. employees working in Gatineau but living in Ottawa?
  689. Income tax on US devidends payed to US bank account?
  690. TD Waterhouse Transfer TFSA Cash Out?
  691. mbna 1.99% lifetime
  692. 2011 Notice of assessment
  693. HOWTO: free credit report & score from Equifax AND TransUnion
  694. Tried to cancel Sony/MBNA Mastercard, got free $100
  695. Got swindled by TTT Legal Services (fight traffic ticket). Anything I can do?
  696. Tax software - Personal & Small Business
  697. Questrade Forex margin
  698. Credit Card Concierge Service - what are some examples of real useful usage?
  699. So to avoid withholding tax on my RRSPS I just have to enrol in school?
  700. Mortgage/ deposit advice needed
  701. Investment/Rental properties and Taxes
  702. Line of Credit CQ does not work on Property Tax Pre-Authorized Payment Program
  703. CIBC Aerogold Signup / Annual bonus
  704. Refinance ?
  705. Doing Taxes for 2011- Sold Rental Property
  706. Confusion regarding Tuition carryover amounts
  707. Small Business Tax Question
  708. CIBC 0% Transfer until June 2012, 1% fee
  709. Tax Software Discussion 2011
  710. Is my return right?
  711. TD Waterhouse Self-directed vs Questrade/InteractiveBrokers etc.
  712. Notice of Reassessment for 2010
  713. HELOC ? - any bank give more then 80% limit?
  714. please help got denied HST new housing rebate in Ontario
  715. whats the best mortgage rates out now a days and with what company
  716. Is there an extensive list of MCC codes and stores that belong to it?
  717. where to buy land for house
  718. Scotia Itrade limit not filled?
  719. The importance of a will in second marriages w/ adult children
  720. Life long Learning Plan couple questions...
  721. I feel like my bank is lying to me... Need Confirmation!
  722. Removed
  723. Mortgage Advice
  724. Looking to buy house soon; contibute to RRSP or not
  725. Paying off Personal Mortgage or Investing through Professional Corporation?
  726. PC financial 2% interest campaign?
  727. delete
  728. Reasonable return.
  729. 22 Year Old Moving Out - Need Some Help With Income (Toronto)
  730. lease formula calculation in Excel..
  731. Home Insurance
  732. Taking out mortgage near end of contract?
  733. Planning for a wedding: how to ensure you stay within budget?
  734. RRSP and no-income
  735. Asking about the two small deposits to your bank account from PayPal?
  736. Got my T4RSP form from Bank with wrong HBP withdrawal
  737. Picture ID?
  738. Are you wealthy?
  739. is it better to build a house or buy a house?
  740. Credit checks on January 2012
  741. Recommend a Financial planner in Fredricton
  742. RRSP - What income level do they make sense at?
  743. Is it possible to repay HBP (withdrawn from my RRSP) into spousal RRSP?
  744. Good investment?: "Guaranteed" 66% return in 5 years (13.2% per year)
  745. Opinions on what I should do (TFSA/OSAP)
  746. Bank cashed a post-dated cheque on me early.. What now?
  747. Too many of us can’t be bothered to plan for retirement
  748. RRSP Contribution and Deduction Limit Question?
  749. TFSA trading account, redeem and buy on same day?
  750. Critique my budget please
  751. Heloc with 90 ltv?
  752. Dental deductible + unpaid
  753. Want to buy a house this year, which RSP to buy now?
  754. OSAP Tax Deductibility
  755. Consolidation loan question
  756. Kiva - An innovative way of helping the poor.
  757. What to do with money that's sitting in my bank account?
  758. Canadians buying US Real Estate resources - How to?
  759. Traveling while on EI
  760. Where can you get the cheapest Personal Line of Credit Rate
  761. New ETFs coming out
  762. Need help about home equity line of credit on rental property
  763. TD Future Builder messed up
  764. line of credit?
  765. Father planning to invest in a condo DT
  766. OREA Form 124 Notice of Fulfillment of Conditions vs. Form 123 Waiver
  767. Transferring funds to Canada - Info needed for sending bank?
  768. Nesbitt Burns TFSA and Commission Fees
  769. Amount of Risk within TFSA
  770. Making a debit transaction on a balance of 0
  771. Should I get death & dismemberment insurance? - single with no dependents
  772. RESP purchase for Second child
  773. Looking for Toronto Accountant Recommendation
  774. What's the best and cheapest way to exchange and transfer 50k CAD to USD?
  775. First time Homebuyer repayment planning
  776. First tax return, can't use NETFILE ?
  777. How to increase limit on a line of credit
  778. Student - Looking for a Credit Card
  779. Can someone clarify 'Remittance Period Ending' for GST/HST Installment Payments?
  780. Facebook Shares
  781. Turned 60 June 2011 Early CPP?????
  782. Finding Real Estate Comparables
  783. Retirement (is this realistic)
  784. Rental Income Property
  785. Want to start doing trades online
  786. Avion/American Express/Other partners to Aeroplan/BA/AA point transfer promo history
  787. Insurance: My rates... What do you think. Should I shop around?
  788. New to TFSA. How does it work?
  789. Basic GIC Question
  790. Which bank has the best price for a safety deposit box?
  791. Creating a Will in British Columbia
  792. Question for Quicken users
  793. Which credit card is better?
  794. Advice on Tax Strategy - Income Splitting?
  795. New Deal for Disnat Discount Broker - $300 + Free Access to GPS
  796. any safe investments for dual citizens?
  797. How does PA RPP and DC affect RRSP deduction limit calculation
  798. Taxes
  799. T2200 and KM Allowance Question
  800. Correct way to fill out a cheque
  801. Is it possible to claim my wife's Second Career schooling on my taxes?
  802. Property taxes and MPAC? Hike in 2012?
  803. TD Waterhouse slow?
  804. Silver 2012 Price Guess High $51 Low $28
  805. Best place to buy AUD money in Toronto and elsewhere?
  806. Basic RRSP Question
  807. TD to charge for Mailed Chequing Account Statements
  808. Is it better to have salary paid into a B&M bank instead of ING/PCF ?
  809. denied credit: uncommon reasons
  810. Debt question
  811. Need Advice: 50K - What to do?
  812. Porting Mortgage to build new home, I have questions!
  813. How to buy Gold or Silver -
  814. Here I go again! Credit Card fraud liability with Pin Cards
  815. Banks Are Not Your Friends
  816. How do USD Personal Cheques (from Can Banks) differ visually from CAD Cheques?
  817. Book recommedations for Canadian Investments?
  818. Have a huge capital loss (10k+), how should this help me for tax?
  819. $20 Silver Coin from Royal Canadian Mint for $20 3rd coin (2012)
  820. Wtf is happening with my bank account now?
  821. Mortgage Renewal and Renovations Question
  822. Capital One MC Platinium low interest 5.99%
  823. Questrade - Penny Stock Market
  824. [Merged] TD increasing line of credit rates?
  825. PC Financial "Goodwill" $20 credit in PC points (YMMV)
  826. Discount broker for self-directed RRSP?
  827. TD Bank: automatic, periodic transfers to HELOC?
  828. Mortgage prepayment penalties
  829. Superficial loss & adjusted cost base
  830. Which province do I claim my income taxes in?
  831. A surprised from TD e series
  832. Experience with Scoremaker services?
  833. Mortgage Question: 25 yrs or 30 yrs?
  834. How do I claim a capital loss?
  835. Why this year's tax for 2011 can't get refund when I claim I am paying rent
  836. A bank passbook only has transit and account number, how to prove its linked to you?
  837. line of credit question - what amount is the interest calculated on?
  838. CIBC Structured Note Deal - 9% Return
  839. TD canadian bond index or TD RRB
  840. Prepaid $US Credit Card
  841. Mortgage Holder Unemployed For 30 Months - What Measures Could The Bank Take To Help
  842. Earn 2% Interest on all Major Account Types with PC Financial until April 30th
  843. American Express platinum charge card Pro
  844. Thoughts/Opinions on Facebook's Potential IPO?
  845. TD Waterhouse Pricing Discrepancy
  846. Experience of using Canadian Costco Cash card in USA
  847. Can you get a mortgage from a Canadian Bank to buy a house in the US?
  848. where to park 20K
  849. Do RPP contributions use up my RRSP room?
  850. Margin Account Qualifications
  851. National Bank
  852. Whats the diffrence of Certified & Regular Cheque?
  853. 0% Car Lease/Finance in Ontario
  854. Mortgage renewal question - lump sum payment towards principle after end of term?
  855. Equifax or Transunion
  856. Insurance Company wants my bank statements so they can deduct from my LTD
  857. Capital One - Switch from Aspire Cash to Aspire Travel World
  858. Big $ working at home using Anthony Morrison's program?
  859. Applying for Unsecured Line of Credit TD
  860. TD bank Checking -> saving
  861. Student Account Plan at CIBC about to be expired. what is my next option?
  862. Career as Morgage Agent
  863. Best way to send money to India
  864. Best way to flip 10k at 1.99% interest for 1 year?
  865. personal income tax question dealing with tuition amounts/etc.
  866. MBNA Balance Transfer
  867. Desperate - Can Anybody Help with Employment Insurance Question?
  868. Equities vs Fixed Income in TFSA/RRSP
  869. Bank Accounts for Kids
  870. Home Buyer Plan RRSP repayment questions
  871. Peoples Trust - question
  872. How to ensure that the bank corrected my credit score?
  873. Question about AMEX Gold Rewards Card REWARDS
  874. Buying third party mutual funds through a non-bank broker
  875. Broker charged me exorbitant fees
  876. Questrade/TFSA/Bonds/SCS
  877. Better to cancel one credit card at a time or all at once? (to protect your credit ra
  878. Tradesperson claiming T2200 travel expenses
  879. Best TD Visa card
  880. Great-West - Tax-Free Savings Account - Worth it?
  881. Investing 101 for a newbie
  882. Best rate for personal loan
  883. Could I still get reward points if I use my Visa to do FX?
  884. Which Banks Allow Online Transfer Between Business and Personal Accounts ?
  885. linking Chequing Accounts between BMO and TD (or President Choice)
  886. ScotiaBank Banking Fee INCREASE by 50%-80% in March 2012
  887. Terrible Accident! I lost my personal information!
  888. Deposit your own money into LIRA
  889. Home Buyer's Plan Repayment Question (where does it go?)
  890. List of merchants blacklisted from chargeback & List of companies that EQ/TU blacklis
  891. Winding down DCPP -> options
  892. How many credit transactions do you average on a year?
  893. Recommend a good Mortgage broker in GTA/ Mississauga
  894. Buying RSP's, is this really just a scam?
  895. Potential Share Buy Back - Why doesn't pricing rise?
  896. Should I deduct from my TFSA to contribute to my RRSP?
  897. Canada Saving Bond - Payroll Plan Interest Calculation
  898. Company RSP / Profit Sharing
  899. Unpaid Credit for 6MO! -- Can BMO Mastercard Reverse the Credit Score Impact?
  900. Bankruptcy OSAP DECLINED>???
  901. couple hundred thousand dollars, where to put it?
  902. CIBC Driver's Edge Mastercard up to 5% back from restaurants?
  903. Small Safety Deposit boxes available at TD Bank (Warden/Eglinton)
  904. Where should I invest other than the stock market?
  905. Smart Cash / Gift Card Combination?
  906. Meridian
  907. A Question for Realtors
  908. post e-series?
  909. TurboTax Free Online Edition 2011 Tax Software Now Available
  910. Where can I sell my Mexican Peso?
  911. Extremely short term "mortgage"?
  912. Advice on disputing a charge.
  913. First time contributing to an RRSP
  914. Cashing in a LIRA/Locked in RRSP
  915. Current Investing
  916. Options for unsecured credit lines (borrowing to invest)
  917. financial advisors....need some help making 90 day activy plan when starting new job
  918. Capital Gain Tax Update on Precious Metals
  919. Step GIC 5% (on 5th year) vs 2.55% GIC for 5 yrs
  920. Horrible Fido Service-wrongfully impacting my Credit and won't fix it
  921. Line of Credit Question
  922. Mortgage Discharge Fee Question
  923. Real Estate Questions and Answers 2012
  924. Any Tax Experts out there? ... halp?
  925. Moving to Canada(BC). Home buying and general financial planning advice needed
  926. First Time Home Buyer's Credit - Can Married Couple Use it Twice Consecutively?
  927. Letter from CRA: please return 2xx amount
  928. Offshore interest exchange rate
  929. TD E-Series Question
  930. Looking for a professional accountant downtown Montreal
  931. Half Way through our 5 year fixed term at 4.14, Break the mortgage and re-sign?
  932. Would a Bond ETF Index Fund count as diversification?
  933. Is Expedia for TD down?
  934. First year University and Income Taxes.....
  935. Looking for "The Lazy Investor" by Derek Foster.
  936. buying stocks
  937. Scotiabank-Student Banking Free March 1st 2012
  938. Input tax credits on computer hardware?
  939. do all credit cards charge a 2.5% conversion fee for foreign currencies?
  940. Need to pay off US CC from Canada
  941. Paying rent
  942. Health Insurance Question
  943. Available balance includes overdraft?
  944. What is the best way to purchase $100,000 USD for Condo Transaction?
  945. Difference between visa and mastercard?
  946. Mortgage: Fixed vs. Variable
  947. CIBC: debit card error - "card use limited"
  948. Mortgage - 10 year @ 3.89 vs 4 year @ 2.99
  949. New RBC - Shoppers Optimum Banking Account - March 31, 2012
  950. Stock Market Today - Intraday discussion
  951. What is the month&year when OSAP changed the rules about 6 year limit on debt?
  952. PC Financial black MasterCard CHIP problems
  953. where to park USD
  954. in need of a mortgage broker..
  955. Has anyone made the switch from MBNA SmartCash to ScotiaBank Visa infinite ???
  956. First time Home buyer and Tax Question
  957. Just life insurance enough? What if you become disabled?
  958. What info do i need to make bank transfers?
  959. Is anyone familiar with Capital One's Canadian credit monitoring service Credit Alert
  960. Can I transfer from a TFSA into my RRSP?
  961. RBC Clients can file taxes online for free with H&R Block
  962. How do i calculate Earned Income for 2011?
  963. Scotiabank Visa users - Sign up for pre-authorized bill payments and earn $15 credit
  964. Real Estate - Preconstruction Condos - How does it work?
  965. RRSP Quick Question Help Please!
  966. TurboTax 2011 Online Edition now available
  967. Overpaid my credit card bill
  968. Incentives to Move Over Entire Trading portfolio
  969. HELOC Rate Thread
  970. Emergency - How to consolidate University Loan?
  971. rrsp max contribution amount vs hbp repayment
  972. Chances of Getting on of these 2 cards?
  973. Mortgage Questions RE: Building Own Home
  974. How to purchase the health insurance plan for couples?
  975. Mortgage Renewal Imminent....looking for advice
  976. How do the following affect credit score?
  977. Reason behind Ontario Trillium Benefit? (besides equal billing like natural gas)
  978. Leasing a Condo
  979. Cah gift + Savings = ? Taxes
  980. $398.00 Amana® White - 30 in. Electric Freestanding Range
  981. New $100 Bill
  982. Purchasing/down payment on a property
  983. Best 2 year investment? - $35k
  984. Buying Gold
  985. new business loans and grants?
  986. about 100$ bonus on ING thrive chequing account
  987. Free credit report canada
  988. A question about TFSA
  989. Cheapest way to transfer money to India?
  990. prescribed annuity - is it fully taxed?
  991. LF best prepaid credit card
  992. Who governs Credit Reporting Agencies?
  993. MBNA SmartCash World Pharmacy 2x points offer (Valid till 1/31/12)
  994. Good time to break high rate mortgage term?
  995. Paying off mortgage
  996. My landlord experience at the rental board with unpaid rent in Montreal
  997. How would you find a financial advisor
  998. blank
  999. be careful with CIBC card, they charge 2.5% fee on foreign transaction refund !
  1000. hard inquiries or soft inquiries?