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View Full Version : Personal Finance



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  1. Capital Gain Tax Update on Precious Metals
  2. Step GIC 5% (on 5th year) vs 2.55% GIC for 5 yrs
  3. Horrible Fido Service-wrongfully impacting my Credit and won't fix it
  4. Line of Credit Question
  5. Mortgage Discharge Fee Question
  6. Real Estate Questions and Answers 2012
  7. Any Tax Experts out there? ... halp?
  8. Moving to Canada(BC). Home buying and general financial planning advice needed
  9. First Time Home Buyer's Credit - Can Married Couple Use it Twice Consecutively?
  10. Letter from CRA: please return 2xx amount
  11. Offshore interest exchange rate
  12. TD E-Series Question
  13. Looking for a professional accountant downtown Montreal
  14. Half Way through our 5 year fixed term at 4.14, Break the mortgage and re-sign?
  15. Would a Bond ETF Index Fund count as diversification?
  16. Is Expedia for TD down?
  17. First year University and Income Taxes.....
  18. Looking for "The Lazy Investor" by Derek Foster.
  19. buying stocks
  20. Scotiabank-Student Banking Free March 1st 2012
  21. Input tax credits on computer hardware?
  22. do all credit cards charge a 2.5% conversion fee for foreign currencies?
  23. Need to pay off US CC from Canada
  24. Paying rent
  25. Health Insurance Question
  26. Available balance includes overdraft?
  27. What is the best way to purchase $100,000 USD for Condo Transaction?
  28. Difference between visa and mastercard?
  29. Mortgage: Fixed vs. Variable
  30. CIBC: debit card error - "card use limited"
  31. Mortgage - 10 year @ 3.89 vs 4 year @ 2.99
  32. New RBC - Shoppers Optimum Banking Account - March 31, 2012
  33. Stock Market Today - Intraday discussion
  34. What is the month&year when OSAP changed the rules about 6 year limit on debt?
  35. PC Financial black MasterCard CHIP problems
  36. where to park USD
  37. in need of a mortgage broker..
  38. Has anyone made the switch from MBNA SmartCash to ScotiaBank Visa infinite ???
  39. First time Home buyer and Tax Question
  40. Just life insurance enough? What if you become disabled?
  41. What info do i need to make bank transfers?
  42. Is anyone familiar with Capital One's Canadian credit monitoring service Credit Alert
  43. Can I transfer from a TFSA into my RRSP?
  44. RBC Clients can file taxes online for free with H&R Block
  45. How do i calculate Earned Income for 2011?
  46. Scotiabank Visa users - Sign up for pre-authorized bill payments and earn $15 credit
  47. Real Estate - Preconstruction Condos - How does it work?
  48. RRSP Quick Question Help Please!
  49. TurboTax 2011 Online Edition now available
  50. Overpaid my credit card bill
  51. Incentives to Move Over Entire Trading portfolio
  52. HELOC Rate Thread
  53. Emergency - How to consolidate University Loan?
  54. rrsp max contribution amount vs hbp repayment
  55. Chances of Getting on of these 2 cards?
  56. Mortgage Questions RE: Building Own Home
  57. How to purchase the health insurance plan for couples?
  58. Mortgage Renewal Imminent....looking for advice
  59. How do the following affect credit score?
  60. Reason behind Ontario Trillium Benefit? (besides equal billing like natural gas)
  61. Leasing a Condo
  62. Cah gift + Savings = ? Taxes
  63. $398.00 Amana® White - 30 in. Electric Freestanding Range
  64. New $100 Bill
  65. Purchasing/down payment on a property
  66. Best 2 year investment? - $35k
  67. Buying Gold
  68. new business loans and grants?
  69. about 100$ bonus on ING thrive chequing account
  70. Free credit report canada
  71. A question about TFSA
  72. Cheapest way to transfer money to India?
  73. prescribed annuity - is it fully taxed?
  74. LF best prepaid credit card
  75. Who governs Credit Reporting Agencies?
  76. MBNA SmartCash World Pharmacy 2x points offer (Valid till 1/31/12)
  77. Good time to break high rate mortgage term?
  78. Paying off mortgage
  79. My landlord experience at the rental board with unpaid rent in Montreal
  80. How would you find a financial advisor
  81. blank
  82. be careful with CIBC card, they charge 2.5% fee on foreign transaction refund !
  83. hard inquiries or soft inquiries?
  84. Virtual Brokers Settlement period - are funds available right away?
  85. Issue with CIBC market mix GIC
  86. Title Insurance "Legal Services" Coverage Necessary?
  87. Quick question about my mortgage..
  88. TD Insurance much more cheaper than alternatives?
  89. MBNA credit card
  90. Simple Question: Spousal RRSP and Deduction limit
  91. Landlord rights if tenant doesn't pay rent in Montreal
  92. Is it worth it to keep the CIBC Aeroplan Gold card?
  93. capital one is so disgusting
  94. RBC British Airways Visa Infinite (new card launching February 2012)
  95. Question on Self-Directed RRSP Investment Account -- I'm Confused.
  96. Need Volunteers to Supply Mint Canada Transaction Data.
  97. Does your broker charge you full commision when shares were assigned?
  98. moving a mortgage
  99. Sell or rent condo?
  100. Mortgage Investment Companies
  101. Notarized letter?
  102. Brokerage firm going under?
  103. how to maximize sale price of mutual fund
  104. e-subscription to ConsumerReports.org - is it worth it?
  105. Transfering money from bank to bank
  106. Rogers threatening collections
  107. cancelling credit alert plus
  108. Credit Card Grace Period help....
  109. Blackrock (owner of iShares) buying Claymore
  110. RRSP Home Buyer's Plan
  111. AeroGold Visa Card, worth it?
  112. Questrade Fund an account questipn
  113. got a short contract while on Employment Insurance...confused about EI. pls help
  114. RRSP Confusion ....
  115. Extended Warranty through Credit Card Question - Items With The Product?
  116. Can I Contribute to my RRSP for 2012 Now?
  117. Credit report question
  118. KnightsbridgeFX or similar company to send substantial amount of money to the US...
  119. Unexpected $2300 cheque for tax adjusment: Need Advice
  120. Changing CC payment dates?
  121. Blue mountain condo worth it?
  122. Find out current rented prices for condos listed on MLS?
  123. Education Expenses eligible for tax deduction?
  124. mutual funds - beginner
  125. Looking for a book similar to Wealthy Barber
  126. Beating low mortgage rates
  127. Line 319 CRA tax: Interest on student loan deduction(s)
  128. Disputing credit card transactions
  129. Filing Taxes With The CRA and IRS Together - Advice?
  130. Using LOC as daily chequing account
  131. Cheapest provider for House insurance?
  132. Changes to CIBC Personal Bank Account Fees – Effective April 1, 2012
  133. Balance Transfer onto credit card question....
  134. Deposit money into RESP
  135. Anyone Upgrade to Quicken 2012?
  136. How are MER's on ETF's Charged?
  137. Advice Needed, getting into some investing.
  138. Why aren't td e-series prices updating on google finance?
  139. Pizza delivery for extra money
  140. TD Canada Secured Credit Card
  141. PayPal alternatives such as Amazon WebPay?
  142. Personal non-biased financial advise?
  143. Line of Credit -Declined
  144. Which bank for students?
  145. Downtown-core condo: rent or buy?
  146. "Insurance Company Segregated Funds"
  147. Line of credit rates
  148. switching banks, any current good freebies/promotions?
  149. best way to allocate to debt / savings
  150. Paying a part of your credit card bill
  151. Studio Tax 2011 available for download (free)
  152. P/E ratio and SalesForce
  153. joint account with significant other, or separate accounts?
  154. Transferring credit card debt to a new credit card
  155. Applying Tuition Credits on each paycheque
  156. How much % of your income went towards expenses for the year?
  157. How Safe is Mobile Banking?
  158. canadian tire master card sleazy advertising when you call for tech help
  159. Financial differences between marriage/commonlaw/"single" w/ kids?
  160. Got an offer for a "pre-approved" line of credit with CIBC
  161. Financing a Dell monitor
  162. How is OAS clawed back (example provided)?
  163. Best Credit Card in Ontario for annual purchases of $30,000-$40,000
  164. When is Avion to 1.5x BA miles conversion possible?
  165. immigrant family without stable income, is it possible to get mortgage?
  166. Need help picking an online trading platform......
  167. How good is your House and Car insurance company ?
  168. Recommendations for trading books?
  169. Medical Tax Credit - Some Confusion
  170. Mortgage 2.61% 3 years fixed vs 3.19% 5 years fixed?
  171. Info on college programs (3mo-1yr) for investment, stock market,etc.
  172. delete
  173. MBNA Canada QIF download date formart
  174. Any thoughts, cautions, on a 15 yo having a trading account?
  175. Renting out my downtown condo in order to rent a house?
  176. Identity Theft - Steps to Take (Credit Report)
  177. Are there any Credit Cards that could be classified as Cash Back, Points, Travel?
  178. ATM Envelopes?
  179. What should we do: upgrading to a bigger house AND Upcoming mortgage renewal
  180. Top 100 Canadian CEO Pay
  181. How do you buy/sell stocks?
  182. cash deposit - ID?
  183. BMO Bank of Montreal - web payments failure and undocumented cancellations
  184. Family Investment: Have we gotten it right?
  185. Help with TFSA contribution room
  186. Any Downsides to Consolidating Debt On Your Mortgage? How does it work?
  187. What should I do with $30k? I'm new to actually having money in my bank.
  188. Money transfer from TD to TD
  189. Going back to school with mortgage
  190. Suggestions for bullion-related news
  191. Anybody make their 2012 TFSA contribution(s) yet?
  192. close
  193. CIDC insurance question
  194. Main checking account suggestion
  195. Money mart cheque cashing
  196. mortgage rates?????? anyhave the inside scoop? lol
  197. Only Reporting to One Credit Bearu
  198. Need some advice... switching to TD & investment options...
  199. Websites for tracking net worth
  200. Excel Budgeting Tool/Template
  201. ING RSP + Tax Free Short Term GICs : 90 days 2.5%
  202. TD Waterhouse: Further-back history?
  203. Questions to TD e-series investors
  204. Old account at a brokerage, but need to transfer equity out - some questions please?
  205. Is it saft to withdraw my money from ING direct now
  206. Mortgage Downpayment
  207. Life Insurance Question?
  208. Best Unsecured LOC/RSP Loan....
  209. Withdrawing from my Questrade TFSA
  210. Did TD ever expand their free coin sorting service?
  211. Yeeehawwwwwwwwwww!!!
  212. Best discount brokerage with lowest commission + account opening bonus (cash or iPad2
  213. Residential landlords take note of this
  214. Canadian law regarding fees on prepaid credit cards ?
  215. Business / Personal Tax Question
  216. Firms, workers to pay more for EI, CPP
  217. RRSP/ LIRA Accounts from Old Employer
  218. Questions with regard to RESP - Canada Education Saving Grant
  219. Building first house..
  220. Filing a claim with GMS Travel Insurance
  221. Encon Benefits?
  222. Pay off mortgage or invest?
  223. Second recession
  224. TD Bank CC payment made twice
  225. Assume mortgage TD
  226. The cementhead generation runs into a debt wall
  227. TD Line of Credit
  228. [Merged] Air miles now expire, new "cash rewards" program
  229. Can I use aeroplan points to book flight for another person?
  230. Getting A Credit Card
  231. United States Prepaid Credit Card
  232. RRSP Over contribution
  233. Do I have a case?
  234. recommend some investment readings?
  235. heloc renewal
  236. Best place to sell gold in the GTA?
  237. Aeroplan point redemption/Credit Card Questions
  238. What is your investment portfolio(s) breakdown?
  239. How much interest can you get monthly with a $24,000 Fixed Depot for Ten Yrs?
  240. Can I afford to live alone?
  241. Heads up for those Churning TFSA's for January
  242. opinion on cashing out rsp
  243. donations to overseas charity
  244. Listing on Ebay
  245. Debt Consolidation Broker?
  246. None of my CC's are reporting. Why??
  247. Funny - Clarke and Dawe on the European Debt Crisis
  248. BC Housing, 600k Mortgage Abnormal or Normal?
  249. BestBuy Credit Card Financing
  250. Can you stack US Prepaid Mastercards?
  251. delete
  252. Frugality Tips....... List Your Tips
  253. MBA vs House
  254. Emergency fund - Tips and strategies
  255. Mortage Deposit
  256. post-dated draft
  257. Borrowing to Invest
  258. switching primary residence
  259. What does creditor see when it does a Equifax soft pull?
  260. Corporate Income Tax?
  261. MPAC - Property Assessment Review
  262. Moving & CMHC Fee
  263. wrong charges on CC?
  264. CIBC Online Banking - No support for complex passwords
  265. Credit Card Question...
  266. Emerging Markets ETFs - Vanguard VWO (US) or VEE (CAN)?
  267. Renting to tenants in Toronto
  268. Ballpark for Disability Insurance Quote
  269. Stores that let you buy GC with GC's
  270. Timing of first home
  271. How much is your house worth+your mortgage balance due+your interest rate?
  272. Amazon.ca - Amazon Gift Cards for CIBC & ScotiaBank credit card signups
  273. Official Mortgage Discharge
  274. What's a reasonable amount to save monthly after graduating from Uni?
  275. Does bank/insurance company report to TU/EQ (for non debt/active accounts in good sta
  276. cra principal residence,tax
  277. Canceling Avion Infinite for Capital One Cash World or better?
  278. Welcome any comments from current MBNA customers
  279. Putting $60K every year into mortgage. Good?
  280. Points/Rewards cards ... anything worth ?
  281. Pre-Authorized Payments still go on Amex AFTER Cancellation
  282. Credit Balance and Credit Rating
  283. Receiving a foreign cash gift
  284. Trying to Understand Income Funds - Why so cheap, or what am I misinterpreting?
  285. Can I get a mortgage with a part-time "status" job.
  286. Canadians with Macy's Store Card - Do these show up on your Credit Report?
  287. Invest in home or RRSP? Advice needed for young adult.
  288. What to do with money?
  289. Rental Negotiations
  290. RIM: Dead duck or is there hope?
  291. Transferring funds to bank?
  292. TD waterhouse, worth it to join?
  293. post the pictures of your credit cards you have.
  294. Is it worth it to get a third credit card?
  295. American Express offering 0.99% interest rate on Credit Cards for 1 year - Promotion?
  296. 5yr mortgage renewal @ TD 3.55%
  297. NEW: ING offering HELOC's
  298. I wish I could pay my bills like this! Like seriously??? C'mon!
  299. Canada Protection Plan
  300. Credit Limit Increase Offer
  301. ING Direct Canada - I Love This Bank
  302. Income Tax Calculator
  303. Commercial property - good investment?
  304. AMEX Card was too conservative
  305. overpay to credit card won't give you any points rebate
  306. Which gas station offers the best loyalty program?
  307. the easiest way to transfer money between different bank account in same day ?
  308. Buying a Condo in DT Toronto in the Cityplace area
  309. People looking to buy in Florida
  310. Does anyone know of any tools that work with Canadian brokerages AND Google Finance ?
  311. Cost of living calculator
  312. Problems paying MBNA Smart CASH Mastercard with ING Direct Thrive?
  313. Tfsa
  314. Purchasing e-series funds with credit card?
  315. Condo for living and renting - Is Rental Income taxable and other questions?
  316. Forex trading
  317. Got capital one Aspire world travel card
  318. American Express "ExpressPay" (RFID) and Chip/Pin Acceptance
  319. Ideal credit card
  320. Index ETFs - why buy anything else?
  321. interac e-transfer (email money transfer) safe? (to receive)
  322. Investment Firms Now Requiring Extensive Personal Information??
  323. prevent MFC global kinda issues
  324. Investment condo - First time buyer benefits?
  325. Why does it take so long for credit card transaction to show up on TD Easyweb?
  326. Unknowingly received a $100 AmEx gift card - scam?
  327. CITI -> CIBC - CashBack
  328. Where can I learn more about trading the stock market?
  329. Buying a 2nd home as an investment.... 2nd mortage?
  330. Health and Life Insurance???
  331. Inexpensive Notarization in GTA
  332. Vehicle financing - which route would you take in this situation
  333. Anyone having problem paying their MBNA statement with ING account?
  334. Pulling RRSP's to pay off debt
  335. Planning to buy a house, now what?
  336. Quebec RRSP Union Funds "Fonds de travailleurs"?
  337. Do you feel poor?
  338. brought from fieldgate homes?
  339. Best savings account for a corporation?
  340. Savings Bond
  341. Problems with Interac email transfer?
  342. Something to hook up your credit card too?
  343. TFSA investment advice - where to start?
  344. Canadians and U.S. Estate Taxes
  345. visa chargeback possible? please help, im stuck??
  346. Problems with ING payments to Mastercard last week?
  347. Holds on Cheques - Your Thoughts?
  348. Best ways to increase your credit score ?
  349. HELOC under scotia S.T.E.P
  350. Getting American money while in USA, no credit card and only debit...
  351. smart cash and car rental insurance?
  352. MBNA Credit Card Price Protection - experiences? please share
  353. Credit Card users: Read this - will you still use your credit card now?
  354. ING Direct Soft Credit Inquiry
  355. TFSA $15100 Contribution
  356. Anything like TaskRabbit here in the GTA?
  357. RBC Direct Investing - Best way to close account/cash out?
  358. Co-Op Student Tax Question
  359. Scam email from bank - watch out
  360. TFSA limit remains at $5000 for 2012
  361. Question on Costco TrueEarnings AMEX
  362. Car dealership requests credit check for buying a car with cheque??
  363. Buying a car : Line of credit Vs Financing.
  364. switching from pcf to ing fees
  365. Credit Card Fraud Issue with Shell Credit Card [Help]
  366. Paying CIBC LoC - Transaction type
  367. Credit Card Utilization
  368. Bank of Canada inaction on interest rates again
  369. how often should you pull
  370. Which Secured CC reports to BOTH EQ and TU?
  371. Which LOC is secured by cash deposit like Secured credit card?
  372. How to apply CC when working cash job? how to prove income to CC company?
  373. Ever-increasing bank minimum balance, account maintenance and transaction fees .....
  374. Pc points at superstore?
  375. Vancity issue
  376. Deposit flyer delivery cheque to kid’s accounts and file tax return?
  377. Travel medical insurance credit card for seniors 80+ of age??
  378. Vanguard Canada ETFs start trading today
  379. tax question about donation tax credit
  380. Bank of Montreal no longer guaranteeing BMO Investorline liabilities
  381. Student contributions carried over to next year? How to access this?
  382. Best way to invest $27,000 for one year
  383. American express aeroplanplus corporate card ?
  384. "Cancelling" RRSP within frist year
  385. Which bank is the best for internional wire transfers?
  386. The Brick - Certificate for special company-level price discounts
  387. TD1 Tax Form Question with regards to Tuition year.
  388. Can I contribute to my RRSP for 2012 on Jan 2nd, 2012?
  389. Going to school in the US
  390. HELOC and LOC interest rate
  391. can canadians apply for an amex blue cash ?
  392. TD Mortgage Question - Property Tax
  393. over the credit limit
  394. Point conversion to aeroplan
  395. Where to lodge complaints against a professional company?
  396. Investment Savings Account
  397. Disnat promotion - transfer in $50,000 and receive $300 cash
  398. How to have FHTM stop billing me
  399. Bank Draft for the First Time!
  400. anyone have a TD rebate Rewards Visa Card -- somehow i got approval one.....
  401. Is there a point to contribute to rrsp if under bracket?
  402. Nortel SEC Fair Fund
  403. Credit Card Affiliates + list?
  404. ING Streetwise Mutual Funds
  405. Rule of Thumb for cash on hand?
  406. Online gambling winnings
  407. Heads up....I just received my $150 bonus from Scotiabank's Let the Savings Begin
  408. Scotia iTrade Commision-free ETFs
  409. No CPP or EI Payments made on last 3 paychecks?
  410. Thanks Laurel
  411. Please Help: Will I get approved if invited to apply for Scotia Momentum no fee visa?
  412. Investing in GM or Ford???
  413. Bank Account for Corporation
  414. paying mortgage with money in RRSP account?
  415. Experience as an "Angel Investor"?
  416. please help: what are my chances of getting a 10k line of credit from BMO?
  417. Bond Insurer FGIC Sues Ally Units Over Mortgage Securities
  418. Closing costs from lawyer
  419. Income Tax Return
  420. Car buy or lease
  421. Third party Health insurance (for medicines)
  422. Your eligibility for the Canadian Condominium Rebates Recovery Program‏? anyone?
  423. *
  424. Where do you store your bars of silver?
  425. Cash vs LOC
  426. Anyone here have savings account with ally? 2% rate, how does it work?
  427. Platinum cheaper than Gold
  428. Auto Finance ?
  429. Credit check
  430. renovation without cash on hand
  431. So I'm sure I just became a victim of fraud and it was probably my fault.
  432. ICICI Bank Canada Chip Debit Card
  433. Will they cancel my card?
  434. Using LOC for deposit on investment pre-construction
  435. Is my budget sustainable?
  436. Acceptable amount of leverage?
  437. TD GIC Payout at Maturity
  438. EFT Transfer Question
  439. Credit Card I dont use anymore...
  440. Allstate Home Insurance Water Damage Claim
  441. RBC USD ESavings link to Paypal Broken??
  442. If you were guaranteed $500 a week for life but you couldn't work, would you do it?
  443. If you were guaranteed $2,000 a week for life but you couldn' work, would you do it?
  444. How does CRA determine treatment of trading profits (Capital Gains vs. Income)
  445. TFSA GIC Questions
  446. Cheque Holds
  447. Stock Analysts
  448. Advice for my wife - Credit Situation
  449. ING is having a 'Sale on Money' hot or cold?
  450. Used the credit card comparison chart, need help picking out one for a first-timer
  451. GTA: Parama Credit Union has free unlimited chequing
  452. $15000 to invest-best options?
  453. No ATM Fee Cards
  454. Does anybody deduct their Safety Deposit Box?
  455. Home Builder ratings
  456. Where to get a decent rate while cashing a USD cheque in Canada?
  457. OSAP to Department of justice?
  458. Permanent life insurance
  459. I got Aspire Travel World capital one master card approved
  460. Suicide - Life Insurance
  461. Advice on Stock
  462. Credit Card Debt: Received Notice of Authority To File Suit in the Mail
  463. Mortgage approval for new house construction
  464. are interest payments tax deductible?
  465. Government Pension vs Group RRSPs
  466. What does 550,000 views of RFD's Playbook Post mean for RIM's December 15th earnings?
  467. Collecting Asian Miles
  468. Scotia iTrade - Funding via Bill Payment
  469. Mortgage Title Search
  470. Turning 71 - converting RRSP to RIF - should you overcontribute in December?
  471. Borrow to invest
  472. Child Care Benefits for recently returning Canadian citizen
  473. RRSP n00b. Any advice?
  474. BC MSP and Collections
  475. Best place for loan
  476. Never pay your mortage - eventually own home when you pass away
  477. Investment question
  478. Mechanism for investing in TFSA
  479. Trip to Thailand/ Could I afford it?
  480. Unbelievably bad experiance with CRA GST/HST for individuals
  481. any mortgage calculator
  482. Auto loan from PCF or a Major Bank?
  483. buying a second home
  484. Investing in a preconstruction development: info needed
  485. What mortgage allows for the most flexible (or unlimited) prepayments?
  486. Next Investment Tips
  487. credit card easy to get approved?
  488. Tax Return Instalment Payments
  489. Transferring RSP from RBC DI to Questrade
  490. please delete.
  491. How do you short a stock?
  492. AMEX Questions
  493. MBNA Credit Cards, All The Same To Me
  494. What is the lowest MER place to park cash at TD Waterhouse?
  495. Take Advantage of Your Credit Rating in investing
  496. rented condo tax deductions....
  497. Writing a Will
  498. TD's ridiculous offers, keep $25,000 in savings account to save on transaction fees
  499. US$ exchange rates on credit cards
  500. Is this deductible?
  501. Can you still sign over checks in Canada?
  502. Renting Downtown (Toronto)
  503. Pharmasset (NASDAQ: VRUS)
  504. Primary residence when / if rented out - 2nd income?..
  505. Opinions on Westland Insurance for Condo/Home insurance?
  506. POA Finance and Infiltrated Doctors and Lawyers and Grossly exaggerated lies
  507. Variable or Fixed..plus any other suggestions...
  508. Advise on cash in hand vs paying off mortgage
  509. Putting 20% down payment..
  510. Costs involved in selling a home.. and other questions.
  511. Underfunding condo reserve - good or bad for current and future owners?
  512. Delete.
  513. How much do I need to make, in order to afford a 500k home in Vancouver?
  514. I have saving issues. How do I control it?
  515. Consolidating debt in to mortgage
  516. If you knew for sure you only had 6 months to live..
  517. CIBC increase my personal LOC interest by whopping 3%
  518. what if i dont pay off my credit card?
  519. Anybody heard of Hyde Park Syndicated Mortgage?
  520. home credit line question: should there be alot of fees upfront?
  521. are there any ways to get a loan without paying interest?
  522. Dear Amex...
  523. Best investment options for a condo reserve fund?
  524. Paying off Mortgage ahead of time
  525. New polymer $100 bank notes
  526. Few Credit card questions
  527. TD Money Draft Question
  528. Report as Owner's Draw for Bank account Interest Earned?
  529. Capital One IHG MC- NOW AVAILABLE
  530. When BMO Screws Up - good things can happen
  531. Millionaire Teacher and Rule 5
  532. Black credit cards
  533. Can tenant insurance replace regular home owner insurance?
  534. Banks double RRSP Credit line interest rates effective Dec 01, 2011`
  535. Which credit card / bank issuer has the best chargeback policies?
  536. Life Insurance question
  537. Co-Ownership of Rental Property - Calculating Rental Income (T776)
  538. What effect can a part-time job have on OSAP?
  539. Combining credit limits of Amex cards
  540. Is it bad to have less cash than the cost of your wallet??
  541. is it possible to Sue bank over false mortgage claims?
  542. Future Shop/Best Buy credit check
  543. transferring your job income deposit to new bank account
  544. What is your threshold for taking gains / profits?
  545. Taxation on ETF Dividends
  546. Mortgage
  547. how to use a USD credit card purchase rate to take out cash?
  548. Toronto credit unions
  549. renewing first and second mortgage, change of situation...????
  550. Cheap Internet
  551. Best unsecured LOC rates
  552. RRSP Contributions NOW vs. LATER
  553. financial gift appropriate or not appropriate?
  554. Filing 2010 Tax Return Late
  555. Question about renewing mortgage early
  556. Best Credit Card for rewards per transaction
  557. Tax Question - Capital Loss or Business Expense?
  558. 2011 Globe and Mail Online Broker Rankings
  559. Money market - TD Bankers' Acceptance
  560. Do most credit card compaines charge you if you go over your credit limit?
  561. RRSP cut-off income for maximising tax-return efficiency
  562. Two or more annual-fee credit cards?
  563. Claiming RRSP contributions from years past...
  564. Wage garnishment??
  565. TFSA Question
  566. Fiancial Services are Exempt from GST/HST -- Question.
  567. How does it work - preconstruction condo purchase
  568. market linked GIC
  569. US savings account
  570. ....
  571. Does Equifax AUTH INTERSECTIONS = Hard Inquiry ?
  572. Mortgage math! Disbursement penalty reduced by 35% with a 15% lump sum?
  573. Is the remuneration recieved from your employer attached to your self-image?
  574. newbie questions - terminating my lease early?!
  575. Optik TV internet bundle contract
  576. question about moving in with boyfriend RO
  577. TFSA Withdrawal Question ...
  578. People complaining about the PC Financial Extra Rewards Mastercard (the black one)
  579. HELOC Limit Calculation for Properties > $900K
  580. What to do with Starwood SPG points?
  581. Paypal verification - is adding a bank account the only option for Canadians?
  582. Scotia iTrade Hard Inquiry
  583. Amex - 0.99% for 12 mos - Good Deal?
  584. Capital One World Travel CC - Travel Cancellation Insurance
  585. Incorrect T4 issued to me was declared to CRA
  586. A question about CPP/EI contribution
  587. USA account for Canadians
  588. Need a Lawyer to Put Together a Will
  589. Best Bank or other Mutual company RRSP/Index fund for biweekly automatic contribution
  590. Credit increase for CC
  591. Has anyone successfully made a payment to a US credit card
  592. Pre-Approved Line of Credit - is it really?
  593. RRSP - First time home buyer question
  594. [Merged] Changes to Aeroplan redemptions
  595. Education Taxes Write offs
  596. When is it taxable income?
  597. Mortgage approved from more than 1 lending institution. How to deal?
  598. Donations vs Tax Savings
  599. upgrade from MBNA smartcash to MBNA smart cash world MC
  600. Where can I see a *complete map* of Exchange Network ATMs in Toronto?
  601. RRSP through Pension (Plus slightly HBP)
  602. Vanguard has released management fees for their new ETFs
  603. Alternative to entropay.com ?
  604. Credit Card Payment 2 Days Late - What to do
  605. Problems claiming both Property Tax and Rental Paid (ON-BEN)
  606. any active online traders on here?
  607. about cibc petro points card
  608. newbie bond/fund question
  609. Best Visa Credit Card
  610. Can Credit Card store purchases post as Cash Advances using a Chip Terminal (PIN)?
  611. Your updated experiences with HSBC Premier
  612. Do dividends Earned in a RSP count as contributions?
  613. Any good books on taxes?
  614. Pre-Approved for LOC- What does pre-approved mean?
  615. economic calander
  616. How should I finance my rental property
  617. In waht ATM machine I can withdraw 10 dollar bill
  618. Completely switching to ING Direct - thrive chequing
  619. National Bank - Platinum MasterCard
  620. MBNA WorldPoints World Mastercard
  621. CIBC Credit Alerts - Anyone used em? / like em? / they useful?
  622. Why is my 2011 RRSP Deduction Limit $0?
  623. House Sold Money Sitting in Account
  624. RRSP withdrawal advice
  625. Switching an MBNA card to another offering?
  626. $1 Million dollars to invest, what would you do?
  627. CC with lower limit
  628. How does the government find out about and catch: (EI/CPP while traveling, OSAP with
  629. Shopping in the USA, RBC vs BMO
  630. Double-dipping on credit card points by balance transfer?
  631. Some quick RESP Questions
  632. Help with intepreting the Easyweb visa page
  633. Online Brokerage
  634. Debt consolidation question
  635. Advice please!! what to do with my money, Savings account, investments?
  636. How do debt settlement companies work?
  637. Mileage and other expenses reimbursed for consultant. Tax implications
  638. Stocks Program (Post Secondary)
  639. Credit reporting for bank accounts?
  640. Few Questions on LOC
  641. How much overdraft protection do you have?
  642. Federal employment standards and advice on receiving wages owned
  643. High interest rate in developing world
  644. Holograph Will Sample
  645. Need to choose my own stock portfolio for my pension - Please help
  646. New MBNA Worldpoints MC cards (no fee if from TravelRewards Elite); 2% cashback
  647. I am about to ditch my CIBC Visa Infinite card, suggestion needed for a no-fee card
  648. RBC Visa question
  649. Redway & Butler LLP - Will, Review anyone?
  650. How long is a Certified Cheque valid for?
  651. Questions about Credit Card offers in the mail
  652. Rental Management Company
  653. Want to cancell my purchase of agreement? Please help
  654. Can you game the TFSA?
  655. Extended Hour Trading
  656. Americans in Canada renewing mortgage
  657. A question about petro canada reward card
  658. credit card activation + 0% balance transfer
  659. Capital One Improvement Pamphlet
  660. Gas Gift Cards Purchased Online - Merchant Codes???
  661. Airmiles gone?
  662. New joint account/CC options?
  663. RBC Cashback Mastercard
  664. Does anyone take Kevin O'Leary seriously?
  665. Warning: TruCash Virtual MasterCard
  666. Thinking about a WILL --- need input
  667. "Recurring Payments" Give examples
  668. MBNA SmartCash vs Scotiabank Infinite Visa
  669. Ask me about Credit Scores
  670. Bernie Madoff - What did he do with his $50B
  671. True North Mortgage experience
  672. Rewards CC Fee Waive?
  673. Can somebody explain a TFSA for me?
  674. CRA Moving Expenses Question
  675. Is this ok financially?
  676. Resources for Investing
  677. Bank refused to give me a loan...What should I do?
  678. Getting money from online scam
  679. OPS Please move - PartSource: Meguiars Cleaner Wax and Quik Detailer 50% off YMMV
  680. Beware of CIBC Petro points card..Added fees since switching from CITI..
  681. TFSA Contribution question
  682. Are pension contributions tax deductible?
  683. What are your Hold Limits?
  684. Tfsa 2012
  685. Condo Maintenance Fees
  686. New ScotiaOnline Launched
  687. Maxed out credit card score
  688. Does cancelling a credit card cause a drop in the credit score?
  689. How many points does a declined credit card application remove from the credit score?
  690. Scotia "Let the Savings Begin" 10% Bonus
  691. HELP: Which investment to make?
  692. Work permit arrived! Now what?
  693. PCF mortgage info
  694. Credit Fraud from 2008- What can be done?
  695. Inheritance from United Kingdom
  696. What cards do you use when filling up gas
  697. 30,000 Airmiles - what's the best value reward to redeem for?
  698. Do I need a business account?
  699. How to repair credit rating?
  700. Roger's home phone collections
  701. Credit score and first credit card product transfer
  702. Paypal payment > $10K
  703. How "Upside Down" is This Car Loan?
  704. Tax on tips
  705. How to move US$ from HSBC business account to Questrade?
  706. ALLY directly or ALLY via TD Waterhouse
  707. What's the term for investing in stable stocks with frequent and low profit trades?
  708. Selling a condo...steps for closing...
  709. Why do you use a brick and mortar bank instead of an online bank?
  710. Do both holders have to be present to close a joint estate account held with TD?
  711. Personal Finance Blogs
  712. Updated list of $US14.99 blurays (+ shipping)
  713. Why don't I exist to Equifiax?
  714. Pay off tax-deductable student loan, or line of credit?
  715. When Will My Credit Score Increase?
  716. CIBC Infinite Visa App
  717. best short term investment
  718. Need help regarding: Ecosway
  719. Does bank call employer to verify employment for LOC? then boss would know I need $?
  720. In CIBC LOC Online application,- minimum PLC credit limit is $5,000, loan is $3000?
  721. in debt, seeking advice
  722. I'm screwed financially.
  723. student line of credit
  724. Advice for closed account
  725. Requirements for unsecured personal loan
  726. What is Surtax?
  727. Premium PC Mastercard
  728. Does Income Matter for HELOC?
  729. Filed Child Dependent wrong (claimed on lowest instead of highest), how to resolve?
  730. MBNA Smartcash cross border gas station?
  731. HBP advise please!
  732. Never Invest in President's Choice RRSP's
  733. Did They Change Overdraft Guidelines?
  734. Am I getting screwed on mortgage penalty?
  735. Question about Employer matching RRSP
  736. Question about Employer matching RRSP
  737. any tips before I test the market with my home?
  738. Tax Preparation Courses in Toronto
  739. using LOC instead of chequing account
  740. Need help deciding between "19.4%" and "11.8% ($30/year)" credit card
  741. childcare tax question
  742. Paying a non-CC merchant with CC?
  743. Where to find Independent Financial Advisors ?
  744. What card should I get?
  745. Question Mortgage from Costco
  746. How long to convert an existing TD Mutual Funds account to TD e-Series Funds???
  747. What is a good rate for Secured Line of Credit?
  748. RESP, which mutual funds account
  749. Mastercard Purchase Assurance cover loss/damage in shipping?
  750. Best Credit Card and Bank for International Travel
  751. Gifting Stocks to a Child - Capital Loss Questions?
  752. Are low (less than 8%) interest rate credit card easy or hard to approve?
  753. Rogers pulling the credit and the score~
  754. Is this a good way to avoid CIBC's $100 TSFA transfer fee?
  755. Financial Care for Disabled Parent
  756. Royal Bank Mutual Funds information sharing with credit agencies
  757. GST/HST refund on October 2011
  758. Help Credit Card Insurance, Had Iphone 4S Stolen
  759. Maximum Tax Rate in Ontario
  760. Collection item disappeared
  761. Selling Home Privately, interested buyer came back 2nd time with agent??
  762. List of places that only accept Visa OR only accept Mastercard
  763. Big 5 (or 6 inc. National Bank) Canadian Banks ATMs at other retailers
  764. new to CIBC
  765. How investor psychology causes active investors to ignore they are underperforming
  766. Suggestions for a bank... BMO or Scotia?
  767. Difference between MER and Management fee?
  768. Will a bank waive the IRD penalty to renew?
  769. Is there a way to short an IPO?
  770. I should have never looked at AMEX USA website... ;)
  771. newish idea spin on The Smith Manoeuvre
  772. how do i cancel transunion
  773. Anyone use this company for generic contracts for leases?
  774. When should you decide to get a financial planner or advisor, and why?
  775. mortgage experts, please come in
  776. What is the best looking credit card in Canada?
  777. How long can you go without activating a new CC?
  778. Capital One and Transunion
  779. Credit card insurance features
  780. 2nd mortgage
  781. HELOC deals
  782. Reno or move, what to do?
  783. Employment Insurance question
  784. Federal Shipbuilding Contract
  785. Qtrade offering commission free ETFs
  786. Renewing GICs
  787. help
  788. How to Find Out How Much a Particular House Sold For?
  789. inexpensive usd sdrsp account for large stock and option related trades?
  790. Anyone here us HSBC Investdirect?
  791. fixed or variable interest rate?
  792. Deposit Options for ICICI
  793. What other Finance forums do you use?
  794. RBC Visa wants to upgrade my Platinum to RBC Rewards Gold card? Help...
  795. Which Canadian bank allows USD account electronic fund transfer?
  796. Condo fees for freehold townhome??
  797. New American Express Air Miles Platinum *500 Bonus Miles/Free First Year*
  798. How do i sell shares in the form of a share certificate?
  799. RBC Wants to Upgrade** My Visa
  800. MasterCard merchant violation? Additional fee for using credit card.
  801. Penny stocks
  802. Differences between classes of preferred stocks
  803. Delete
  804. US Prepaid credit card to collect miles
  805. Anyone here use American Express credit card?
  806. Missing my $1000 grant from my CIBC RESP today!! waiting online for anwers....
  807. How to remove my ex name from mortgage
  808. Merging RRSP's from one institution to another then using for HBP
  809. 25us dollars for referral and the referred: banner bank, Washington state
  810. Rogers sent me to collections over internet modem that i was trying to return!
  811. RBC Infinite Visa - $50K Credit Limit
  812. Scotiabank Scene Visa
  813. What are my chances of getting accepted for a Futureshop or best buy credit card?
  814. Why are TD's LOC rates so much higher than Scotia's? Which bank has good rates?
  815. EI benefits
  816. Top 5 credit cards by category: Travel, Cashback, Rewards
  817. Mortgage rate - which is better
  818. Visa Infinite, Is This Normal?
  819. TD closed my credit card without notice
  820. Any accountants here? question about GST/HST credit
  821. Giving/ receiving consent
  822. Do CMHC rules also apply to mortgage renewals?
  823. New house Closing is today and got some bad news (Help needed)
  824. Question about EI and Matt Leave
  825. TD Waterhouse Self-Directed RSP Account Questions
  826. Line of Credit for International Students
  827. Reactivated old closed/all paid credit card accounts?
  828. What online credit card application is instant approval?
  829. LF cheapest line of credit for 35K .
  830. Insurance on Home Equity Line of Credit
  831. about to sign to a 2yrs mortgage - opinion/advise
  832. BMO Club Sobeys Bank Account - Grandfathered
  833. Medical Student and US citizenship
  834. Looking to purchase property? What are my options
  835. Investment Property in Windsor
  836. In a Bind, What's my best option? Need 1k.
  837. Mortgage rates and applications
  838. Ryerson students: Save money on tuition by exploiting loophole
  839. Investement? stock?
  840. Rental property: Tenant asking for a reduced rent on existing lease. What to do?
  841. Best NO FEE rewards credit card still available in Canada?
  842. Privacy Question - Doesn't T5 Slips indirectly give away your Bank Balance?
  843. Best credit card for QUEBEC residents?
  844. mortgage under POA
  845. Should I upgrade my RBC Rewards Gold Visa to RBC Platinum Avion if it's free?
  846. Housing Investment Success Stories
  847. I need insurance
  848. Balance transfer question
  849. How much do you pay for car insurance?Which company?Driving experience?
  850. Money saving resources
  851. World Taxes
  852. Manulife One - Fixed 5 year at 3.48% seems decent?
  853. Which Credit card company need employment verification or uses registered mail to del
  854. Transunion's debt analysis for $7.95 sample does not work ("blank" page), does anyone
  855. Your opinion - where to go to consolidate debt?
  856. MBNA Mastercard is now a Bill Payee at HSBC
  857. TD First Class Travel + Expedia vs. Capital One Aspire World
  858. BC HST Credit
  859. Using MBNA Smart Cash MC in conjunction with Capital One Aspire Cash Platinum MC
  860. Is real estate the worst "investment" ever?
  861. LF National Bank Mortgage Broker
  862. Now is the time for a fixed-rate mortgage
  863. AMEX sent me a "consent letter" any heard of this letter? any affect on my credit/
  864. equifax/TU file differs from visa file
  865. Any way to prevent hard inquiry? ie: have the EQ/TU call you to authorize it?
  866. Home reno tax credit applicable to kitchen cabinet installation?
  867. What are the avg costs for Heating / Cooling / Water in a 1bedroom condo?
  868. Chasing credit card sign-up bonus'... is it bad for your credit?
  869. Beating The System
  870. Do I have to pay commission to my realty agent even I find the buyer by myself?
  871. Does Transunion have free trial for 30 days like Equifax?
  872. Using RRSP to pay down DEBT??
  873. For those with unlimited credit score monitoring, what credit-debt ratio make the sco
  874. Why some USA credit forums has a credit score goal "signature" at the end but not CAN
  875. Pension options at age 60
  876. CPP yearly amount on CRA website?
  877. Experienced Investors - anyone?
  878. Cash GICs for Mortgage?
  879. Identity theft
  880. Gas: MBNA 3% Off vs. CIBC PetroPoints Card $0.02 off ?
  881. So what's the highest/total amount you ever "loaned" to your family/friend
  882. Good/bad experience of Capital One Aspire TRAVEL World MasterCard
  883. Anyone think the B-street condo @ Bathurst and Bloor is reasonably priced?
  884. Advice on Capital Gains
  885. Daytrading through a discount broker like Questrade
  886. Co-habitiation agreement? how do i get one?
  887. Parents reaching that ripe age of 65...what to look out for in terms of finance?
  888. Do Credit Cards with the Chip (+ Pin) still Require Signatures too?
  889. After CMHC Approval, Bank delaying approval
  890. Employee Share Purchase Program transfer to a BMO Guardian or TD Waterhouse RDSP?
  891. Problems with Amex Chip Credit Card!
  892. RESP funds not received by the beneficiary - Trustee took it
  893. Flex Benefits + Private Health Care Premiums + Medical Expense Credit ?
  894. Apparently im "silly" with my money? Want opinions...
  895. deleted
  896. HELP re Paypal ebay payment
  897. Caring for a disabled child
  898. the god damn CAA prepaid travel money visa card that's no more
  899. Cash Back, CIBC vs Scotiabank
  900. Best credit card for someone that spends 20K+ on card a year
  901. Dual CAN/US Citizenship
  902. Which US state to move to?
  903. Questrade VS InteractiveBrokers
  904. Options Mastercard vs AMEX True Earnings ?
  905. FP Article on merchant costs for credit cards
  906. Fraud activities on my credit card with major Canadian Bank.
  907. EI process /escalation
  908. Maximizing RRSP
  909. Do Index Funds Give You Dividends?
  910. RRSP Home-Buyers Program
  911. Passive and Actively Managed Funds
  912. Locked IN RRSP B.C.
  913. HSBC USD account to XE Trade to HSBC CDN account
  914. Timing of Lump Sum Payments Impact on Mortgage Interest
  915. CIBC PetroCAN M/C or Shell BMO M/C - which is better for savings?
  916. What is the actual CPP Benefit calculation formula?
  917. Civil servants and your pension
  918. money transfer India
  919. Questions about Costco Amex True Earnings Card
  920. line of credit..
  921. TFSA GIC Maturity Question
  922. Credit card charge back question
  923. Who's buying AAPL?
  924. bad credit loan..help!
  925. ETFs comparison?
  926. Should I use the LLP?
  927. Living in a house vs a Condo
  928. auto quote from Waterloo Insurance Company
  929. TD Canada Trust Account Fee Changes
  930. Growth recession lol
  931. Q Filling out employment tax form.
  932. $20 Silver coin from the mint for $20
  933. Involvement with parent's retirement fund
  934. Any disadvantages if applying for 2 credit cards in less than 6 months?
  935. Joint account for deposit but not withdraw
  936. RBC Direct Investing commissions
  937. Real Estate question....capital gains
  938. mbna smartcash world ? any promotion going on , is new release
  939. Canceling the credit cards affect your credit rating?
  940. TD USD account
  941. Is ScotiaItrade going to be replace by Scotia McLeod Direct Investing?
  942. Pharmacy/York Mills area in Toronto - is it a good area to buy a house?
  943. Union gas charges claw back
  944. Travel Credit Card
  945. Thanks, Citibank Canada
  946. Is this a legal way to avoid taxes and help parents abroad?
  947. Ing 2012 tfsa
  948. Question regarding Risk on Margin Call Investment
  949. Choosing online brokerage or investing firm
  950. Low Income (< 60K) Travel CC
  951. Switching jobs - What to put in the TD1 form?
  952. anyone familiar with Elasticities?
  953. Need credit advice for paying off loans:
  954. Personal Question about My Retirement Savings
  955. Withdrawing from BMO investorline account?
  956. CIBC online application - gone unanswered
  957. 5yr Mortgage @ 5.5% ends in 2 years
  958. how can bond fund pay more than YTM continously?
  959. Difference between symbol like RCI.A Vs RCI.B or BBD.A and BBD.B
  960. (vancouver) wiggins adjustments - any experience with this people
  961. Web Forum for stock trading discussion?
  962. Mortgage Rate Advice
  963. Bank of America to charge $5 debit card fee
  964. My home insurance going up over 10% this year. How about yours?
  965. PC Mastercard Direct Debit Form
  966. What happens when a stock is delisted?
  967. Capital One Aspire Cash MasterCard
  968. Is there an easy way to know how much I've made/lost on TD Waterhouse WebBroker?
  969. Bank of America owes me money
  970. Income Taxes (TTC metropass)
  971. Goldman Sachs Rules The World?
  972. Mistakenly Transfer into RSP Savings Account
  973. Can't Dollar Cost Average if you own individual stocks like you do with Mutual Funds?
  974. CIBC Aventura World - No annual fee for 1st year, plus 15,000 miles
  975. working while on ei- and laid off again?
  976. [Merged] FLAMING HOT!!! Yellow Pages (Aka RFD) Stock 50%+ Off!! TODAY ONLY!
  977. Are you eligible for EI benefits if you leave your job voluntarily?
  978. what websites do you use for your market and stock news and info?
  979. Lowering MC card limit= negative credit hit?
  980. Need some advice
  981. Credit Cards to AVOID
  982. Shopping around for life insurance?
  983. How to invest emergency cash?
  984. What would you do with $250-300 000 CAD?
  985. When do you get paid?
  986. Clueless. What is my best SHORT TERM investment ?
  987. Foreign exchange rate on large sums
  988. What was your BEST financial move??
  989. Where's the best place to exchange CDN for US funds? (TORONTO)
  990. exceeding credit limit for 1 purchase on capone
  991. Collections - Date of Last Activity question
  992. why ? AMEX CARD VS MASTERCARD VS VISA?
  993. What's the best MiFi plan?
  994. Mutual Fund Prices Prediction
  995. Which "deposit" credit card does not report interest to the government?
  996. [Require knowledge input] Down payment a condo that will be built in 3 years.
  997. Is there prepaid credit card that can refund unused balance via cash?
  998. telework
  999. Why are interest rates so low ie why so much cheap money around?
  1000. transunion help plz