View Full Version: Personal Finance

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  1. Father in-law separating at 60 - no RRSPs
  2. Buying a Multiplex
  3. Best Bank in your opinion
  4. Not eligible for WITB but TurboTax keeps adding it.
  5. Tax Help
  6. Best chequing account for small business?
  7. Mint.com, is it safe?
  8. Virtual Brokers T5
  9. Tax questions (living in Ontario "working" in Quebec)
  10. Purchase a property or Invest Money? - Advice Needed
  11. bad credit looking to get a car. help!!
  12. Equifax now tracking?!!!
  13. Has anyone else switched from CIBC to PC financial?
  14. Do bankers get commission on loans/LOC's?
  15. Capital gains on USD cash
  16. BMO Air Miles World - 1000 AM Welcome Bonus - Til March 31
  17. FYI about Ufile and Pension-Splitting
  18. Getting a return on USD?
  19. Questrade (no fees at all if you only purchase ETS?)
  20. Personal budgeting software
  21. Toronto Real Estate Board Market Watch For March
  22. What book opened your eyes to a better future for your finances?
  23. How to report capital loss on forex ?
  24. Paying off debt with RSP to clear monthly income for stay at home parent
  25. Quebec Income Tax/RRSP Contribution.
  26. US Tax ID number (ITIN): $50 cost? And other questions.
  27. Everyone comfortable with providing passwords to RBC's account aggregation "MyView"?
  28. Ufile Plus-business expenses not splitting
  29. Income Tax deductions...
  30. Another possible Questrade messup (TFSA users check this please)
  31. [Merged] Credit card with Purchase Protection over 90-days?
  32. Does TD allow converting a chequing account to a savings?
  33. PC Points Debit vs. Mastercard
  34. PCFinancial money order/bank draft?
  35. Infoprotect RBC do not give me my refund.
  36. Professional Income, do I need a business account?
  37. Disputing a credit card charge for an online order that never shipped
  38. TransUnion unable to verify my ID when applying for a TD US account
  39. PC Financial Mobile Banking app for Android now available
  40. Tax return mess up
  41. Credit History HELP!!!!
  42. Possible to have 2 mortgages?
  43. cash advance question on credit card
  44. Dropping an executor
  45. Have you ever heard of a deferred second mortgage?
  46. TSFA contribution carry forward. CRA form?
  47. Bridgewater Bank "Smart eSavings Account"
  48. "You should not contribute to RRSP if you will be making more in the future"
  49. Mortgage Broker Recommendation - Ottawa
  50. What did you do with your 0% balance transfer rate?
  51. Moving RRSP Account
  52. Best Credit Card for U.S. shopping
  53. Quick question about RRSP over-contribution
  54. Prenup - Please help
  55. Saskatoon Condo Buying
  56. Are private shares TFSA eligible?
  57. delete
  58. Father Looking For A New CC
  59. Convert from joint bank account back to single? Possible?
  60. TD Simple Save Program
  61. T4 Slip
  62. Turbo Tax.
  63. Question about RBC Mutual Funds
  64. RE related -bad news collection- do not read, might be depressing :-)
  65. uFile flawed
  66. Help me with my brother's situation.
  67. T2200/T777 - " regular and continuous basis for meeting clients or customers."
  68. BMO- Air Miles Debit Account Offer-Get 1000 Airmiles
  69. Toronto: OK to ask landlord to see lease terms before giving application deposit?
  70. Non tax resident - how to handle Canadian Dividends?
  71. Cost of preparing Will and power of attorney
  72. 50k where to put it?
  73. Tax question: Non Resident tax deduction and tax treaty
  74. What should I do with 100K fund?
  75. Can work-from-home employees deduct furniture expenses?
  76. Questrade Forex capital Gains and Losses
  77. Tax return question....?
  78. tax
  79. Help needed for student tax return
  80. Standard to price increase for each additional storey in Condo?
  81. What is comparable to ALLY TFSA & HISA?
  82. Want to switch credit cards. Looking for suggestions.
  83. Help me decide: Canadian Couch Potato index investing vs other options?
  84. Real Estate
  85. Condo Lease will end soon ?? Month to Month an option?
  86. Mortgage CMHC Insurance question
  87. CRA.. what a surprise.
  88. Personal Tax Return - Unused Federal Tuition and Education Amounts
  89. Tax Returns: T215 form
  90. Credit Score Requirement for TD Green Visa
  91. Bank account in Canada in British pounds ? (HSBC, TD, others?)
  92. Subletted a place - do I claim ON Residence Credit?
  93. RBC to increase many fees beginning June 1st
  94. Any tax benefits or credits if parents are dependants?
  95. Ideas to replace missing income
  96. Scotia Momentum Visa infinite vs 2X MBNA Smart Cash
  97. Is there a low income worker benefit?
  98. Converting CDN to USD
  99. TD Waterhouse seminars, anyone been?
  100. Mortgage Affordability
  101. best credit card for online poker?
  102. Mortgage Question
  103. Purchased Ufile online, will they send me the disc in the mail?
  104. Employee Shares
  105. Families Making 200k claim They are not Rich
  106. Filing American Taxes - No software for Non-Resident Aliens?
  107. which bank offers car loans under $5000
  108. New CC - curious about equifax alert...
  109. Financing for Townhouse
  110. Possible to hold a mortgage after selling property?
  111. Getting old bank statements cheaply - possible?
  112. ING 90-day RSP GIC @ 2.50% . Anything better for < 1 year out there?
  113. Mortgage doesn't appear on my credit report
  114. Has anyone tried the free equifax trial promoted on RFD?
  115. PC Financial mobile app finally available
  116. How did you find your financial planner?
  117. Tax question - tuition and LLP
  118. First Time Home Buyers help
  119. Cheapest way to transfer money from Australia to Canada?
  120. PC Financial - External Bank Linking (Help)
  121. TFSA - latest rates
  122. Turbo Tax question Capital gains tax + drip
  123. How important is it to report interest income from multiple banks?
  124. Is there such a thing as a credit card that is good for shopping in the states?
  125. Alberta real estate brokerage agreement for buyers
  126. Paying off an old debt from 2009
  127. MasterCard rePower for USA Spotify, Hulu Plus, etc.?
  128. Ontario Trillium Benefit -- Rent
  129. Unlimited credit report/score updates
  130. Best/cheapest way to import vending machines from USA
  131. What is considered "timing the market"?
  132. P/T Mortgage Career : REMIC vs CAAMP ? Which is better? Your Opinions Matter
  133. TFSA - Transferring to anther bank. Do-able? Fees?
  134. CIBC World Mastercard, World Elite Mastercard Question
  135. RRSP Tax Slips
  136. Virtual Brokers Questions
  137. Restructuring Business Status for Tax Purposes
  138. Tax filing questions
  139. Closing on a new home before old home sells-options?
  140. manulife corporate insured retirement plan
  141. If I am going spend $25000 in cruise/hotel, what is the best cashback credit card?
  142. Quick tax question regarding tuition credits
  143. Question about Trust Account or Fund and tax?
  144. re-activate an inactive credit card, will it improve credit score?
  145. Common Law (Do I need to file?)
  146. Are the finance gurus willing to help out a newbie?
  147. Group RSP Contribs count towards RRSP Limit??
  148. RBC Visas - What is best for the fee
  149. Declaring rental income for "border" on tax return.
  150. Filing years of back taxes
  151. Any recommended income tax forums out there?
  152. BMO Vehicle Loan - Online Banking
  153. "Rapport" for banking ,is it legit? Pros and cons?
  154. Amex Platinum Points
  155. Tax Lawyer: Recommendation
  156. Stuff staying on credit report longer than it should... Problem?
  157. Taxes - Employment Expenses Help
  158. Credit utilization, debt to credit ratio
  159. Need advice - home insurance claim
  160. CSST Quick Question
  161. Is it safe/a good idea to put all my money with one bank?
  162. Best Chequing account for US/Canada Access
  163. I purchased RSP over my 2012 RSP contribution limit in Feburary? What to do?
  164. Seek help from my mutual fund company or from independent financial advisor
  165. Rebuilding credit - car loan finishing
  166. Natale Law Firm threats on behalf of Rogers
  167. Has anyone tried a BMO-Sobey's account with Investorline?
  168. Savings Account? TFSA? Where to Put After Expense $$
  169. Home Buyers Plan Repayment
  170. ScotiaLine Visa
  171. How does RBC US account work?
  172. Joint or seperate accounts?
  173. I forget to report my RSP contribution in Feb 2012 for Y2011 tax,how to rescue?
  174. Studio Tax Question -- Ontario Tuition error?
  175. Amex Personal Gold Rewards Card - 20K points offer, 1st yr annual fee waived
  176. Retirement Tax Strategy - Advice/Comments
  177. What would you do in my situation?
  178. Recommendations for a Tax Accountant / Lawyer
  179. RRSP advice
  180. Debt help
  181. 0% promotional rate on existing credit card?
  182. TurboTax Standard -- Rental Income
  183. Moving Expenses for tax return
  184. Guarantor Mortgage: Disadvantages/Advantages
  185. anyone use epost.ca to recieve bills?
  186. looking for websites to rent out my condo to vacationers & corporate clients
  187. Is Dr. Bernstien diet considered a tax medical expense?
  188. T4 from my previous employer
  189. Delete
  190. Quick question regarding filing taxes!!
  191. Deducting use of personal vehicle against income
  192. Seperate MSP Accounts
  193. How to obtain UNLIMITED, FREE copies of your credit bureau REPORTS quickly in Canada.
  194. Reporting Jan-Feb Contributions to RRSP?
  195. R9 to R1
  196. Can two businesses claim CCA on the same automobile?
  197. Recommend A Savings Account!
  198. can i still contribute today?
  199. T3 question
  200. Do I need to sign for electronic wire transfers?
  201. Would you rather be poor and work at a job you love or be rich and work at a job you
  202. Capital gain vs capital expenditure
  203. TD Access Card and PayPal
  204. Rental Income - If paid in cash, can it be claimed?
  205. Bonus into RRSP
  206. Retirement savings?
  207. First House and Doing my own taxes
  208. over contributed to tsfa question
  209. T4a question..
  210. moving east, must sell house after only 1 year. How to profit in this situation?
  211. Somebody stole my credit card info and called into the bank
  212. RSPs are they only for upper income earners?
  213. How to handle unreported RRSP contributions from 2011?
  214. TFSA Contribution Room Variance on CRA MyAccount website
  215. Public holiday pay question (ONTARIO)
  216. TD Mutual Funds Redemption
  217. What if I've already maxed my TSFA?
  218. Recovering from surgery, can I apply for Disability?
  219. First tax return, can't use NETFILE ?
  220. First year filing with T2200 - What are some legit non-obvious tax deductions
  221. CC balance transfer question
  222. Did you get RESP match from government?
  223. How to receive pay from a US company as a contractor in Canada.
  224. RSP and Home Buyer Plan
  225. Credit reporting question
  226. delete
  227. using LOC instead of chequing account
  228. Free bank account
  229. Claiming Foreign Tax Credit on U.S. Dividends
  230. Tax Carryover amounts on 2013 assessment
  231. Pension Problem
  232. Is it possible to file tax amendment to transfer more tuition fee to their parents?
  233. 'Penalties' from a company not withholding enough tax.
  234. First credit card
  235. Caution: Questrade (UDPATE: SOLVED)
  236. Rfd credit card promos?
  237. Has anybody been affected by Bill 119?
  238. CapitalOne MasterCard refused at a local grocery store, discrimination?
  239. First time home buyer tax credit for a co-signor?
  240. Rental unit - question regarding mortgage and line of credits
  241. currency exchange in TD US and international index-e funds
  242. Taxes - how important is it to get the Capital Loss calc exactly right?
  243. insurance raising every year
  244. Cc annual fee question
  245. $1000 Balance due on 2012 taxes - Pay it or offset it with RRSP contribution?
  246. Possible Identity Theft?
  247. Identity Theft Incident and Warning from a lurking newbie.
  248. What is the best Cash Back credit card?
  249. Income Tax - Rent Paid 2012 - Calculation Question - Address Changed
  250. Moving Assets from JOINT non reg account to (my) TFSA - can it be done?
  251. would my credit score go down?
  252. employer offered to pay out half my vacation hours
  253. unbelievable Questrade screw up!!!! need advice.
  254. Reporting Credit Card Thief
  255. So who has the highest 5 Year RSP GIC rates right now?
  256. RRSP advice - extra income
  257. Best way to pay 2000 Euros for vacation rental property in Paris?
  258. RRSP advise :D
  259. Prefessional Membership Fee in Studio Tax
  260. Does spousal RRSP only has benefit after retirement?
  261. T4/T4A & Wage-Loss Replacement (Taxes)
  262. What to do...
  263. Help with leftover money and budget?
  264. Home Buyers Plan
  265. RESP - Who can claim on income tax
  266. Any mortgage Broker here? My mortgage term about to expire. URGENTLY! (In QC)
  267. Is the AeroGold Visa worth it?
  268. Can you not have your employer deduct taxes from your paycheque?
  269. Moving funds from non-registered to RRSP myself
  270. Have your T4 slips arrived yet?
  271. Best bank for foreigner in Canada?
  272. Kick start 2013 with 1,000 Bonus Air Miles reward miles
  273. TFSA Question
  274. Best VISA credit card
  275. Raising rent- am I allowed to do this?
  276. Did not work for a year, do I need to file tax return?
  277. CIBC Dividend Visa VS CIBC Dividend One Mastercard; Two Tiers of Customers?
  278. Avoid Questrade
  279. Rental Property Tax Questions (using uFile)
  280. First time investing
  281. Renegotiate mortgage in the middle of term?
  282. What is the best way of gifting a home to son? Best being fees and tax efficient.
  283. Deciding when to claim unused RRSP contributions
  284. Splitting credit to other credit products within same bank?
  285. Bonus Tax Treatment
  286. Making a budget: how much do you allocate to clothes and "stuff"?
  287. MPAC Property Assessment - Dilemma
  288. Resources for Personal Finance Newbies?
  289. Question regarding Mortgages with limited income but large downpayment
  290. Income Tax Question - Child Related Credits
  291. Do you need to show mortgage lender a signficant amount of assets?
  292. Peoples Trust vs People's Trust CU
  293. Credit Bureau of Canada Collections asking for 1000 bucks. Is this scam or real?
  294. Questrade vs RBC Direct Investing
  295. Question about CC interest
  296. OSAP experts PLEASE HELP! Student LOC & OSAP owings and repayment.
  297. Using full RRSP limit
  298. Opening qtrade account dual citizen
  299. T2200 and CCA deduction for car financing
  300. RRSPs QuestTrade
  301. History Builder
  302. USD savings account
  303. Alternative to MSCI EAFE eFund for Loss Harvesting
  304. can someone please run me comparables on MLS?
  305. Adding amount of existing mortgage
  306. Got my tax refund .. but ..
  307. Revenu Quebec Question
  308. Can a landlord ruin your credit score/report ?
  309. 1000 Bonus Air Miles when you apply for AMEX and Spend $500 in First 3 Months
  310. Question about Home Buyers Plan(HBP)
  311. RRSP Savings?
  312. Did anyone receive their tax refund yet?
  313. Want to open a joint account but don't want to pay annual fee
  314. [solved] Home expenses & T2125 Statement of Business or Professional Activities form
  315. Home insurance question, advice needed!!
  316. CTFS saving rate drops to 1.5%
  317. Personal Credit Score - Please HELP...
  318. Firstline's Matrix Mortgage Questions
  319. Housing Market Winnipeg
  320. www.ally.ca is closing where else to go ?
  321. Owing Taxes
  322. US Income / Tax Home in Ontario
  323. Completing income tax, change in marital status, have to fill out exs information?
  324. Maximum Income and taxes....? lower
  325. Question Regarding CST (RESP)
  326. Improving credit score
  327. Are RESP and RRSP a good idea?
  328. How to find out if houses are going to be built?
  329. website for tracking funds
  330. RRSP trading account and dividends
  331. canadian immigrant applying us credit card
  332. how a canadian immigrant apply a US social security number?
  333. Has anyone had mail go missing in the Canada Post system?
  334. Getting married before 2013 April, will it be reflected on 2012 Notice of Assessment?
  335. Buying a house from a builder/developer - seeking advice
  336. Mortgage options
  337. Some questions about zero down mortgages
  338. Ally rates slashed to 1.2% - Where should I move my money to?
  339. Mortgage renewal
  340. RRSP - unused contributions questions
  341. PC Financial Changes April 2013
  342. does a girl get half of my house if we split?
  343. TD e-series and tax return reporting
  344. Claimed Working Income Tax Benefit as a Student
  345. Prepaid $US Credit Card
  346. Employer withholding vacation pay as compensation for back taxes requested by CRA
  347. Income tax return - WITB
  348. RRSP & Mortage
  349. TD e-series dilemma
  350. Withholding Tax From Pension Lumpsum
  351. Cmhc, down payment and line of credit
  352. Recommend me a credit card
  353. Where to find the type of people on this forum in real life?
  354. Want to start up a tfsa and resp....where should I open an account?
  355. Getting a liquor license in Ontario with criminal record?
  356. What if someone checked my bank account without my permission?
  357. Capital Cost Allowance
  358. Buying a Cottage in Quebec as an Ontario Resident.. Tax Implications?
  359. No taxes done last 5 years
  360. TradeRush.com
  361. Paying down fiancee's mortgage before common law
  362. RSP Homebuyers Plan Repayment
  363. TFSA for a down deposit
  364. Question about TD e-series
  365. Personal Finance Planner
  366. Hypothetical Though Experiment: Opinions needed.
  367. lost my job mortgage issues
  368. Investment advice.
  369. TD vs Scotia
  370. Kiyosaki Rich Dad real estate training
  371. HRSDC stolen hard drive lawsuits
  372. Can I deduct interest from the down payment portion?
  373. How to calculate the maximum lump sum RRSP contribution?
  374. TD Waterhouse and self directed RSPs
  375. Pay off student loan or claim the interest?
  376. Credit Report
  377. Double Taxation Exemption - Receiving payment from Italy
  378. TD Doesn't Process VISA Debit Refunds
  379. How much do your parents help you out?
  380. Tax question (RRSP and Pension Adjustment)
  381. Putting Small Business Shares in TFSA
  382. CIFP exams
  383. Exchanging Euros to Canadian Dollars
  384. Should I claim single or common law
  385. Borrowing on a margin account to invest in high-yield bonds?
  386. Canadianforex.ca - First wire transfer free expires feb 28 2013
  387. qualified financial advisers?
  388. People's Trust -opinions?
  389. Exchange rate?
  390. Why is Credit Score Important
  391. Ufile
  392. When will the economy finally get back to normal?
  393. Need help with legal contract wording and meaning
  394. Can I Throw away 2006 Tax Records?
  395. 2006 and 1936 pennies worth anything?
  396. can I still cash in all my pennies at the bank? is there a deadline?
  397. New RBC - Shoppers Optimum Banking Account - March 31, 2012
  398. How to learn the federal and provincial tax credit systems (and grants)?
  399. NEW RBC SDM Credit Card - incl. plans to acquire SDM Optimum MasterCard credit card
  400. What is a good investment for 15k USD?
  401. Need a new debit card again!!!
  402. Bank won't raise my CC limit; Never missed a payment in 7 years
  403. Online Outlets of Manitoba Credit Unions for GIC deposits
  404. rrsp question
  405. Car allowance or Company car with new job offer?
  406. CC with insurance for a europe trip
  407. My BMO card was compromised
  408. Do Medical Deductions For Taxes Rollover?
  409. Mint.ca Affordable and magnificent: 24k gold-plated medallion set
  410. Online Banking at Public WiFi. Is it safe?
  411. Provincial Equity Tax Credit - Better than TFSA/RRSP?
  412. Fields From Last Paycheque to Fields in T4?
  413. What bank usually has the best US $ exchange rate for cash?
  414. How difficult to get an ITIN for Canadians?
  415. Canada Post service standards?
  416. Best ATM card for international travel?
  417. RBC Direct Investing temporarily offline
  418. Please delete
  419. Do i need to report my TFSA and my RSP on my Taxes?
  420. U.S. Index Funds in RRSP - Withholding Taxes vs F/X vs MER
  421. Capital One Aspire Cash World: Application denied, unable to verify credit report inf
  422. Disappointing returns with mutual fund
  423. A permanent address for your credit report? Recommendations?
  424. OSAP Debt and Joint Bank Account with Spouse
  425. Question about RRSP contribution or Notice of Assessment
  426. Any banks that give blank cheques (checks) upfront immediately?
  427. Home insurance claim
  428. Spousal rrsp
  429. Personal Services Business (PSB) - how it could affect you (incorporated contractors)
  430. Spousal RRSP income splitting Question
  431. Canada studen loans/OSAP/NCO financial. NEw here, a few questions
  432. MPAC Property Assessment related question
  433. car rentals and credit card holds
  434. ETFs blaze past Mutual funds
  435. Best option for short term loan?
  436. W8-BEN & Questrade
  437. CSC exam
  438. Collections: Should I answer?
  439. Talk about a lazy flip
  440. what's the best groceries/gas credit card after MBNA Smart Cash MC dead?
  441. Best way to finance new business/property? Time running out...
  442. Ebay shipping to Canada: A constant thorn in the side for Canadians!
  443. How long does it take to get approved for MBNA SC World card?
  444. Credit card fraud
  445. What should my parents do with their savings?
  446. Should you dip into your RRSP if you are unemployed? YES
  447. RRSP -- ING Direct or PC Financial?
  448. RRSP consolidation strategy
  449. Year of the snake or Year of the fake? (this is about RE and HAM-aka snake oil)
  450. how to report side job income on tax return
  451. Hedging mortgage rate risk by purchasing options
  452. Noob On Credit Cards Benefits
  453. CPP child rearing dropout (CRDO) and credit splitting (DUPE)
  454. TD Waterhouse - Help buying a stock
  455. Can you suggest reliable financial advisers that can talk to us about consolidation?
  456. How to calculate mortgage interest saved
  457. Need advice for a friend - BAD investment
  458. Have you been DUPEd by the CPP?
  459. Investment Club TFSA?
  460. PC Financial MC - Not able to adjust interest rate?
  461. Universal Life Insurance, $240 / month, worth it?
  462. Do lottery winners/millionaires get special interest rates?
  463. BMO Air Miles World Mastercard for 25% discount on Air Miles flights
  464. Weird deposit into bank account from ING?
  465. Tax quesiton - how to enter bursary?
  466. RRSP Contribution Limit
  467. Planning savings for new grad
  468. [Merged] Aeroplan points expired....Options?
  469. Canadian Amex Gold or Capital Aspire Card World?
  470. Best way to exchange US-CAD large sum?
  471. Why Hydro Quebec does not accept any Credit Card as a pre authorised payment method?
  472. How much is your typical credit card bill?
  473. This just isn't my week, thanks to BMO and RBC
  474. Question about CPP Survivour Benefits
  475. Buying New Home- Do I need 20% now or on 2 year closing?
  476. Multiple "part-time" jobs with Finance companies?
  477. Question about AMEX Gold Rewards Card REWARDS
  478. Down payment question
  479. Buying a 2 bedroom condo - living in it and renting one out
  480. trading platform
  481. Which credit cards can pay your bills for maximum point collection?
  482. Manulife mutual funds any good?
  483. Certified income tax free Software
  484. Visa mobile alerts - which banks do this in Canada?
  485. RRIF Question about mandatory withdrawal after age 71.
  486. Seeking advice for DIY Investing
  487. Double Currency Ding?
  488. Getting maxiumum redemption with Capital One Mastercard
  489. Mortgage or RRSP contribution?
  490. TFSA Dividends Withholding TAX USD
  491. non arms length RRSP mortgage
  492. Moving 1.5years after purchasing home
  493. BMO Air Miles Master Card Earn - 400 Bonus reward miles
  494. TD Waterhouse Trading Account
  495. PC MASTERCARD vs world Mastercard
  496. Receiving payment in Euros?
  497. Negotiating the fees to transfer stock into new account
  498. Referral trading website? (credit card bonuses)
  499. Equifax - 30 Free trial period
  500. Best way to use ING for savings?
  501. Retirement Scenario Question
  502. Mortgage renewal
  503. Severance Question
  504. Shopping around for life insurance?
  505. Canada Savings Bonds worth keeping?
  506. Hard pull on a TD secured visa?
  507. Sending large amounts of money overseas
  508. Will CIBC reallocate your credit limit among multiple credit cards?
  509. Title insurance for mortgage free home
  510. Breaking a lease and the ramifications of doing so.
  511. Income Taxes as Independent Contractor
  512. Bank insisting on investing in mutual funds?
  513. Does TD eSeries work with Mint.com? / how to set up
  514. RBC doing hard hit without my permission?
  515. Question about MER
  516. HSBC Premier - US Based Credit Card Q
  517. Need Investment Help
  518. Was declined for amazon visa application
  519. VB vs QuesTrade
  520. MBNA Smart Cash out of the 5% period
  521. Please help, got a credit card I never wanted
  522. Is the net amount of money out there 0? (& true value of gold?)
  523. What the third best credit card from scotiabank?
  524. Why does the Federal Government not legislate how transactions should be rounded?
  525. T4s
  526. ATM travels: Cash advance from credit cards with a positive balance?
  527. Questrade offering $50 in free trades?
  528. del
  529. Taxes: Lease Car Work from Home
  530. After 3 days, I will post a story about TD stole their customers money
  531. Unused RRSP contributions - HELP!!!!
  532. TAX Question: US Dividend on TSFA
  533. DRIP - Certificating shares in Registered accounts?
  534. One VISA ups my interest while the other doubles my limit.
  535. Does TREB manipulate the stats to reignite the RE market in Toronto?
  536. Ex-dividend date and dividend questions
  537. RBC Direct Investing Fee Changes... for the better in some cases!
  538. .
  539. TD eseries
  540. 2013 british columbia tax assessments are available online now
  541. Are you top 1%?
  542. Duca
  543. HBC Killing my credit report!
  544. Air Miles - Delta Hotel Points
  545. Visa outage across Canada
  546. Personal info lost/misplaced by government - place notation on credit file ?
  547. Recommendations for expatriate tax advisor
  548. Transferring TFSA out - RBC to VirtualBrokers
  549. Questrade tfsa transfer out help!!??
  550. HRSDC sent me the following, should I be worried? Should I accept Credit Protection?
  551. Question about income tax and capital gains
  552. Linking BMO LOC to PC/ING?
  553. Car loan under public records
  554. Transferring out of a work RSP PLAN?
  555. Credit card stolen overseas
  556. Credit card and mortgages?
  557. Android app for PC Financial coming this spring
  558. Old ByLaw Ticket and Credit
  559. Auto Loan to consolidate debt?
  560. Just moved in, considering renting out the place to move back in with my parents....
  561. RIM?Blackberry
  562. ...
  563. Target 5% Credit Card now taking applications
  564. Cottage, Bigger house or Condo Investment
  565. Sony MBNA Card (Google TV Promo)
  566. chinese warren buffet going to jail
  567. What can I do with my CSB RSP?
  568. Things you do for extra income
  569. Client Notice from Virtual Brokers
  570. MBNA 0% OR Capitalone Smartline M/C?
  571. Shopping around for the best LOC rate - any tips?
  572. How many % should I be putting aside into savings each month?
  573. Education saving plans are bad
  574. Virtual Brokers Down!
  575. Recommend US Credit card for Canadian
  576. Another Travel Rewards Credit Card Question
  577. child expense credit refund
  578. TD1 and Education Tax Credits
  579. Can someone explain to me the sense in leaving inheritance for children?
  580. Paying your income tax in installments...
  581. I am experieced Php developer looking for investment for start community website
  582. capital one secured card
  583. Taxes on Self-Employed with low income
  584. What can I do about this situation?
  585. What taxes will I get back
  586. How can I buy $500-1000 prepaid credit card with cash?
  587. Considering purchase vs rental in small city
  588. How do I figure out what my early mortgage termination fees would be?
  589. TD RRSP Loan Rate
  590. Borrowing money to buy RRSP
  591. Large balance with high APR card. What's my best option?
  592. how to buy double line mutual funds
  593. Corporate Whole Life insurance for the top 1% income earner? Advisable.
  594. Sole Proprietor vs Incorporated for Independent contractor
  595. Accurate Budget?
  596. CIBC terms changing April 1?
  597. Credit score comparison / monitoring
  598. Any 'deals' ongoing for opening a kids bank account.
  599. Balance transfer question
  600. So many credit cards to chose from! Which one is right for me?
  601. Globe&Mail discovers Chinese buyers for Vancouver homes
  602. HSBC Payee - Montreal Tax
  603. mortgage cancellation
  604. HSBC Payee - Montreal Tax
  605. How should I bounce back from this debt?
  606. What happens if you cash advance credit card to pay student debt?
  607. Security of BitCoins?
  608. Employer matched RRSP Contribution
  609. could someone link me to TD's latest spam in easyweb about deposits made easier?
  610. Closing the HELOC as fast as possible...?
  611. Scotia iTrade or TD waterhouse employee benefits --and trading commissions
  612. TFSA - Is CRA Website Wrong?
  613. Freelancing and reporting taxes
  614. Anyone having trouble with TD WebBroker?
  615. Use BMO MasterCard to Pay Bills???
  616. Question about HBP withdrawal waiting period
  617. Patriotic Retirement Plan
  618. No mortgage, home insurance?
  619. Fees involved for trading American stock with Questrade
  620. Everyday cash for a canadian living in Oxford England.
  621. Condo deposit structure for pre-construction developments
  622. Cibc Rsp loan but need CIBC account to pay?
  623. Wife a PR, but not yet a resident of Canada - tax questions?
  624. Want to start a business with a partner, how to go about it?
  625. (QC) Registered savings fraud ongoing...
  626. TD SDB annual fee cannot be PAD'ed from PCF chequing/LOC account?
  627. Can prescription drug cost not covered be claimed for anything tax time? (Ontario)
  628. TFSA overcontributing
  629. Please help! MoneyMart cheque cashing question...
  630. re: CTV Toronto News: real estate listing's LOW PRICE=CRAZY OPEN HOUSE=BIDDING WAR
  631. LOC Question
  632. How do debt settlement companies work?
  633. In this electronic age, is it sufficient to check purchase amounts at POS?
  634. Questrade - US stocks precaution - warning
  635. is there a way to dispute a loan denial with TD
  636. TFSA contribution limit for new residents
  637. Dupe Collections Record
  638. Moody's Downgrades 5 of Canada's Big-6 Banks
  639. Student LOC Rates
  640. how do I ask for a lower interest rate?
  641. Does CRA not actually post TFSA contributions?
  642. $150 Sign up Bonus with TD
  643. Ready to make an offer - Anything I should know?
  644. Short-term RSP GICs
  645. CRA my account for individuals
  646. What is the point of Peoples Trust Tax Free Savings GIC
  647. I lost a cheque in an envelope and now Vancity wants me to cancel my account.
  648. Still have RESP but graduated
  649. Can anyone suggest a better bank than TD for Personal/Business Banking + Savings?
  650. how much rrsp to buy to avoid paying tax
  651. Transferring Condo to Parents (Tax Implications? - what's the best way?)
  652. Wholelife Insurance
  653. Anyone feel like penny pinching is pointless when investments go +/- thousands?
  654. Do banks value your business?
  655. Starting as a Mortgage Agent
  656. 44 dollars interest charge on 1K balance from HBC credit card
  657. PC Financial Phone Lines Are Down
  658. business loan for a franchisee
  659. TD Security GIC
  660. PCFinancial -> ING Transfer
  661. RIM stock went up again. Will they make a great comeback?
  662. What exactly happened in 2000 to cause the "housing bubble"?
  663. Claimed mortgage interest as Business expense?
  664. Any thoughts, cautions, on a 15 yo having a trading account?
  665. Walmart MC Shady Interest Charge Practices?
  666. SEARS Chase Mastercard Call center open Sunday???
  667. Does anyone parents/grandparents carry your mortgage and what rate do you pay?
  668. ING, that's why I hate you
  669. Facebook just charged me $257.07
  670. HELOC vs 2nd mortgage vs line of credit
  671. Anyone heard of Street Capital lenders
  672. Depositing a US Cheque with "CAD" written on it.
  673. CBC says that banks are misleading on mutual funds!
  674. CIBC Index-Linked GICs..any good?
  675. Old income tax calculators?
  676. mortage brokers
  677. ING Direct TFSA question....
  678. Life and Disability Insurance
  679. Breaking a fixed mortgage & exercising prepayment option
  680. CRA no longer sending tax package
  681. TD Bank Green Machina is not safe to deposit
  682. How much a year do you pay your mortage?
  683. credit history file and time with current employment
  684. Got refused for an Amazon.ca Rewards Visa Card from Chase. Do I have a bad credit?
  685. Bonus and RRSP
  686. NetFlix Stock Went Up 42% This Week
  687. why CIBC holds deposited funds
  688. Rejected mortgage application
  689. Closing credit card with a negative balance
  690. Should I count CPP contributions in my savings rate per year?
  691. Should I close my checking account
  692. Bank incorrectly reported delayed/non-payment on my credit account to credit unions..
  693. Best Cash Back Credit Card
  694. Balance Transfers Question
  695. Question about new BMO WWF air miles mastercard
  696. Merchants Now Rounding Up to Avoid Pennies
  697. USD within RRSP - contribution limit?
  698. tax deductible mortgage
  699. Credit score drop off
  700. What is a better credit card?
  701. TFSA account
  702. EI benefit calculations
  703. RE Crash won't be happening anytime soon.
  704. Auto insurance with TD Melocche Monnex: Should I be worried?
  705. mint.com - anyone has trouble adding questrade & computershare
  706. How much do YOU PERSONALLY spend on food per month?
  707. Nestwise: Canadian Version?
  708. Writing my own name on cheques
  709. BMO ETF or TD E-Series
  710. Investment advice needed: 50K for 3 months
  711. RBC Credit Card Conversion Questions
  712. Investment property and personal debt - refinance?
  713. two chequing accounts
  714. MBNA Shoppers Optimum MasterCard ceasing online access as of April
  715. Income Trust and Tax
  716. Investing large inheritance at age 26 - HELP!
  717. Cell Phone buyout question.
  718. Advice for finance noob in investing?
  719. Claiming Moving Expenses: Fees for breaking a lease
  720. Name me a few things I can outsource to a Virtual Assistant (also need advices)
  721. Duplicated gift cards in Toronto
  722. TD Visa interest rates going up
  723. TFSA Withdrawal/Transfer Question
  724. UFile CD received in the mail... early special bonus included.
  725. Getting Married: Tax Issue
  726. Investment choices for locked-in RSP?
  727. Corporate rental and other questions
  728. Question regarding HBP via RRSP
  729. Qualified tax expert
  730. RRSP withdrew with 20% with holding tax and now needs to file tax with no income
  731. Ever applied for an RBC Small Business Credit Card?
  732. RRSP beginner questions.
  733. should i invest with my friend?
  734. best cashback card for my purpose
  735. Made $4000 on paypal but nothing is profitable income.
  736. What are some of your investments
  737. Another green day on the TSX!
  738. Should I use borrow money to purchase RRSP
  739. First time home buyer
  740. RRSP Season, what should you do? I got some free opinions.
  741. New $20 bill uses wrong maple leaf
  742. Claiming Moving Expenses - Full-Time Student Studying Abroad
  743. Capital gains on a 22 year old rental.
  744. Do I have to pay taxes? Buying stuff on ebay then selling on Kijiji/craigslist
  745. Another Investment Ponzi Scheme Collapses - - This One In Edmonton
  746. Question about Starbucks online purchase and Amex
  747. Is travel health insurance included in Federal Government employee health insurance?
  748. Can We Afford a House?
  749. Short term disability/income protection insurance
  750. HSBC requires a hard credit check to increase daily ATM withdrawal limit - Big Fail
  751. RRSP Overcontribution and carry-forward
  752. Canadian Tire closing my Credit card account due to inactivity
  753. Is It worth to borrow Money to buy RRSP(with 40% return?)
  754. Can I get a dormant account charge for my TFSA?
  755. Amex 0% interest rate cheques for 6 months
  756. Free American Express® Costco®† Platinum card upgrade to TrueEarnings Card
  757. TD Active Trading Platform - how to qualify?
  758. US commuter CDN resident TAX return software
  759. Is it possible to use popmoney if you are Canadian without a US address?
  760. Auto Loan Contract Error
  761. Personal Insurance Question
  762. CIBC to offer the first VISA Debit Card in Canada
  763. MBNA Smart Cash or TD Infinite Visa, which one should I use.
  764. Need credit/Legal advice about previous employer trying to collect $$
  765. TD changing credit card agreement: fraudulent charges by PIN? you are responsible!
  766. Moving RRSP's from TD to ING - Will ING pay the transfer fee?
  767. SIN card as ID may vanish
  768. CIBC TFSA, how do I trade and/or buy stocks?
  769. Does RBC have something similar to TD Select Service
  770. Cell phone bill: How many days late before it affects credit file ?
  771. Question on RRSP/TFSA contribution
  772. Investing on the go
  773. CIBC TFSA is now 2%?
  774. Prepaid credit cards like in T-booth?
  775. A credit card with car rental insurance?
  776. CIBC Aerogold Visa Infinite vs. CIBC Aventura World MasterCard?
  777. Best cashback or travel rewards credit card?
  778. UCCB + vacation
  779. Amex roadblock - president's choice banner
  780. Retirement plan - Move to the Cottage without capital gains
  781. [Merged] TFSA limit raised to $5,500
  782. Credit decision and the Privacy Act
  783. Need urgent help!!!
  784. Can you have more contribution room than $25,500 in your TFSA?
  785. trip cancellation insurance on RBC cc?
  786. any Brit expats? ISA and SIPP questions
  787. Buying or Selling a house - save literally $10K or $20K
  788. Can someone on Work Permit open a TFSA?
  789. Divorce and assets/liabilities
  790. TFSA Strategy comments
  791. TD phasing out penny from circulation
  792. Advice on house buying in Kitchener-Waterloo
  793. Debit card fraud GTA; questions and concerns
  794. Greater Vancouver RFDers: EFTs with VBCE (Vancouver Bullion & Currency Exchange)?
  795. BC Assessment..I thought house prices were supposed to go DOWN?
  796. Has anyone dealt with moneyproblems.ca ?
  797. ATM cash deposits
  798. HSBC charged me for PPSA but...
  799. RRSP Matching and HBP
  800. Financial Situation: What To Do??
  801. Mortgage Pre-Approval
  802. Short term ING TFSA-GIC(2.5% for 90days) question
  803. Deferred Group RSP Contribution
  804. CIBC PremierService account
  805. RRSP - Sanity Check
  806. Getting line of credit or unsecured Visa after bunkruptcy
  807. Self-employed, no job, can I rent?
  808. Scotia Moneyback Account with 1% Cash Back on DEBIT, $14.95/month
  809. Equifax report, not showing fido bill
  810. Education tax credit
  811. Nortel executives not guilty
  812. Credit report after discharge is driving me nuts !!!!
  813. Identity Verification - 25 year old information, WTH?
  814. saved 30k, what to do with it?
  815. ...
  816. Best credit card if travelling to India
  817. Undertook extensive Rewards Credit Card research and narrowed it down to 4! Input?
  818. capital gain vs unused rrsp
  819. UK Credit Card while in Canada
  820. Long term disability insurance premiums and medical expenses tax credit
  821. need tax software that will allow doing non resident US returns
  822. Amex Costco TrueEarnings better than Platinum cash rebate card?
  823. First time Home buyers tax credit question
  824. Incorporating A Sole Proprietorship. Accountant / Accountant Firm Recommendations
  825. Moving into rental or acquiring another
  826. Applying for financing/bank accounts - identity verification questions FAIL?
  827. Small Business HST Question
  828. Which bank & credit card?
  829. Increase mortgage payment via online banking???
  830. how long does it take for a collections file to affect your credit
  831. Can I claim moving expsenses?
  832. Loan/Mortgage Calculator
  833. Question on Ontario Land Transfer Tax, applicable?
  834. Does a Gov of Ontario GST cheque expire?
  835. Canada Student Loan Question
  836. CIBC "quick close' program
  837. Studiotax 2012 - AVAILABLE NOW - Free Tax Software!!!
  838. Best possible rate one can get for a small (< 5000$) used car loan?
  839. Car Auto Insurance - Are 2 year policies worth it?
  840. How hard is it to qualify for Disability Pension Benefits with CPP or RRQ
  841. keep or sell US dollars?
  842. Mortgage up for renewal - what is your opinion?
  843. Credit Cards - Travel Medical Insurance
  844. Help: Portfolio Tracking Software for Mac
  845. Handling debts within the family?
  846. RPP matching and RRSP limit
  847. American Credit Cards?
  848. RESP vs. CLB
  849. The Bank Doesn't Care
  850. 1
  851. Binary options - Scam or real?
  852. how to pay for the investment property
  853. Paying credit card balance with Cashback CC
  854. Getting loan before mortgage renewal date?
  855. Free credit report canada
  856. Withdrawal from paypal to bank account with different name?
  857. Best Way to Cash GBP Check into CAD Account
  858. Mortgage almost paid off - any other "things" that we need to do?
  859. The Trillion Dollar Coin, has anyone else heard about this?
  860. Anyone use Interactive Broker's Mobile trading platform?
  861. What software do you use for keeping track of your finances?
  862. Homebuyers Plan question - is it allowed?
  863. Question: First Time Home Buyer's Plan for Couples
  864. question about borrowing extra 5k for repairs for first time home buyer.
  865. Confused about my credit card interest charge
  866. Investment loc management
  867. Best cash flow investments
  868. Invest or Pay Down Mortgage?
  869. Old tax returns from 2001 and 2002 can I still file?
  870. T2125 - new sole proprietorship/no business
  871. Target Redcard
  872. Chase Amazon Visa vs. AMEX Costco TrueEarnings for US Gas & Restaurants?
  873. Recommendation for corporate accountant in Montreal.
  874. Borrowed $30k from CC to invest - affects credit?
  875. Rent increase on a rental condo
  876. Tax season is coming up, got a tax question.
  877. Mortgage Renewal question
  878. Cashing in Stock Certificate
  879. tf
  880. TFSA and Canada Deposit Insurance Corporation
  881. Are capital loss carried forward indefiniately
  882. ING 90 days RSP or TFSA GIC at 2.5%
  883. is BPCPa (british columbia Consumer Protection Authority)a scam?
  884. Mortgage pre-approval question
  885. how to get a CC with a LOW limit?
  886. Alterna's Market Tracers
  887. Really want hulu got gift card but cannot open without cc
  888. Home Inspector
  889. A car loan question
  890. TD Waterhouse Discount Brokerage now called TD Direct Investing
  891. TD Visa card used with PIN in China - fraud
  892. Best Credit Card for a student?
  893. `
  894. Putting money in Pension vs RRSP
  895. Knightsbridge trustworthy?
  896. TFSA overcontribution withdrawal
  897. RRSP or Non Registered Account?
  898. Can you take a cash advance of all credit products at once?
  899. Shopping for a Rental Apartment
  900. Why doesnt CRA my accounts have record of TD TFSA
  901. Cash all RRSP before 65
  902. ING 90 day RSP GIC at 2.5% is back
  903. Unfiled returns and back taxes, what's the best approach?
  904. Do I need to report this rental income?
  905. Reducing income tax deductions at source for short-term/seasonal contract?
  906. Equity-linked GIC's
  907. Road to Recovery!!!
  908. TDW Transfer form
  909. Has anyone ever claimed extended warranty on their TD Visa Infinite?
  910. Tax Deduction Question - Re: Medical Expenses (Physio)
  911. RRSP withdrawal Questions
  912. HELOC question
  913. First Time New Home Buyer ($25k RRSP HBP vs $25k TFSA)
  914. Suggestions for a Notary in the Gatineau Area
  915. Annual Rate of Return for your Investment Portfolio
  916. Paying Into a Pension Plan- No longer With company
  917. Co-Owner on Rental Property w 0% ownership - do you report tax?
  918. Stuck! - Mortgage Question
  919. Manulife One, RBC Homeline or HELOC with low interest mortgage.. Which is better?
  920. BC PST coming back April 1
  921. `
  922. Why dont banks or other institutions offering Interest % state what they mean?
  923. Are bank money orders safe?
  924. Phasing out pennies Feb 2013 - all cash transactions rounded to nearest nickel
  925. Question about increasing my Car Payment
  926. Studiotax 2012 pre-certified version out
  927. What is the best Tax Software?
  928. Loaning money to your spouse for income splitting purposes
  929. ufile
  930. Free money from CanadianTire and 2.5% GIC 90days from ING a good match?
  931. Tax Receipt not given
  932. Question about caregiver amount (line 315)
  933. bra
  934. Exchange Rate
  935. Piggyback Loan?
  936. First Time Home Buyer
  937. Medical student looking for some advice
  938. TFSA vs inflation?
  939. Credit Cards and bank account Dilemma
  940. Real Estate Investing: How come no one includes equity gain when calculating RoR
  941. I don't understand why my credit card statement is lower than my balance?
  942. Which bank?
  943. Thinking of not activating new credit card?
  944. monthly service fees (banks)
  945. small business with one part-time employee
  946. HSBC doesn't have Interac email money transfers ?
  947. d
  948. changing accountants
  949. Tf
  950. Selling gold in Mississauga/Toronto
  951. Recommendations for someone/a firm you have used to prepare tax returns in the GTA
  952. credit score inconsistency problem
  953. Online banking with People Trust Company?
  954. Apple Financing and Equifax Credit Score
  955. Question related to mortgage transfer/renewal
  956. Health/Dental insurance for dependents that don't live at home
  957. Best Card for New Comers in Canada
  958. Rental increase violating lease agreement
  959. Anyone sell their place on Du Proprio (quebec)
  960. MBNA Rewards Travel 2% vs Capital One Aspire Travel up to 2%?
  961. Is it possible to refinance used car loans?
  962. cd
  963. Contributing to CPP and EI after 65
  964. Investing in ETFs in USD in Canada
  965. Average salary of universuty grad for marketing?
  966. A few MBNA Smart Cash Questions.
  967. How bad is my credit and how can I fix it?
  968. daycare tax question.........
  969. ING and ICICI GICs
  970. Equifax or Transunion report, which one is more comprehensive for Big 5 banks?
  971. Has anyone gotten a financial advisor?
  972. Credit Card Terms and Conditions Conflict
  973. TFSA - What should I put it in?
  974. Prepapproved on PC credit card limit
  975. Question about Sub-lease
  976. Credit Card opened for me without "consent"
  977. Making changes to inxome tax returns (T1Adj)
  978. RRSP homebuyers program
  979. US / Cdn currency exchange fees
  980. How long does it take for a refund to show up on MBNA?
  981. Should I put 75% of my savings into my rrsp?
  982. [Merged] Unclaimed Bank Balances
  983. ahh TD! Earn a bonus interest rate of 0.70% TFSA
  984. What to do with 150K LIRA?
  985. CHASE and MBNA, payments not showing up?
  986. Why arent electronic bank transactions 24x7?
  987. President's Choice PC Mastercard - 0% interest on retail purchases until June 2013
  988. How come winning a stock bet feels different vs winning a casino bet?
  989. TFSA $5500 question - CRA rules
  990. AMEX 1.99% on all purchases for 12 months
  991. Woman's credit ruined over 3 cents
  992. How to Invest when Market is Rising
  993. Does my plan make any sense? To maximize down payment via HBP
  994. What is the current amount owing?
  995. TFSA Contribution Question
  996. Has anyone here profited from renting a house?
  997. Costs associated with buying a home?
  998. Withdrawing TFSA on Dec. 26th/27th
  999. good books to read about investing and stock market
  1000. Transfering current mortgage