View Full Version: Personal Finance

  1. AMEX Card compromised, cancelled and still getting approved!!
  2. CDN / US How do I get the best deal in converting money?
  3. Better Credit Score if on parents Checking Savings?
  4. Have you ever been to the emergency room? What for?
  5. Osap
  6. NAFTA - Why do I have to pay duty?
  7. credit card fraud experiences?
  8. Moving company quoted fee to use MC
  9. Used car financing rates and fees
  10. Ontario & TO Land Transfer Tax Rebate for First Timer Buyer Q
  11. Stanford University MOOC on investing for retirement.
  12. how does debenture trading fee calculation?
  13. Lower Property Tax = Lower Rent (Ontario)
  14. Buying a house-then having no money...
  15. Hbc Rewards changing on Feb 3rd, 2013???
  16. If I were to pay a portion of my loan early, will they calculate % on new amount?
  17. Various routes besides MLS for selling a house/condo?
  18. Need Advice to get a Mortgage to buy a home in Ottawa
  19. What's the Maximum Cash Withdrawal with your Bank?
  20. What awful things would happen if I withdrew large sums of money?
  21. Student - Which Credit Card to Go With?
  22. Just got Just Energy Renewal letter
  23. PC Financial 2.25% Interest on Chequing/Interest Plus Accounts (til Jan 31 2014)
  24. Student Loan Tips
  25. Anyone having problems right now (Nov 1, 2013) with creating an MBNA account?
  26. Income Tax Calculator
  27. How important is .50 cents to you...
  28. is it possible for me to buy a house in 2 years?
  29. Cash Money - Deceptive Advertising
  30. First Time Home Buyer Investment: Suburban Highrise vs Downtown Lowrise
  31. My TD visa debit card got compromised!!
  32. Cant find fund details of RRSP (Sun Life)
  33. non redeemable gic's
  34. Why I can't find TD mobile app from App Store?
  35. Disadvantage for closing a 10+ years bank account
  36. VOO recently had a reverse share split. What happens with uneven shares?
  37. long can you wait out for the housing crash?
  38. Accelerate Financial, any experiences? Opening MB account from ONT? Possible?
  39. Source of down payment for CMHC
  40. Collecting a debt
  41. Buying a condo - bank approval is crazy!
  42. LF: Practice Trading Account
  43. Trick or Treat for AMEX Airmiles
  44. If you max out your TFSA every year, shouldn't you have enough to retire?
  45. Calculations of 2007 Foreign Exchange Trading Gains or Losses?
  46. another RESP question
  47. Scotiabank RESP
  48. Rrsp loan - Process & Terms and Conditions
  49. Incorporation Questions
  50. Financial Advice - Getting Married
  51. Does anyone know how BMO calculates their student line of credit max?
  52. grocery budget for family of 4
  53. Which financial institution to go for TFSA?
  54. Capital gains/losses for active traders (Income Taxes)
  55. Corporate and Personal Tax Reduction
  56. Which insurance companies provide coverage for a home based business?
  57. Where to get the best small business bank account?
  58. Warren Buffet's Allegorical tale about financial advisors
  59. Reserve Fund question
  60. Best Bang for RBC Reward Points
  61. Tax - Investment income experts (paid out dividends on short)
  62. NBC Mastercard
  63. Capital One Aspire Travel vs RBC Avion?
  64. Pending credit card transactions - which banks have immediate pre-post updates?
  65. What's the best way to invest in Spanish stocks?
  66. Disadvantage to having TFSA and RRSP in same investment?
  67. Amex foreign exchange rate
  68. Need advice on TFSA or other investments
  69. Tax/Chartered Accountant in Mississauga
  70. Experience with MBNA MC Purchase Assurance
  71. What's the best credit card these days?
  72. Kinds of Amex offers?
  73. Trading on the Tokyo Stock Exchange
  74. Implicity Financial
  75. 3rd rate lenders.
  76. Which cc should I use when traveling abroad? CAD CC or USD CC?
  77. Release Money From Property
  78. Negotiating banking fees, is it possible?
  79. Saving for house downpayment advice
  80. Paypal problems (ebay and
  81. RDSP Help (Registered Disability Savings Plan)
  82. Need recommendation for a very reliable and safe stock brokerage
  83. PenFinancial Credit Union has a 12 month GIC at 2.65%
  84. RRSP and HBP question
  85. What is your age and asset allocation 2012 vs 2013?
  86. Fedex suddenly sent over 20 bills, almost over $500 together, months after delivery
  87. Amex 1 yr promo what?
  88. Why do I need to have a banking account with TD to access my credit card?
  89. Please delete
  90. Where can I get pennies?
  91. Anyone ever use a Deposit Broker to get better rate on GIC return?
  92. MBNA - Made a pmt to old card number
  93. TD Waterhouse Self-directed vs Questrade/InteractiveBrokers etc.
  94. Household Income - What exactly does that mean?
  95. About Balance Transfer
  96. implications of Canadians signing W8BEN forms for US banking
  97. Beaware of Virtual Brokers: They may forget to give you your dividends
  98. CC Debt From 1992 That Isn't Vaild!
  99. Receiving international bankwires in USD - How to get the most out of it?
  100. Buying rental property in USA
  101. ***The unofficial TD Waterhouse Investing thread***
  102. Marriott Rewards® Premier Visa® Card promo expire Dec 15,2013
  103. Quick RESP contribution question.
  104. R9 on the credit file should I settle or pay in full?
  105. What credit card should I be applying for?
  106. What would you do with 20K?
  107. Converting overseas foreign exchange currency
  108. Any Credit/Loan Specialists? Utilization Question
  109. Question on Credit Report
  110. Adding USD currency account to Canadian Paypal account
  111. Transferring TFSA from bank to Questrade
  112. Investment fees/interest fees on an inactive RBC self direct account
  113. Mortgage question (credit report attached)
  114. Scotiabank Card Question
  115. Cheapest means to add spouse to RE title
  116. how to unlock locked in rsp
  117. Bank that provides coin wrappers?
  118. Kids Bank Accounts
  119. Is the cheque book so expansive because it is printed with magnetic toner?
  120. Home Buying Program & RRSP
  121. Why is it almost impossible to pay some cards...
  122. Can someone refer me to a good accountant?
  123. RBC Visa (Platinum)
  124. American Express Rebate Coupon
  125. Being extorted from Rogers & collection agency thugs
  126. CRA review letter
  127. Line of Credit help
  128. Interactive Brokers - Flat Rate vs Cost Plus commissions?
  129. Legal Costs for 1st Time HB on a Condo
  130. Laid Off Prior to Closing House Purchase?
  131. Best flight award credit care.
  132. Property Insurance & Liability Insurance
  133. best stock and equity broker?
  134. Easiest Credit Cards To Get
  135. TD Credit Check Question. Who to contact?
  136. TD HISA Promotion - 2% Until February 28th
  137. Euro Pacific Canada - Anyone here deal with them?
  138. ING Direct not accepting payments to Scotiabank American Express anymore?
  139. Credit check when switching RBC credit cards
  140. Renew mortgage at same bank or switch?
  141. Real estate investors club/group
  142. list of companies that offers I1 instalments? i.e.: Dell? or Apple? Leons? Staples? e
  143. Short Term Investments
  144. Shaw increased my basic contract by 15%
  145. Anyone have experience/knowledge on syndicate mortgage investment?
  146. fire claim issue
  147. Did any RFDer make "the list" this year?
  148. CIBC Aerogold/Aventura - conversion eligible for bonus points?
  149. Student starting out with American Express
  150. Fix my personal finances
  151. American dividends better in TFSA or RRSP
  152. Two very good sites about personal finance - can't find the links.
  153. anyone?
  154. Transferring value of Life insurance tax deferred
  155. Buying a House - 70k salary - Markham
  156. bad credit and mortgage renewal
  157. TD Visa Mobile Alerts Service
  158. Complications with title on owner occupied duplex
  159. How do you handle your corporate cash? Leave it, or RRSP?
  160. Bought a bunch of coins at an auction.. Can you help me appraise? (Pics inside)
  161. HBP vs Mortgage
  162. ING Direct not processing payments to Scotiabank Visa
  163. Take RRSP loan and use tax refund to pay down CC debt ?
  164. How do I file an overcharge with VISA/CIBC?
  165. Compensating a Realtor with a Gift
  166. BC HST New Housing Rebate Denied - HELP!!!
  167. Bought a bunch of coins at an auction.. Can you help me appraise? (Pics inside)
  168. Problem adding TD USD VISA to Paypal account
  169. Amex Aeroplan Gold - 30000 points
  170. Question about life insurance if you have terminal cancer
  171. TD Cross-Border Banking
  172. How does XE exchange works? Is it safe?
  173. paying LOC with savings
  174. Has anyone bought commercial real estate?
  175. Getting USD out of Paypal as USD cash?
  176. ETFs over mutual funds. My numbers say its only for the rich.
  177. Need advse. Investment.
  178. Mortgage Renewal Time, Costs to Move?
  179. What credit card should I be applying for?
  180. Membership rewards - best way to use for travel
  181. Renting condo out, finding tenants
  182. Is there a point to RRSP if you plan to retire with $1mil?
  183. Small balance on CC I didn't know about
  184. just found out: Mom has Line of Credit 150k, pays 423 interest/m is that normal?
  185. [Merged] Best place to sell USD for CAD?
  186. Question regarding LOC
  187. Open US$ account for International wire Transfer
  188. Understanding your CPP statement of contributions (SOC)
  189. MBNA Balance transfer and 5% cashback again?
  190. Vacation Condo/House Gulf Coast Florida running costs
  191. School me on Leveraging
  192. Easy installment loan to boost credit score ?
  193. Using Credit Card Checks for Payment count as points?
  194. Does TD/VISA ever offer good promotions for credit cards...?
  195. Pre-Paid Visa activation fee
  196. Car LOC to Personal LOC
  197. Risk of getting counterfeit bullion coins from dealer?
  198. Transferring money from a European account to a Canadian account
  199. bmoinvestorline -i want to close my account
  200. best technique to shop for mortgages - without jepordizing your credit
  201. Looking for a bank that offers bounce protection (not overdraft protection)
  202. Credit card companies won't approve me?
  203. Online Will or do I see a lawyer?
  204. Cheap tax and financial software (buyer beware)
  205. ING Streetwise - Couch Potato & Portfolio Help
  206. canadian tire master card sleazy advertising when you call for tech help
  207. Free PS4 with Sony CC from MBNA?
  208. TFSA contribution limits
  209. Question regarding employment insurance - Can I receive EI benefits while working ?
  210. Which stock trade company should I go with?
  211. Doing Internship in Alberta -Ontario Resident -Where to file?
  212. looking for a way to increase credit card limit BMO here.
  213. Amex Gold Charge Card better than Amex Gold Airmiles Credit Card?
  214. Buying condo assignment question? (After occupancy / before register)
  215. Credit Card - Travel rewards, help please?
  216. Do I need a Line of Credit?
  217. Air miles versus Metro & Moi
  218. Deposit/Withdraw TD Waterhouse
  219. Tax benefits for telecommuting
  220. Looking for outside opinions
  221. Cashing in TFSA or non-registered account(NR)?
  222. Want to get a credit card with bad credit
  223. CIBC Adventura Visa Infinite Card
  224. Home Buyers' Plan RSP Value
  225. Credit Card Cash Advances - where to do?
  226. Pre-approved for Scotia Momentum No-Fee Visa
  227. Downtown Pre-Con Condos
  228. Using a fee-only financial advisor
  229. PC Financial Bonus interest
  230. Should I buy a condo 10% down or rent?
  231. Transferring money from RBC to People's Trust
  232. Scotia Gold Amex vs Amex Gold
  233. National Bank Mastercard Platinum & World
  234. Is tenant insurance worth it? Possible loophole?
  235. How far a back a landlord or a tenant can try to collect owed money?
  236. TFSA interest & contribution room question
  237. nvm
  238. Credit Card Chip
  239. What information and level of detail does a Lawyer need to create a will?
  240. TFSA Choices - What to do?
  241. Condo Options
  242. Condo Buyers Should Consider These Items
  243. Buying a house is actually a great investment.
  244. Coordination of Benefits - PRivate Room
  245. New grad, first real job, need some serious advice please
  246. LOC or CC to borrow $6-7k?
  247. UrbanTowns at Bayview, by TreasureHill
  248. Getting student line of credit for foreign school without enough collateral?
  249. RRSP transfer question from Caisse Desjardins
  250. Seg Funds vs Index Funds?
  251. InfoProtector (Visa)
  252. Air Miles Vs Aeroplan!
  253. Look at all the doom and gloomers for Toronto Real Estate...
  254. Any Credit/Loan Specialists? Denied Student Professional LOC
  255. CIBC Investor's Edge and interlisted stock
  256. scam or not - D&A collection agency
  257. Cashing joint cheque
  258. Amway or scamway?
  259. ING's promo 2.5% is ending soon. What's good now?
  260. ICICI Bank Canada Mortgage opinions?
  261. Moving Money to TDW
  262. TD Savings Accounts suck
  263. Looking for credit cards with best protection
  264. Sticky Situation with a Collections Agency and an Unreturned Rogers PVR
  265. My credit rating 1 year ago vs now.
  266. Need advice- Student Loan and HELOC
  267. Is 1.8% the highest interest rate for savings account? (Not TFSA)
  268. So what did the average Canadian have their money in 30-40 years ago?
  269. Life insurance vs mortgage insurance
  270. CIBC Aventura World Elite Mastercard, Now what?
  271. RBC manage fund info
  272. RBC U.S. Index Currency Neutral Fund (RBF558) v/s RBC U.S. Index (RBF557)
  273. First time home buyer with TFSA and RRSP as down payment
  274. TFSA question
  275. Rental property fully paid
  276. what is the catch of 2yr lease back offer?Concord Garden,Richmond
  277. Need a lawyer to discharge mortgage from one bank and charge to another bank
  278. For Alberta's residents: ATB 3% - 3 year GIC
  279. Goodlife financing: paying interest for months that haven't passed??
  280. Water Heater Rental @ $12.50/month
  281. Yet ANOTHER credit score thread!
  282. Overcharged Chip and Pin
  283. Best option to get a loan for 10-15k
  284. Bank of Canada Unclaimed Balances
  285. Death of one of joint GIC holders
  286. Going overseas - how do I bring back money?
  287. Interac e-transfer issues with TD?
  288. Mortgage pre-approval question
  289. What are your financial goals?
  290. i dont have good credit
  291. Personal security questions - Bank Account application
  292. Credit Confusion
  293. TD Canada Trust verified with Paypal?
  294. Pay the Car off or Contribute to Mortgage more
  295. ICICI Bank Canada Mortgage experience?
  296. ING Holding cheque longest in the world!!
  297. RBC raising Homeline credit line premium by 50 basis points
  298. BMO Mastercard transaction not charged yet
  299. list of canadian banks with visa debit
  300. Amex Blue Sky
  301. business relief debt grants debt
  302. will r0 or i0 bring score down, thx
  303. How many credit cards is too many?
  304. Database for Toronto Condos (Downtown)
  305. delete
  306. Canada Post postage stamps for the U.S.
  307. Taxes related to transferring primary residence to children
  308. Credit Score - Free - How??
  309. Can you claim a new car on your taxes?
  310. At what networth is it pointless to clip coupons?
  311. CRA prescribed rates of interest increasing Oct 1st
  312. Buying & Selling a home in Quebec - Legal fees etc
  313. Home insurance up by 33%
  314. Loan needed!
  315. looking to switch banks, which one?
  316. Bank wont let me DEPOSIT
  317. Self-directed RESP - Anything I should look out for?
  318. Using GIC ladder for emergency fund
  319. cancelling aerogold card
  320. Question: opening bank account after bankruptcy
  321. Transfer of securities to RRSP/TFSA
  322. TD Chequing Account automatically change without notice?
  323. Question: Is RRSP contribution solely for HBP worth it?
  324. Auto loan question
  325. Holding corporation for small business purchase?
  326. Sears MasterCard - No Foreign Currency Transaction Charges
  327. Advice on selling my home privately
  328. RESP choice decision
  329. What do people think of the new Aeroplan changes?
  330. When does old junk get off your credit report?
  331. Withdrawing RRSP Unused Contributions
  332. Fastest method to pay PC Mastercard
  333. Duplicate entries on MBNA Credit Card Statement
  334. How do i cancel free equifax credit report
  335. Should i cancel this old useless CC?
  336. reversing an EFT payment
  337. Getting collections removed from credit?
  338. Executive MBA funding
  339. Free account with Scotia? Help?
  340. TFSA suggestions?
  341. Question about EI vs. LLP vs. Student loan
  342. Very Inportant mortgage Question ASAP
  343. ING : RSP Investment Savings Account
  344. Should one use a bank's financial advisor?
  345. how to raise $15,000 in three months - optimal mix of selling time for money
  346. Living in a van questions
  347. What is IMP earning mean in Payslip?
  348. Is Mortgage Applicable with Low Credit Score
  349. Location location?
  350. Capital One Aspire Rental Insurance
  351. Affairs with Flair scam - verify bankruptcy filing? (wedding decor company scam)
  352. Investment Options
  353. Landlord Insurance for Rental in USA
  354. Disability tax credit for Sleep Apnea
  355. Quicken Home & Business 2013
  356. Switching between Amex credit cards
  357. What's the point of short-term GIC's?
  358. 3 months and still no mortgage..advice?
  359. Lost, cancelled, and reissued credit card
  360. Possible to get CLB when using TD eseries RESP?
  361. how to meet Credit Card Minimum Spending Requirements?
  362. TD $9.99 trades until Oct 31.
  363. Recommendations for good Personal Tax and sole proprietorship Tax
  364. Quick question about TFSA contribution.
  365. RRSP withdrawl effects
  366. buying a condo which is rented
  367. Buying first home with 10% down, but I'll want to rent it in the future
  368. How is Co-operators auto insurance?
  369. BMO made an error: Do I collect $200?
  370. Is it safe to have over $25,000+ in a broker?
  371. Sudden passing; no will, common law partner left behind.
  372. Which online broker to use for buying 2 stocks for kids?
  373. Withdrawing Contributions from an RESP
  374. Car Financing - Extra Payments Made Online?
  375. Credit Card Limit Decrease / Increase Problem
  376. Small detached vs large semi detached
  377. Is a reputable currency conversion site?
  378. Moving in with GF, should I pay part of her mortgage ?
  379. Scotia online account blocked for seemingly no reason
  380. My Rent VS Buy Analysis
  381. Use CIBC cheque acc to pay my TD credit card
  382. Cheap Notary in Toronto?
  383. Question on Land Transfer Tax -Spouses
  384. Cashback from RE Agent
  385. Rental Income - Tax Question
  386. Easiest way to buy <1 bitcoin?
  387. Can you make more elsewhere with a 100,000$
  388. Question Mortgage from Costco
  389. Tapering?
  390. Scotiabank RESP Questions
  391. CBSA duty refund request form B2G and import receipt number
  392. Equifax VS. Transunion
  393. Which CC offer Primary Car Insurance Coverage?
  394. What's the best and cheapest way to exchange and transfer 50k CAD to USD?
  395. Home Insurance
  396. Have you ever wondered how living in another country affects CPP or OAS eligiblity?
  397. Cheap, fast parcel delivery?
  398. TD Meloche Monnex insurance for apartment unit condominium unit owners
  399. Ally Financial now owned by Royal Bank
  400. anyone use ebay still? change your registered address
  401. Downgrading from RBC No-Limit Signature account
  402. mortgage question: what would you do?
  403. RBC ine of Credit
  404. Best Student Line of Credit right now?
  405. TFSA trading stocks need clarification
  406. deleted
  407. Odd Practices by Employer
  408. What would you do?
  409. has anyone got LOC that was later converted into a loan? thx
  410. RRSP Overcontribution
  411. Bridge mortgage ?
  412. Keys lost to SDB
  413. Horrible service from President's Choice Financial.
  414. Paypal disputes...
  415. Line of credit and credit score
  416. Tax audit for transportation costs
  417. Is leasing a vehicle bad before getting a mortgage?
  418. Does overdraft hurt your credit?
  419. Banks retaining personal information even after the account is closed. Violation?!
  420. Surcharge for credit card payments
  421. Just found out today my home insurance was cancelled 3 years ago
  422. GIC for downpayment - redeemable once a month ok?
  423. How to convert U.S. zip code to postal code on Canadian website?
  424. Credit Card Interest/BT Question
  425. Tax Question
  426. ripoff??
  427. Question re: moving 10k into ING TFSA from another bank, CRA related
  428. Investing in numerous mutual funds, bad? good?
  429. need advice for new home buying
  430. How do you hide your bank account from tellers?
  431. Student Line of Credit Interest Question
  432. RBC MasterCard eStatements List Entire Card Number As The File Name
  433. mortgage
  434. Can I pay off VISA statement if I'm awaiting a refund
  435. Shopping Around for Mortgage Rates Questions
  436. Government Pension Question
  437. Claiming tuition
  438. Are you content with the amount of tax you pay?
  439. Fixed or Variable?
  440. using funds in TFSA to pay for a car
  441. Global Bank Wire Transfers
  442. MLS listing explained -ask your questions here
  443. Pre-Authorized Debit
  444. Best Options for TV/Internet packages
  445. I think I found a way to get unlimited credit reports from equifax (not free)
  446. anybody currently with butler mortgage
  447. There is no crash, but....
  448. Recent graduate with first job, how to minimize taxes?
  449. Can I claim car allowance as a tax exemption?
  450. GCR for amex and mbna cc applications?
  451. Tax question
  452. question about credit card interest
  453. Can't afford to make monthly payments on CC. Ignore for now or pay what I can?
  454. Best new bank account offers!!??
  455. What kind of cheese do you like?
  456. How do I get money out of my TD Waterhouse TFSA?
  457. Need help selecting a Canadian Broker for Penny Stocks/Forex
  458. cancel my citibank enrich master card (current belongs to CIBC as we all know))
  459. How does Tax work for a Joint investing account?
  460. Amex Credit Card Rewards -Need help on How to Churn/ Year 2 info
  461. Need suggestion between: TD Borderless US$ and RBC Access USA
  462. Over-leveraging with Real Estate Investments?
  463. Ordering from us apple store Help please!
  464. No annual fee for the first year and then cancel before 1st year
  465. Longest Credit History & Switch Bank
  466. Parcel holding services in buffalo???
  467. Car Insurance for Car Rentals outside of country?
  468. BMO US$ CC holders: $1000 annual expenditures may not be necessary
  469. I have a good credit score, How can I benefit from that?
  470. Property damage insurance claim
  471. Realtor needed for First Condo?
  472. TD Auto Finance
  473. How much should I expect my home insurance premiums to rise?
  474. Rental lease
  475. BEST travel rewards credit card?
  476. Real Estate and Tax options
  477. Do supplementary credit cards have a minimum age?
  478. Pc financial loc @7.75%
  479. Air Miles Question
  480. TD Personal Loan Question
  481. Best Method for Converting Currency?
  482. Small-business banking with free transfers to personal accounts
  483. A couple questions about Sobeys BMO Chequing account
  484. WorldLink Citibank Cheque
  485. Credit score is 648, can I get a mortgage?
  486. Paycheque Question
  487. TD Borderless vs. Amazon Chase Visa Exchange Rates
  488. how to withdraw/use/cash out loc? via debit or teller?
  489. Which choice
  490. Warning about expiring bank cards and bill payments
  491. How much tax is collected each year?
  492. ScotiaBank Momentum Visa's recurring payments
  493. laptop-tech saved me a lot of money on my mortgage
  494. Pay off Osap? or save for a downpayment?
  495. US Credit Card and Bank Account for Canadians All for FREE! done online/telephone
  496. Switching LOC question
  497. Bank Loan for Condo Downpayment
  498. Help with student loans
  499. defective chip using MBNA MasterCard
  500. Borrowing Funds to Loan to Spouse for Investing
  501. For those who worry about their credit score....
  502. How can I cancel a walmart rewards mastercard??
  503. Can a VISA "purchase protection" insurance affect home insurance?
  504. Financial Advisor Compensation Survey
  505. When you bought your house, did you have your DP in a savings account?
  506. BoC holds interest rate at 1%
  507. Condo Insurance Question: Sewer Backup?????
  508. Lower price & higher condo fees or higher price lower & condo fees?
  509. Best credit card for $150-450 monthly spend, mostly on groceries?
  510. Best hotel credit card
  511. help choosing a mortgage term
  512. Getting turned down for a credit card due to many applications
  513. Paying an american debit/credit card with Canadian bank account
  514. Group RRSP / Pension
  515. what do you think 68 east 43 avenue vancouver ?
  516. Looking for a line of credit
  517. TD Visa Infinite - 40,000 Sign-Up Points = $200 Travel
  518. Any tips for dealing with Revenue Canada regarding GST credits.
  519. Help for trying to get a credit card.
  520. Add payee which has a different bank? Possible?
  521. Having a long history with your bank: how important is it these days?
  522. Can you add debt to your Mortgage
  523. Small question about some info the CRA wants from me
  524. MBNA too paranoid?
  525. What are the golden %-ages for monthly expenditures?
  526. Describe your favorite type of pizza?
  527. Balance on my Cancelled Credit Card. Hows' that possible??
  528. Capital gain from new house
  529. Chase Credit Cards - Changing product (eg. Marriot Rewards -> Visa)
  530. CIBC Visa Monthly Payment Question
  531. RESP and Additional CESG and CLB
  532. Paying off mortgage early on rental property
  533. Planning to buy a condo
  534. How long does it take equifax to update report?
  535. Called in to change CIBC Aerogold Visa to CIBC Dividend Visa..CSR messed up,now what?
  536. Remebered in a will - What to do.
  537. Do you actually make and follow a budget?
  538. What to Do with $5000??? Student
  539. Wanted: No fee 1%-back-card with insurances
  540. help! credit card got compromised
  541. Best approach - First time home buyer's plan
  542. XE vs Custom House
  543. Company Pension : What happens when you leave?
  544. Which bank for a student?
  545. TD's Customer Service
  546. Pre-approved line of credit?
  547. mbna world elite mastercard application
  548. Advise needed regarding mortgage- moving in a different bigger house
  549. Another "What card is good for me?" thread
  550. Tenant Backed Out of Lease (Ontario): What can be done?
  551. Equifax beginning to show Teleco companies on credit reports. Nationwide by Aug 1
  552. Too paranoid about an un-authorized credit card authorization?
  553. How do I pay my credit card bill online using TD Easyweb?
  554. Bookkeeping
  555. Can you do cash back with a credit card?
  556. Paid wrong CC, what to do?
  557. Scotia Mortgage Rate 120-day look-back
  558. Inflated house sale price for obtaining larger mortgage, who is responsible?
  559. Good no-fee card for low spend at Costco
  560. optimal income/credit limit ratio
  561. Credit Card: Buy things and then refund would consider "activity"?
  562. Approved for AMEX Gold with 650 TU?!?
  563. Line of Credit from CIBC for professionals prime+1%
  564. CMHC has been around since 1940s....
  565. Best credit card recommendation?
  566. Investing in Florida Real Estate
  567. Would you rather be tall and fat or short and well built?
  568. Investing for the child. RESP? Other options? Please help.
  569. Rental Increase (BC)
  570. Return on house rennovation
  571. Selling condo assignment
  572. In lieu of notice??? and severance
  573. People's Trust TFSA
  574. USD in TDWH
  575. I still don't understand why real estate doomers need to be so vocal...
  576. CanadianForex - cost-effective way to send them USD?
  577. 30k for 3 years, investment options for My Dad?
  578. Do I have to pay commission if I sell my leased home myself?
  579. Finding reward values
  580. Comparison of High Interest Savings Account Features
  581. Best student credit card?
  582. paypal TD borderless question
  583. Investment Funds in Canada course?
  584. Best way to send a fair amount of cash to Spain
  585. Depositing cash @ ATM
  586. Ottawa vs Calgary - Cost of living?
  587. What to do with $150k
  588. Complicated Education Question
  589. Some quick RESP Questions
  590. Early RRSP withdrawal: Withholding tax + income tax question
  591. should I incorporate before buying an income property?
  592. LIRA on marriage breakdown question
  593. silicon valley vs GTA cost of living
  594. What to do with $20,000
  595. Are you allowed to withdraw 50K and deposit it all back few days later?
  596. Do you use Interac Flash / Debit?
  597. Credit report question - Multiple credit cards from the same bank
  598. Credit card extended warranties not covering computer hardware?
  599. HELOC question
  600. Who knows whether there is a cap on MBNA Rewards
  601. Q: Credit Line v.s. Car Loan Interest Calculations
  602. Conventional Mortgage and HELOC
  603. Referrals on American Express question
  604. Question About Mortgage
  605. mrtg renewal (5 yrs fixed) rate????
  606. Choosing long amortization to lower risk. Is it good idea?
  607. Time to switch my BMO SPC MasterCard
  608. Tax implications: Receiving gift from parents
  609. Bringing $60,000 into Canada
  610. Anyone used RetireWare or RRIFmetic software?
  611. How can a recent graduate start saving for MBA?
  612. Question about having my name on a mortgage
  613. Selling a house
  614. Probate tax and capital gain
  615. $15 U.S. Cheque, Bank Wants $5 To Cash It
  616. New Apartment Requires "Tenant Insurance". Need Help!
  617. Need urgent home insurance and mortgage advice
  618. $10,090 US with BMO..when should I transfer to CDN Funds?
  619. MC/Visa without SecureCode/VbV?
  620. Q : Repaying mortgage
  621. RBC Fail
  622. Transferring funds out of CDF TFSA to another TFSA
  623. Minimum Wages Around The World
  624. Best CC for collecting Aeroplan?
  625. mortgage with child support?
  626. Question about starting an RSP for a new immigrant
  627. Equifax
  628. CPP disabilty benefit versus early retirement pension
  629. Is Norbert's Gambit to Exchange currency tax deductible?
  630. Another First Time Homebuyer Question (or three)
  631. Online Savings Account as good as Ally's ?
  632. Paying student tuition fees, anyway to get some cashback/rewards??
  633. Has anyone been able to use ING Direct Cheque Deposit to deposit an MBNA SC Check
  634. Do I need to pay tax by instalments?
  635. apply 2 different credit card from same bank in same day, only 1 hard check or 2 ?
  636. Not good to close unused credit cards?
  637. Company leased vehicle?
  638. RRSP over-contributions
  639. Rewards Card Prob.
  640. What to do with 10k?
  641. HOOPP to RRSP?
  642. CIBC Hospital Cash Fraud?
  643. Statement Closing Date on a new credit card
  644. Another First Time HBP Thread
  645. Depositing cash into my personal bank account?
  646. Financing options for a reno
  647. Capital One Cash Platinum App. Problem
  648. mortgage - horrible credit
  649. Cost of property management
  650. A question about scores/pulls?
  651. Is Aspire Cash and Travel World MC the best reward master card right now?
  652. Paying payroll deductions online w/ personal account
  653. RRSP interest rate comparison tools
  654. Would you live with a roommate to save more money ?
  655. Rental property, how to minimize tax?
  656. Dental Insurance - Best Coverage?
  657. Gold Card rental car coverage -- how it worked for me
  658. Fixed or Variable Mortgage? (First Time Buyer)
  659. Is financial audit a legal term
  660. I kind of left the index investment scene for a year now...
  661. Probate for Canada Savings Bonds?
  662. best deal master card - rewards cash back
  663. question regarding consumer proposal and information ortd to equifax
  664. Do you lose house if you were to lose a job after Mortgage approval?
  665. Getting a pool and want to add to mortgage payment..How?
  666. Student Looking To Get a CC/MC
  667. Invoice or receipt for tax purposes?
  668. Savings account interest
  669. Credit Inquiry after signing up for bank account
  670. mortgage question - not the usual situation.
  671. [Youth] What to do with $1600?
  672. Preapproved for LOC
  673. How a CPP survivor's benefit affects when to start CPP retirement pension
  674. ING Direct savings account setup
  675. Car Rental Insurances provided by CC
  676. Islamic Trading accounts
  677. Paying a second property
  678. Price Protection
  679. Mortgage from Big Bank (Class A-TD, RBC) or Financial Institution (Class B - Merix, I
  680. TD TFSA Waterhouse Issue
  681. Sears MC (Chase): New Redemption Options
  682. AMEX Credit Card - LDW Insurance
  683. dividends taxed in tfsa trading acc?
  684. Budgeting for home ownership
  685. Help With Savings
  686. Free real time streaming quotes ?
  687. good/cheap real-estate lawyer in Calgary
  688. Rec's for home insurance providers?
  689. Investing for Dummies
  690. Price to Rent Ratio Question: Net or Gross?
  691. TD small business: can't access images of batch cheques
  692. PC Financial Promo: 2% on New Deposits (Jul 16-Oct 31)
  693. TD1 Form help
  694. Do Target have bonus promo for getting their MC card?
  695. Mortgage questions
  696. Financial Advice
  697. Equifax and TU credit reports
  698. Transfer RPP to RRSP
  699. Transfer money to/from a personnal/home line of credit without fees?
  700. Identity theft, now dealing with Money Mart and collections
  701. Cancelling / Closing Unused Credit Cards
  702. CRA, help needed!
  703. Tax returns: Any foreign spouse benefits?
  704. Transfer money online w/o having to pay any fees?
  705. Mortgage Down Payment
  706. Best NO-FEE Credit Card
  707. any credit card other than chase Visa with no foreign transcation fee ?
  708. Mortgage renewal - Portability
  709. what's a good credit score for a univ. student?
  710. AMEX ChoicePlus vs Blue Sky
  711. Golla SLR Digital Camera Bag - The Source, Burnaby - $5 (YMMV)
  712. ING DIRECT - THRiVE Chequing - NOW AVAILABLE FOR EVERYONE - January 14th, 2011
  713. Redeeming Air Miles for charitable donation?
  714. How much Down Payment when porting a mortgage
  715. Variable or Fixed Rate Mortgage
  716. Can somebody explain to me why I want RSPs again?
  717. collecting rent in toronto
  718. Mortgage Renewal Question
  719. R9 credit report rating and employment.
  720. Quick question about the amex gold rewards and their free Choice Card
  721. Bringing Money to Philippines
  722. pc financial website down, anyone else
  723. Canadian housing boom in '9th inning'
  724. TD's TDDI to Charge $2.00 per Envelope Mailed
  725. Maximum RRSP refund
  726. Balance Transfer MBNA question
  727. - Has anyone work with them before?
  728. Best LOW-FEE Credit Card
  729. tfsa question
  730. Choosing a secondary credit card
  731. Getting Home Line of Credit on new home
  732. Which B&M Bank offers free (at least 4 times / month) online bill payment if you keep
  733. Student Loans Debt - Help
  734. TD Hold on Transfer from ING & Home Insurance Question
  735. Tenant Insurance Question
  736. Current rates for 5-year fixed mortgage?
  737. - registering credit cards only
  738. Amex Referral - Avios
  739. Refinancing question
  740. Need advice on getting low rate mortgage on pre-sale condo I've purchased.
  741. Mortgage advice needed
  742. Youth Savings Account Comparision
  743. Comparison of Line of Unsecured Credit - Features (Ignoring Rates)
  744. What is the minimum down payment % on a mortage when buying a house or condo?
  745. Fastest refinancing?
  746. Large variances in home and auto insurance
  747. what is the credit card with no foreigion transaction charge>
  748. Questrade to US Bank Account, cheapest way
  749. What to do with Bond funds in Canadian couch potato portfolio?
  750. Changing credit card statement dates
  751. Credit Proifile Joint Debt Question
  752. Financial Implications of Relocating to the US
  753. Costco Amex. Do you need to be a member?
  754. Mortgage VS Home line of credit
  755. Taking over pre-sale condo to take advantage of principle residence
  756. Cheapest Way to Convert CAD$ to US$
  757. Changing names of title on house - lawyer question?
  758. Unsecured LOC... Any way to negotiate a lower rate?
  759. Question to Scotiabank Customers
  760. Credit card impact on credit score
  761. Shelf Company
  762. Amex Air Miles Reserve Credit Card
  763. Am I too paranoid with my CC or are my friends just easy to scam?
  764. Mortgage experts advice needed - Mortgage question with 2 scenarios
  765. Mortgage Suggestion
  766. What if I don't activate my new credit card?
  767. where is "Line of Credit" in canadian tire? thanks
  768. Need some advice. Low score.
  769. AMEX SPG 20k Public Offer! (21k non-Public Offer)
  770. Looking for RRSP Home Buyers Program Clairification
  771. Disability vs. Infirm - Tax Credits Question
  772. Mortgage renewal question
  773. Flash Interac - Paypass / Paywave like Interac, coming in 2011
  774. Personal Finance Software recommendations?
  775. Question regarding SIN Number change
  776. Best current savings account promotion?
  777. not understanding why aspire travel card so much better than aspire cash card
  778. Credit Card Defrauded, CC Company Still Investigating, Meanwhile Paying $$$
  779. question about capitalone aspire travel redeeming for gift cards
  780. can i just open td select acct to get the gold elite td card then cancel the select?
  781. Converting Savings TFSA account to Mutual fund TFSA account
  782. Liability for Fraudulent Credit Card Charges - Is there a time limit to report fraud?
  783. Covered calls and taxes
  784. BMO Mastercard Debt
  785. Highest interest/Safest Investment ideas with 25k
  786. Home insurance
  787. Navigating the murky waters of credit card forex rates. Visa & MC forex calculators.
  788. Best online banking
  789. Buying a Home - First Time
  790. RBC 'Switch Credit Card' Function - New application?
  791. Is it possible for Collection agency to report to credit file without personal info?
  792. Replacing my CAA MasterCard with a Aspire Cash World MasterCard
  793. Why are personal finances a private matter?
  794. How costly would it be to not place a 20% downpayment on a house or a condo
  795. Enforcing a judgement - disclosure of private financial information by secured party
  796. end of rent contract extension
  797. 712 Score - Credit Card Issues
  798. Moving Expenses Tax Question
  799. Credit Score Help
  800. [Merged] TD increasing line of credit rates?
  801. ING Orange Key Bonus Delay
  802. How much cash flow do you see from an investment property?
  803. Looking to dump Toronto Dominion
  804. Does eBay charge Canadian seller in cdn $ or US $
  805. Fake Name on a Credit Card?
  806. What to do with proceeds from sale of home
  807. PC Financial 2.6% promo
  808. Arbitrage: How Venezuelan Used "Scrape" To Make 6x Her Salary
  809. turnaround on T1213
  810. Should I sue Equifax for outstanding disputes on my credit file
  811. TD Waterhouse, worst service ever! (AKA Good Job Questrade)
  812. Trouble deciding which rewards credit card would be best for me
  813. Canadian Economic Trends
  814. Where would you sell Gold 1oz Johnson Mathey bars ?
  815. Downsizing: you finally get there and then realize you don't really care: Regrets!
  816. CIBC Mobile Payment App (using NFC)
  817. Average Down Payment
  818. How are interim occupancy fees paid
  819. credit card privacy
  820. Financial Advisor Recommendation for GVR
  821. Is it possible to get mortgage pre-approval with a 622 Beacon score, but good income?
  822. Was just checking over my "recent approved transactions" for chase amazon visa
  823. Please comment on my situation
  824. Pulling money out of corp to buy a rental property?
  825. Mortgage help/options
  826. Can anyone recommend a credit card for car rentals?
  827. Is it risky to be paid with Paypal?
  828. Noob here wanting to make a bank transfer from Desjardins to ING Direct. Need advice
  829. TD Venture Line Expected Minimum Limit
  830. Home Improvements
  831. Remove My name from a joint account
  832. How to obtain "sold comparables" (sold properties) without a Realtor
  833. RBC Day to Day Chequing account withdrawal fees
  834. Amex Gold card transfers
  835. Receiving a bank wire transfer -- possible fraud?
  836. BMO US$ Mastercard compromised
  837. Bank teller deposited to much money into my account.
  838. Sears Financial: Free Acc. Death Insurance $2k - catch?
  839. Question about PC financials last interest promotion, ending July 15.
  840. Suggestions on how to invest $50K
  841. HELP! A TD teller signed me up for a credit card without my consent
  842. What exactly does mortgage preapproval mean?
  843. I Need My First Ever Credit Card - Student
  844. Can I claim mutual fund losses held in my RRSP on my tax return?
  845. QC ONLY - La Capitale Financial Group 2,5% HISA or TFSA...for limited time only
  846. Worth it to make my credit cards true joint accounts with wife?
  847. Stocks, death and transfer
  848. When to cancel Aerogold?
  849. Sold home (rebuying in 6 Months) - What to do with sale proceeds (equity)?
  850. Mortgage / buying a house question - what should I do?
  851. Collection agencies and disputing debt
  852. How is it possible to have courier (ups etc) collection on credit report, since they
  853. BMO SPC Mastercard
  854. Canadian Direct Financial Funds transfer issues...
  855. R.H.O.S.P. (Registered Home Ownership Saving Plan)
  856. Quick Q: Do Canadian banks carry US cash on hand?
  857. Credit Bureau Inquiry (BackCheck Security Clearance) and Student Loan
  858. Found a 3 year old cheque from Citigroup
  859. A Few Questions About Banking Accounts
  860. Statistical mirages (applicable to RE prices and stock market)
  861. Future Value Financing at 0%
  862. Best ways to pay for things?
  863. Newbie to HELOC
  864. RESP Info. (CESG, ACESG, CLB)
  865. RBC Platinum Avion vs Infinite Avion
  866. Online flight/hotel marketing: "Last seats left at that price!" and "Last room left!"
  867. Help! Conversion of $4000 Canadian Dollars to US Dollars at TD Bank (rates included)?
  868. 23 year old - looking for financial advice
  869. Can a company force you to take their extended medical plan?
  870. Too many credit cards - should I close some?
  871. Problem with cheque deposit
  872. Best Way for Biz to trasfer from US Bank to Canadian
  873. Beware of Scotiabank scene visa card scam
  874. is the CIBC Dividend Unlimited Elite card the only card that offers purchase security
  875. National Bank Sycrno mastercard or SPG card AMEX
  876. car and home insurance question
  877. Recently took a lot of little hits on long to go back up to apply amex?
  878. Moving to Canada, best option for US$-CDN$ transfers?
  879. Obtaining a credit card for newcomer to Canada
  880. USD to CAD - Orbitz/Air Transat
  881. Churning Amex Cards
  882. Any way to sign up for TD EasyWeb if you're not 18 yet?
  883. Question on RRSP contribution limits vs. unused room carried forward
  884. 50000 USD (and must stay USD) for 1 year, where to?
  885. Forex price SMS alerts
  886. Equifax update nightmare
  887. Secured credit card to sign up for cell phone?
  888. Finished basement...Insurance coverage???
  889. Aeroplan: Am I doing it wrong?
  890. Default on a credit card paid, how long does it stay on credit history?
  891. being reviewed for public transit amount CRA
  892. 2 bedroom, taking in a third tenant
  893. Canadian Citizen & US Greencard Holder Tax Question
  894. MBNA Smart Cash Mastercard (Canada)
  895. Investment tax questions x 2
  896. Extra Cash, what to do?
  897. DLR.U Question
  898. Canadian working in Canada and the US for a US Company: Non-resident alien US tax
  899. Looking for a condo
  900. TD Travel Infinite vs CIBC Aerogold Infinite VISA cards - thoughts?
  901. Check out this list of Detroit home prices
  902. Which portfolio manager do you recommend?
  903. Credit Card Question
  904. Performing Credit Checks on Potential Tenants (Quebec)
  905. Looking for a new bank (BMO AND DESJARDINS SUCKS) is there good alternatives?
  906. Bridge Financing - how to calculate?
  907. Are there any tax on sending $ into Canada
  908. We bail them out they screw us again -Goldman Sucks
  909. Cheapest detached home prices in and around Vancouver?
  910. Forgot to report $60 dividend on previous yr tax return. Should I bother with T1 Adj?
  911. RE Bulls vs. RE Bears -peace talks thread
  912. First time home buying in GTA, what DO I need tyo know?
  913. Capitol gains tax & stocks
  914. CCPC to CCPC Tax-free dividends?
  915. American Express Gold Rewards card
  916. Good chequing account for students?
  917. Questrade TFSA contribution not reported in 2011
  918. Capital Dividend Declaration Procedure?
  919. Tax Question - pay small amount for old return or use school tax credit
  920. Emmigration and payroll deductions
  921. No fee USD credit card for Canadians - questions
  922. Pension Plan / deceased
  923. Paying off mortgage steps
  924. Credit Repair Plan. TD SECURED VISA. Approval Questions.
  925. Mortgage Cancellation: 3mo.Interest or IRD, Whichever is _________ ???
  926. Top 10 canadian RE blogs that you follow
  927. DIY house sale
  928. Is it better to get USD at spot to spend in US or use credit card and get 15% return?
  929. What is the best way to save money from USD to CAD when purchasing from the States?
  930. My Co-Worker Just Got CRA Letter: "Pay Back $34,000 Dollars In 30 Days"
  931. TD Easyweb: missing transactions
  932. Credit revoked credit card still generating soft inquiries
  933. [QUESTION] Depositing Cheques?
  934. Advice - Would I be approved for a mortgage?
  935. How the CPP credit split (DUPE) often creates a net loss of benefits
  936. If I just wanna invest my RRSP to a managed fund in the bank, which bank should I
  937. PC Mastercard "Finance Charge" - What is It?
  938. RRSP contributions
  939. Mortgage Refinancing - solutions ideas.
  940. port mortgage or take new rate?
  941. Currency rates - copyright?
  942. GICs
  943. Questrade not reporting TFSA contributions/withdrawals
  944. Financial Advice required! Leaving job, have pension "transfer value"
  945. R9 credit rating
  946. TD Mortgage Reinvestment Fee
  947. Urgent help needed for property/mortgage closing
  948. title search
  949. Automated transfers from BMO to RBC account (Draw cheques?)
  950. Land inheritance, what are the fees, taxes, etc to pay? Financing?
  951. Can I afford a home now?
  952. Intel on Realtysellers and Webb drive condos.
  953. Dividend Stock - Pay holders of Shares at least the original issue price??
  954. Realtor Questions: 1% down and buy-back/trade/guarantee
  955. TFSA Question
  956. RRSP Question
  957. Pay off OSAP or invest?
  958. Stock Tax Question
  959. How do Balance Transfers work? (MBNA Platinum Plus)
  960. Recommend insurance broker in Ottawa?
  961. Tenants in rental property keep leaving early
  962. Parking cash
  963. Credit Report Age Question
  964. Sticky: Citi Price Protection: Experiences?
  965. newbie to LOCs -- want to pay off mortgage
  966. Thoughts on buying? - calgary
  967. TD Easyweb: How to download all available transaction data at once?
  968. 23 year old looking for Finacial Advice...
  969. RBC Access USA & Converting USD to CAD
  970. Question about credit card statements in general
  971. financial noob here, please help me explain this concept
  972. "Statue of limitation" for Debt in Ontario. A collection story.
  973. Costco American Express
  974. Why are there so many real estate crash threads
  975. Car Loan needed - Great credit, but no connections with a bank that gives loans
  976. Car loan question....
  977. Canadian Tire New Visa Card
  978. Skyline Real Estate Investments
  979. Which financial institutions will refinance a mortgage less than $50k?
  980. Condo Insurance Question
  981. Pre-Approval Error from ScotiaBank
  982. Cashing cheques for your kids?
  983. Personal Business Loan - writing off interest
  984. Investment - 1 King West Condo
  985. does BMO have equivelant to TD Deluxe Auto Club?
  986. quick question about HSBC investdirect
  987. Why do some real estate developers not include price lists on their websites?
  988. Toronto Flash Flood of July 8th 2013
  989. Credit Profile problem
  990. Potential first time homeowner, looking to budget/plan.
  991. canadian direct financial lowered tfsa rate
  992. House Purchase Need Advice
  993. Euro travel money - Best way to get euro in cash ( at best possible rate )
  994. Equifax Changed My Name
  995. Mortgage rates: Sole proprietor vs. full time employment
  996. Mortgage cancellation fees -they will charge you, but what if you charge them back
  997. Best method to convert HKD to CAD
  998. need help to organize debts - whats best option? (not too much owed...)
  999. PC financial 2% interest promo
  1000. How come some people are adamant convincing others to not buy a house?