View Full Version: Personal Finance

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  1. financial noob here, please help me explain this concept
  2. "Statue of limitation" for Debt in Ontario. A collection story.
  3. Costco American Express
  4. Why are there so many real estate crash threads
  5. Car Loan needed - Great credit, but no connections with a bank that gives loans
  6. Car loan question....
  7. Canadian Tire New Visa Card
  8. Skyline Real Estate Investments
  9. Which financial institutions will refinance a mortgage less than $50k?
  10. Condo Insurance Question
  11. Pre-Approval Error from ScotiaBank
  12. Cashing cheques for your kids?
  13. Personal Business Loan - writing off interest
  14. Investment - 1 King West Condo
  15. does BMO have equivelant to TD Deluxe Auto Club?
  16. quick question about HSBC investdirect
  17. Why do some real estate developers not include price lists on their websites?
  18. Toronto Flash Flood of July 8th 2013
  19. Credit Profile problem
  20. Potential first time homeowner, looking to budget/plan.
  21. canadian direct financial lowered tfsa rate
  22. House Purchase Need Advice
  23. Euro travel money - Best way to get euro in cash ( at best possible rate )
  24. Equifax Changed My Name
  25. Mortgage rates: Sole proprietor vs. full time employment
  26. Mortgage cancellation fees -they will charge you, but what if you charge them back
  27. Best method to convert HKD to CAD
  28. need help to organize debts - whats best option? (not too much owed...)
  29. PC financial 2% interest promo
  30. How come some people are adamant convincing others to not buy a house?
  31. HSBC - Who to contact + co-sign questions
  32. How do people afford purchasing a home?
  33. Starting today until June 30, ING offer a 2.5% interest on new money in ISA
  34. If I owe a lot in student loans, how will I know if my tax rebate is being garnished?
  35. HSBC Questionable Policy?
  36. When You Buy Your Second Home, What Happens To The First Mortgage? Rent/Own Debate
  37. Changed bank account types does it change my account number?
  38. Breaking News: Ottawa to tighten mortgage rules on Tuesday
  39. Shorting RE -how would you do it?
  40. Feds kill 30 year CMHC mortgages, lower refi limit to 80%
  41. Revive Value Investing
  42. Mortgage: Broker Vs. Bank
  43. Need help with debt repayment/buying a house time frame
  44. Do you get RBC Reward Points for making payment by VISA checks?
  45. What is best cash reward credit card?
  46. (mortgage application) Questions about GDS/TDS calculations? see this tool...
  47. Getting a hard inquiry removed by Equifax
  48. Critical Illness question
  49. Sears MasterCard - no foreign currency transaction fee and $30 welcome bonus
  50. investing in a cottage in the picton area
  51. Need help: Ministry of Finance is after me for something from 2.5 years ago
  52. Difference between a wire transfer and an EFT?
  53. If youre cash flow rich, but savings poor, why not borrow for down payment
  54. Are you receiving as much CPP as you should be?
  55. PayPal alternatives such as Amazon WebPay?
  56. Auto/Personal Loan from Bank
  57. Cancelling a credit card
  58. Mortgage life insurance
  59. American Express AeroPlat 75K Sign-up Bonus?
  60. Best cash back US credit card on US soil for Canadians without a SSN?
  61. Selling and Buying Homes
  62. Are coach bus tickets tax deductible?
  63. ONT: Question about child support and spousal support
  64. Data sources for Canadian economists
  65. Capital One Purchase Assurance re: 120 days
  66. Best way to get interest on down payment for short term.
  67. Where/How would you invest $100,000 - $120,000?
  68. Dad wants to transfer house title to my name
  69. New Condo Advice Needed
  70. What do you like to do on a rainy day?
  71. how long for thrive chequing atm card and cheques to arrive?
  72. TD Overdraft Protection
  73. Keep LOC Active?
  74. Historial Tax rates (personal, small business, corporate, capital gains, dividend)
  75. RRSP contribution and HBp withdrawal in the same tax year?
  76. TDWH Commission
  77. how secure are those code generators or usb keys from the bank?
  78. Question re organizing paperless banking, credit card and investment statements
  79. How Much RRSP Should I buy
  80. net worth at age 30 --> is 250k good?
  81. Why is the cost of living so high in canada?
  82. Looking for advise on Armchair Landlord
  83. anybody been to the great canadian roadshow to sell their gold or collectables
  84. Amex Platinum vs Amex Aeroplan Platinum
  85. RBC Platinum Avion VISA
  86. If I die, who gets my money/car?
  87. 0% interest after death on a credit card?!?
  88. How would you redeem my points?
  89. Experienced Investors - anyone?
  90. TD Infinite Visa annual fee
  91. Which bank to open new account with?
  92. What's a good rate for a unsecure LOC?
  93. Question about Collection Agencies and Credit
  94. Form TD1..
  95. NEW Hubert USD Savings account
  96. Grounds to not pay rent due to broken elevators and A/C?
  97. do you know anyone gone from riches to rags?
  98. Amex Platinum - worth it?
  99. Quick question about TFSA transfer to People's Trust
  100. Aeroplan or Aeropesos???
  101. Exchanging US$ for CA$
  102. TD EasyWeb Down??
  103. Icici bank asking for my SIN to unlock account
  104. What are possible consequences for a financial advisor to declare bankruptcy?
  105. Having difficulty obtaining a credit card.
  106. Comparison of USD Savings Account Features
  107. Can >18 year olds get a secured or joint credit card (to allow for credit building)?
  108. When did you buy your house?
  109. $10,000 OZ Gold, Crazy ? or not?
  110. RESP Education Savings plan
  111. One time transfer to Europe
  112. Delete: help: paid property tax to some else's house.
  113. Potential Income from owning 3 condo units and Tax question
  114. PayPal Account For Someone Under 18?
  115. Paypal
  116. Tax Advice for House purchase used as rental then will eventually be main residence
  117. Collection Agency and Golds Gym?
  118. Cost of Living (Toronto or Calgary)
  119. Looking For Advice on buying a Duplex
  120. Car? Or Invest? Where should my monthly payments go towards
  121. MBNA credit limit increase
  122. Amex Gold Transfer to Aeroplan
  123. Any American cash back credit cards for Canadians without a SSN?
  124. Safety Deposit Box
  125. Bad Realtors
  126. where to report my previous year captia loss
  127. Why pay bank account fees when you can have Savings account and pay nothing?
  128. houses for sale?
  129. cheapest broker?
  130. ING: Refer a friend and get $25 + 2.5% Interest for 90 days on ISA
  131. Could Someone Explain Something about a Mortgage Buyout Clause?
  132. Getting the RBC MutiProduct rebate...Is TFSA savings good enough?
  133. RRSP HBP Newb..pls help
  134. I have 35K in unused tuition credit - should I bother with RRSP this year?
  135. I think TD is going to Aeroplan.
  136. TD Visa Debit Card...is it worth switching from normal debit card ?
  137. How to get the best benefit from a Restaurant Food Sampler Gift Card?
  138. Probate fees differ widely between provinces. Can I move the estate to save fees?
  139. Closing all my (personal) accounts at RBC - which bank to go to?
  140. Credit Line offers from RBC.
  141. No more credit card cheques spam?
  142. Business Account Fees Increase
  143. Aeroplan Distinction
  144. CIBC Credit Card Envelope?
  145. Do I need a real estate agent?
  146. Loan collateral for someone without real assets.
  147. Need to sell a condo before occupancy
  148. Rent Increase Without Notice
  149. New car, Best Gas card
  150. Contract with Natural Gas supplier
  151. TD Canada promo offers for newcomers ?
  152. Just graduated, working abroad for a year, best credit card to get?
  153. Looking for a no annual fee/0% or very low balance transfer credit card for 6 months
  154. Having problems with Virgin Mobile - they want to send me to Collections
  155. GenX Strapped On Retirement Savings
  156. Bell store reps empowerment re: upgrade fees
  157. mint.com anyone?
  158. RBC Secured credit card
  159. Nothing to invest right now...
  160. Ideas to make $500-$1000 extra a month?
  161. Private mailbox: What are people paying?
  162. Accidentally paid wrong credit card
  163. Best Cashback/Rewards Card for Me
  164. Best way to check your credit report?
  165. The CIBC PETRO-POINTS MasterCard Card
  166. Royal Canadian Mint, $100 Silver Coin for $100, Limited QTY
  167. paying 4 month deposit on rental?
  168. Help finding rewards
  169. Saving for a down payment - advice
  170. Questrade sucks, really sucks after upgrade
  171. HSBC Canada - Good bank, lousy products
  172. Average Mortgage Amount
  173. Direct deposit between two personal accounts
  174. Anyone get nailed by EI before?
  175. What to do with 160K in Aventura Points (CIBC Mastercard)
  176. Recent batch of Capital One Aspire cards look blue'ish and cheap
  177. Equifax Rant
  178. Overdraft Protection Limits?
  179. RESP lost 2k in a week - time to change?
  180. MBNA student cards, easy to get?
  181. Mortgagestogo.ca Reviews
  182. Should I switch from PC Financial?
  183. Pls review my overall finances and asset portfolio
  184. Norbert's Gambit, RESP and USD at RBC Direct Investing, TD Waterhouse and Questrade
  185. Applying $5000 Loan - with R9 rating
  186. Removed
  187. Certifying Candian ID for IRS's ITIN Application
  188. Wire Transfers
  189. Finding the right financial advisor
  190. Total Credit Recovery and Fido bill.
  191. possible to "pay credit card with prepaid credit card"? thanks
  192. Where would you put your money if you're saving for a house other than a bank?
  193. declined for a consolidated loan - any other options?
  194. Q: ING EMT to wrong branch
  195. House
  196. Hubert financial high interest savings promo
  197. How much of your paycheque do you save?
  198. Collateral or Standard mortgage??
  199. Expected Car Insurance Premium Increase
  200. Buying a car in the states, how to pay?
  201. High interest bank account with several free withdrawls a month?
  202. American Express All Purpose Cheques
  203. Credit Card Application Issue?
  204. Do you have a pension plan?
  205. Copy of home appraisal
  206. Verified by Visa nonsense
  207. Million net at 40 yrs old
  208. Renting vs Owning Condo
  209. How do i transfer funds from India?
  210. Is this credit card worth it ?
  211. *Landlords only*: why do I need insurance on my rental property?
  212. Death Benefit is taxable, but was issued to estate.
  213. Mortgage payout
  214. real estate commission
  215. Collections not on Credit Report. Credit score 533. Advice needed.
  216. Credit Card Question
  217. How long do Amex Member Points take appear in Aeroplan account?
  218. which bank supports deposit as bill payment?
  219. PC Mastercard Points \ Credit
  220. Cheapest Business bank account (low volume)?
  221. Can I deposit US Check into my ING CANADA US account?
  222. Converting to Islam and finances
  223. Nanny as an Investment
  224. Investment Advisor
  225. Looking for Investment Advice
  226. Anyone here use ING Mutual Funds?
  227. Canada 7th When It Comes To The World’s Millionaires
  228. Risk Free upside potential 200% ROI - How to make real money with Xbox one and PS4
  229. RV/Travel Trailer Insurance - What do I really need?
  230. Help me choosing a credit card.
  231. Texas shooter fallacy or real signs of distress on the RE market
  232. Do you think I could get approved?
  233. CIBC Investor's Edge
  234. Money Question / Mortgage / HELOC - $12,500
  235. I went in to close my CIBC TFSA account yesterday...
  236. Increasing Credit Score
  237. How long it may take to improve my score from current 544?
  238. rent or buy car for work
  239. How much are your yearly expenses
  240. Downpayment for house in BC - 3 month wait period?
  241. CIBC Investor's Edge transfer via bill payment
  242. working tax income benefit 2011 is it too late to file?
  243. Find Toronto real estate transaction price
  244. Do I need e merchant account for ecommerece
  245. Renting a condo shared with the owner - things to know?
  246. BMO Investorline - Norbert Gambit Dead?
  247. How to become a non-resident
  248. Best place for advice on captial gains and estate planning?
  249. Paying nanny and taxes
  250. For Retirees, a Million-Dollar Illusion
  251. Money Mart lost my cheque..
  252. Cost of prescription medication
  253. I found half of a $5 bill
  254. Young Households Falling Behind In Net Worth
  255. renter lost his job and he wants out of lease..
  256. Backing out of Residential Lease Agreement - Toronto/Ontario
  257. Questrade not reporting TFSA withdrawals to CRA?
  258. US customer wants to pay without paypal,what method's available to them & safe for me
  259. DIY home sale
  260. Scotia Bank which CB do they pull?
  261. Canadian Housing Still Booming
  262. Buying a 2 BDR Condo and renting 1 BDR while living there?
  263. MLS rental posting
  264. ATM stole my money, LOL
  265. Retirement: CPP, RRSP, and Old Age
  266. Bareland condo - Homeowner or condominium insurance?
  267. Foreign income tax credits
  268. Any deal for HELOC?
  269. FSCO Deductable for E & O Claims?
  270. When applying for mortgage does Mortgage broker & lender do credit check?
  271. Transferring a Shared Mortgage to One Person
  272. The new TD EasyWeb Interface
  273. Fed Ex billing me for free item
  274. taxable air miles
  275. VectorVest
  276. What information do I need to arrange to receive an international wire transfer?
  277. Fast Track to Improving Credit - Principle or Co-Sign on New Home?
  278. Retirement: CPP, RRSP, and Old Age
  279. EI application question
  280. Recommended free AMEX card
  281. e-series purchase amount vs. book value question
  282. Living in Ontario & new job based in Alberta, can I claim provincial tax credit again
  283. First Time Home Buyer: Help With Questions I Have
  284. 10K or Less, High Risk investment
  285. My tax return has yet to come in the mail, who do I contact?
  286. Is a BMW 3 series good one gas?
  287. Do you consider loss of a gain as a loss?
  288. I have a Master Card World, should I upgrade to the World Elite?
  289. TD Future Builder - HBP Withdrawal (where is the money) ?
  290. My Visa is about to expire.
  291. Thanks everyone, got advise needed and thread closed
  292. Buying condo privately...how best to go about it ?
  293. MBNA launching new eMall site - additional cash back for your smart cash/mbna rewards
  294. Line of Credit Offer and Future Mortgage Question
  295. CIBC keep pushing their VISA Debit Card
  296. Should I switch from CIBC Chequing Account to a Fee Free One?
  297. Are the accounting fees on personal income tax preparation tax deductible?
  298. Aeroplan + Costco + Amercian Express
  299. 60k BW points for new cardholders
  300. which cc (besides cap one) give $300 credit limit?
  301. Write up your business for fresh uni graduated? And earn $3000 funds from government
  302. Credit card for students
  303. Credit Card for travelling to Europe for a month? Goal: minimize fees
  304. CC Authorized User + Credit Rating?
  305. RFD new monthly payouts??
  306. Sold house when do you get your money?
  307. Calling to withdraw money from TD Waterhouse TFSA
  308. Transfer CIBC Non-Reg Mutual Funds to TDW
  309. MBNA 1% Cash Loan to pay off OSAP???
  310. Credit Cards on Credit Report
  311. TD consolidated balance?
  312. Credit card balance insurance
  313. Question about the AMEX Choice Plus Card
  314. Private Mortgage lenders vs Mortgage from banks?
  315. Scotiabank's hold policy
  316. Almost debt free... now what?
  317. Debt paid off early... invest or save?
  318. my new job pays me cash...
  319. RESP - final 5 years, investment mix
  320. Car and Home insurance increase in 2013
  321. Life insurance provider
  322. tax question - T778 - child care expenses
  323. BMO TFSA Rate recently dropped to 1.05%. Looking to move my TFSA money elsewhere...
  324. Signup Bonuses?
  325. USA INVESTMENT PROPERTIES - how do taxes work?
  326. Porting Mtg or Pay penalty for new Mtg?
  327. CIBC may cut ties with Aeropeso
  328. Bank Accounts for Students
  329. Are HISAs protected
  330. Recommendations for an unsecured loan or LOC for $100,000 or more
  331. Yahoo Canada lauches Zoocasa Real Estae App
  332. Income Tax Q: Claiming medical expense
  333. Paypal questions
  334. do you think i could get approved for a loan at BOC.
  335. rolled US coins in Canada
  336. Business income question
  337. Quick on TFSA
  338. Mortgage Pre-approval affects credit score?
  339. Best Place to Get a Consumer Proposal Done in the GTA
  340. Credit Card with rental car insurance + rewards
  341. Is there still free credit score promotion?
  342. So what happens when interest rate Does go up?
  343. Help finish my budget here
  344. Buying secondary condo parking spot...question about HST
  345. Newbie looking for financial advice.
  346. Default Fraud Alert?
  347. MBNA Premier Rewards PP card closing, convert to MBNA Rewards PP card
  348. Insurance Broker - Edmonton
  349. 1st Year FREE on CIBC Travel Rewards Cards
  350. Where to exchange foreign currency in Coins?
  351. New Credit Card and Bank Account
  352. Good idea to open a tsfa with Peoples Trust??
  353. British gold sovereigns. Good investment choice?
  354. Landlord: last month cheque
  355. Declined mortgage loan fr bank..what's next?
  356. TD Visa USD w/Hulu Plus?
  357. Any credit cards with 21th century online banks?
  358. CIBC VISA AEROGOLD INFINITE up for renewal..how can i avoid the annual fee?
  359. Investing for a child - RESP maxed
  360. "Commodity prices are lagging indicators of anticipated growth" -is this true?
  361. AMEX Blue Sky card -30,000 bonus pts after you spend $500 in 3 months(no annual fee!)
  362. pc financial online banking down, anyone else
  363. Same day cheque clearing?
  364. Choosing a financial advisor vs investing yourself
  365. Describe your perfect day.
  366. business account for an IT consultant
  367. Buy a new or resale home?
  368. about Pcf 2% Tax free PROMOTIONAL INTEREST. Anyone got it?(year 2012-2013)
  369. Landlords Help
  370. My Credit score
  371. Consolidating RRSP accounts?
  372. CIBC = the worst bank ever
  373. Which bank has the best app?
  374. Pension Transfer Value question
  375. Calling Credit Card Companies To Lower Interest Rate?
  376. Best place to exchange Japanese Yen?
  377. Able to prevent withholding taxes on pay?
  378. getting CC's just for promotions...what's the downside?
  379. Frustrated with TD
  380. American Express Aeroplan Plus Card
  381. Guaranteed 5% annual return for Solar Share Bonds
  382. How good is your House and Car insurance company ?
  383. Best Credit Card for flying to Europe on Points
  384. Alterna Savings GIC 2% for 18 months
  385. Anyone has experience with premium travel credit card's "Flight Delay Insurance"?
  386. Low risk student looking where invest
  387. JustListedBC.com Flat MLS listing service in BC anybody used them.
  388. Quick Question - US account card vs. Canadian credit card
  389. AMEX Canada will NOT Refund 2.5% FX Fee on Returns start 2013-Aug-29
  390. TD Coin Counters
  391. Registered Disability Savings Plan (RDSP) Q&A
  392. Is it possble to buy OTC shares via Questrade or TD Waterhouse?
  393. RBC Direct Investing users
  394. lost or stolen Ontario license and mastercard - what can someone do with this?
  395. Converting a 401K (US retirement savings plan) to a RRSP?
  396. Thoughts on Sector SPDRs?
  397. very small win in Vegas - cheapest way to recover 30% witholding?
  398. Realtor service for a single listing.
  399. Credit / Credit Score Gurus?
  400. Who/what account gets free interac transfers?
  401. AMEX Conga
  402. Cheap Wire Transfer to India
  403. Life Insurance for mortgage
  404. RRSP vs RESP
  405. RBC MyProject Mastercard - free money?
  406. Mortgage Question - Mid-term second portion?
  407. Collection Agency
  408. Thanks
  409. Missing Income Tax filing from 2006-2009 - missing T4's
  410. Coin / Bullion Purchase question
  411. selling condo without realtor, good idea?
  412. How To Reverse An Improper/Mistaken/Fraudulent Pre-Authorized Debit From Your Account
  413. Personal Disability Insurance and Stress
  414. Interest-Savings Account?
  415. Request cash back upon house purchase?
  416. Remember that guy who borrowed $300K to invest in '07?
  417. Online income and referral programs. Realdeal or Scam?
  418. Would you take a ruined credit rating for $50K?
  419. TDW account closed, no more statements?
  420. TD Waterhouse Account Problem
  421. New td cash back mastercard
  422. tax papers mailed got lost How to protect
  423. Is it ok to use my lost debit card number again?
  424. Federal Tax Refund was mailed out April 29th, i still don't have it? what to do?
  425. TTC Transit Pass tax credit
  426. Question about ETF's
  427. Problems with Intact Insurance
  428. Have Amazon.ca & Aspire World Card - How to use them to maximize return?
  429. Millennials Are Better Savers Than Boomers/GenX
  430. Credit Card Question? HELP!
  431. Is it advisable to lower credit limit on a card I am not using?
  432. Difference in take home, with dependants
  433. Heads Up - Changes to Agreement - All Visa Desjardins Credit Cards
  434. Mortgage Dilemma - Broker vs. Bank
  435. Rrsp
  436. Budgeting application for android
  437. Legal Name Change and Property (deed and title, etc.)
  438. Do you earn Air Miles on gift card purchases?
  439. ATM Weekly Limits
  440. Real free No fee chequing account other than PCF, ING & CCS?
  441. What to do with 50k
  442. Pre-paid Credit Cards
  443. Question about Mutual Funds..
  444. Credit report online
  445. If you contribute to Questrade TFSA in January 2011. READ THIS...
  446. Depositing USD to TDW
  447. Detailed online chart showing volume and price?
  448. Why do so many people in Manitoba use Credit Unions
  449. TDW Commission Fee
  450. LF good management company for small rental property
  451. Withdrawing from RRSP to put towards continuing education
  452. mbna smart cash CC
  453. Thoughts on children's allowance
  454. Rental Application Form- is this a scam?
  455. How much to chip in?
  456. Gen Y Saving Earlier and Planning Now for Retirement
  457. ATM fees and exchange rates outside of North America
  458. How to find a good mortgage rate?
  459. What happens if you don't file your taxes one year?
  460. Disposable Income.
  461. Which online stock brokerage?
  462. TD Infinite Visa Insurance covers Parents?
  463. Help! How do you fill out the TFSA Transfer form??
  464. I Made $570,000 Last Year And I Don't Feel Rich
  465. Cap1 Account Frozen, Fraud Dept won't say why
  466. Information about consumer proposals and few questions?
  467. Best Visa/MC for Aeroplan Bonus Points? Need before end of month.
  468. Renting Downtown (Toronto)
  469. RRSP + HBP + Self Employed + TD eSeries
  470. PDT: Pattern Day Trading restrictions
  471. Cashflow in expensive cities vs small towns
  472. If you could go back in time... <Read Inside>
  473. Simple rules for line of credit and loans
  474. Subprime thread: comparing 'B' lenders & private mortgages & credit lines
  475. Report: Federal Government to ban 30 year mortgages
  476. Personal Finance Opinion
  477. Registered Accounts Transfer Fees
  478. Credit Card interest calcuations
  479. Too much credit?
  480. Debt problem: is it a wise thing to do?
  481. RRSP/LIRA Funds as Real Estate Downpayment
  482. Does CRA tax on eBay sales, or things we sold on eBay?
  483. Federal td1
  484. Took a long time to sell my condo and market fell - do I get a capital loss now?
  485. Home Buyers Plan - paying it off
  486. Question: Spousal RRSP: Can this account be "transferred" to my individual RRSP?
  487. Coincidence or just bad timing?
  488. Family Trusts
  489. Take or defer OAS?
  490. [Merged] mortgage & utility payment using credit-card for accumulating reward points
  491. New Laurentian Visa Infinite for Engineer comparison
  492. Rrsp
  493. Need advice on saving for condo
  494. credit cards without chip and pin
  495. Is this a good idea/Is this possible?
  496. No more promotional rates for credit card balance transfers?
  497. Is Employee contribution to DPSP tax deductible?
  498. Options to withdraw in HKD at HK ATMs
  499. Home Buyers' Plan repayment question
  500. Wife's EI is almost up, and shes starting school in September. What are her options?
  501. cashed in some rrsps, can i pay them back this year?
  502. help with capital one account and supplementary card!
  503. Ird
  504. Toronto Condo Rents Hit Record High
  505. saving for house downpayment (looking for advice)
  506. Rental Property management of Utilities
  507. Bad decision? Getting a credit card before refinancing mortgage?
  508. Deciding between Travel Credit Cards
  509. Rent Increase
  510. Visa cheques
  511. Transferring a large amount of money to an american bank account.
  512. Interest rates
  513. Lump Sum or leave in pension fund?
  514. Mortgage and Down Payment Question
  515. Scotiabank iTrade vs Waterhouse
  516. Requirements for PC financial LOC?
  517. Redeeming mutual funds at tdcanada trust?
  518. TFSA contribution
  519. Who do you have on your speed dial?
  520. Mortgage Broker
  521. TFSA in Waterhouse, annual fees?
  522. Buying and "assuming tenants"
  523. RBF2010 for awaiting investment opportunity?
  524. So, how the heck do single people afford a house?
  525. Do people with DB Pension plans need RRSP???
  526. Simple Tax Questions, Thanks In Advance!
  527. Dissolving a condo board
  528. Group RRSP and personal RRSP
  529. What's up with Ally? Are they closed or not?
  530. Car loan?
  531. Tenants in common agreement
  532. Renting, now Landlord Selling Place - Advice?
  533. Definitive Word on Credit Score and Credit Card Applications when Churning?
  534. Cheap index portfolio managers?
  535. How much do you spend a month?
  536. generic electronic fund transfer - EFT
  537. How To Combine 2 Prepaid Visa Cards Into One?
  538. BC MSP premiums
  539. Renewing Mortgage
  540. How does a mortgage broker make his commission?
  541. Wire Transfer - Invalid details
  542. Credit Agency Trying To Get $720 from me that was paid off 2 years ago!
  543. credit card balance transfer checks
  544. please delete
  545. Joint credit cards?
  546. best investment for 1000$ initial / 500$ biweekly
  547. Live in QC, Co registered iN BC ONLY & only withholding BC taxes
  548. Simple preassessment review CRA question
  549. "pre-approved" for CIBC LOC but they did a hard hit anyways?
  550. Am I likely to be approved for a line of credit?
  551. Question regarding TFSA (Questrade)
  552. cannot put a limit order on TSX after hours?
  553. Tax question for Fitness and Recreation credits
  554. staff exchange rate
  555. Credit Card Limit Increase
  556. Permanent life insurance - dilemma
  557. Who do you have on your speed dial?
  558. Td Waterhouse Down?
  559. American Express Platinum cards
  560. Question about RRSP overcontributions
  561. Home Buyers Plan. HELP !!!
  562. Pension adjustment vs RRSP room
  563. Comment on my Financial Situation / Life Plan:
  564. ex-spouse pension plan
  565. deciding which rental property upgrades are worth it / soundproofing
  566. Look for a mortgage broker in Toronto. Condo closing on May 14.
  567. TD Ameritrade and Waterhouse Relationship
  568. How does MasterCard compute Foreign Currency?
  569. See how far $380,000 new condo budget took buyers in five major Canadian cities
  570. Counterfeit Polymer Bills IN THE WILD Watch Out
  571. Home equity LOC scenarios
  572. Reapplying for the same credit card & my credit score?
  573. PCF vs. Thrive
  574. Porting down/re-qualifying for mortgage
  575. What's the cheapest way (free) to transfer $ between TD accounts?
  576. manulife one
  577. New Home construction loan rates
  578. Fire Rated Safe
  579. Disallowed child care expense due to dividend income
  580. Is it possible to see closed/sold price on MLS for Vancouver?
  581. Do realtors give discount for multiple house transactions?
  582. when to stop deducting CPP and EI
  583. Questions Regarding Item on Credit Report
  584. TD Comfort Portfolios vs. TD e-series index funds
  585. The latest SPIVA numbers are out. Comparing Canadian active mutual funds to indexes.
  586. Keeping cc's active
  587. More than 500,000 Canadians now own Florida property
  588. Private Mortgages in buyers Market
  589. Can Someone Confirm - Does National Bank Pull EQ or TU?
  590. Looking to make extra cash, but should I enjoy my time
  591. ING HELOC and house appraisal question
  592. RRSP Withdrawal
  593. Do I need to withdraw and reinvest?
  594. Selling home privately questions
  595. it's may 2013
  596. Self Employed proofing income for mortgage
  597. How long before applying for credit after late payments
  598. PC Mastercard Refferal Program
  599. Consolidating finances: TD vs. Scotia (where to go)
  600. Costco Amex Insurance for 2nd year on purchased items from USA
  601. Stephen S. Poloz new Governor of the Bank of Canada
  602. Any Surrery Central Property Expert here?
  603. Discount Brokerage System Outage ... Compensation?
  604. Do Real Estate Agents Have Too Much Power in Setting House Prices?
  605. Porter Airlines to launch a credit card?
  606. More Money Makes You Happier
  607. Incorporation - Pay Salary or Dividends?
  608. Need rental property insurance
  609. Questrade TFSA
  610. TTC Metropass public transit tax credit
  611. 50 AIR MILES awarded for each Supplementary American Express AIR MILES Platinum CC
  612. Income Tax - Claim or Carry Forward RRSP Contribution?
  613. Online advertisements
  614. Mortgage vs buying home with cash
  615. My best friend owes $1500, any suggestions for next years tax season?
  616. Moving to the US for 4 months, then back home to Canada
  617. ways to make money
  618. long term and short term capital gains tax rate
  619. Transferring money from parents to son from a sale of a primary residence
  620. Highest appreciating areas in gta - treb
  621. Cost to Buy Cheques
  622. Coin Hunting. Anyone Do It?
  623. CMHC Refinancing question?
  624. Bank VS Mortgage Broker Company
  625. Best place for currency exchange??
  626. Alberta Landlords, Is this allowed?
  627. Forex charge when paying with credit card to Paypal user?
  628. tfsa withdrawal and recontribution
  629. RBC World Elite Westjet Mastercard
  630. GST/HST credit
  631. "Married couples to get tax breaks before election" not in Canada though
  632. How hard is it for a student to get a mortgage?
  633. ...
  634. How come only old people attend stock investment seminars?
  635. Home Insurance
  636. Platinum Credit Card Features - Purchase Security - How does it work?
  637. a quick RRSP and TFSA question
  638. Corporate Class
  639. Negotiating HELOC rate with ING
  640. MBNA class action settlement
  641. Cheque Tracing- How Many Years Can A Bank Provide a Cancelled Cheque
  642. Newb Question about Certified Cheques
  643. [SOLVED] RBC bank error? Or am i thinking too much?
  644. Scotia Gold Amex 40k sign up bonus?
  645. Calculating capital gains from US stock sales
  646. Amazon.ca visa and lottery tickets
  647. Issue with Real estate lawyer
  648. High Cost Mutual Fund Transfer
  649. Buying a home with one income
  650. Tax Free Income in Ontario, Minimum Wage Income Tax Question
  651. Income split higher total Line 150?
  652. For Landlords: How profitable are your rentals?
  653. First National mortgage not reported on either credit bureau
  654. mortgage renewal time: clause I really find offensive:
  655. Is it legal to deny my application if I can supply the documented information?
  656. Which is better: CIBC PetroPoints 2 cents/L discount? 2% MBNA Smartcash gas rebate?
  657. Exchanging Petro-Points into Sears Club Points
  658. I feel my social and private information has been compromised
  659. what program did you guys use for the tax report ?
  660. Will this mean higher mortgage rates sooner rather than later?
  661. Which banks allow online transfers between customers?
  662. Converting new Capital One MasterCard to on of their rewards cards?
  663. Credit Card Expiry
  664. delete
  665. How to claim unused tuition fees?
  666. Issues trying to log into RBC direct investing :(
  667. Canada should change law about being able to break mortgages after 5 year
  668. Canada's Housing Market Draws Big Money Crowd
  669. Renting out a property with a residential mortgage attached - help.
  670. House not listed in MLS.ca?Why?
  671. Young adult need financial advice
  672. Have 2 visa, should I switch one to a MasterCard?
  673. Removing holds on US cheques
  674. Transferring over $10,000 from one bank to another online. Safe?
  675. Deduction on interest payments
  676. Mortgage Renewal and Collection Item Dilemma
  677. Complete list of Tax credits and items to claim
  678. How would you invest $45 000?
  679. Tax Payable to Government - How do you guys survive?
  680. paying cra (canada revenue agency) with credit card?
  681. mortgage
  682. Placing Renter in Condo during pre-occupency?
  683. Question about Provincially vs Federally incorporated entity
  684. Worth Over $500k? Then QE Has Worked For You; Everyone Else Better Luck Next Time
  685. Should I sign a lease?
  686. Any tax on loan from parents using line of credit?
  687. Is it possible to get CRA penalties back
  688. US Investment Properties
  689. Using RRSP following a layoff?
  690. First time home buyer, what do I need to file additional for my tax?
  691. Capital gains on house
  692. Are you a homeowner or renter?
  693. Question about mortgage renewal
  694. Universal Life Insurance 7 Years
  695. First-time RRSP contribution for new grad
  696. Bitcoin Explained
  697. Tax bill for average Canadian family up 1,787% since 1961: Report
  698. Need some help
  699. Going from TD Waterhouse e series to HSBC
  700. When is a good financial state to buy a condo?
  701. Do I need to fill T2125 as an owner of a foreign corporation?
  702. How to bring money to Canada from Asia (after selling property)
  703. Mortgage plus products
  704. Credit Card rental car benefits
  705. HST rebate on new home will CRA hit me with tax bill?
  706. Double Balance Transfer
  707. StudioTax 2012 - Certified edition
  708. When will you retire?
  709. BRIC mutual funds
  710. how to aquire large short term loan 66K
  711. Netfile Newb - Netfile Add'l Info Form Studiotax
  712. Questrade T3 Tax Slip
  713. sole prop - 1st year issuing T4 - tax return question
  714. Does canada have different long and short term tax rate?
  715. Home Insurance - How much?
  716. Question on writing a cheque to someone
  717. TD Easyweb down? or is it just me?
  718. Best credit card with travel insurance for seniors?
  719. ING Direct website functional?
  720. GIC rates
  721. How many basis points can a broker buy down a mortgage with his or her commission?
  722. Questions about MPAC and property taxes
  723. Does an individual need to pay income tax on saving interest
  724. Length of Car Loan
  725. T5 and norberts gambit (DLR) to convert USD source income
  726. TD Borderless Account Question
  727. Paying rent with credit card?
  728. Someone just tried to recruit me to own a franchise for shop.com
  729. RRSP: Home buyer loan repayment...where does the repayment money go?
  730. 2nd home with less then 20% down
  731. Do pre-school fees count as tuition on tax return?
  732. Can I claim taxes on real estate bought in Asia?
  733. Mortgages For Temporary/Contract Employees
  734. Limit Order Question?
  735. RBC Direct Investing screener problem - screening criteria mess up?
  736. Hk hsbc premier mc vs hk hsbc platinum visa
  737. Should I take my taxes to HR Block or a CA?
  738. Employer bonus directed to RRSP (tax handling).
  739. Cash offer for stock
  740. Credit debt issue advice.
  741. Unlisted interest rates?
  742. New TD Cashback Mastercard (sucks)
  743. What is the best cashback credit card to go now?
  744. VBCE sold out of Gold & Silver Bars
  745. In a corporation, who has the authority to issue new shares, shareholder or director?
  746. 17 Credit cards on my name.... should I be concerned?
  747. Anyone know the fees of plastiq?
  748. Incorporate a company and use the company to invest (personal investments)?
  749. Leaving money to young adults and teenagers in will
  750. Apart from being audited, can the CRA tell if I fail to declare business income?
  751. Perhaps another Questrade messup?
  752. RRSP for first time home buyer
  753. Canadians Now More Affluent Than Americans - WSJ
  754. Credit Card help
  755. How to Buy a US Stock in TFSA account?
  756. Anything risky about putting lots into high dividends?
  757. Amazon.ca MC signup bonus is wobbly
  758. BMO USD account and PayPal
  759. Best credit card, with no annual fee?
  760. Bank of Canada cuts forecast and hints on higher rates?
  761. Are PCF/CIBC bad banks to get a LOC from when you have assets/savings?
  762. Dental Work Options
  763. Paying taxes due for other people?
  764. rejecting an EFT payment
  765. Large fee to close CIBC line of credit????
  766. So when is this Real Estate crash happening?
  767. Diving into Canadian Couch Potato ETF world. Need final help with tax effictiveness
  768. Amazon VISA promotional financing
  769. Personal Finance Opinion
  770. Need help with savings
  771. List of all credit cards offering $0.99/month free
  772. Does People Trust Send Money the same way as Ally?
  773. Balance Transfer questions:
  774. Ontario: Can landlord to ask for key deposit?
  775. Question about Taxes for college W/O a job.
  776. Does anyone know this tax stuff?
  777. What's Better? Lower Interest Rate + Yearly Fee or Higher Rate w/ No Fee
  778. Universal Life Policy??
  779. Mortgage Rules for 2nd Home
  780. IRD charge
  781. Combined CPP survivor/retirement benefits
  782. End of the penny - how to get rid of them?
  783. Why AMEX Gold Rewards?
  784. Help -I'm a Contractor that didn't charge GST!
  785. Why Is My MasterCard 10% Interest Rate But My Visa 19% ?
  786. Best Way to Leverage Yourself Through School?
  787. Credit card fraud and minimum payments
  788. New BC Care Card
  789. New 2% High Interest Saving Account-Ally
  790. Any way to request for lowering of interest rates on some credit cards?
  791. City of Vancouver parking violation
  792. spousal RRSP contribution
  793. Skipping a Mortgage Payment
  794. Developing a Strategy to Improve Credit
  795. RBC Royal Bank Non-Registered Investment Account - Transfer Out Fee?
  796. Current Networth and Age?
  797. 2012 Tax Return - BC vs ONT tax returns
  798. Any point to a TFSA if I'm not paying tax?
  799. Good / Bad? Equifax lists me as a student
  800. US Dollar VIS/MC debit/prepaid card options for Canadians
  801. I'm looking at owning Multiple Properties **TAX Advice Needed**
  802. Investment Partnership
  803. Collection call Regarding paid off student loan
  804. Personal Finance advice needed - real estate related
  805. Mortgage Critical Illness and Life Insurance?
  806. I am doing my income taxes, any free software?
  807. Leveraging tfsa
  808. Vanguard Canada ETFs Increased MER
  809. TD e-Series tax optimization: foreign equities best in RRSP, TFSA, or non-registered?
  810. Credit card with the best rewards for online purchases?
  811. credit card holds and car rentals
  812. Converting USD to CAD?
  813. carrying credit card debt and your credit score
  814. File your taxes
  815. (BC) Property Transfer Tax and Home Buyer's Plan - Joint Registration
  816. Would you rather be poor and work at a job you love or be rich and work at a job you
  817. has questrade t3s, t5s, t5008s come in yet?
  818. TD Business Travel Visa Card
  819. Pre-Approved Mortgage Condition Question
  820. Best Credit Card for Flagging False Transactions
  821. Bitcoin - What is driving its value?
  822. Line 303, if you are married, do you have to claim it?
  823. Need advice on having multiple credit cards
  824. Advice needed!
  825. Right of reply to misleading information posted by a RE agent denied.
  826. TD Bank, T3 and T5??
  827. nvm
  828. CREA amateurism: they believe they use electronic signatures
  829. TD e-series EasyWeb question
  830. Ok, honestly, what is there to gain by posting 100 threads about housing crash?
  831. Cash Gift Tax Implications
  832. Question about paying off debt
  833. Estate Lawyer
  834. advice on disability and life insurance
  835. At home will kit
  836. Does my friend need a will or a power of attorney?
  837. Which credit card to use : USD or CAD ?
  838. does dell report to equfax?
  839. CRA is now looking closer-think twice before investing in RE
  840. How to sell shares following death
  841. Is this normal to be owed from federal tax but owe to provincial tax?
  842. What are recession-proof investments?
  843. H&R Block Is Blind and Stupid.
  844. Tuition Tax Credits
  845. CRA Appeals rejected, anyone been to tax court? lawyer or accountant for my situation
  846. Direct transfer
  847. Lowering Credit Limit on Credit Cards
  848. NEED HELP BIG TIME>>>There's gotta be someone out there with an answer
  849. I sent in my tax return to cra but forgot to file my T2202A
  850. HST rebates on new houses and condominium
  851. Help with my personal finance, I have no direction!
  852. Questions regarding disagreeing with CRA assessment
  853. Mutual Fund DSC Contract issue
  854. POLL RE Crash 2013 Is this the year?
  855. Combining credit limits of Amex cards
  856. Where to keep extra mortgage lump-sum cash for upto 1 year?
  857. Tax Accountant Recommendations - Day Trading
  858. Tax Questions - New Baby in April
  859. Need help on building my pension portfolio
  860. credit card limit
  861. RBC question... heir insurance??
  862. Rental Property Business - Corporation Arrangement
  863. Any one have any glitches with your credit reporting with Transunion, Equifax or...
  864. Can you make mortgage prepayment at RBC without a chequing account there?
  865. The Scam called Gift cards/in store credit cards
  866. SIN card, drivers licence and health card stolen abroad. What to do?
  867. what's the best way for a man to protect his assets when marrying a woman?
  868. Chase UNITED MILEAGE PLUS MASTERCARD coming soon ?
  869. Daughter trying to sue mother , on both title property
  870. Tax filing question with UFile - why does refund amount changes when wife does hers?
  871. Disability Credit transfer
  872. Incomplete CPP
  873. Obtaining money from a Bank after some one dies.
  874. Foreign property, immigration, emigration, capital gain?
  875. Credit cards with no FOREX fee for students?
  876. Personal Financial Advisor vs Bank Financial Advisor
  877. TFSA limit
  878. Mortgage Advice (low interest vs high interest and cash back to put into downpayment)
  879. replacement SIN
  880. Filing income tax return and change of address
  881. Royal Bank (ally) forced my gic to rollover when I asked for it to be cashed.
  882. Loans for down payment for condo, where can I go to?
  883. Expedia for TD - price check
  884. TD Credit History
  885. MBNA SC 2% vs CIBC Petro-Canada MC 7cents off/ Liter
  886. Canadian Corporate Bonds
  887. GST credit
  888. What happens to your creditcard debt when you die?
  889. RRSP vs TFSA
  890. If you can pay off your mortgage right now, should you do it?
  891. Gifting shares to relative
  892. Rental Property Question
  893. when buying a car, which option is better? bank loan, lease, finance?
  894. WARNING - Copy and Paste Problem with Studio Tax (Public Transit)
  895. 2011 T5 Considerd Cumlative Net Investment Loss?
  896. What is CNIL's T936 Cumulative net investment losses
  897. RRSP/Home Buyers Plan
  898. Where and how to choose a financial advisor?
  899. Anyone read the Budget? Cyprus model banking included..
  900. What a waste of a credit bureau hit RBC
  901. Does decreasing your credit limit hurt your credit score?
  902. Confused by XE Trade rates
  903. Was told by bank that I have too much revolving credit?
  904. Home Buyers' Plan question
  905. Is there a credit card that offers the cheapest USD to CAD conversion?
  906. TFSA to TFSA transfers
  907. Recommendation of Credit Card that I can actually Get?
  908. Certified Cheque
  909. Please recommend a place to do my taxes (near Newmarket)
  910. Sell in May and go away?
  911. Should I sell?
  912. When do I put/take out money into my RRSP?
  913. Loan for improved credit
  914. After Cyprus -- Do you still trust your bank?
  915. Rental income - tax question
  916. Collection Agency - Need help
  917. Does mortgage show on credit report?
  918. What is going on with Airmiles???
  919. Cancelling a Direct Brokerage Transfer Request
  920. Ottawa - small business accountant?
  921. Company Share Option
  922. Is it normal that the book value of my mutual funds keeps decreasing?
  923. Difference between World and World Elite
  924. Can't deposit money order via ATM?
  925. ONE DAY erases all 3 months of 2013 TSX gains....
  926. RBC - 1.8% on 1-year Non-Redeemable GIC
  927. new home or resale home - can afford both
  928. Credit Card Surcharges? Is the Churning Party Over Soon?
  929. RRSP Over Contribution - Help
  930. Did people buy homes as a "status symbol" 30 years ago?
  931. Credit rating impact - roomamates, both lease holders, one person paying late?
  932. Does an authorized user on a card have to live with you?
  933. Title fraud
  934. Sears Financial Credit card worth getting?
  935. Sending Money to Cambodia
  936. Moving 2K from Td Savings to PC?
  937. Rent gone wrong
  938. Are we insured to 100k?
  939. Clinic mortgage in RRSP?
  940. Living in primary residence and renting out rooms. Can I claim property tax and mortg
  941. Credit Cards and Rating, confused question
  942. Can I pay my rent with my VISA Aerogold or AMEX Card?
  943. 1st time renewing the mortgage questions and options.
  944. Question on Mortgage Discharge and Registration
  945. Mortgage Renewal. Change or Stay. Other Products: RBC Homeline Plan or others ...
  946. $100-$500k: short-term savings/investment options
  947. UFile: where is the .tax file for NetFile
  948. Question about mortgage servicing
  949. Financing vehicle low interest credit card or personal loan?
  950. Safety of safety deposit box
  951. refer auto / home insurance broker
  952. Line of Credit
  953. Electronic Funds Transfer CREDIT MEMO
  954. Should I use HBP?
  955. First time home buyer: Mortgage Rates Shopping Advice Needed
  956. was to much tax taken from bonus
  957. How to make payments on US Dept Store account
  958. Desjardins vs TD Canada Trust
  959. XIU Distributions - Juiced by Covered Calls?
  960. how do you calculate the fed income tax deducted from your pay?
  961. pay a VISA bill on due date through online banking - transaction date late charge???
  962. q about taxes on bonus
  963. Buying a condo
  964. Anybody watching the news story in Cyprus?
  965. file taxes (irs) without a SSN (ITIN)
  966. Taxable Expenses...
  967. Getting a second credit card.
  968. Transunion
  969. How much exactly will I be taxed
  970. TFSA Contribution room for 21 yr old
  971. ING Children Account
  972. Choosing a bank - what to consider?
  973. How does collecting unemployment effect a mortgage app?
  974. Question about reporting rent on income tax
  975. Mark77 knows everything?
  976. Are merchants allowed to charge additional fees for paying by credit card or debit?
  977. Taxes: Moving from ON to QC
  978. Employer Refusing to Give T2200!! What Can I Do???
  979. Why SHOULDN'T I Avoid the "Big 5" and Go Solely with PC Financial (or similar)?
  980. Tax- how do i designate a parent for tuition transfer using netfile
  981. TFSA Interest rates and me (Question)
  982. Veiled threats from contractor - what to do?
  983. Question regarding real estate purchase...
  984. RRSP claim and minimum HBP repayment
  985. Places to buy land inexpensively?
  986. Seeking Advice on Debt Repayment
  987. Best credit card to build credit (student)?
  988. TFSA Contributions
  989. CRA pre-assessment review timelines
  990. [ufile] Issue with Student Loan Tuition Credit Schedule M (Quebec return)
  991. Linking external accounts to ING account
  992. Employer Lying on Tax Forms - What Are My Options?
  993. TD safety deposit box
  994. Questrade RESP Withdrawal via EAP
  995. Renting Out A Room In A Rented Apartment - Rental Income or Cost Sharing?
  996. Bank account emptied by creditor. Please help.
  997. 2013 Canadian Government Budget has Cyprus-Style Bank Account Confiscation in it.
  998. Does your employer have to reissue your T4?
  999. Gofun Rewards Ponzi Scam?
  1000. 2 (two) Quick T4 questions