View Full Version: Personal Finance

  1. Mark77 knows everything?
  2. Are merchants allowed to charge additional fees for paying by credit card or debit?
  3. Taxes: Moving from ON to QC
  4. Employer Refusing to Give T2200!! What Can I Do???
  5. Why SHOULDN'T I Avoid the "Big 5" and Go Solely with PC Financial (or similar)?
  6. Tax- how do i designate a parent for tuition transfer using netfile
  7. TFSA Interest rates and me (Question)
  8. Veiled threats from contractor - what to do?
  9. Question regarding real estate purchase...
  10. RRSP claim and minimum HBP repayment
  11. Places to buy land inexpensively?
  12. Seeking Advice on Debt Repayment
  13. Best credit card to build credit (student)?
  14. TFSA Contributions
  15. CRA pre-assessment review timelines
  16. [ufile] Issue with Student Loan Tuition Credit Schedule M (Quebec return)
  17. Linking external accounts to ING account
  18. Employer Lying on Tax Forms - What Are My Options?
  19. TD safety deposit box
  20. Questrade RESP Withdrawal via EAP
  21. Renting Out A Room In A Rented Apartment - Rental Income or Cost Sharing?
  22. Bank account emptied by creditor. Please help.
  23. 2013 Canadian Government Budget has Cyprus-Style Bank Account Confiscation in it.
  24. Does your employer have to reissue your T4?
  25. Gofun Rewards Ponzi Scam?
  26. 2 (two) Quick T4 questions
  27. Benefits
  28. Questrade $19.95 inactivity fee??
  29. RE Street News - No Media or Statistics Please
  30. Rental vs Residential
  31. TFSA GIC question
  32. Virtual brokers vs Questrade
  33. Please delete
  34. Is it possible to purchase a piece of property inside your RSP?
  35. Questions about Loans and LOC - getting the best deal
  36. Direct Energy - Hot water tank rental - Buy cheaply
  37. Scotiabank Rant: Archaic Financial Institution Practices Still Exist
  38. Can you give instructions to TD Waterhouse via eServices?
  39. Incorporation Question
  40. Consolidation loan
  41. Question about filing tax as Sub-Contractor and Student
  42. Q for a mortgage broker or anyone with insight
  43. Questions on debt consolidation
  44. tax question affecting relocation assistance repayment
  45. Better card option than Esso 3.5cents off gas purchases
  46. Larry Dale Shuts Down His Budget Brokerage - - Didn't See That One Coming LOL
  47. Is it possible to terminate the Condo Purchase agreement?
  48. Corporate credit card - no/low FX fees? LF equivalent to chase amazon personal card
  49. mortgage increase question
  50. Estate Planning - testamentary trust
  51. RE price comparison cross-border
  52. overcontributions to tax-free savings accounts (TFSA)
  53. Help! Will I get approved for a car lease with $0 down?
  54. WANTED: Bitcoin
  55. I have to go to court to fight with TD Bank about stole my money
  56. US Dollar credit card - how much spending makes it worthwhile?
  57. Collection Account
  58. Backing out of New Condo Purchase agreement after lost job HELP Suggestions
  59. Cheapest Method to Ship Small Package?
  60. Penson Financial Services of Canada?? - "revenus de placement" forms?
  61. Thoughts on investing in a condo? (long term)
  62. Margin Interest Offsets Capital Gains?
  63. File tax return for mix of 2-month contractor and fulltime job
  64. MBNA Last Minute Club
  65. Some guidance for Income Tax in Quebec
  66. Compromised Credit Card
  67. Which best for travel: Scotiabank Gold AMEX or AMEX Gold Rewards?
  68. Managing mutual funds with CIBC online
  69. Can I use a Personal AC for Business?
  70. Question regarding CPP Child's Benefit and Income Taxes - fast response appreciated!
  71. Questrade T5 Slips for 2012
  72. Personal Budget software
  73. Why don't landlords consider our household income?
  74. What is the best banking package for healthcare professionals?
  75. First time buyer couple starting look. What do I need to know?
  76. The Euro
  77. First time home buyer question (pre-approved mortgage)
  78. Capital one card offer and need credit building advice.
  79. Should I make the switch to CIBC from TD?
  80. What if.... Canadian Bank Holiday...
  81. Private Dental Insurance
  82. Purchasing gold - tips, advice?
  83. Forgot to add something in tax return, and sent it.
  84. Click here if you know a lot about the law> Have a lien on my property.
  85. toronto, new apt is only ready from the 15th of the month, how does rent work?
  86. PCF HELOC - What happens after approval?
  87. How to restore credit score
  88. Sent my tax adjustment form to the wrong tax center. Big deal?
  89. First homebuyer
  90. How many banks do you bank with?
  91. If this was an app, would you use it?
  92. Is it too risky to put all savings into TD e-series?
  93. EVERYONE BEWARE: RBC simply STOLE $3000 from my Mother
  94. Any credit card with no annual fee that rewards aeroplan miles?
  95. Closed Account - Fraud??
  96. What's the best way to invest in CNY?
  97. Income tax question gift or income
  98. TD Waterhouse vs BMO Investorline - which is better?
  99. Watch out using PC Financial Credit Cards outside of Canada, i.e. US!!
  100. Best business account interest rates?
  101. Opened a TFSA and Closed it: Fees?
  102. Single/Common law
  103. File your taxes
  104. How much is one year of max contributions to CPP worth?
  105. Getting First Credit Card
  106. Mutual fund fee calculator
  107. Financial Propaganda: True or not?
  108. landlord application deposit please help
  109. Claiming Travel Insurance as Medical Expense?
  110. Toronto Airport Shuttle Discount Code
  111. Tracking capital gains and losses
  112. Using LOC as daily chequing account
  113. Cash Deposits at the ATM - Definite way to track?
  114. Toronto RE: Condo vs. Loft opinions
  115. TD e-series equivalents to Canadian Couch Potato model portfolios?
  116. Bought house firm without selling my house Options???
  117. Universal Life Insurance vs Term Insurance
  118. Small Business Credit Cards
  119. What does your accountant charge for personal taxes?
  120. Rent to Price accurate is this?
  121. Confused about cancelling credit cards
  122. Delete resolved
  123. Home Trust Company Gouges customers
  124. questrade pre/aftermarket trading
  125. CCA or current expenses for Rental property
  126. Joint investment attribution question - calling tax experts
  127. Opinion on Desjardins?
  128. Rental Application Information
  129. How good to go on Business cards?
  130. Confused about "Unused RRSP contributions"
  131. 1 more bathroom for $30,000?
  132. 1st home purchase: Buy for your current needs or buy for the future?
  133. DO NOT use H&R Block, error costed my over $600
  134. What would you do with $15000?
  135. Tax Question
  136. Buying a show home (maison modele) - need advice
  137. How to calculate tax on bonus?
  138. Tax Returns: Yellow Pages Share Merged & Trading Summary Shows They Were Sold
  139. BMO - NEW Air miles bank account offer 1500 Miles
  140. Employment Insurance and buying a business
  141. Small Business Investing
  142. When do brokerages send T3?
  143. Registering as a business for freelance? (And paypal conversion fees, BOO!)
  144. About the RE Crash in US and Canada
  145. How come people who study Accounting/Finance are not good at their personal finances?
  146. That time of year again (File your taxes)
  147. investing $30,000... what would you do?
  148. Landlords in BC: Reviews on BC Landlords Association Membership/TVS/Other Services?
  149. Convert Can$$ to Mexican Pesos For Condo Purchase
  150. CHIP Mortgages
  151. Some tax stuff
  152. Better choice: Amex SPG vs Amex AeoplanPlus Gold for aeroplan points?
  153. Moving in with inlaws to retire early?
  154. My 1st Mortgage Renewal
  155. Private Giving Foundation
  156. Question re: ING short-term GIC
  157. Need help with unpaid Credit Card and OSAP (Collections)
  158. Getting into stock investing. Where to start
  159. Income Tax - resident vs non resident
  160. Depositing US funds in Canada
  161. TD Waterhouse, do they have beneficiary designation?
  162. Why 20-Somethings Aren't Doomed To Be Poor (U.S.)
  163. Scotia Momentum VISA Infinite partial annual fee waived!
  164. Income Tax Return Capped at $3,235.70 in Ufile?
  165. Looking to Hire: Need article written about mortgage renegotiation
  166. Cheap Mortgages Saskatchewan
  167. Rent and tax question
  168. FREE way to transfer money electronically between banks in Canada?
  169. How to ditch Accountant? for the self-employed?Can I use Ufile?
  170. Smash doll thread
  171. Getting a T4RSP after already submitting income taxes.
  172. Paypal and CRA (taxes)
  173. Questions about mutual funds
  174. Is time to retirement a factor in deciding mortgage applications?
  175. CIBC Changes Cheque Clearing Duration to 7 or 8 Days depending on Branch or ATM
  176. TD e-series and mutual fund in general......dividends?
  177. Any credit check when opening RBC Direct Investing RRSP account?
  178. Very interesting indicator for problems in RE in Ontario
  179. reporting business taxes
  180. Reporting income from refereeing
  181. Renting your place to people
  182. Renting from my Parents, can we claim in taxes?
  183. nvm
  184. Do you think we should have a subforum dedicated to Real Estate?
  185. Collections
  186. How to find how much TFSA space left?
  187. pcfinancial website now popping up scam pages????
  188. Help with TD Web Broker
  189. TD Cash Back MasterCard
  190. Can you pay your income tax once a year (stop the weekly deductions)?
  191. Can you claim a new furnace on income tax?
  192. Mortgage question
  193. 715 Equifax Powerscore v. Scotiabank saying I have 520
  194. uFile Basic doesn't support Self Employed Income (Business income)?
  195. CPP T4A(P) Slip
  196. Didn't file income tax for 2011
  197. Do RBC Royal Bank branches handle RBC Direct Investing stuff?
  198. Questions about Interac e-Transfer?
  199. RBC Direct Investing = Stupid
  200. The U.S. Adds 300,000 New Millionaires (U.S.)
  201. Father in-law separating at 60 - no RRSPs
  202. Buying a Multiplex
  203. Best Bank in your opinion
  204. Not eligible for WITB but TurboTax keeps adding it.
  205. Tax Help
  206. Best chequing account for small business?
  207., is it safe?
  208. Virtual Brokers T5
  209. Tax questions (living in Ontario "working" in Quebec)
  210. Purchase a property or Invest Money? - Advice Needed
  211. bad credit looking to get a car. help!!
  212. Equifax now tracking?!!!
  213. Has anyone else switched from CIBC to PC financial?
  214. Do bankers get commission on loans/LOC's?
  215. Capital gains on USD cash
  216. BMO Air Miles World - 1000 AM Welcome Bonus - Til March 31
  217. FYI about Ufile and Pension-Splitting
  218. Getting a return on USD?
  219. Questrade (no fees at all if you only purchase ETS?)
  220. Personal budgeting software
  221. Toronto Real Estate Board Market Watch For March
  222. What book opened your eyes to a better future for your finances?
  223. How to report capital loss on forex ?
  224. Paying off debt with RSP to clear monthly income for stay at home parent
  225. Quebec Income Tax/RRSP Contribution.
  226. US Tax ID number (ITIN): $50 cost? And other questions.
  227. Everyone comfortable with providing passwords to RBC's account aggregation "MyView"?
  228. Ufile Plus-business expenses not splitting
  229. Income Tax deductions...
  230. Another possible Questrade messup (TFSA users check this please)
  231. [Merged] Credit card with Purchase Protection over 90-days?
  232. Does TD allow converting a chequing account to a savings?
  233. PC Points Debit vs. Mastercard
  234. PCFinancial money order/bank draft?
  235. Infoprotect RBC do not give me my refund.
  236. Professional Income, do I need a business account?
  237. Disputing a credit card charge for an online order that never shipped
  238. TransUnion unable to verify my ID when applying for a TD US account
  239. PC Financial Mobile Banking app for Android now available
  240. Tax return mess up
  241. Credit History HELP!!!!
  242. Possible to have 2 mortgages?
  243. cash advance question on credit card
  244. Dropping an executor
  245. Have you ever heard of a deferred second mortgage?
  246. TSFA contribution carry forward. CRA form?
  247. Bridgewater Bank "Smart eSavings Account"
  248. "You should not contribute to RRSP if you will be making more in the future"
  249. Mortgage Broker Recommendation - Ottawa
  250. What did you do with your 0% balance transfer rate?
  251. Moving RRSP Account
  252. Best Credit Card for U.S. shopping
  253. Quick question about RRSP over-contribution
  254. Prenup - Please help
  255. Saskatoon Condo Buying
  256. Are private shares TFSA eligible?
  257. delete
  258. Father Looking For A New CC
  259. Convert from joint bank account back to single? Possible?
  260. TD Simple Save Program
  261. T4 Slip
  262. Turbo Tax.
  263. Question about RBC Mutual Funds
  264. RE related -bad news collection- do not read, might be depressing :-)
  265. uFile flawed
  266. Help me with my brother's situation.
  267. T2200/T777 - " regular and continuous basis for meeting clients or customers."
  268. BMO- Air Miles Debit Account Offer-Get 1000 Airmiles
  269. Toronto: OK to ask landlord to see lease terms before giving application deposit?
  270. Non tax resident - how to handle Canadian Dividends?
  271. Cost of preparing Will and power of attorney
  272. 50k where to put it?
  273. Tax question: Non Resident tax deduction and tax treaty
  274. What should I do with 100K fund?
  275. Can work-from-home employees deduct furniture expenses?
  276. Questrade Forex capital Gains and Losses
  277. Tax return question....?
  278. tax
  279. Help needed for student tax return
  280. Standard to price increase for each additional storey in Condo?
  281. What is comparable to ALLY TFSA & HISA?
  282. Want to switch credit cards. Looking for suggestions.
  283. Help me decide: Canadian Couch Potato index investing vs other options?
  284. Real Estate
  285. Condo Lease will end soon ?? Month to Month an option?
  286. Mortgage CMHC Insurance question
  287. CRA.. what a surprise.
  288. Personal Tax Return - Unused Federal Tuition and Education Amounts
  289. Tax Returns: T215 form
  290. Credit Score Requirement for TD Green Visa
  291. Bank account in Canada in British pounds ? (HSBC, TD, others?)
  292. Subletted a place - do I claim ON Residence Credit?
  293. RBC to increase many fees beginning June 1st
  294. Any tax benefits or credits if parents are dependants?
  295. Ideas to replace missing income
  296. Scotia Momentum Visa infinite vs 2X MBNA Smart Cash
  297. Is there a low income worker benefit?
  298. Converting CDN to USD
  299. TD Waterhouse seminars, anyone been?
  300. Mortgage Affordability
  301. best credit card for online poker?
  302. Mortgage Question
  303. Purchased Ufile online, will they send me the disc in the mail?
  304. Employee Shares
  305. Families Making 200k claim They are not Rich
  306. Filing American Taxes - No software for Non-Resident Aliens?
  307. which bank offers car loans under $5000
  308. New CC - curious about equifax alert...
  309. Financing for Townhouse
  310. Possible to hold a mortgage after selling property?
  311. Getting old bank statements cheaply - possible?
  312. ING 90-day RSP GIC @ 2.50% . Anything better for < 1 year out there?
  313. Mortgage doesn't appear on my credit report
  314. Has anyone tried the free equifax trial promoted on RFD?
  315. PC Financial mobile app finally available
  316. How did you find your financial planner?
  317. Tax question - tuition and LLP
  318. First Time Home Buyers help
  319. Cheapest way to transfer money from Australia to Canada?
  320. PC Financial - External Bank Linking (Help)
  321. TFSA - latest rates
  322. Turbo Tax question Capital gains tax + drip
  323. How important is it to report interest income from multiple banks?
  324. Is there such a thing as a credit card that is good for shopping in the states?
  325. Alberta real estate brokerage agreement for buyers
  326. Paying off an old debt from 2009
  327. MasterCard rePower for USA Spotify, Hulu Plus, etc.?
  328. Ontario Trillium Benefit -- Rent
  329. Unlimited credit report/score updates
  330. Best/cheapest way to import vending machines from USA
  331. What is considered "timing the market"?
  332. P/T Mortgage Career : REMIC vs CAAMP ? Which is better? Your Opinions Matter
  333. TFSA - Transferring to anther bank. Do-able? Fees?
  334. CIBC World Mastercard, World Elite Mastercard Question
  335. RRSP Tax Slips
  336. Virtual Brokers Questions
  337. Restructuring Business Status for Tax Purposes
  338. Tax filing questions
  339. Closing on a new home before old home sells-options?
  340. manulife corporate insured retirement plan
  341. If I am going spend $25000 in cruise/hotel, what is the best cashback credit card?
  342. Quick tax question regarding tuition credits
  343. Question about Trust Account or Fund and tax?
  344. re-activate an inactive credit card, will it improve credit score?
  345. Common Law (Do I need to file?)
  346. Are the finance gurus willing to help out a newbie?
  347. Group RSP Contribs count towards RRSP Limit??
  348. RBC Visas - What is best for the fee
  349. Declaring rental income for "border" on tax return.
  350. Filing years of back taxes
  351. Any recommended income tax forums out there?
  352. BMO Vehicle Loan - Online Banking
  353. "Rapport" for banking ,is it legit? Pros and cons?
  354. Amex Platinum Points
  355. Tax Lawyer: Recommendation
  356. Stuff staying on credit report longer than it should... Problem?
  357. Taxes - Employment Expenses Help
  358. Credit utilization, debt to credit ratio
  359. Need advice - home insurance claim
  360. CSST Quick Question
  361. Is it safe/a good idea to put all my money with one bank?
  362. Best Chequing account for US/Canada Access
  363. I purchased RSP over my 2012 RSP contribution limit in Feburary? What to do?
  364. Seek help from my mutual fund company or from independent financial advisor
  365. Rebuilding credit - car loan finishing
  366. Natale Law Firm threats on behalf of Rogers
  367. Has anyone tried a BMO-Sobey's account with Investorline?
  368. Savings Account? TFSA? Where to Put After Expense $$
  369. Home Buyers Plan Repayment
  370. ScotiaLine Visa
  371. How does RBC US account work?
  372. Joint or seperate accounts?
  373. I forget to report my RSP contribution in Feb 2012 for Y2011 tax,how to rescue?
  374. Studio Tax Question -- Ontario Tuition error?
  375. Amex Personal Gold Rewards Card - 20K points offer, 1st yr annual fee waived
  376. Retirement Tax Strategy - Advice/Comments
  377. What would you do in my situation?
  378. Recommendations for a Tax Accountant / Lawyer
  379. RRSP advice
  380. Debt help
  381. 0% promotional rate on existing credit card?
  382. TurboTax Standard -- Rental Income
  383. Moving Expenses for tax return
  384. Guarantor Mortgage: Disadvantages/Advantages
  385. anyone use to recieve bills?
  386. looking for websites to rent out my condo to vacationers & corporate clients
  387. Is Dr. Bernstien diet considered a tax medical expense?
  388. T4 from my previous employer
  389. Delete
  390. Quick question regarding filing taxes!!
  391. Deducting use of personal vehicle against income
  392. Seperate MSP Accounts
  393. How to obtain UNLIMITED, FREE copies of your credit bureau REPORTS quickly in Canada.
  394. Reporting Jan-Feb Contributions to RRSP?
  395. R9 to R1
  396. Can two businesses claim CCA on the same automobile?
  397. Recommend A Savings Account!
  398. can i still contribute today?
  399. T3 question
  400. Do I need to sign for electronic wire transfers?
  401. Would you rather be poor and work at a job you love or be rich and work at a job you
  402. Capital gain vs capital expenditure
  403. TD Access Card and PayPal
  404. Rental Income - If paid in cash, can it be claimed?
  405. Bonus into RRSP
  406. Retirement savings?
  407. First House and Doing my own taxes
  408. over contributed to tsfa question
  409. T4a question..
  410. moving east, must sell house after only 1 year. How to profit in this situation?
  411. Somebody stole my credit card info and called into the bank
  412. RSPs are they only for upper income earners?
  413. How to handle unreported RRSP contributions from 2011?
  414. TFSA Contribution Room Variance on CRA MyAccount website
  415. Public holiday pay question (ONTARIO)
  416. TD Mutual Funds Redemption
  417. What if I've already maxed my TSFA?
  418. Recovering from surgery, can I apply for Disability?
  419. First tax return, can't use NETFILE ?
  420. First year filing with T2200 - What are some legit non-obvious tax deductions
  421. CC balance transfer question
  422. Did you get RESP match from government?
  423. How to receive pay from a US company as a contractor in Canada.
  424. RSP and Home Buyer Plan
  425. Credit reporting question
  426. delete
  427. using LOC instead of chequing account
  428. Free bank account
  429. Claiming Foreign Tax Credit on U.S. Dividends
  430. Tax Carryover amounts on 2013 assessment
  431. Pension Problem
  432. Is it possible to file tax amendment to transfer more tuition fee to their parents?
  433. 'Penalties' from a company not withholding enough tax.
  434. First credit card
  435. Caution: Questrade (UDPATE: SOLVED)
  436. Rfd credit card promos?
  437. Has anybody been affected by Bill 119?
  438. CapitalOne MasterCard refused at a local grocery store, discrimination?
  439. First time home buyer tax credit for a co-signor?
  440. Rental unit - question regarding mortgage and line of credits
  441. currency exchange in TD US and international index-e funds
  442. Taxes - how important is it to get the Capital Loss calc exactly right?
  443. insurance raising every year
  444. Cc annual fee question
  445. $1000 Balance due on 2012 taxes - Pay it or offset it with RRSP contribution?
  446. Possible Identity Theft?
  447. Identity Theft Incident and Warning from a lurking newbie.
  448. What is the best Cash Back credit card?
  449. Income Tax - Rent Paid 2012 - Calculation Question - Address Changed
  450. Moving Assets from JOINT non reg account to (my) TFSA - can it be done?
  451. would my credit score go down?
  452. employer offered to pay out half my vacation hours
  453. unbelievable Questrade screw up!!!! need advice.
  454. Reporting Credit Card Thief
  455. So who has the highest 5 Year RSP GIC rates right now?
  456. RRSP advice - extra income
  457. Best way to pay 2000 Euros for vacation rental property in Paris?
  458. RRSP advise :D
  459. Prefessional Membership Fee in Studio Tax
  460. Does spousal RRSP only has benefit after retirement?
  461. T4/T4A & Wage-Loss Replacement (Taxes)
  462. What to do...
  463. Help with leftover money and budget?
  464. Home Buyers Plan
  465. RESP - Who can claim on income tax
  466. Any mortgage Broker here? My mortgage term about to expire. URGENTLY! (In QC)
  467. Is the AeroGold Visa worth it?
  468. Can you not have your employer deduct taxes from your paycheque?
  469. Moving funds from non-registered to RRSP myself
  470. Have your T4 slips arrived yet?
  471. Best bank for foreigner in Canada?
  472. Kick start 2013 with 1,000 Bonus Air Miles reward miles
  473. TFSA Question
  474. Best VISA credit card
  475. Raising rent- am I allowed to do this?
  476. Did not work for a year, do I need to file tax return?
  477. CIBC Dividend Visa VS CIBC Dividend One Mastercard; Two Tiers of Customers?
  478. Avoid Questrade
  479. Rental Property Tax Questions (using uFile)
  480. First time investing
  481. Renegotiate mortgage in the middle of term?
  482. What is the best way of gifting a home to son? Best being fees and tax efficient.
  483. Deciding when to claim unused RRSP contributions
  484. Splitting credit to other credit products within same bank?
  485. Bonus Tax Treatment
  486. Making a budget: how much do you allocate to clothes and "stuff"?
  487. MPAC Property Assessment - Dilemma
  488. Resources for Personal Finance Newbies?
  489. Question regarding Mortgages with limited income but large downpayment
  490. Income Tax Question - Child Related Credits
  491. Do you need to show mortgage lender a signficant amount of assets?
  492. Peoples Trust vs People's Trust CU
  493. Credit Bureau of Canada Collections asking for 1000 bucks. Is this scam or real?
  494. Questrade vs RBC Direct Investing
  495. Question about CC interest
  496. OSAP experts PLEASE HELP! Student LOC & OSAP owings and repayment.
  497. Using full RRSP limit
  498. Opening qtrade account dual citizen
  499. T2200 and CCA deduction for car financing
  500. RRSPs QuestTrade
  501. History Builder
  502. USD savings account
  503. Alternative to MSCI EAFE eFund for Loss Harvesting
  504. can someone please run me comparables on MLS?
  505. Adding amount of existing mortgage
  506. Got my tax refund .. but ..
  507. Revenu Quebec Question
  508. Can a landlord ruin your credit score/report ?
  509. 1000 Bonus Air Miles when you apply for AMEX and Spend $500 in First 3 Months
  510. Question about Home Buyers Plan(HBP)
  511. RRSP Savings?
  512. Did anyone receive their tax refund yet?
  513. Want to open a joint account but don't want to pay annual fee
  514. [solved] Home expenses & T2125 Statement of Business or Professional Activities form
  515. Home insurance question, advice needed!!
  516. CTFS saving rate drops to 1.5%
  517. Personal Credit Score - Please HELP...
  518. Firstline's Matrix Mortgage Questions
  519. Housing Market Winnipeg
  520. is closing where else to go ?
  521. Owing Taxes
  522. US Income / Tax Home in Ontario
  523. Completing income tax, change in marital status, have to fill out exs information?
  524. Maximum Income and taxes....? lower
  525. Question Regarding CST (RESP)
  526. Improving credit score
  527. Are RESP and RRSP a good idea?
  528. How to find out if houses are going to be built?
  529. website for tracking funds
  530. RRSP trading account and dividends
  531. canadian immigrant applying us credit card
  532. how a canadian immigrant apply a US social security number?
  533. Has anyone had mail go missing in the Canada Post system?
  534. Getting married before 2013 April, will it be reflected on 2012 Notice of Assessment?
  535. Buying a house from a builder/developer - seeking advice
  536. Mortgage options
  537. Some questions about zero down mortgages
  538. Ally rates slashed to 1.2% - Where should I move my money to?
  539. Mortgage renewal
  540. RRSP - unused contributions questions
  541. PC Financial Changes April 2013
  542. does a girl get half of my house if we split?
  543. TD e-series and tax return reporting
  544. Claimed Working Income Tax Benefit as a Student
  545. Prepaid $US Credit Card
  546. Employer withholding vacation pay as compensation for back taxes requested by CRA
  547. Income tax return - WITB
  548. RRSP & Mortage
  549. TD e-series dilemma
  550. Withholding Tax From Pension Lumpsum
  551. Cmhc, down payment and line of credit
  552. Recommend me a credit card
  553. Where to find the type of people on this forum in real life?
  554. Want to start up a tfsa and resp....where should I open an account?
  555. Getting a liquor license in Ontario with criminal record?
  556. What if someone checked my bank account without my permission?
  557. Capital Cost Allowance
  558. Buying a Cottage in Quebec as an Ontario Resident.. Tax Implications?
  559. No taxes done last 5 years
  561. Paying down fiancee's mortgage before common law
  562. RSP Homebuyers Plan Repayment
  563. TFSA for a down deposit
  564. Question about TD e-series
  565. Personal Finance Planner
  566. Hypothetical Though Experiment: Opinions needed.
  567. lost my job mortgage issues
  568. Investment advice.
  569. TD vs Scotia
  570. Kiyosaki Rich Dad real estate training
  571. HRSDC stolen hard drive lawsuits
  572. Can I deduct interest from the down payment portion?
  573. How to calculate the maximum lump sum RRSP contribution?
  574. TD Waterhouse and self directed RSPs
  575. Pay off student loan or claim the interest?
  576. Credit Report
  577. Double Taxation Exemption - Receiving payment from Italy
  578. TD Doesn't Process VISA Debit Refunds
  579. How much do your parents help you out?
  580. Tax question (RRSP and Pension Adjustment)
  581. Putting Small Business Shares in TFSA
  582. CIFP exams
  583. Exchanging Euros to Canadian Dollars
  584. Should I claim single or common law
  585. Borrowing on a margin account to invest in high-yield bonds?
  586. - First wire transfer free expires feb 28 2013
  587. qualified financial advisers?
  588. People's Trust -opinions?
  589. Exchange rate?
  590. Why is Credit Score Important
  591. Ufile
  592. When will the economy finally get back to normal?
  593. Need help with legal contract wording and meaning
  594. Can I Throw away 2006 Tax Records?
  595. 2006 and 1936 pennies worth anything?
  596. can I still cash in all my pennies at the bank? is there a deadline?
  597. New RBC - Shoppers Optimum Banking Account - March 31, 2012
  598. How to learn the federal and provincial tax credit systems (and grants)?
  599. NEW RBC SDM Credit Card - incl. plans to acquire SDM Optimum MasterCard credit card
  600. What is a good investment for 15k USD?
  601. Need a new debit card again!!!
  602. Bank won't raise my CC limit; Never missed a payment in 7 years
  603. Online Outlets of Manitoba Credit Unions for GIC deposits
  604. rrsp question
  605. Car allowance or Company car with new job offer?
  606. CC with insurance for a europe trip
  607. My BMO card was compromised
  608. Do Medical Deductions For Taxes Rollover?
  609. Affordable and magnificent: 24k gold-plated medallion set
  610. Online Banking at Public WiFi. Is it safe?
  611. Provincial Equity Tax Credit - Better than TFSA/RRSP?
  612. Fields From Last Paycheque to Fields in T4?
  613. What bank usually has the best US $ exchange rate for cash?
  614. How difficult to get an ITIN for Canadians?
  615. Canada Post service standards?
  616. Best ATM card for international travel?
  617. RBC Direct Investing temporarily offline
  618. Please delete
  619. Do i need to report my TFSA and my RSP on my Taxes?
  620. U.S. Index Funds in RRSP - Withholding Taxes vs F/X vs MER
  621. Capital One Aspire Cash World: Application denied, unable to verify credit report inf
  622. Disappointing returns with mutual fund
  623. A permanent address for your credit report? Recommendations?
  624. OSAP Debt and Joint Bank Account with Spouse
  625. Question about RRSP contribution or Notice of Assessment
  626. Any banks that give blank cheques (checks) upfront immediately?
  627. Home insurance claim
  628. Spousal rrsp
  629. Personal Services Business (PSB) - how it could affect you (incorporated contractors)
  630. Spousal RRSP income splitting Question
  631. Canada studen loans/OSAP/NCO financial. NEw here, a few questions
  632. MPAC Property Assessment related question
  633. car rentals and credit card holds
  634. ETFs blaze past Mutual funds
  635. Best option for short term loan?
  636. W8-BEN & Questrade
  637. CSC exam
  638. Collections: Should I answer?
  639. Talk about a lazy flip
  640. what's the best groceries/gas credit card after MBNA Smart Cash MC dead?
  641. Best way to finance new business/property? Time running out...
  642. Ebay shipping to Canada: A constant thorn in the side for Canadians!
  643. How long does it take to get approved for MBNA SC World card?
  644. Credit card fraud
  645. What should my parents do with their savings?
  646. Should you dip into your RRSP if you are unemployed? YES
  647. RRSP -- ING Direct or PC Financial?
  648. RRSP consolidation strategy
  649. Year of the snake or Year of the fake? (this is about RE and HAM-aka snake oil)
  650. how to report side job income on tax return
  651. Hedging mortgage rate risk by purchasing options
  652. Noob On Credit Cards Benefits
  653. CPP child rearing dropout (CRDO) and credit splitting (DUPE)
  654. TD Waterhouse - Help buying a stock
  655. Can you suggest reliable financial advisers that can talk to us about consolidation?
  656. How to calculate mortgage interest saved
  657. Need advice for a friend - BAD investment
  658. Have you been DUPEd by the CPP?
  659. Investment Club TFSA?
  660. PC Financial MC - Not able to adjust interest rate?
  661. Universal Life Insurance, $240 / month, worth it?
  662. Do lottery winners/millionaires get special interest rates?
  663. BMO Air Miles World Mastercard for 25% discount on Air Miles flights
  664. Weird deposit into bank account from ING?
  665. Tax quesiton - how to enter bursary?
  666. RRSP Contribution Limit
  667. Planning savings for new grad
  668. [Merged] Aeroplan points expired....Options?
  669. Canadian Amex Gold or Capital Aspire Card World?
  670. Best way to exchange US-CAD large sum?
  671. Why Hydro Quebec does not accept any Credit Card as a pre authorised payment method?
  672. How much is your typical credit card bill?
  673. This just isn't my week, thanks to BMO and RBC
  674. Question about CPP Survivour Benefits
  675. Buying New Home- Do I need 20% now or on 2 year closing?
  676. Multiple "part-time" jobs with Finance companies?
  677. Question about AMEX Gold Rewards Card REWARDS
  678. Down payment question
  679. Buying a 2 bedroom condo - living in it and renting one out
  680. trading platform
  681. Which credit cards can pay your bills for maximum point collection?
  682. Manulife mutual funds any good?
  683. Certified income tax free Software
  684. Visa mobile alerts - which banks do this in Canada?
  685. RRIF Question about mandatory withdrawal after age 71.
  686. Seeking advice for DIY Investing
  687. Double Currency Ding?
  688. Getting maxiumum redemption with Capital One Mastercard
  689. Mortgage or RRSP contribution?
  690. TFSA Dividends Withholding TAX USD
  691. non arms length RRSP mortgage
  692. Moving 1.5years after purchasing home
  693. BMO Air Miles Master Card Earn - 400 Bonus reward miles
  694. TD Waterhouse Trading Account
  695. PC MASTERCARD vs world Mastercard
  696. Receiving payment in Euros?
  697. Negotiating the fees to transfer stock into new account
  698. Referral trading website? (credit card bonuses)
  699. Equifax - 30 Free trial period
  700. Best way to use ING for savings?
  701. Retirement Scenario Question
  702. Mortgage renewal
  703. Severance Question
  704. Shopping around for life insurance?
  705. Canada Savings Bonds worth keeping?
  706. Hard pull on a TD secured visa?
  707. Sending large amounts of money overseas
  708. Will CIBC reallocate your credit limit among multiple credit cards?
  709. Title insurance for mortgage free home
  710. Breaking a lease and the ramifications of doing so.
  711. Income Taxes as Independent Contractor
  712. Bank insisting on investing in mutual funds?
  713. Does TD eSeries work with / how to set up
  714. RBC doing hard hit without my permission?
  715. Question about MER
  716. HSBC Premier - US Based Credit Card Q
  717. Need Investment Help
  718. Was declined for amazon visa application
  719. VB vs QuesTrade
  720. MBNA Smart Cash out of the 5% period
  721. Please help, got a credit card I never wanted
  722. Is the net amount of money out there 0? (& true value of gold?)
  723. What the third best credit card from scotiabank?
  724. Why does the Federal Government not legislate how transactions should be rounded?
  725. T4s
  726. ATM travels: Cash advance from credit cards with a positive balance?
  727. Questrade offering $50 in free trades?
  728. del
  729. Taxes: Lease Car Work from Home
  730. After 3 days, I will post a story about TD stole their customers money
  731. Unused RRSP contributions - HELP!!!!
  732. TAX Question: US Dividend on TSFA
  733. DRIP - Certificating shares in Registered accounts?
  734. One VISA ups my interest while the other doubles my limit.
  735. Does TREB manipulate the stats to reignite the RE market in Toronto?
  736. Ex-dividend date and dividend questions
  737. RBC Direct Investing Fee Changes... for the better in some cases!
  738. .
  739. TD eseries
  740. 2013 british columbia tax assessments are available online now
  741. Are you top 1%?
  742. Duca
  743. HBC Killing my credit report!
  744. Air Miles - Delta Hotel Points
  745. Visa outage across Canada
  746. Personal info lost/misplaced by government - place notation on credit file ?
  747. Recommendations for expatriate tax advisor
  748. Transferring TFSA out - RBC to VirtualBrokers
  749. Questrade tfsa transfer out help!!??
  750. HRSDC sent me the following, should I be worried? Should I accept Credit Protection?
  751. Question about income tax and capital gains
  752. Linking BMO LOC to PC/ING?
  753. Car loan under public records
  754. Transferring out of a work RSP PLAN?
  755. Credit card stolen overseas
  756. Credit card and mortgages?
  757. Android app for PC Financial coming this spring
  758. Old ByLaw Ticket and Credit
  759. Auto Loan to consolidate debt?
  760. Just moved in, considering renting out the place to move back in with my parents....
  761. RIM?Blackberry
  762. ...
  763. Target 5% Credit Card now taking applications
  764. Cottage, Bigger house or Condo Investment
  765. Sony MBNA Card (Google TV Promo)
  766. chinese warren buffet going to jail
  767. What can I do with my CSB RSP?
  768. Things you do for extra income
  769. Client Notice from Virtual Brokers
  770. MBNA 0% OR Capitalone Smartline M/C?
  771. Shopping around for the best LOC rate - any tips?
  772. How many % should I be putting aside into savings each month?
  773. Education saving plans are bad
  774. Virtual Brokers Down!
  775. Recommend US Credit card for Canadian
  776. Another Travel Rewards Credit Card Question
  777. child expense credit refund
  778. TD1 and Education Tax Credits
  779. Can someone explain to me the sense in leaving inheritance for children?
  780. Paying your income tax in installments...
  781. I am experieced Php developer looking for investment for start community website
  782. capital one secured card
  783. Taxes on Self-Employed with low income
  784. What can I do about this situation?
  785. What taxes will I get back
  786. How can I buy $500-1000 prepaid credit card with cash?
  787. Considering purchase vs rental in small city
  788. How do I figure out what my early mortgage termination fees would be?
  789. TD RRSP Loan Rate
  790. Borrowing money to buy RRSP
  791. Large balance with high APR card. What's my best option?
  792. how to buy double line mutual funds
  793. Corporate Whole Life insurance for the top 1% income earner? Advisable.
  794. Sole Proprietor vs Incorporated for Independent contractor
  795. Accurate Budget?
  796. CIBC terms changing April 1?
  797. Credit score comparison / monitoring
  798. Any 'deals' ongoing for opening a kids bank account.
  799. Balance transfer question
  800. So many credit cards to chose from! Which one is right for me?
  801. Globe&Mail discovers Chinese buyers for Vancouver homes
  802. HSBC Payee - Montreal Tax
  803. mortgage cancellation
  804. HSBC Payee - Montreal Tax
  805. How should I bounce back from this debt?
  806. What happens if you cash advance credit card to pay student debt?
  807. Security of BitCoins?
  808. Employer matched RRSP Contribution
  809. could someone link me to TD's latest spam in easyweb about deposits made easier?
  810. Closing the HELOC as fast as possible...?
  811. Scotia iTrade or TD waterhouse employee benefits --and trading commissions
  812. TFSA - Is CRA Website Wrong?
  813. Freelancing and reporting taxes
  814. Anyone having trouble with TD WebBroker?
  815. Use BMO MasterCard to Pay Bills???
  816. Question about HBP withdrawal waiting period
  817. Patriotic Retirement Plan
  818. No mortgage, home insurance?
  819. Fees involved for trading American stock with Questrade
  820. Everyday cash for a canadian living in Oxford England.
  821. Condo deposit structure for pre-construction developments
  822. Cibc Rsp loan but need CIBC account to pay?
  823. Wife a PR, but not yet a resident of Canada - tax questions?
  824. Want to start a business with a partner, how to go about it?
  825. (QC) Registered savings fraud ongoing...
  826. TD SDB annual fee cannot be PAD'ed from PCF chequing/LOC account?
  827. Can prescription drug cost not covered be claimed for anything tax time? (Ontario)
  828. TFSA overcontributing
  829. Please help! MoneyMart cheque cashing question...
  830. re: CTV Toronto News: real estate listing's LOW PRICE=CRAZY OPEN HOUSE=BIDDING WAR
  831. LOC Question
  832. How do debt settlement companies work?
  833. In this electronic age, is it sufficient to check purchase amounts at POS?
  834. Questrade - US stocks precaution - warning
  835. is there a way to dispute a loan denial with TD
  836. TFSA contribution limit for new residents
  837. Dupe Collections Record
  838. Moody's Downgrades 5 of Canada's Big-6 Banks
  839. Student LOC Rates
  840. how do I ask for a lower interest rate?
  841. Does CRA not actually post TFSA contributions?
  842. $150 Sign up Bonus with TD
  843. Ready to make an offer - Anything I should know?
  844. Short-term RSP GICs
  845. CRA my account for individuals
  846. What is the point of Peoples Trust Tax Free Savings GIC
  847. I lost a cheque in an envelope and now Vancity wants me to cancel my account.
  848. Still have RESP but graduated
  849. Can anyone suggest a better bank than TD for Personal/Business Banking + Savings?
  850. how much rrsp to buy to avoid paying tax
  851. Transferring Condo to Parents (Tax Implications? - what's the best way?)
  852. Wholelife Insurance
  853. Anyone feel like penny pinching is pointless when investments go +/- thousands?
  854. Do banks value your business?
  855. Starting as a Mortgage Agent
  856. 44 dollars interest charge on 1K balance from HBC credit card
  857. PC Financial Phone Lines Are Down
  858. business loan for a franchisee
  859. TD Security GIC
  860. PCFinancial -> ING Transfer
  861. RIM stock went up again. Will they make a great comeback?
  862. What exactly happened in 2000 to cause the "housing bubble"?
  863. Claimed mortgage interest as Business expense?
  864. Any thoughts, cautions, on a 15 yo having a trading account?
  865. Walmart MC Shady Interest Charge Practices?
  866. SEARS Chase Mastercard Call center open Sunday???
  867. Does anyone parents/grandparents carry your mortgage and what rate do you pay?
  868. ING, that's why I hate you
  869. Facebook just charged me $257.07
  870. HELOC vs 2nd mortgage vs line of credit
  871. Anyone heard of Street Capital lenders
  872. Depositing a US Cheque with "CAD" written on it.
  873. CBC says that banks are misleading on mutual funds!
  874. CIBC Index-Linked GICs..any good?
  875. Old income tax calculators?
  876. mortage brokers
  877. ING Direct TFSA question....
  878. Life and Disability Insurance
  879. Breaking a fixed mortgage & exercising prepayment option
  880. CRA no longer sending tax package
  881. TD Bank Green Machina is not safe to deposit
  882. How much a year do you pay your mortage?
  883. credit history file and time with current employment
  884. Got refused for an Rewards Visa Card from Chase. Do I have a bad credit?
  885. Bonus and RRSP
  886. NetFlix Stock Went Up 42% This Week
  887. why CIBC holds deposited funds
  888. Rejected mortgage application
  889. Closing credit card with a negative balance
  890. Should I count CPP contributions in my savings rate per year?
  891. Should I close my checking account
  892. Bank incorrectly reported delayed/non-payment on my credit account to credit unions..
  893. Best Cash Back Credit Card
  894. Balance Transfers Question
  895. Question about new BMO WWF air miles mastercard
  896. Merchants Now Rounding Up to Avoid Pennies
  897. USD within RRSP - contribution limit?
  898. tax deductible mortgage
  899. Credit score drop off
  900. What is a better credit card?
  901. TFSA account
  902. EI benefit calculations
  903. RE Crash won't be happening anytime soon.
  904. Auto insurance with TD Melocche Monnex: Should I be worried?
  905. - anyone has trouble adding questrade & computershare
  906. How much do YOU PERSONALLY spend on food per month?
  907. Nestwise: Canadian Version?
  908. Writing my own name on cheques
  909. BMO ETF or TD E-Series
  910. Investment advice needed: 50K for 3 months
  911. RBC Credit Card Conversion Questions
  912. Investment property and personal debt - refinance?
  913. two chequing accounts
  914. MBNA Shoppers Optimum MasterCard ceasing online access as of April
  915. Income Trust and Tax
  916. Investing large inheritance at age 26 - HELP!
  917. Cell Phone buyout question.
  918. Advice for finance noob in investing?
  919. Claiming Moving Expenses: Fees for breaking a lease
  920. Name me a few things I can outsource to a Virtual Assistant (also need advices)
  921. Duplicated gift cards in Toronto
  922. TD Visa interest rates going up
  923. TFSA Withdrawal/Transfer Question
  924. UFile CD received in the mail... early special bonus included.
  925. Getting Married: Tax Issue
  926. Investment choices for locked-in RSP?
  927. Corporate rental and other questions
  928. Question regarding HBP via RRSP
  929. Qualified tax expert
  930. RRSP withdrew with 20% with holding tax and now needs to file tax with no income
  931. Ever applied for an RBC Small Business Credit Card?
  932. RRSP beginner questions.
  933. should i invest with my friend?
  934. best cashback card for my purpose
  935. Made $4000 on paypal but nothing is profitable income.
  936. What are some of your investments
  937. Another green day on the TSX!
  938. Should I use borrow money to purchase RRSP
  939. First time home buyer
  940. RRSP Season, what should you do? I got some free opinions.
  941. New $20 bill uses wrong maple leaf
  942. Claiming Moving Expenses - Full-Time Student Studying Abroad
  943. Capital gains on a 22 year old rental.
  944. Do I have to pay taxes? Buying stuff on ebay then selling on Kijiji/craigslist
  945. Another Investment Ponzi Scheme Collapses - - This One In Edmonton
  946. Question about Starbucks online purchase and Amex
  947. Is travel health insurance included in Federal Government employee health insurance?
  948. Can We Afford a House?
  949. Short term disability/income protection insurance
  950. HSBC requires a hard credit check to increase daily ATM withdrawal limit - Big Fail
  951. RRSP Overcontribution and carry-forward
  952. Canadian Tire closing my Credit card account due to inactivity
  953. Is It worth to borrow Money to buy RRSP(with 40% return?)
  954. Can I get a dormant account charge for my TFSA?
  955. Amex 0% interest rate cheques for 6 months
  956. Free American Express® Costco®† Platinum card upgrade to TrueEarnings Card
  957. TD Active Trading Platform - how to qualify?
  958. US commuter CDN resident TAX return software
  959. Is it possible to use popmoney if you are Canadian without a US address?
  960. Auto Loan Contract Error
  961. Personal Insurance Question
  962. CIBC to offer the first VISA Debit Card in Canada
  963. MBNA Smart Cash or TD Infinite Visa, which one should I use.
  964. Need credit/Legal advice about previous employer trying to collect $$
  965. TD changing credit card agreement: fraudulent charges by PIN? you are responsible!
  966. Moving RRSP's from TD to ING - Will ING pay the transfer fee?
  967. SIN card as ID may vanish
  968. CIBC TFSA, how do I trade and/or buy stocks?
  969. Does RBC have something similar to TD Select Service
  970. Cell phone bill: How many days late before it affects credit file ?
  971. Question on RRSP/TFSA contribution
  972. Investing on the go
  973. CIBC TFSA is now 2%?
  974. Prepaid credit cards like in T-booth?
  975. A credit card with car rental insurance?
  976. CIBC Aerogold Visa Infinite vs. CIBC Aventura World MasterCard?
  977. Best cashback or travel rewards credit card?
  978. UCCB + vacation
  979. Amex roadblock - president's choice banner
  980. Retirement plan - Move to the Cottage without capital gains
  981. [Merged] TFSA limit raised to $5,500
  982. Credit decision and the Privacy Act
  983. Need urgent help!!!
  984. Can you have more contribution room than $25,500 in your TFSA?
  985. trip cancellation insurance on RBC cc?
  986. any Brit expats? ISA and SIPP questions
  987. Buying or Selling a house - save literally $10K or $20K
  988. Can someone on Work Permit open a TFSA?
  989. Divorce and assets/liabilities
  990. TFSA Strategy comments
  991. TD phasing out penny from circulation
  992. Advice on house buying in Kitchener-Waterloo
  993. Debit card fraud GTA; questions and concerns
  994. Greater Vancouver RFDers: EFTs with VBCE (Vancouver Bullion & Currency Exchange)?
  995. BC Assessment..I thought house prices were supposed to go DOWN?
  996. Has anyone dealt with ?
  997. ATM cash deposits
  998. HSBC charged me for PPSA but...
  999. RRSP Matching and HBP
  1000. Financial Situation: What To Do??