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View Full Version : Personal Finance



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  1. paying mortgage with money in RRSP account?
  2. Experience as an "Angel Investor"?
  3. please help: what are my chances of getting a 10k line of credit from BMO?
  4. Bond Insurer FGIC Sues Ally Units Over Mortgage Securities
  5. Closing costs from lawyer
  6. Income Tax Return
  7. Car buy or lease
  8. Third party Health insurance (for medicines)
  9. Your eligibility for the Canadian Condominium Rebates Recovery Program‏? anyone?
  10. *
  11. Where do you store your bars of silver?
  12. Cash vs LOC
  13. Anyone here have savings account with ally? 2% rate, how does it work?
  14. Platinum cheaper than Gold
  15. Auto Finance ?
  16. Credit check
  17. renovation without cash on hand
  18. So I'm sure I just became a victim of fraud and it was probably my fault.
  19. ICICI Bank Canada Chip Debit Card
  20. Will they cancel my card?
  21. Using LOC for deposit on investment pre-construction
  22. Is my budget sustainable?
  23. Acceptable amount of leverage?
  24. TD GIC Payout at Maturity
  25. EFT Transfer Question
  26. Credit Card I dont use anymore...
  27. Allstate Home Insurance Water Damage Claim
  28. RBC USD ESavings link to Paypal Broken??
  29. If you were guaranteed $500 a week for life but you couldn't work, would you do it?
  30. If you were guaranteed $2,000 a week for life but you couldn' work, would you do it?
  31. How does CRA determine treatment of trading profits (Capital Gains vs. Income)
  32. TFSA GIC Questions
  33. Cheque Holds
  34. Stock Analysts
  35. Advice for my wife - Credit Situation
  36. ING is having a 'Sale on Money' hot or cold?
  37. Used the credit card comparison chart, need help picking out one for a first-timer
  38. GTA: Parama Credit Union has free unlimited chequing
  39. $15000 to invest-best options?
  40. No ATM Fee Cards
  41. Does anybody deduct their Safety Deposit Box?
  42. Home Builder ratings
  43. Where to get a decent rate while cashing a USD cheque in Canada?
  44. OSAP to Department of justice?
  45. Permanent life insurance
  46. I got Aspire Travel World capital one master card approved
  47. Suicide - Life Insurance
  48. Advice on Stock
  49. Credit Card Debt: Received Notice of Authority To File Suit in the Mail
  50. Mortgage approval for new house construction
  51. are interest payments tax deductible?
  52. Government Pension vs Group RRSPs
  53. What does 550,000 views of RFD's Playbook Post mean for RIM's December 15th earnings?
  54. Collecting Asian Miles
  55. Scotia iTrade - Funding via Bill Payment
  56. Mortgage Title Search
  57. Turning 71 - converting RRSP to RIF - should you overcontribute in December?
  58. Borrow to invest
  59. Child Care Benefits for recently returning Canadian citizen
  60. RRSP n00b. Any advice?
  61. BC MSP and Collections
  62. Best place for loan
  63. Never pay your mortage - eventually own home when you pass away
  64. Investment question
  65. Mechanism for investing in TFSA
  66. Trip to Thailand/ Could I afford it?
  67. Unbelievably bad experiance with CRA GST/HST for individuals
  68. any mortgage calculator
  69. Auto loan from PCF or a Major Bank?
  70. buying a second home
  71. Investing in a preconstruction development: info needed
  72. What mortgage allows for the most flexible (or unlimited) prepayments?
  73. Next Investment Tips
  74. credit card easy to get approved?
  75. Tax Return Instalment Payments
  76. Transferring RSP from RBC DI to Questrade
  77. please delete.
  78. How do you short a stock?
  79. AMEX Questions
  80. MBNA Credit Cards, All The Same To Me
  81. What is the lowest MER place to park cash at TD Waterhouse?
  82. Take Advantage of Your Credit Rating in investing
  83. rented condo tax deductions....
  84. Writing a Will
  85. TD's ridiculous offers, keep $25,000 in savings account to save on transaction fees
  86. US$ exchange rates on credit cards
  87. Is this deductible?
  88. Can you still sign over checks in Canada?
  89. Renting Downtown (Toronto)
  90. Pharmasset (NASDAQ: VRUS)
  91. Primary residence when / if rented out - 2nd income?..
  92. Opinions on Westland Insurance for Condo/Home insurance?
  93. POA Finance and Infiltrated Doctors and Lawyers and Grossly exaggerated lies
  94. Variable or Fixed..plus any other suggestions...
  95. Advise on cash in hand vs paying off mortgage
  96. Putting 20% down payment..
  97. Costs involved in selling a home.. and other questions.
  98. Underfunding condo reserve - good or bad for current and future owners?
  99. Delete.
  100. How much do I need to make, in order to afford a 500k home in Vancouver?
  101. I have saving issues. How do I control it?
  102. Consolidating debt in to mortgage
  103. If you knew for sure you only had 6 months to live..
  104. CIBC increase my personal LOC interest by whopping 3%
  105. what if i dont pay off my credit card?
  106. Anybody heard of Hyde Park Syndicated Mortgage?
  107. home credit line question: should there be alot of fees upfront?
  108. are there any ways to get a loan without paying interest?
  109. Dear Amex...
  110. Best investment options for a condo reserve fund?
  111. Paying off Mortgage ahead of time
  112. New polymer $100 bank notes
  113. Few Credit card questions
  114. TD Money Draft Question
  115. Report as Owner's Draw for Bank account Interest Earned?
  116. Capital One IHG MC- NOW AVAILABLE
  117. When BMO Screws Up - good things can happen
  118. Millionaire Teacher and Rule 5
  119. Black credit cards
  120. Can tenant insurance replace regular home owner insurance?
  121. Banks double RRSP Credit line interest rates effective Dec 01, 2011`
  122. Which credit card / bank issuer has the best chargeback policies?
  123. Life Insurance question
  124. Co-Ownership of Rental Property - Calculating Rental Income (T776)
  125. What effect can a part-time job have on OSAP?
  126. Combining credit limits of Amex cards
  127. Is it bad to have less cash than the cost of your wallet??
  128. is it possible to Sue bank over false mortgage claims?
  129. Future Shop/Best Buy credit check
  130. transferring your job income deposit to new bank account
  131. What is your threshold for taking gains / profits?
  132. Taxation on ETF Dividends
  133. Mortgage
  134. how to use a USD credit card purchase rate to take out cash?
  135. Toronto credit unions
  136. renewing first and second mortgage, change of situation...????
  137. Cheap Internet
  138. Best unsecured LOC rates
  139. RRSP Contributions NOW vs. LATER
  140. financial gift appropriate or not appropriate?
  141. Filing 2010 Tax Return Late
  142. Question about renewing mortgage early
  143. Best Credit Card for rewards per transaction
  144. Tax Question - Capital Loss or Business Expense?
  145. 2011 Globe and Mail Online Broker Rankings
  146. Money market - TD Bankers' Acceptance
  147. Do most credit card compaines charge you if you go over your credit limit?
  148. RRSP cut-off income for maximising tax-return efficiency
  149. Two or more annual-fee credit cards?
  150. Claiming RRSP contributions from years past...
  151. Wage garnishment??
  152. TFSA Question
  153. Fiancial Services are Exempt from GST/HST -- Question.
  154. How does it work - preconstruction condo purchase
  155. market linked GIC
  156. US savings account
  157. ....
  158. Does Equifax AUTH INTERSECTIONS = Hard Inquiry ?
  159. Mortgage math! Disbursement penalty reduced by 35% with a 15% lump sum?
  160. Is the remuneration recieved from your employer attached to your self-image?
  161. newbie questions - terminating my lease early?!
  162. Optik TV internet bundle contract
  163. question about moving in with boyfriend RO
  164. TFSA Withdrawal Question ...
  165. People complaining about the PC Financial Extra Rewards Mastercard (the black one)
  166. HELOC Limit Calculation for Properties > $900K
  167. What to do with Starwood SPG points?
  168. Paypal verification - is adding a bank account the only option for Canadians?
  169. Scotia iTrade Hard Inquiry
  170. Amex - 0.99% for 12 mos - Good Deal?
  171. Capital One World Travel CC - Travel Cancellation Insurance
  172. Incorrect T4 issued to me was declared to CRA
  173. A question about CPP/EI contribution
  174. USA account for Canadians
  175. Need a Lawyer to Put Together a Will
  176. Best Bank or other Mutual company RRSP/Index fund for biweekly automatic contribution
  177. Credit increase for CC
  178. Has anyone successfully made a payment to a US credit card
  179. Pre-Approved Line of Credit - is it really?
  180. RRSP - First time home buyer question
  181. [Merged] Changes to Aeroplan redemptions
  182. Education Taxes Write offs
  183. When is it taxable income?
  184. Mortgage approved from more than 1 lending institution. How to deal?
  185. Donations vs Tax Savings
  186. upgrade from MBNA smartcash to MBNA smart cash world MC
  187. Where can I see a *complete map* of Exchange Network ATMs in Toronto?
  188. RRSP through Pension (Plus slightly HBP)
  189. Vanguard has released management fees for their new ETFs
  190. Alternative to entropay.com ?
  191. Credit Card Payment 2 Days Late - What to do
  192. Problems claiming both Property Tax and Rental Paid (ON-BEN)
  193. any active online traders on here?
  194. about cibc petro points card
  195. newbie bond/fund question
  196. Best Visa Credit Card
  197. Can Credit Card store purchases post as Cash Advances using a Chip Terminal (PIN)?
  198. Your updated experiences with HSBC Premier
  199. Do dividends Earned in a RSP count as contributions?
  200. Any good books on taxes?
  201. Pre-Approved for LOC- What does pre-approved mean?
  202. economic calander
  203. How should I finance my rental property
  204. In waht ATM machine I can withdraw 10 dollar bill
  205. Completely switching to ING Direct - thrive chequing
  206. National Bank - Platinum MasterCard
  207. MBNA WorldPoints World Mastercard
  208. CIBC Credit Alerts - Anyone used em? / like em? / they useful?
  209. Why is my 2011 RRSP Deduction Limit $0?
  210. House Sold Money Sitting in Account
  211. RRSP withdrawal advice
  212. Switching an MBNA card to another offering?
  213. $1 Million dollars to invest, what would you do?
  214. CC with lower limit
  215. How does the government find out about and catch: (EI/CPP while traveling, OSAP with
  216. Shopping in the USA, RBC vs BMO
  217. Double-dipping on credit card points by balance transfer?
  218. Some quick RESP Questions
  219. Help with intepreting the Easyweb visa page
  220. Online Brokerage
  221. Debt consolidation question
  222. Advice please!! what to do with my money, Savings account, investments?
  223. How do debt settlement companies work?
  224. Mileage and other expenses reimbursed for consultant. Tax implications
  225. Stocks Program (Post Secondary)
  226. Credit reporting for bank accounts?
  227. Few Questions on LOC
  228. How much overdraft protection do you have?
  229. Federal employment standards and advice on receiving wages owned
  230. High interest rate in developing world
  231. Holograph Will Sample
  232. Need to choose my own stock portfolio for my pension - Please help
  233. New MBNA Worldpoints MC cards (no fee if from TravelRewards Elite); 2% cashback
  234. I am about to ditch my CIBC Visa Infinite card, suggestion needed for a no-fee card
  235. RBC Visa question
  236. Redway & Butler LLP - Will, Review anyone?
  237. How long is a Certified Cheque valid for?
  238. Questions about Credit Card offers in the mail
  239. Rental Management Company
  240. Want to cancell my purchase of agreement? Please help
  241. Can you game the TFSA?
  242. Extended Hour Trading
  243. Americans in Canada renewing mortgage
  244. A question about petro canada reward card
  245. credit card activation + 0% balance transfer
  246. Capital One Improvement Pamphlet
  247. Gas Gift Cards Purchased Online - Merchant Codes???
  248. Airmiles gone?
  249. New joint account/CC options?
  250. RBC Cashback Mastercard
  251. Does anyone take Kevin O'Leary seriously?
  252. Warning: TruCash Virtual MasterCard
  253. Thinking about a WILL --- need input
  254. "Recurring Payments" Give examples
  255. MBNA SmartCash vs Scotiabank Infinite Visa
  256. Ask me about Credit Scores
  257. Bernie Madoff - What did he do with his $50B
  258. True North Mortgage experience
  259. Rewards CC Fee Waive?
  260. Can somebody explain a TFSA for me?
  261. CRA Moving Expenses Question
  262. Is this ok financially?
  263. Resources for Investing
  264. Bank refused to give me a loan...What should I do?
  265. Getting money from online scam
  266. OPS Please move - PartSource: Meguiars Cleaner Wax and Quik Detailer 50% off YMMV
  267. Beware of CIBC Petro points card..Added fees since switching from CITI..
  268. TFSA Contribution question
  269. Are pension contributions tax deductible?
  270. What are your Hold Limits?
  271. Tfsa 2012
  272. Condo Maintenance Fees
  273. New ScotiaOnline Launched
  274. Maxed out credit card score
  275. Does cancelling a credit card cause a drop in the credit score?
  276. How many points does a declined credit card application remove from the credit score?
  277. Scotia "Let the Savings Begin" 10% Bonus
  278. HELP: Which investment to make?
  279. Work permit arrived! Now what?
  280. PCF mortgage info
  281. Credit Fraud from 2008- What can be done?
  282. Inheritance from United Kingdom
  283. What cards do you use when filling up gas
  284. 30,000 Airmiles - what's the best value reward to redeem for?
  285. Do I need a business account?
  286. How to repair credit rating?
  287. Roger's home phone collections
  288. Credit score and first credit card product transfer
  289. Paypal payment > $10K
  290. How "Upside Down" is This Car Loan?
  291. Tax on tips
  292. How to move US$ from HSBC business account to Questrade?
  293. ALLY directly or ALLY via TD Waterhouse
  294. What's the term for investing in stable stocks with frequent and low profit trades?
  295. Selling a condo...steps for closing...
  296. Why do you use a brick and mortar bank instead of an online bank?
  297. Do both holders have to be present to close a joint estate account held with TD?
  298. Personal Finance Blogs
  299. Updated list of $US14.99 blurays (+ shipping)
  300. Why don't I exist to Equifiax?
  301. Pay off tax-deductable student loan, or line of credit?
  302. When Will My Credit Score Increase?
  303. CIBC Infinite Visa App
  304. best short term investment
  305. Need help regarding: Ecosway
  306. Does bank call employer to verify employment for LOC? then boss would know I need $?
  307. In CIBC LOC Online application,- minimum PLC credit limit is $5,000, loan is $3000?
  308. in debt, seeking advice
  309. I'm screwed financially.
  310. student line of credit
  311. Advice for closed account
  312. Requirements for unsecured personal loan
  313. What is Surtax?
  314. Premium PC Mastercard
  315. Does Income Matter for HELOC?
  316. Filed Child Dependent wrong (claimed on lowest instead of highest), how to resolve?
  317. MBNA Smartcash cross border gas station?
  318. HBP advise please!
  319. Never Invest in President's Choice RRSP's
  320. Did They Change Overdraft Guidelines?
  321. Am I getting screwed on mortgage penalty?
  322. Question about Employer matching RRSP
  323. Question about Employer matching RRSP
  324. any tips before I test the market with my home?
  325. Tax Preparation Courses in Toronto
  326. using LOC instead of chequing account
  327. Need help deciding between "19.4%" and "11.8% ($30/year)" credit card
  328. childcare tax question
  329. Paying a non-CC merchant with CC?
  330. Where to find Independent Financial Advisors ?
  331. What card should I get?
  332. Question Mortgage from Costco
  333. How long to convert an existing TD Mutual Funds account to TD e-Series Funds???
  334. What is a good rate for Secured Line of Credit?
  335. RESP, which mutual funds account
  336. Mastercard Purchase Assurance cover loss/damage in shipping?
  337. Best Credit Card and Bank for International Travel
  338. Gifting Stocks to a Child - Capital Loss Questions?
  339. Are low (less than 8%) interest rate credit card easy or hard to approve?
  340. Rogers pulling the credit and the score~
  341. Is this a good way to avoid CIBC's $100 TSFA transfer fee?
  342. Financial Care for Disabled Parent
  343. Royal Bank Mutual Funds information sharing with credit agencies
  344. GST/HST refund on October 2011
  345. Help Credit Card Insurance, Had Iphone 4S Stolen
  346. Maximum Tax Rate in Ontario
  347. Collection item disappeared
  348. Selling Home Privately, interested buyer came back 2nd time with agent??
  349. List of places that only accept Visa OR only accept Mastercard
  350. Big 5 (or 6 inc. National Bank) Canadian Banks ATMs at other retailers
  351. new to CIBC
  352. How investor psychology causes active investors to ignore they are underperforming
  353. Suggestions for a bank... BMO or Scotia?
  354. Difference between MER and Management fee?
  355. Will a bank waive the IRD penalty to renew?
  356. Is there a way to short an IPO?
  357. I should have never looked at AMEX USA website... ;)
  358. newish idea spin on The Smith Manoeuvre
  359. how do i cancel transunion
  360. Anyone use this company for generic contracts for leases?
  361. When should you decide to get a financial planner or advisor, and why?
  362. mortgage experts, please come in
  363. What is the best looking credit card in Canada?
  364. How long can you go without activating a new CC?
  365. Capital One and Transunion
  366. Credit card insurance features
  367. 2nd mortgage
  368. HELOC deals
  369. Reno or move, what to do?
  370. Employment Insurance question
  371. Federal Shipbuilding Contract
  372. Qtrade offering commission free ETFs
  373. Renewing GICs
  374. help
  375. How to Find Out How Much a Particular House Sold For?
  376. inexpensive usd sdrsp account for large stock and option related trades?
  377. Anyone here us HSBC Investdirect?
  378. fixed or variable interest rate?
  379. Deposit Options for ICICI
  380. What other Finance forums do you use?
  381. RBC Visa wants to upgrade my Platinum to RBC Rewards Gold card? Help...
  382. Which Canadian bank allows USD account electronic fund transfer?
  383. Condo fees for freehold townhome??
  384. New American Express Air Miles Platinum *500 Bonus Miles/Free First Year*
  385. How do i sell shares in the form of a share certificate?
  386. RBC Wants to Upgrade** My Visa
  387. MasterCard merchant violation? Additional fee for using credit card.
  388. Penny stocks
  389. Differences between classes of preferred stocks
  390. Delete
  391. US Prepaid credit card to collect miles
  392. Anyone here use American Express credit card?
  393. Missing my $1000 grant from my CIBC RESP today!! waiting online for anwers....
  394. How to remove my ex name from mortgage
  395. Merging RRSP's from one institution to another then using for HBP
  396. 25us dollars for referral and the referred: banner bank, Washington state
  397. Rogers sent me to collections over internet modem that i was trying to return!
  398. RBC Infinite Visa - $50K Credit Limit
  399. Scotiabank Scene Visa
  400. What are my chances of getting accepted for a Futureshop or best buy credit card?
  401. Why are TD's LOC rates so much higher than Scotia's? Which bank has good rates?
  402. EI benefits
  403. Top 5 credit cards by category: Travel, Cashback, Rewards
  404. Mortgage rate - which is better
  405. Visa Infinite, Is This Normal?
  406. TD closed my credit card without notice
  407. Any accountants here? question about GST/HST credit
  408. Giving/ receiving consent
  409. Do CMHC rules also apply to mortgage renewals?
  410. New house Closing is today and got some bad news (Help needed)
  411. Question about EI and Matt Leave
  412. TD Waterhouse Self-Directed RSP Account Questions
  413. Line of Credit for International Students
  414. Reactivated old closed/all paid credit card accounts?
  415. What online credit card application is instant approval?
  416. LF cheapest line of credit for 35K .
  417. Insurance on Home Equity Line of Credit
  418. about to sign to a 2yrs mortgage - opinion/advise
  419. BMO Club Sobeys Bank Account - Grandfathered
  420. Medical Student and US citizenship
  421. Looking to purchase property? What are my options
  422. Investment Property in Windsor
  423. In a Bind, What's my best option? Need 1k.
  424. Mortgage rates and applications
  425. Ryerson students: Save money on tuition by exploiting loophole
  426. Investement? stock?
  427. Rental property: Tenant asking for a reduced rent on existing lease. What to do?
  428. Best NO FEE rewards credit card still available in Canada?
  429. Privacy Question - Doesn't T5 Slips indirectly give away your Bank Balance?
  430. Best credit card for QUEBEC residents?
  431. mortgage under POA
  432. Should I upgrade my RBC Rewards Gold Visa to RBC Platinum Avion if it's free?
  433. Housing Investment Success Stories
  434. I need insurance
  435. Balance transfer question
  436. How much do you pay for car insurance?Which company?Driving experience?
  437. Money saving resources
  438. World Taxes
  439. Manulife One - Fixed 5 year at 3.48% seems decent?
  440. Which Credit card company need employment verification or uses registered mail to del
  441. Transunion's debt analysis for $7.95 sample does not work ("blank" page), does anyone
  442. Your opinion - where to go to consolidate debt?
  443. MBNA Mastercard is now a Bill Payee at HSBC
  444. TD First Class Travel + Expedia vs. Capital One Aspire World
  445. BC HST Credit
  446. Using MBNA Smart Cash MC in conjunction with Capital One Aspire Cash Platinum MC
  447. Is real estate the worst "investment" ever?
  448. LF National Bank Mortgage Broker
  449. Now is the time for a fixed-rate mortgage
  450. AMEX sent me a "consent letter" any heard of this letter? any affect on my credit/
  451. equifax/TU file differs from visa file
  452. Any way to prevent hard inquiry? ie: have the EQ/TU call you to authorize it?
  453. Home reno tax credit applicable to kitchen cabinet installation?
  454. What are the avg costs for Heating / Cooling / Water in a 1bedroom condo?
  455. Chasing credit card sign-up bonus'... is it bad for your credit?
  456. Beating The System
  457. Do I have to pay commission to my realty agent even I find the buyer by myself?
  458. Does Transunion have free trial for 30 days like Equifax?
  459. Using RRSP to pay down DEBT??
  460. For those with unlimited credit score monitoring, what credit-debt ratio make the sco
  461. Why some USA credit forums has a credit score goal "signature" at the end but not CAN
  462. Pension options at age 60
  463. CPP yearly amount on CRA website?
  464. Experienced Investors - anyone?
  465. Cash GICs for Mortgage?
  466. Identity theft
  467. Gas: MBNA 3% Off vs. CIBC PetroPoints Card $0.02 off ?
  468. So what's the highest/total amount you ever "loaned" to your family/friend
  469. Good/bad experience of Capital One Aspire TRAVEL World MasterCard
  470. Anyone think the B-street condo @ Bathurst and Bloor is reasonably priced?
  471. Advice on Capital Gains
  472. Daytrading through a discount broker like Questrade
  473. Co-habitiation agreement? how do i get one?
  474. Parents reaching that ripe age of 65...what to look out for in terms of finance?
  475. Do Credit Cards with the Chip (+ Pin) still Require Signatures too?
  476. After CMHC Approval, Bank delaying approval
  477. Employee Share Purchase Program transfer to a BMO Guardian or TD Waterhouse RDSP?
  478. Problems with Amex Chip Credit Card!
  479. RESP funds not received by the beneficiary - Trustee took it
  480. Flex Benefits + Private Health Care Premiums + Medical Expense Credit ?
  481. Apparently im "silly" with my money? Want opinions...
  482. deleted
  483. HELP re Paypal ebay payment
  484. Caring for a disabled child
  485. the god damn CAA prepaid travel money visa card that's no more
  486. Cash Back, CIBC vs Scotiabank
  487. Best credit card for someone that spends 20K+ on card a year
  488. Dual CAN/US Citizenship
  489. Which US state to move to?
  490. Questrade VS InteractiveBrokers
  491. Options Mastercard vs AMEX True Earnings ?
  492. FP Article on merchant costs for credit cards
  493. Fraud activities on my credit card with major Canadian Bank.
  494. EI process /escalation
  495. Maximizing RRSP
  496. Do Index Funds Give You Dividends?
  497. RRSP Home-Buyers Program
  498. Passive and Actively Managed Funds
  499. Locked IN RRSP B.C.
  500. HSBC USD account to XE Trade to HSBC CDN account
  501. Timing of Lump Sum Payments Impact on Mortgage Interest
  502. CIBC PetroCAN M/C or Shell BMO M/C - which is better for savings?
  503. What is the actual CPP Benefit calculation formula?
  504. Civil servants and your pension
  505. money transfer India
  506. Questions about Costco Amex True Earnings Card
  507. line of credit..
  508. TFSA GIC Maturity Question
  509. Credit card charge back question
  510. Who's buying AAPL?
  511. bad credit loan..help!
  512. ETFs comparison?
  513. Should I use the LLP?
  514. Living in a house vs a Condo
  515. auto quote from Waterloo Insurance Company
  516. TD Canada Trust Account Fee Changes
  517. Growth recession lol
  518. Q Filling out employment tax form.
  519. $20 Silver coin from the mint for $20
  520. Involvement with parent's retirement fund
  521. Any disadvantages if applying for 2 credit cards in less than 6 months?
  522. Joint account for deposit but not withdraw
  523. RBC Direct Investing commissions
  524. Real Estate question....capital gains
  525. mbna smartcash world ? any promotion going on , is new release
  526. Canceling the credit cards affect your credit rating?
  527. TD USD account
  528. Is ScotiaItrade going to be replace by Scotia McLeod Direct Investing?
  529. Pharmacy/York Mills area in Toronto - is it a good area to buy a house?
  530. Union gas charges claw back
  531. Travel Credit Card
  532. Thanks, Citibank Canada
  533. Is this a legal way to avoid taxes and help parents abroad?
  534. Ing 2012 tfsa
  535. Question regarding Risk on Margin Call Investment
  536. Choosing online brokerage or investing firm
  537. Low Income (< 60K) Travel CC
  538. Switching jobs - What to put in the TD1 form?
  539. anyone familiar with Elasticities?
  540. Need credit advice for paying off loans:
  541. Personal Question about My Retirement Savings
  542. Withdrawing from BMO investorline account?
  543. CIBC online application - gone unanswered
  544. 5yr Mortgage @ 5.5% ends in 2 years
  545. how can bond fund pay more than YTM continously?
  546. Difference between symbol like RCI.A Vs RCI.B or BBD.A and BBD.B
  547. (vancouver) wiggins adjustments - any experience with this people
  548. Web Forum for stock trading discussion?
  549. Mortgage Rate Advice
  550. Bank of America to charge $5 debit card fee
  551. My home insurance going up over 10% this year. How about yours?
  552. PC Mastercard Direct Debit Form
  553. What happens when a stock is delisted?
  554. Capital One Aspire Cash MasterCard
  555. Is there an easy way to know how much I've made/lost on TD Waterhouse WebBroker?
  556. Bank of America owes me money
  557. Income Taxes (TTC metropass)
  558. Goldman Sachs Rules The World?
  559. Mistakenly Transfer into RSP Savings Account
  560. Can't Dollar Cost Average if you own individual stocks like you do with Mutual Funds?
  561. CIBC Aventura World - No annual fee for 1st year, plus 15,000 miles
  562. working while on ei- and laid off again?
  563. [Merged] FLAMING HOT!!! Yellow Pages (Aka RFD) Stock 50%+ Off!! TODAY ONLY!
  564. Are you eligible for EI benefits if you leave your job voluntarily?
  565. what websites do you use for your market and stock news and info?
  566. Lowering MC card limit= negative credit hit?
  567. Need some advice
  568. Credit Cards to AVOID
  569. Shopping around for life insurance?
  570. How to invest emergency cash?
  571. What would you do with $250-300 000 CAD?
  572. When do you get paid?
  573. Clueless. What is my best SHORT TERM investment ?
  574. Foreign exchange rate on large sums
  575. What was your BEST financial move??
  576. Where's the best place to exchange CDN for US funds? (TORONTO)
  577. exceeding credit limit for 1 purchase on capone
  578. Collections - Date of Last Activity question
  579. why ? AMEX CARD VS MASTERCARD VS VISA?
  580. What's the best MiFi plan?
  581. Mutual Fund Prices Prediction
  582. Which "deposit" credit card does not report interest to the government?
  583. [Require knowledge input] Down payment a condo that will be built in 3 years.
  584. Is there prepaid credit card that can refund unused balance via cash?
  585. telework
  586. Why are interest rates so low ie why so much cheap money around?
  587. transunion help plz
  588. Quick Help! TD Mutual Fund Question
  589. FInancial Market Software
  590. Error in my credit report? (the same account seems being reported twice)
  591. Investing for young people
  592. Appraisal on Principal to Investment Condo Conversion
  593. Mortgage Assistance
  594. How does Credit work? (I cancelled Virgin Mobile contact and didn't pay)
  595. Investment advice
  596. Best Credit Cards
  597. Estate asset being transferred - a gift?
  598. Home Equity Line of Credit - $880K
  599. Wills for Single Asset
  600. Student starting out with American Express
  601. What was your worst financial mistake?
  602. making or losing money via the stock market
  603. e-series rrsp and current market, switch? keep current and start buying bonds?
  604. How to Change Title Ownership on House in Ontario
  605. removed
  606. TD US Index -e / TD U.S. Index Currency Neutral-e
  607. Any good bank account managers?
  608. RBC or TD
  609. Cheapest tenant insurance provider?
  610. Late on Property Tax Payment by 3 days...quick question
  611. RBC raising my RCL from prime+2% to prime+5.5%
  612. Finding cash in preparation for markets crash??
  613. need info on taxation for selling cottage (non-primary residence) outside of family?
  614. Selling stocks to buy a home? Advise Please
  615. RBC to stop offering defined benefit plan
  616. HSBC InvestDirect - New reduced trading commissions
  617. TD Monthly Income Fund
  618. Mircolending sites in Canada?
  619. TD Drivers Rewards Visa
  620. Maintenance Costs: Condo vs House
  621. BMO student line of credit for CMA & CGA Students
  622. RBC USA sold?
  623. Has anyone done a Merchant Cash Advance?
  624. PC Mastercard credit balance refund
  625. Finding cash on the floor...
  626. Real Estate question....
  627. want a US dollar credit card for balance transfer
  628. Stocks research techniques? Consistency / Armageddon
  629. More RESP Help Please
  630. Better to save for a down payment or buy a house asap?
  631. Executor fees
  632. USD Credit Card or SPG AMEX/Aerogold for $5000 trip in USD.
  633. Rogers Cable and Rogers Wireless are on my credit report?
  634. What to do with $15,000?
  635. Question about Td e-series PPP
  636. Lease vs Purchase
  637. CAD to USD plummit?
  638. $500
  639. Need some help understanding TFSA & RRSP contributions please
  640. SDRSP / Dividends question
  641. Transfer $ from CIBC --> PC - How to do it w/o holds or fees?
  642. best place to sell gold chain
  643. Defined Benefit or Defined Contribution Pension Plan
  644. Is sunlife a good company for insurance?
  645. td canada trust increased minimum balances to waive service fee for chequing accounts
  646. Investing unneeded OSAP money?
  647. HSBC investment sale to National Bank
  648. TFSA---which bank have the best rate??
  649. Should I keep my secured credit card ?
  650. Haven't filed income tax...recommendations to take them in GTA?
  651. Private Condo Sale to Friend
  652. HELOC and Smith Manouvre questions!
  653. Is a 100% index ETF portfolio a good idea?
  654. Repaying old student loans
  655. Stock options
  656. A simple question:
  657. TAX question - declaring capital losses late?
  658. Help w/ contacting CIBC credit services
  659. Equifax Monthly $14.95 report.
  660. Best Choice of CC for buying air tickets
  661. Need a LOC, what to they look for?
  662. RBC Offering Client Cards with "Interac Flash" (Interac's version of Paypass/Paywave)
  663. $5000 tfsa... Individual stocks or etfs
  664. how do i pay msp using pcfinancial online bill pay?
  665. Contributing to Spousal RRSP on top of my own contribution limit.
  666. Question about PC Financial.
  667. does making a lot of transactions on your credit card, build up credit?
  668. 40,000 Bonus Aeroplan Miles with AE Platinum AeroplanPlus
  669. Frauds by bank employees
  670. Lifelong Learning Plan (LLP) withdrawal for a 1 year MBA
  671. Declined for a credit card, with reasonable earnings but no credit history?
  672. Just bought a house, how much for a lawyer? Any Recommendations?
  673. Does closing a chequing account affect credit card?
  674. Not paying 2011 income tax until 2012.
  675. Calculating Capital Gains on ESPP (Canadian)
  676. Australian bond ETFs?
  677. US car dealership sent me back a cheque for $5...why?
  678. Federal taxes and CPP
  679. TFSA withdrawing money
  680. Tracking USD/CAD Investments with Microsoft Money
  681. Commission-Free ETF trading now at Scotiaitrade
  682. Best retail US bank in California state
  683. Little help? Mortgage - Break or blend/extend?
  684. Boarder without insurance?
  685. Transfer RBC or Diners Club points to American Airlines and earn a 30% bonus!
  686. How much cash should be part of your investing portfolio?
  687. removed
  688. Need US income tax help (W-8BEN)
  689. How much money can I transfer from UK bank to Canadian bank?
  690. Where to put $20,000
  691. Bank Account for Children ?? Advice/Options
  692. Enron, did they really engage in illegal behaviour?
  693. Convert from Quicken to Mint.com?
  694. Advice about RBC Visa Infinite Avion
  695. RRSP & HBP Repayment question
  696. Equifax Vs Transunion
  697. ITrade now has commission free trades on 46 ETFs
  698. AMEX Credit Card Limit Increase
  699. Trouble Insuring Property With Woodstove... Help!
  700. TD Visa - Gold Elite vs. Platinum Travel?
  701. BMO Investorline now supports holding USD in Registered Accounts
  702. question about mortgage and mortgage brokers
  703. CFIB asking consumers to choose their CC by lowest merchant fees!
  704. Who are your favourite Personal Finanace Gurus?
  705. Accountant... yes or no?
  706. Td class action- debit card fraud
  707. Credit/Dept Crisis: What To Do?
  708. how are bmo chequing aco****s and credit cards overall? thinking abt switching over!
  709. CIBC Aerogold Visa
  710. Inquiry
  711. BMO life insurance and now "hospital stay" insurance
  712. Changes to TD First Class/Platinum Travel - The Expedia Way *1000pt bonus offer*
  713. ING Direct Mutual Funds Daily limit
  714. Ideas on saving to purchase a home within a year
  715. Past/Present MBA students: How did you finance your MBA?
  716. When do Americans pay taxes?
  717. TD Emerald Visa Card now has a $25 annual fee...what should I do?
  718. Need advice on online broker
  719. Mortgage Refinancing question
  720. mbna smartcash...platinum?
  721. Washington QUESTION
  722. Need advice regarding my credit situation
  723. Outlook GIC Advice Please
  724. TD Select Service vs TD Grandfather Accounts
  725. Canadian Direct Financial - 3% Interest on TFSA.... Any users?
  726. Credit Unions
  727. Need some advice for a first time home buyer.
  728. TD Visa's Auto Club Deluxe, Spouse can't use it???
  729. CIBC Car Insurance
  730. Best Rewards Credit Card? MBNA?
  731. Choosing an Online Brokerage
  732. Does anyone have experiences with Kiva.org?
  733. IS THERE ANY WAY TO GET A CREDIT CARD FOR BETTER THAN 19.99% interest?
  734. Has anyone managed to get a FREE/annual fee Visa from TD?
  735. Best bank to open USD chequing account
  736. When banks sell a debt to a collection agency, what's the discount?
  737. OSAP or Equities?
  738. How To Get The Best Rate When Transferring Euros to Canadian Dollars
  739. Pay off OSAP or Car?
  740. Screwed Up? Cashed out $10K in RRSPs to Pay Down Mortgage
  741. Investor/Developer buying up neighbourhood - what to do?
  742. TD First Class Travels Visa Application Declined
  743. Balance Transfer Interest Rate - 0% or 0.99%?
  744. The BOC should have rasied interest rates.....
  745. scotia bank? not many ppl talking about them at all.?
  746. Use 5% cash back mortgage as down payment
  747. Help Please - Credit Score Discrepancy
  748. do i need to buy rrsp for only 3500$ this year?
  749. What should I do with my money?
  750. Downside to keeping your money in a only a few funds?
  751. BMO Investorline now offers US dollar holdings in Registered Accounts
  752. notifying credit card company of a late (err on due date) payment
  753. $50 bonus signing up for the TD Canada Trust Student Bundle (by Oct. 7th)
  754. TD select service and secured credit card question
  755. House insurance (contents)
  756. Creditors going after investments?
  757. SPG Question
  758. US limit on financial gifts to spouse
  759. Independent insurance broker in Montreal
  760. High Debt Utilization Ratio -- Grad / Increasing credit limit
  761. Critical Illness Insurance?
  762. should i cancel new CIBC dividend card? as a CitiEnrich platime client
  763. HST rebate for new homes - primary residence / rental?
  764. Its pay day... not just for me, but the tax man also it seems.
  765. Variable Mortgage Rates
  766. help needed - what's the cheapest way to send money to US?
  767. -
  768. American Express All Purpose Cheques
  769. Filling Bankruptcy
  770. Retirement Advice
  771. Research study on financial decision-making. 3 mins.
  772. PC Financial Typical Line of Credit rate?
  773. Rogers applies to become a bank
  774. RBC Visa in Collection
  775. Warning Probable Fraud BMO
  776. CC annual membership fee and cancelation of CC
  777. Old Age Security (OAS) and Guaranteed Income Supplement (GIS) investigative visits
  778. Property ownership transfer from parent to child - question?
  779. Price resistance level
  780. which software do you use?
  781. [Merged] Rogers Communications wants to start... a bank?!?
  782. Sell house for a loss?
  783. Multiple Accounts - Opinions
  784. Renting Advice Needed
  785. ETF's gross expense ratio
  786. Can shopping for mortgage rates hurt your ability to your credit score or...
  787. Why do people rent?
  788. Best Premium Credit Cards to rotate between
  789. Being an absentee landlord - thoughts?
  790. Difference between savings and investing.
  791. GST/HST credit Incorrect Direct Deposit
  792. Which tax and/or energy rebates can be applied for when buying a new home in Alberta?
  793. TD -Value Account Fee
  794. Need advice on personal bank accounts
  795. Free credit report
  796. Financial Planning for Young Person
  797. Co-signing a bank account for a minor?
  798. Certification of Residency
  799. citibank platinum MC card ??
  800. can insurance company auto renew the policy?
  801. Work colleague - appalling
  802. RBC USD eSavings Account
  803. Etrade vs waterhouse vs ....
  804. Does decreasing your credit limit hurt your credit score?
  805. Fees involved with Questrade?
  806. Can a previous "employer" refuse to re-issue a stale-dated cheque?
  807. Does AGE matter to you?
  808. Need advice about conditional offer on house (bank delaying process!)
  809. WTF TD Canada Trust is so shady!
  810. RBC Cathay Pacific Visa Platinum Card
  811. secured home line of credit
  812. maternity leave
  813. Transfer the house title to my brother
  814. globeandmail's chart of interest at online banks
  815. Capital One HBC - Convertable to Aspire World?
  816. TFSA Appeal Process
  817. Is there any difference between cash deposits for a corporation or an individual?
  818. Interest on pending bank transfers
  819. Bank asking private questions
  820. HELP! First time buying a house! Did I forget anything?
  821. Question about buying rental property, should I incorporate
  822. Can you get EI if you quit your job as a car salesman because there are no customers?
  823. Question about Family WILL
  824. What exactly is a Private Equity Fund?
  825. Stock market gains/losses for 1st half of 2011 - let's see them
  826. Pay Down Mortgage?
  827. Seg Funds & Distributions
  828. Citi MasterCards become CIBC MasterCards
  829. Line of Credit
  830. should i switch to variable?
  831. Property analysis for vacation/recreational rental
  832. No US Address = No US Bank Account
  833. MAJOR RBC hiccup: RBC not gauranteeing "guaranteed" rate
  834. Investing in Helium
  835. RBC Homeline with mortgage or not?
  836. Insurance security - Inheritance insurance
  837. trying to purchase 3rd property
  838. Collections- Settlement related question
  839. Any alternatives to ING Direct.. they pissed me off this morning!
  840. **Stretch for the 20% downpayment or pay the CMHC**
  841. Where can I exchange mexican peso to USD/CND?
  842. Unsecured line of credit - which bank?
  843. LLP claim question
  844. Is capitalism sustainable?
  845. Best MBNA credit card other than Smart Cash?
  846. moving to San Francisco - financial implications?
  847. TFSA trading account for US based shares
  848. Question Re: Appraisal for Re-Financing
  849. Best bank in U.S.A.
  850. Caught in a bad situation... must advice someone even if I don't want to...
  851. Selling put options?
  852. Best Cash Back Card for Heavy Spenders?
  853. Disputed 09 With Rogers Wireless
  854. Pay rent with Credit Card
  855. moving TD e-series mutual funds to TDW ETFs (both rsp and non-rsp)
  856. Prepaid credit card question
  857. Transferring pension to RRSP
  858. Does RBC Actiondirect allow put selling?
  859. question about social ins. number and credit profile
  860. what the best secured car loan rate( 2007 year car)?
  861. Why National Bank?
  862. HSBC Advance: Setup payroll deposit by Oct 31, 2011 and receive $100!
  863. USD <-> CAD conversion
  864. OSC orders Sino-Forest executives to resign
  865. I overcontributed my TFSA, what happens now?
  866. Reporting T3 on In Trust Account
  867. Banks that don't do electronic balance transfer?
  868. What exactly is a tax free mutual fund account?
  869. RRSP over contribution for 2011
  870. How much income tax return should I expect in 2011?
  871. TD raises possibility of recession in Canada
  872. CIBC online banking imported my Citibank Mastercard into my profile automatically
  873. TD fees increase notification??
  874. Sell for down payment vs. borrow and rent it out as investment?
  875. TSFA December Withdrawal Transfer Out Strategy If Missed Contributing One Year
  876. health insurance premium rate and capital gains question
  877. The CIBC PETRO-POINTS MasterCard Card
  878. Old Age Pension of Seniors vs Refugee
  879. Tax implications of Employee Stock Purchase Plan
  880. Walking away before closing
  881. Where can I find details for mutual fund: RBF2011 ?
  882. Judgement against a tenant- Now what?
  883. corporate banking accounts
  884. cap one world aspire travel cancellation insurance
  885. Need Help Doing Direct Deposit From TD Business Account to RBC Personal
  886. Intermediate Level Personal Finance & Investment Book
  887. Cheapest way to obtain large amounts of Swiss Francs (CHF)
  888. Looking for a virtual prepaid gift card
  889. To purchase parking for new condo or not?
  890. How much am I able to spend on rent?
  891. RBC hikes variable rate by 0.20%
  892. Weird inquiry on Credit report
  893. Qtrade vs Credential Direct
  894. CanadianTire Options MC vs Desjardins Odyssey Visa vs Capital One Aspire
  895. BC: Better city to buy apartment (investment)
  896. Apartment Rental Insurance
  897. TD Online Banking - Password security issue
  898. Incentive to CC companies that offer charge cards
  899. The Cashman Russell Oliver pays the most for Gold - OH YEA!
  900. RBC hikes variable mortgage rates!!!! Their not making enough profits!!!
  901. Moving to another Province or State
  902. Best spread for Forex : Intercative Brokers or Firma (Globex)
  903. Explain how a home is not an asset
  904. ING Direct lowered TFSA and USISA interest rates - when?
  905. Capital One Aspire CASH Mastercard - World (Grandfathered) and Platinum
  906. lying on credit card application to get better card
  907. Credit Unions and Fractional Reserve banking
  908. ING Direct Mutual Funds
  909. Student Banking question
  910. Do you think that the CMHC is a main culprit for this housing "bubble"?
  911. Orderly Payment of Debts Program in AB
  912. Software
  913. Pull my RRSP away from a broker and go self invest....how do I do that?
  914. Canadian cashback sites ?
  915. opening and heloc and using savings account as emergency fund?
  916. QE3 is on the way, Jungeon Nation, I hate to say I told you so
  917. Register Business in Sept. When to Pay Taxes?
  918. Financial statements - where to look
  919. HSBC may being selling its Canadian brokerage division to National Bank
  920. Cashing in pension after leaving company before retirement?
  921. Is this situation a marriage, common law, or none of the above?
  922. Credit cards and travel insurance
  923. Deferred Pension or Locked in Retirement Savings Plan
  924. Obtain Copy of Cheque I Deposited?
  925. MBNA PIN issue
  926. How to change banks?
  927. CIBC Dividend Visa VS CIBC Dividend One Mastercard; Two Tiers of Customers?
  928. Renting to roommate?
  929. Do I have to pay mortgage discharge fees to Firstline?
  930. Fund Questrade With ING????
  931. Where is the best place in Toronto (Etobicoke or downtown) to sell silver?
  932. Transfer TFSA from ING to RBC
  933. Buying/Selling/Down payment/Mortgage ?
  934. Questions about becoming an instructor and writing things off
  935. Taxes: Savings Account, how much would you owe if any?
  936. A warning to US citizens!
  937. What is the fastest way to transfer USD from Canada to US?
  938. Bank of China (Canada)
  939. Saving For a Condo - Investment Options
  940. Locked-in RRSP
  941. Could you possibly..
  942. Best line of credit for my situation?
  943. Islamic Trading accounts
  944. Order your 2011 Andex Charts - 55 years of Market Analysis in one chart!!
  945. BREAKING NEWS: Scotiabank runs out of gold bars
  946. Simple investments for a noob?
  947. Mortgage gurus: Help with decision on moving mortgage early (or not)
  948. Debt relief commercials
  949. novice bond buy/sell primer?
  950. Having assets positive or negative to mortage affordibility?
  951. XE Trade questions
  952. Credit Card extended warranty
  953. RRSP Investment
  954. Credit Reports Screw Ups
  955. Travel/Rewards points earned from company purchases treated like a taxable benefit?
  956. TD financial advisor not on commission???
  957. How to get out of RESP groups without losing your money
  958. $2,000 lifetime over-contribution limit for RSP
  959. How do you track your mutual fund investments?
  960. Paying My Mortgage or Low Risk Investment?
  961. Credit scores and guarantors (hey it rhymes haha)
  962. AMEX Chip Card Problems?
  963. Spousal RSP - advantage if spouse has no income?
  964. Class A class B lenders ? - Problems with TD Canada Trust
  965. Tax implications of investing in parents name
  966. Leveraging - Smith manoeuvre
  967. Living in the US: Credit Card Help
  968. Help with mutual funds through TD Waterhouse
  969. MBNA asked me to confirm the last 4 digits of my social insurance number
  970. Chase Marriott Visa - 15,000 Bonus Points + Free Night Stay
  971. How much do you spend on hydro?
  972. Ontario Minimum Wage going up in 2012?
  973. Lowering your loan Payment
  974. Best place to change CAD to EURO
  975. Monthly Return Investment
  976. Question about buying a house before listing current property
  977. Health/Dental Insurance
  978. Over Time Calculation
  979. Moving out September 1st
  980. Open a new TD Chequing account and get up to $250
  981. Investing Leverage
  982. BMO Secured Credit Card
  983. calculating your rate of return- assistance required
  984. [Merged] TD buying mbna canada's credit card business!
  985. Help!! Parents want me to secure new mortgage for debt!
  986. Anyone has Husky $2 off coupon for 2011?
  987. Economics anyone?
  988. Help - No Debt but TD still has registered mortgage x15 years
  989. Lowest cost volume disount stock brokers?
  990. Refinancing Mortgage
  991. centralized place to buy principal protected notes?
  992. BMO Prepaid Travel MasterCard
  993. Interactive Brokers (IB) question
  994. Credit card with best trip cancellation/interruption insurance?
  995. PC Bank Limit & Funds quesion
  996. Personal Finance Software
  997. Contribute to DB plan or put more towards downpayment?
  998. Switching main cc to another
  999. What gives 4.5% or higher return?
  1000. Credit cards, how do they work?