View Full Version : Personal Finance

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  1. Early LIRA withdrawal
  2. Rental/Principal Residence Tax implication
  3. Few Questions about Mortgage
  4. MBNA line of credit at 1.99%, any catch ?
  5. Ally.ca - Peoples thoughts on it(regarding transferring money, saving rate and etc)
  6. Investing - New to this
  7. Tax Deduction for Dental Hygienist - Continuing Education
  8. 2 different CCs phished - trying to figure out how
  9. How to claim capital loss on mutual fund sale?
  10. Feedback on whether to sell one-year old condo or not.
  11. reporting capital loss for home purchase downpayment?
  12. Anyone familiar with Ontario rental laws?
  13. Portfolio Building for a Young Investor
  14. Opinions on Coast Capital Savings Credit Union in BC?
  15. Got approved for Best Buy Visa Card
  16. What will happen to rent if there is a real estate "crash"?
  17. FREE online tax returns from H&R Block for RBC clients
  18. Paying Property Taxes for Parents
  19. 401K withdrawal - tax and penalty question
  20. Question about switching my RBC Visa to another RBC Visa card
  21. Equifax credit score of 753. Enough to lease a brand new Honda?
  22. Authorized User receives a different card number?
  23. cellphone bill sent to collections within 10 days of cancellation
  24. How to trade commodities after hours
  25. Disability insurance problem
  26. Overdraft protection limit service
  27. Cheques from Macau
  28. Can a local bank give you your credit score?
  29. Income hiding
  30. Recommend me an insurance broker (medical,critical insurance, life)
  31. Listing Commission
  32. disability insurance.
  33. TD e series alternative
  34. unsecured line of credit - what shall I look for?
  35. Can a company ding your credit with just driver license info?
  36. Consumer Proposals - how do they work?
  37. Urgent Help Needed - Home Mortgage Application
  38. Issue With My Condo Corporation
  39. Mutual Funds?
  40. Do rent controls apply for newer condos?
  41. About the PC Financial holds and limits
  42. nevermind
  43. HSBC new branch hours effective May 15, 2012.
  44. HELP: I was TRICKED by bank into buying GIC's for my dad!
  45. Extended health benefit, claim directly to secondary plan when 1st plan reached max?
  46. Whole Life Insurance policy for Kids
  47. Tax question : paying but no filing
  48. Income Tax Question: Capital Gains, ACB and Refiling
  49. StudioTax Question: What is the 'Designated HBP Repayment Amount'?
  50. ** TD Credit Card increase offer. Don't know what to do! **
  51. CIBC new house purchase/existing mortgage
  52. Help with determining capital gains / losses from Questrade trading summary
  53. Want to start a couch potato portfolio - Is this possible?
  54. havent filed taxes since 2006
  55. Transferring Funds Between CIBC and TD Chequeing accounts
  56. Cancelling credit cards and credit score
  57. Would they take my LOC away?
  58. Tax Question
  59. free 2012 tax software
  60. Service/Individual to Review My Tax Return?
  61. Tax advice - reducing tax on foreign rental income
  62. American Express Centurion Card ("Black Card")
  63. What should I do with my CIBC chequing account?
  64. Conversion of Sobeys / Esso Reward Points
  65. Dad has an OAS and CPP Cheque belonging to my Mom can he deposit into his account
  66. Income tax - New spouse hasn't filed in 3 years
  67. Paid in USD
  68. [ NEW ] [ Canadian ] How can i use my |TD Canada Trust Debit Access Card On Paypal?|
  69. Young investor
  70. Need to transfer funds to Europe, looking for cheapest and safe method
  71. Online Payday Loan
  72. What is the point of cash advances and balance transfer??
  73. Do overseas Canadians have to pay taxes?
  74. Need Advice: Line of Credit is being offered, take it or not?
  75. Forgot to repay 2011 portion of LLP (RRSP-type deal). What to do for taxes?
  76. Looking at selling car I do not need, looking for outside opinion!
  77. How do I get my husband to never be offered credit of any kind again?
  78. Where to exchange "unopular" currencies (Zambia, Ethiopia, Afghanistan)
  79. upgrade amex platnium phone call?
  80. Silver Group Buy requests; post them here
  81. where to apply for heloc....mortgage with B lender
  82. Best way to transfer currency?
  83. How to move money around between multiple accounts while maintaining deductibility?
  84. teleworker input for home office expenses
  85. Need some financial guidance
  86. Use AE to make US online purchase, 2nd billing address or primary billing address?
  87. Ufile Disability deduction line 316
  88. Mortgage Question
  89. How long after cancelling credit card could i apply for new one?
  90. RFD Stamp Collection Thread
  91. Provincial Tuition Tax Credits when Moving Provinces
  92. TD online banking should i worry???
  93. Mutual funds short-term trading: how picky are they?
  94. Difficult Stock Selling Situation HELP!
  95. Advice to buy a condo
  96. *Landlords only*: why do I need insurance on my rental property?
  97. RFD collector and numismatic Coins discussion thread
  98. really old HST cheque
  99. Who here is a full time investor?
  100. Help with Moving large sums of money from another country
  101. How do you keep a copy of your netfiled income tax returns?
  102. Personal tax lawyer calgary
  103. DRIP plans in TFSA?
  104. Any places that offer balance transfer loans? other than banks...
  105. Parking 50K for about 6 months - Ideas?
  106. Selling principal residence with secondary suites
  107. Scotia STEP and Smith Manoeuvre
  108. travel mississauga lineup for $199,990 townhouse
  109. Tax Return Filing (Rental Income) Question
  110. Infant Forumla -- tax deductible
  111. CRA Penalties for Wrong Tax Credits
  112. what is your prediction for the housing market?
  113. American Express Low Rate offer
  114. question about income tax and stocks please help!
  115. Best investment for Smith Manoeuvre?
  116. nevermind. please delete
  117. Questrade Not Logging in?
  118. Claiming Medical Expenses and Tax Return
  119. TD currency exchange
  120. Rent change in mind of credit card
  121. HELOC questions
  122. TD canada trust vs TD waterhouse DB gics
  123. Employer cancelling group RRSP, now what?
  124. Best CC card to have in case of a fraud while on vacation
  125. Mutual Fund question
  126. Recent Credit Card special in the paper RE: Rewards (Amex, CapOne, MBNA ...)
  127. did i get an rbc fishing email?
  128. Planning to rent out our condo
  129. delete
  130. Recommend me a home inspector
  131. uFile 2011: How To Set %age of Personal Use of "Other Expenses" for "Rental Income"?
  132. Credit card advice for a student
  133. Highest risk-free return
  134. Easy to read Economics Books?
  135. Google stocks
  136. Questions about Wrong RRSP contribution and withdrawal for Home Buyers Plan
  137. Recapture/Capital Gain Question
  138. A Friend in Trouble as a Lender - Down $150K and still Hopeful
  139. Edward Jones
  140. Will and Changes
  141. HELP! RRSP Deduction Amount
  142. my raise this year
  143. investing with a credit union?
  144. Qs about National Bank AIO
  145. Converting principle residence to rental, then back to principle: CRA implications?
  146. Is 2.99% 3 year fix mortgage a good deal?
  147. I need a push in the right direction. No investments or RRSPs.
  148. RBC Direct Investing Fee Changes... for the better in some cases!
  149. StudioTax 2011 Help
  150. Negotiating the Home Equity Loan - What is the current best rate?
  151. Advice Needed Regarding Keeping or selling condo while buying a house.
  152. Comparing For Sale by Owner Sites- what are your experiences?
  153. Claiming Tuition without income?
  154. NEW Hubert USD Savings account
  155. Help! Best way to borrow cash quickly for a student?
  156. TD Savings Accounts suck
  157. Where is Line 212 in UFile?
  158. Cc matching
  159. RRSP Interest Savings Account Rates
  160. Just how screwed am I?
  161. Avoid True North Mortgage (Toni and Gershon)
  162. capitalone skimmed over the long weekend
  163. Written Off Credit Card
  164. account setup
  165. *Updated: Talk me out of investing in USA real estate
  166. Opinions and Reviews for Health Insurance Packages
  167. RRSP withdrawal age 65-71 strategies?
  168. rental income-deduction question
  169. What to do with RSP's after leaving a company?
  170. Frustrated about a Collection item. Pls help!
  171. Selling land. What to do with the money?
  172. PC Financial down?
  173. Ordered TransUnion free credit report by mail - normal waiting time?
  174. Etfs
  175. What would you recommend in this situation?
  176. How to avoid Fido port-out charges (no-contract)?
  177. Td visa wont increase my cc limit to do balance transfer..
  178. mbna smartcash changes?
  179. tax calculations for writing covered calls?
  180. Tip on Tax Returns: Beware those missing tax slips
  181. Payments For a the death of a parent
  182. Wash Sale Rule Question
  183. Is it possible to withdraw credit inquiry consent ?
  184. Best HELOC Deal?
  185. Difference between World and World Elite
  186. travel for student tax deductible
  187. Signing Bonus Question
  188. Forgot to update RRSP amt, filed taxes, what now?
  189. company use of personal auto and unclaimed capital cost
  190. How would you invest 100k?
  191. <$300 tax refund for Ontario GST?
  192. Accountant recommendations for US income tax
  193. will it hurts your credit if you keep applying for new credit cards (credit check)
  194. Is it legal for an agent to disclose the sale properties for houses just sold?
  195. PC Mastercard not renewed
  196. Claiming Spousal Amount using Ufile
  197. Collection Item marked paid
  198. insurance premiums deductible?
  199. Waterhouse, TD eSeries and T3s?
  200. Sell bonds now?
  201. what percent do you have taken off your paycheque for RRSP contributions?
  202. Which investment broker / institution to go with?
  203. Adding a phone number for credit checks
  204. Ally annual interest down to 1.80% from 2.00%
  205. ?
  206. health insurance/coverage through employers + personal purchase?
  207. Mortgage with Centum?
  208. City of Vancouver parking violation
  209. Capital Cost Allowance
  210. Investment inquiry
  211. Selling Covered Calls - Tax treatment when they are dated for next year
  212. new job, single income, is spouse a dependant w/ newborn? Also tax brackets & bonus
  213. Real Estate Lawyer - pre-con Condo
  214. HBP + 4K pull for new home - timeline suggestions needed
  215. Canada Child Tax Benefit (CCTB) = Income?
  216. TSFA or High Interest Savings?
  217. where to invest? noob question
  218. Planning to buy Metropass, but can't decide between monthly or yearly?
  219. RRSP Loan for home purchase - Good or bad idea? Help
  220. Most Canadians plan no home buying in next 2 years
  221. Tax Avoidance
  222. Cheapest way to get dental work?
  223. Grocery Budget in Ottawa
  224. TFSA or RSP First?
  225. Presale unit - completion in 6 months
  226. Dental benefit covering 15 units of 15 minutes of tartar removal
  227. TD EasyWeb now Covered in Ads
  228. international money transfers (Canada > US)
  229. Questrade T5/T3 Question
  230. Could this bring 2008 again... and worse?
  231. Scotia iTrade Raising Prices for Commissions
  232. First year filing as a married couple - transfer tuition credits?
  233. Capital One Not Allowing ANY Credit Limit Increases
  234. Pundits say Lock in. would you?
  235. Accounting Services for Personal Income Tax Return
  236. Does prepaid credit card for less than $25 exist?
  237. Update to PC Mastercard Terms! Heads-up!
  238. RBC Fraudlent Emails.
  239. Renting an Apartment...using a real estate agent??
  240. Index ETF DIY vs Managed Mutual Funds
  241. Advice - Investing in a condo in Mississauga
  242. 1st Time home buyer, looking for RFD Tips?
  243. z
  244. transferring TFSA from ING to Questrade taking so long ! normal ?
  245. home line vs open variable mortgage
  246. Best Way to Buy Stocks - Questions from a "Newb"
  247. Any ideas on how to combine a large-ish LIRA and a small RRSP at CWT
  248. High interest loan companies
  249. RBC Visa - Online CLI Request
  250. Who files their Maintainence Fees on their income tax return?
  251. CIBC VISA slow payment times :(
  252. Canada To Launch Its Own Version Of BitCoin Called MintChip
  253. question about income tax
  254. Is rental real estate a better alternative investment than stocks?
  255. Canadian Department Store Cards List
  256. Setting up a Canadian Tire Financial account
  257. if you're a bike courier, which class would your bike fall under to calculate cca?
  258. Market has peaked?
  259. Questrade TFSA contribution not reported in 2011
  260. New MBNA World Points Platinum card, should have free 10k points, giving me trouble
  261. Income tax by income level (CAW)
  262. Highest appreciating areas in gta - treb
  263. tax deductable if covered by work benefits?
  264. how Much house can I Afford?
  265. 3 Mutual Funds in question
  266. Taxes-How to treat delisted stocks (eg. Timminco) - capital loss???
  267. So I think our household might be victims of ID Fraud... :|
  268. Spoual RRSP Withdrawal
  269. TD e series - European index?
  270. Which form can report the child care income
  271. [Merged] New Chase Visa from Amazon
  272. TD account fees waived with min balance
  273. Tax Question -Which Spouse Must Declare Capitals Gains on a Home that was 30% Rental?
  274. Do banks still cash cheques payable to "cash" or "bearer"?
  275. CIBC Aventura - Point Redemption Promo starting at 15,000 points for a trip to Europe
  276. Can someone please explain how they got an ITIN while living in Canada?
  277. td waterhouse questions
  278. House Downpayment. How did you get yours?
  279. American Express card to use at Costco?
  280. What's your lawyer's hourly fee?
  281. Tax Help!
  282. So Amex sucked me into upgrading to the Platinum charge card
  283. Posisble to Get a good Exchange Rate Through TD Waterhouse?
  284. Inheritance Tax Hidden Fees in Canada?
  285. Buying home in a private deal, what to look for?
  286. Declaring Bankruptcy
  287. how much should a student see in tax return?
  288. Nightmare experience with Questrade! A tax slip error costs me $1400 ...
  289. CIBC Aerogold - 15000 bonus aeroplan miles - Could be targeted (first year is free)
  290. RESP GICs
  291. CFTC Accuses Royal Bank of Canada of Sham Trades
  292. Quick question on Investment Loss for UFile - Please help
  293. Trust Fund for Sibling's Children - Questions
  294. DPSP tax situation - please help!
  295. Metropass tax credit?
  296. Finally seeing the light:Thinking of dumping my advisor and would like some advice..
  297. Gas in Ontario $1.34/liter, when will we hit an inflection point
  298. T4E - 30% Repayment rate - Why is it not calculated?
  299. Personal LOC best interest rate.
  300. Negotiating debt options with BMO MasterCard - possible?
  301. Questions re: Refinancing a rental property
  302. Amending tax using TurboTax?
  303. studio tax return errors- select the source country
  304. Bond Index Investing now higher risk? (Morningstar article)
  305. TD wants $99/$199/$299 everytime I increase the limit on my HELOC
  306. First year filing with T2200 - What are some legit non-obvious tax deductions
  307. Which bureau does MBNA check?
  308. does anyone have the Aspire Cash platimun mastercard? do you recommend it?
  309. need help finding a good credit card!
  310. How to enter retirement info on tax return?
  311. Increasing price of gas in BC - time to stop driving?
  312. Thinking of simplifying my portfolio...
  313. OT: The Economist subscriptions
  314. Common practice for grocery stores to put two pending transactions on your CreditC?
  315. Personal Tax Accountant recommendations?? (GTA West)
  316. Convert TD Monthly Income Fund
  317. Completing Schedule 3 in Studio Tax
  318. Amex Platinum - worth it?
  319. Condo Insurance
  320. Move USD stock into RRSP?
  321. stock price turns to zero
  322. ALERT! Some banks changed "high to low" payment allocation! WARNING!
  323. Is IEEE membership fee tax deductible?
  324. Pension buyback vs annuities vs invest
  325. Taxfree Foreign pension under tax treaty reduces refund by over 20%
  326. The purpose of credit cards
  327. how to know your credit score
  328. Giving stocks to my kids
  329. RBC online banking access got stolen
  330. Tax question... Mileage/ automobile allowance rate???
  331. Tax refund
  332. Mortgage: Job Loss Between Current Home & Approved Home to be Built
  333. ING DIRECT lowers non-registered ISA interest rate to 1.35%
  334. Where can I get a roll of uncirculated pennies for face value?
  335. Won't let me NETFILE, "Spouse' SIN same as SIN of support payment recipient's SIN 224
  336. Federal budget announces death of the penny
  337. Studiotax Error (Box 16 onto Line 448) - Resolved
  338. Anyone know how to get back taxes paid on US gambling winnings?
  339. Anyone know where I can find a list of "eligible gas, grocery....." for America Exp?
  340. Why do banks still have line-ups in this day and age?
  341. Should I make my ESTATE the beneficiary of my Life Insurance?
  342. HSBC MOBLIE HK USER? anyone ?
  343. RBC Vs TD for discount broker (and other banking needs)
  344. Scotia Momentum VISA Infinite partial annual fee waived!
  345. How much house on 65k income?
  346. Quick question about Stock, capital gains and ACB
  347. Applying for MBNA Smart Cash Card
  348. Blog about passive income
  349. How much do you pay for your mortage per month/year?
  350. Critical Illness Insurance: Do we need it in Canada? Did you buy it? How much?
  351. Fake Tax letters?
  352. Montreal Realator?
  353. Binary options - Scam or real?
  354. Laurentian Bank increased my HELOC rate
  355. Filing Cdn/US Taxes for - Moved to US a year ago
  356. Principle residence question
  357. So why hasnt canada release all series in plastic yet?
  358. How to best use home equity?
  359. Couch Potatoes: How often do you rebalance your portfolio?
  360. Investing in Condos –*anyone know of a review site for condo builders?
  361. Can a US debt collector pursue me in Canada?
  362. Tax question re: rental property
  363. New ALLY US Dollar Savings Account
  364. Withholding tax from US investments
  365. Capital One Aspire Cash now with 25% anniversary instead of 20%
  366. RBC axes 2.99% discount mortgage
  367. How does the balance transfer offer work? Or its a trap?
  368. Taxes and rental income
  369. Canadian Income Earned Online - Income Tax
  370. Buying penny stocks
  371. Can I refinance with my house in foreclosure?
  372. Current Year while waiting on previous year tax return
  373. 4 gas loyalty credit cards worth a look
  374. Is investing like gambling?
  375. What rents better? bachelor or 1 bdrm?
  376. Financing on 2005 Mustang for Student
  377. Should I Really Cancel with CST?
  378. TD Canada Trust to TD Waterhouse discount brokerage conversion?
  379. uFile flawed
  380. Any feedback on Envoy Real Estate Services for Costco Members
  381. Looking for Suggestions for Revamp of Personal Finance Site
  382. How to short the Canadian housing market?
  383. Five Questions about RESPs
  384. 10% ROI in a year
  385. Canada Learning Bond question [solved]
  386. What tools do you use to track your portfolio?
  387. tax question
  388. University Student Tax Return ($25 occupancy cost)
  389. Receive ACH Deposit From Amazon
  390. London Realtor?
  391. How do you fight the urge to make impulse buys?
  392. what is the Payee for paying CRA via internet banking?
  393. F***ing Manulife
  394. RRSP transfer from CIBC to questrade - double fees?
  395. Questrade - Skimming?
  396. How do you determine how much rrsp to deduct in order to maximize your tax refund?
  397. Free learning about securities tutorials
  398. Automatically Updating Transactions in Quicken 2011?????
  399. Alaska Airlines Mastercard - No longer online access
  400. No knowledge of spouse's income - how to file?
  401. Itrade website down!
  402. RRSP unclaimed amount transfer to spouse
  403. Index investing newbie questions
  404. Advice Needed 500K to Invest
  405. Reinvesting your RRSP Refund back into my RRSP
  406. MBNA Shoppers Optimum MasterCard ceasing online access as of April
  407. How to report interest income on 2+ people.
  408. Can I claim the interest that I paid for margin account for any credit?
  409. Getting a personal line of credit - does it affect my credit?
  410. TD and RBC end free accounts for New older clients
  411. FREE new iPad when you open an account and deposit $250k (offer expires May 31, 2012)
  412. tfsa question
  413. buying a car from a friend who is currently leasing
  414. A student looking to get started. Needs help doing so.
  415. Exchanging/Wiring USD, Best Exchange Rate Service
  416. Wife going back to school. Tax options...
  417. nm
  418. RRSP or TFSA for low income?
  419. line of credit
  420. consolidating loan options
  421. What credit card for ODSP?
  422. Company health benefits - "licensed massage therapists, when ordered by a doctor"?
  423. Second Job: Proper Tax Rate?
  424. Looking for advice for car loan/debt payment
  425. How to apply for a mortgage in Quebec from BC?
  426. Charles Schwab (US) Remote Deposit in Canada?
  427. need RESP help for my new born
  428. Paying down student loan vs RRSP loan
  429. Best Student Line of Credit Available?
  430. RBC Homeline Plan question
  431. Question about Visa Classic minimum payment
  432. nvm
  433. Do I need a realtor?
  434. studio tax 2011 work with upcoming tax returns
  435. Should we give up current mortgage at PRIME MINUS ONE?
  436. A qestion about ATM machines in shopping mall
  437. Accounting for Capital Gains in Currency Coversions
  438. Transferring Registered TD Mutual Funds to Scotia iTrade
  439. Taxation of dividend stock distributions (not cash distributions)
  440. Trading Income in Tax return
  441. rental income
  442. Quick mortgage calculation question
  443. Student from Quebec looking for best CC/Bank Account
  444. to sell or stay?
  445. Property Guys
  446. Medical expense and tax return
  447. Onoes! I've over contributed to my RRSP
  448. Property Transfer Tax - British Columbia.
  449. Is Manulife Honest?
  450. Filed tax alraedy then got more slips
  451. Working from home and tax write offs..
  452. What happens if you apply to a credit card that you already have?
  453. Mobile phone providers and credit reporting
  454. RRSP claim exceeds deduction needed?
  455. What is the canadian equivalent of a 1099?
  456. Make $40,000 and pay zero taxes???
  457. Creating custom index charts
  458. American Express Gift Card Promotion
  459. MBNA --> TD Ownership = Interest Rate increase??
  460. Questrade has just royally screwed me! What to do?
  461. Changing Status to Common-Law for CRA purposes
  462. Question about tiered savings account rates
  463. Investing in numerous mutual funds, bad? good?
  464. PayPal security - vacation rentals by owner ?
  465. Website offering cash bonus for credit card applications?
  466. What is a typical fee for USD cheque deposits - PC charged 4%!
  467. TD Bought MBNA Credit Cards
  468. Tax filing for customers
  469. Minimal credit card use
  470. Credit Score and Mortgage Shopping
  471. Mortgage terms and principle vs interest ratio
  472. Student Tax Credit Question
  473. Minimum Income for Visa (Scotia Invinite Visa)
  474. PC Mastercard Disputed Transaction
  475. level 2 access
  476. SIN and Bank
  477. Cross Border (U.S./Canada) Tax - Any good software/services out there?
  478. UFile - No Responce
  479. Applying for 3 new credit cards
  480. Claiming home expenses on the T40440 Declaration of Conditions of Employment
  481. mortgage prepayment privileges...bmo
  482. Can I avoid paying parking ticket if License Plate No. written down is incorrect?
  483. Any comparable Visa to the MBNA SmartCash MC?
  484. Transunion reporting same accounts twice.
  485. claim moving expenses
  486. Mortgage for rental property
  487. Question for Banking Officers
  488. Allowed?
  489. CRA audits?
  490. How do you decide when to sell?
  491. What happens to investment stocks after a person has passed away?
  492. When should I list my condo to close by June 5?
  493. Nissan Canada Financing
  494. Home Buyer's RRSP Plan Questions
  495. Tax tip: The most expensive potential miss: capital losses
  496. Best "free" ways to increase credit card spending?
  497. Cash advance question
  498. OEPTC Box 6110 Mistake?
  499. Transunion score needed for Ford Motor Credit
  500. Is Bank of Montreal Insolvent?
  501. Anyone ever receive a MoneyGram from someone?
  502. Signed Pre-Construction Purchase with Occupancy in Dec. 2013 - Can I lock in rates?
  503. Do you have to open a savings account to do business with a bank?
  504. Maximizing gas rewards
  505. How Instant is CIBC's CreditSmart
  506. Scotia Momentum Infinite vs Capital One Aspire world
  507. MBNA Mastercard Student Users, Need your information or advice.
  508. RSU: Help on taxes question.
  509. Question about moving expenses for tax return
  510. Qtrade (or perhaps other) commission free etfs..
  511. Rbc cathay pacific visa platinum card
  512. Negotiating comission with realestate agent when buying/selling home..
  513. Income?
  514. claiming interest income
  515. Public Transit Passes Tax Credit
  516. margin Req. for naked put selling.
  517. I use to work at TD, ask me anything
  518. Turbotax online tax return discounts?
  519. Switching from Aerogold to Aerogold Infinite
  520. 2012 Best Cash Back Credit Cards
  521. Income property taxes question
  522. how to play OLG rock paper scissors
  523. Thread ratings
  524. Where can I get a loan/LoC if I have bad credit?
  525. Question about Unsecured Personal Line of Credit
  526. Closing TD chequing at one branch and opening TD chequing at another branch
  527. CRA tax return rebate $1100 over what it should on cheque I received.....(Cliffnotes)
  528. How easy is it to sell a stock?
  529. James Dyson's take on the Economy.
  530. TurboTax Standard -- Rental Income
  531. Does TD Charge Interac Email Fee if Recipientdoesn't accept?
  532. BMO: Open a Kids [sic] account and get $25, until April 30, 2012.
  533. Confirmed occupancy date.
  534. DPSP - Effect on RRSP Contribution Room
  535. First time home buyer
  536. The domino's pizza guy tried to recruit me to Primerica
  537. Form 1042-S from RBS Bank (USA)
  538. Silver Stackers
  539. Best Bank for a Student
  540. New graduate, RRSP and Tax questions
  541. Centurion Apartment Real Estate Investment Trust (REIT) - Any thoughts
  542. All hail Mainland Chinese CASH buyers. Toronto real estate crash? Yea right.
  543. Can I pay my income taxes (and HST) with a credit card?
  544. Transfer in Kind and Dividend Question
  545. Young Professional - Debt Consolidation - Personal Loan vs LOC Options
  546. does revenue canada deem a certain amount as immaterial???
  547. Advice on redeeming AAdvantage miles
  548. Good read (?) about housing prices USA vs. Canada
  549. Rrsp
  550. RBC Fee Changes for June 1st
  551. What to expect from a payment hearing?
  552. someone please help me with this Heloc calculation...
  553. Need T2202A Advice For Taxes
  554. Helping parents who are horrible money managers
  555. Is binary option worth it?
  556. What interest rate is Staples Credit card for 12/24/36 month payments?
  557. Anyone familiar with Canada Posts' Pension Plan?
  558. Filing Tax
  559. EVERYONE BEWARE: RBC simply STOLE $3000 from my Mother
  560. do i report homestay income?
  561. office renovation deductions?
  562. TD answers BMO w/ a 4yr fixed @ 2.99% w/ better prepayments + more....
  563. How much does it cost to relocate to Vancouver from Toronto?
  564. How do you handle US$ amounts on income tax?
  565. Simple Question - Sole Proprietorship Business w/Private Health Services Plan (PHSP)
  566. Scotia Momentum Visa infinite vs 2X MBNA Smart Cash
  567. Personal Accountant in Richmond Hill - recommendations?
  568. What you guys think of Just Energy?
  569. Income Tax - Couple bought a house, but are still technically "single"
  570. Surprise, surprise. The Bank of Canada leaves the key interest rate untouched...again
  571. TD eseries account- how long does it take to open
  572. Rental condo deductions...
  573. Dental options
  574. Where do you sell your jewelry for top buck?
  575. Quick question regarding RRSP and taxes
  576. Amex syncs cards to Twitter for hashtag discounts - do we Canadians have this here?
  577. Best Credit Card to get when flying?
  578. taxes on currency exchange?
  579. Real Estate Condo: Where is the best bang for $180,000 to $225,000 in GTA?
  580. ING TFSA savings account to TFSA GIC considered withdrawl?
  581. Question/Clarification about Severance Pay for income tax purposes. Any advice/help.
  582. Has anyone gone through debt management with credit counsellor?
  583. Taxes paid on interests in Savings Accounts?!
  584. Critique my Couch Potato Portfolio
  585. RRSP Contribution Form for Reduced Income taxes Paid
  586. Has anyone used a credit/debit card to pay for customs/duties at your door?
  587. BRIC Equity Exposure
  588. First time mortgage advice
  589. Need some investment advice
  590. $1 Million to retire on - (and is it enough?)
  591. I'm freaking out! tax income
  592. Sample lease for parking and storage
  593. What does Transunion "Cancelled Account/Non-Derog Rating mean?
  594. To sell or not to sell Mutual Funds that is...
  595. Why do I owe taxes this year?
  596. reporting stock capital gains with quicktax.ca
  597. MIP 710: Can you purchase this in your RRSP account?
  598. Investment/Rental Property in / around GTA
  599. self-employed and T4A
  600. Income tax question: RL-2
  601. Mortgage broker - referral commission
  602. Pay Your Bills Online Using CANADIAN TIRE MASTER CARD & Earn Cash Back/CT $$$ !!!
  603. Is RRSP a Rip-off??
  604. Explain the appeal of timeshares to me
  605. how to declare rental sublease income
  606. The Yield-Hungry Couch Potato
  607. can you ever deduct appliances/furniture/fence on a rental unit?
  608. US Dollar Investment Savings Account (US$ ISA) vs TD Borderless
  609. Reporting US Employment Income On Canadian Tax Return
  610. Another Tax Filing Question
  611. getting a stock certificate
  612. Forex Currency Exchange
  613. Tuition tax credit transfer to legal guardian?
  614. Confused- Many family members recieving 5-15K back for only donating a few thosand...
  615. Where to start cleaning up a youthful financial mess?
  616. Line 369 - Home buyers' amount
  617. former employer trying to rip me off through income tax, what are my rights?
  618. Relocation Package w/ employer
  619. RRSP overcontribution and HBP
  620. Mortgage for someone with no credit history
  621. Suprised by Taxable Benefit on T4
  622. New vs. Pre-owner house
  623. What should the average person have in their savings account at 30 years old?
  624. RPP & RRSP contribution limits (Stackable?)
  625. How many credit cards?
  626. Why Is TD Bank Overcharging In Property Taxes & Then Not Telling You Until Yrs Later
  627. CRA My Account - slow for anyone else?
  628. What should I do with money?
  629. Receiving e-Transfer using different email from my bank email
  630. Order free credit report about myself ?
  631. Tax Beginner
  632. what's your mbna credit card limit?
  633. mbna credit offer related questions
  634. AMEX sends statements if $0 balance?
  635. Core downtown condo investment, your opinions.
  636. StudioTax Help * Please* Wrong Province
  637. MBNA mastercard question
  638. Void Cheque
  639. Simple software to do taxes
  640. Scotiabank VISA Supplementary Card - credit check?
  641. Buy share in Canadian financial firms
  642. Good Time to Load Up On Gold Miners?
  643. Need help with picking bank account
  644. Parents like to save everything in USD
  645. Tuition tax credits
  646. Buyiing A New Home & Turning Current Home Into Rental
  647. commission for financial advisor
  648. legal advice
  649. Online banking - immediate account opening
  650. How would you ask your landlord to lower your retail store rent?
  651. Turbo Tax Standard or H&R Block
  652. bmoinvestorline fees for 2006-2008?
  653. This is why I'm broke!
  654. contractor vs employee
  655. customs!?
  656. Income Splitting with TFSA
  657. I have a pending charge on my credit card 21 days old
  658. Health & Dental Insurance - Recommendations & Brokers
  659. Purchased a new constrution home. Worth looking at in-house mortgage provider?
  660. Options for Canadians wanting a bank account on US soil?
  661. Are the fees for using debit/CC machines legal?
  662. Best way to invest with RRSP? (Who are you with)
  663. Fund Portfolio Solutions: Good Investment Opportunities?
  664. RESP Question Re: CESG
  665. Should I buy a $1000 bill for $1500?
  666. MBNA Creditcard - Payment from TD Easy Bank
  667. Duplicate T4RSP
  668. TD1 Form Question
  669. daycare tax question.........
  670. Income Tax Question on 2nd property
  671. Can Bankers accept referral fees?
  672. LF: Best Business Cash back credit card for high users.
  673. TD RSP Mutual Funds vs. e-series... move or not move?
  674. Post here if you were taught about Finance in school
  675. Rental property and taxes
  676. Withdrawal - RRSP
  677. RRSP: How to use the $2,000 Overcontribution Limit?
  678. Ebay business and collecting/submitting HST
  679. How much of your income do you give to your parents?
  680. TDWATERHOUSE TFSA account and putting money in external high rate savings acct
  681. RRSP contributions and deferring deductions
  682. TD e-series question
  683. Box 24 and 26 of T4 is ZERO
  684. Defined Benefit Pension Plan vs. RRSP
  685. TD waterhouse - quick basic questions
  686. TurboTax Help
  687. Providing SIN to Mortgage Broker
  688. Amex Aeroplan Plus Blue Card - First Year Free + 5000 Bonus AP Miles
  689. Another RRSP thread
  690. RRSP overcontribution question
  691. Capital One now starts displaying "pending transactions", just like MBNA
  692. Tax Question
  693. Should I contribute to RRSP?
  694. Where to keep your gold/silver?
  695. expat taxes
  696. Optimize RRSP contribution between spouse (university) and myself (working full time)
  697. limited cash for savings, RRSP or TFSA - OP info updated
  698. TD e-series tax forms
  699. Pension and RRSP question.
  700. Bank that will cover RRSP transfer fee?
  701. Anyone still not receive their T4 yet?
  702. Is this a good stock?
  703. How is credit card (Visa) interest rate calculated?
  704. Keep or cancel my CC to help getting a better limit / help my credit
  705. Bought a vehicle and uses it for work, forgot to include in 2010 tax return
  706. 2011 Tax Question
  707. Business vs Personal for a service?
  708. Professional Budget Planner
  709. PC Financial - Linking another account?
  710. Question about taxes
  711. Profession Corporation/Car lease deduction? Maximum?
  712. RBC Direct Investing TFSA Account: no maintenance fee?
  713. Landlords, Co-owner of property, How do you report rental income?
  714. Eligible medical expenses: Medican issurance premiums. Claim that if you can.
  715. Child care cost is too expensive
  716. Looking for suggestion on Self-Direct RSP account
  717. 2 quick tax questions that are new to me (HBP and second job related)
  718. Ufile does not work correctly
  719. Tax question related to moving expenses
  720. Income tax question
  721. Two sheets for T4?
  722. Resp
  723. RRSP transfer fees - tax deduction?
  724. Is there such a thing as prepaid credit cards?
  725. How to switch to a credit card from the same bank ?
  726. Loan company fraud but still sending to credit bureau HELP PLEASE!
  727. Question about CMHC fee. (First time home buyer)
  728. Dividends vs high-interest savings accounts?
  729. Tax question - Incorrect SIN on T4
  730. How many of you do paperless billing for everything?
  731. How can I get my First-Time Home Buyers' Tax credit back?
  732. Can't Apply For SCENE Visa Online, Website Error
  733. Capital Gains/Loss Question.
  734. how is my budget?
  735. Choosing a discount broker for RRSP and TFSA
  736. How/Where to get copies of 2000 - 2010 filed Tax Returns?
  737. which fund for rrsp
  738. Equifax - after the free 30 day trial
  739. Group Dental Plans
  740. Flow Through Shares
  741. Ufile.ca - Quebec Taxes - Need help locating RL-1 Box Q
  742. Cashing a potentially dodgy cheque from an Internet poker site
  743. Canadian Tire Cash Advantage MasterCard - 1.5% Cashback Any Drawbacks?
  744. trading account in USD?
  745. Is 5.99% Balance Transfer On CapitalOne Platinum Just An Introductory Offer ???
  746. I live in an upper duplex rent free owned by my parents (see tax question)
  747. Besides Capital One & MBNA, What Other Cards Offer Balance Transfer To Lower Interest
  748. Finding the Best Credit Card For You. (A new site to help!)
  749. Claiming Parking Fees on Tax Return?
  750. Bought a car last year. How does that affect my tax return?
  751. Using Incorporated Business Account To Pay Visa Debt Accumulated During Unemployment
  752. Who deposited the cheque I wrote?
  753. Visa Gift Cards for $2. No fees, no funds expiry.
  754. Potentially purchasing my first home
  755. TD Elite Visa Baggae/Trip Interruption Insurance + Ticket Purchased on Points
  756. How do I get a debt consolidation loan when the bank says no?
  757. contribute to my RRSP?
  758. Banks and Credit check
  759. RRSP Deadline - Account Holds?
  760. Calculate net pay
  761. How to report?(should i report?)
  762. Smartcash new design
  763. Negotiating interest rates on credit cards & bank fees
  764. Tax question
  765. Is it possible to get a cashed cheque from your bank from five years ago?
  766. Credit Bureau Question(s)
  767. Claim business expense to get exemption from HST
  768. Obtaining maximum benefit when small business goes bust
  769. CPP, EI and other gov benefits
  770. tax question: to report freelance income or not?
  771. Claiming non-refundable tax credits
  772. RRSP Contribution against income vs. HBP Return
  773. How much would I qualify for?
  774. Tax Question?
  775. mortgage questions...
  776. Income Tax Question
  777. CIBC line of credit delay
  778. CIBC Line of Credit - Can it be used like a chequing account?
  779. Carrying Forward Your RRSP Deductions?
  780. WARNING! PC Financial stole my money !
  781. RRSP question
  782. reminder to anyone going through a relative's estate
  783. Is this considered fraud?
  784. RRSP Contribution Limit Question
  785. Canada bonds -is it a good time to buy now?
  786. PC Financial website issues
  787. BC MSP Question
  788. First time Home Buyers (HBP) Eligibility
  789. Which RBC RRSP's to buy?
  790. Got hit with graffiti inspection fee by City of Toronto for our rental unit
  791. Home Insurance TD Meloche Monnex
  792. Thinking of opening a ING Streetwise TFSA account - advice?
  793. florida home inspector cost?
  794. Lowering my 2011 income by $2000 decreseas tax owed by $1200
  795. Quasi-offtopic but, post-Divorce financial question
  796. Thinking about buying an investment property...
  797. Questrade and RRSP Contribution
  798. Question about last OSAP payment.
  799. How to dispose of essentially worthless stocks
  800. Convert non-spousal RSP to a spousal RSP - penalty?
  801. 1
  802. Added chequing account to paypal
  803. is it worth it to have an RRSP?
  804. Can a RRSP contribution made in Jan/Feb be claimed in the next tax year w/o penalty?
  805. Dying Broke is the Best Retirement Plan of All
  806. RBC Visa help
  807. Helping Parent pay mortgage, any tax credit?
  808. Exchange Traded Receipts ETRs from Royal Canadian Mint
  809. Income Tax Deduction Question for Apprentice
  810. RRSPs for older person -all in one place or not?
  811. RRSP contributions vs paying down mortgage for couple in early 50's
  812. Metropass given by employer as taxable benefit - still deductible?
  813. How do you report bank account interest on your tax return?
  814. Basic RSP or Self-Directed RSP?
  815. Where to invest TFSA?
  816. Casino gambling - How to get my "withholding tax" refund?
  817. UFile Capital Loss and Gains & Rental Income
  818. Not sure if RRSP good idea for me? - advice of young families appreciated
  819. Income Tax : claiming parents as dependents
  820. T2202A Unused Credits
  821. Paying off OSAP or buying a car?
  822. Cost for Prosthodontic work?
  823. Can you see your T4 on your CRA Account yet?
  824. Looking for a few opinions on retirement
  825. Completing Your Credit Card Minimum Spending Requirements - Canadian Options
  826. Seniors - Financial Services
  827. Mortgage rates when puttin $200k on a condo
  828. Can you take a property off market when in an agreement with a realtor?
  829. Question about taxes in relation to unpaid wages.
  830. RBC USA - New Web Interface
  831. RRSP Question / qualifying for child care grants
  832. BMO Line of credit
  833. Getting a mortgage / pre-approval
  834. The RFD Gold & Silver Coins/Bullion/Precious metals thread
  835. Income splitting and starting a home based business
  836. BMO 3.09% 5 YEAR fixed rate mortgage
  837. Taxes payable on GIC Interest by which member?
  838. Engagement Ring Insurance - Is it worth it?
  839. Which USD account is best in Canada?
  840. Bankruptcy period coming to an end. Question...
  841. A List of Alternative (Non-Capital Market) Passive Investment Opportunities
  842. Post removed
  843. best credit card for online poker?
  844. Does TD Waterhouse have $50 fee for RESP?
  845. Selling on Ebay - how to minimize credit card use?
  846. Need to start saving - advice?
  847. Optimal discount brokerage, based on our profile
  848. Extra disability insurance - ontop of group policy
  849. Amex Membership Rewards... what to do with them?
  850. Quicken vs. Mint
  851. Delete
  852. CIBC Preapproved VISA for a limit of $10000
  853. Looking for advice on cash park in a TD Waterhouse saving account
  854. Redeeming td eseries, how long till $ hits your bank acct?
  855. Repeating Bankers Acceptance Investments
  856. maxed out credit card advice needed.
  857. USA - 401K rollover to IRA
  858. Opening up a credit card for incentives
  859. Families Making 200k claim They are not Rich
  860. "the price of gold rose to $102.31 (U.S.) a barrel"
  861. how to apply for self employment / home business ? need help
  862. Help needed convincing a friend to stop investing with Investors Group
  863. Opening a TD E-Series TFSA and other questions
  864. Anyone ever try an App-O-Rama in Canada?
  865. T5 question
  866. Aeroplan miles redemption - does it cover tax?
  867. Best book to learn about riskier-type investments?
  868. When can I expect my tax refund ?
  869. expat taxes
  870. Buying Euros
  871. Owe a little bit of money on my 2011 tax return
  872. Europeans banks v Canadian Banks
  873. Where to park TFSA money?
  874. Tax Help
  875. BC Credit Union Mortgage Advice - Northern Savings
  876. Accidently got R1 mark on me, because of Home Depot’s new policy.
  877. Opinions on Stock Choices
  878. TD Waterhouse Keeps Business to Itself?
  879. How to transfer (withdraw) money from TD Waterhouse brokerage account?
  880. Fixed exchange rate money transfer to India
  881. Entropay like companies that allow you to make vcc's
  882. Prediction of Future Toronto Prices to 2030
  883. Group RRSP with high MER opinions
  884. New Canadian Tire loyalty program may challenge iconic paper tender
  885. Royal Canadian Mint Prestige – Investing In Precious Metals
  886. Thoughts on not investing in fixed income at all!
  887. CIBC CARD/ OLD CITI 0% balance transfer till August
  888. Cash-Back Mortgages and Credit Score
  889. Debt crisis in europe?
  890. Are there money market funds that earn more than 1.5%
  891. LIRA to RRSP transfer 50%; Quebec.
  892. Is this financial plan feasible?
  893. RPP Question
  894. Can someone buy into a pension plan?
  895. Help me understand dividend stocks
  896. Quick TFSA question
  897. Best Canadian (or foreign) bank for use overseas
  898. Best options for creating monthly income from investments
  899. First Time Homebuyers' Tax Credit (Bought my first home, renting it out b4 moving in)
  900. Spousal RRSP contribution
  901. One month free in 3 year commercial rental contract
  902. TFSA overcontribution issue
  903. TD Safety Deposit Box Fees increasing April 1, 2012
  904. Why store gift card cannot pay store credit card?
  905. When doing debit card replacement, whats the difference between Card not working vs c
  906. Question about giving rental receipts to tenants
  907. Best Place to Exchange $1000US to CDN
  908. RRSP early withdrawal game - tax benefits
  909. Credit checks for commercial tenants (GTA)
  910. Turbo Tax Basic(I think it's wrong, saying i only get $40 bucks back :( )
  911. capital one again
  912. If you have bad credit or Collection accounts read this
  913. In the case of a Canadian real estate meltdown... What should we do?
  914. best credit card for booking flights on
  915. can you pay your wife for childcare expense?
  916. GIC Rates
  917. Thoughts about MBNA's Gold Mastercard?
  918. 1040nr file with w7 together
  919. CMA T2202A Receipt and Strategic Leadership Program
  920. Revenue Canada deadlines?
  921. Claymore Investments Inc.
  922. Finding a financial planner
  923. Worth it to take out a mortgage at 2.95% to invest?
  924. Purchasing Invesment Property - Use CASH or HELOC?
  925. Tax-Free Short Term Guaranteed Investment (2.50% @ ING)
  926. Buying a Condo - Primary residence or Investment?
  927. CC credit limit offer
  928. Anyone transfered trading account from US brokerage firm to a Canadian one?
  929. GIS and RRSP
  930. So Which Banks DON'T Have Annoying Telemarketing Like TD and Scotiabank
  931. How to value / compare benefits package from two companies?
  932. Do I need to re-qualify when porting a mortgage (scotiabank).
  933. Comparing self-employed income to a salary
  934. Any federal gvt. employees working in Gatineau but living in Ottawa?
  935. Income tax on US devidends payed to US bank account?
  936. TD Waterhouse Transfer TFSA Cash Out?
  937. mbna 1.99% lifetime
  938. 2011 Notice of assessment
  939. HOWTO: free credit report & score from Equifax AND TransUnion
  940. Tried to cancel Sony/MBNA Mastercard, got free $100
  941. Got swindled by TTT Legal Services (fight traffic ticket). Anything I can do?
  942. Tax software - Personal & Small Business
  943. Questrade Forex margin
  944. Credit Card Concierge Service - what are some examples of real useful usage?
  945. So to avoid withholding tax on my RRSPS I just have to enrol in school?
  946. Mortgage/ deposit advice needed
  947. Investment/Rental properties and Taxes
  948. Line of Credit CQ does not work on Property Tax Pre-Authorized Payment Program
  949. CIBC Aerogold Signup / Annual bonus
  950. Refinance ?
  951. Doing Taxes for 2011- Sold Rental Property
  952. Confusion regarding Tuition carryover amounts
  953. Small Business Tax Question
  954. CIBC 0% Transfer until June 2012, 1% fee
  955. Tax Software Discussion 2011
  956. Is my return right?
  957. TD Waterhouse Self-directed vs Questrade/InteractiveBrokers etc.
  958. Notice of Reassessment for 2010
  959. HELOC ? - any bank give more then 80% limit?
  960. please help got denied HST new housing rebate in Ontario
  961. whats the best mortgage rates out now a days and with what company
  962. Is there an extensive list of MCC codes and stores that belong to it?
  963. where to buy land for house
  964. Scotia Itrade limit not filled?
  965. The importance of a will in second marriages w/ adult children
  966. Life long Learning Plan couple questions...
  967. I feel like my bank is lying to me... Need Confirmation!
  968. Removed
  969. Mortgage Advice
  970. Looking to buy house soon; contibute to RRSP or not
  971. Paying off Personal Mortgage or Investing through Professional Corporation?
  972. PC financial 2% interest campaign?
  973. delete
  974. Reasonable return.
  975. 22 Year Old Moving Out - Need Some Help With Income (Toronto)
  976. lease formula calculation in Excel..
  977. Home Insurance
  978. Taking out mortgage near end of contract?
  979. Planning for a wedding: how to ensure you stay within budget?
  980. RRSP and no-income
  981. Asking about the two small deposits to your bank account from PayPal?
  982. Got my T4RSP form from Bank with wrong HBP withdrawal
  983. Picture ID?
  984. Are you wealthy?
  985. is it better to build a house or buy a house?
  986. Credit checks on January 2012
  987. Recommend a Financial planner in Fredricton
  988. RRSP - What income level do they make sense at?
  989. Is it possible to repay HBP (withdrawn from my RRSP) into spousal RRSP?
  990. Good investment?: "Guaranteed" 66% return in 5 years (13.2% per year)
  991. Opinions on what I should do (TFSA/OSAP)
  992. Bank cashed a post-dated cheque on me early.. What now?
  993. Too many of us can’t be bothered to plan for retirement
  994. RRSP Contribution and Deduction Limit Question?
  995. TFSA trading account, redeem and buy on same day?
  996. Critique my budget please
  997. Heloc with 90 ltv?
  998. Dental deductible + unpaid
  999. Want to buy a house this year, which RSP to buy now?
  1000. OSAP Tax Deductibility