View Full Version : Personal Finance

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  1. TD Gold Elite Visa or Cash Back Mastercard?
  2. Need advice re: Whole Life insurance or TFSA
  3. Assistance? Take offer or no?
  4. USD Currency Drop And Rise Of Chinese Currency?
  5. Why do renters always feel compelled to question homeowners?
  6. Renegotiate LOC rate with PC Financial ?
  7. Save? invest? pay off mortgage? what to do with money !?
  8. RRSP Transfer-in-kind --> to Spousal RRSP contributor or annuitant account?
  9. Not Happy with NBC new fees starting on 1st July, any recommendations
  10. National Bank World CC promotion
  11. New communities in Klienburg-Nobleton-King Area
  12. Ontario Real Estate Association Listing Agreement
  13. Is it almost always better to max out RRSP prior to TFSA contribution?
  14. CCtb sent to wrong account?
  15. Non-qualified Investment?
  16. Why haven't bank notes kept up with inflation?
  17. At what age/point do you stop "saving" and start investing?
  18. Pre-authorized payments on my credit card
  19. Law student with "dream crushing" debt
  20. Does anyone take Personal Finance threads seriously?
  21. Family Tax Cut - reassessed by the CRA and now owe $2k
  22. Pc Financial cancelled my card automatically
  23. How much does a bank earn for each dollar on deposit?
  24. Which credit card is best to apply for now?
  25. Has anyone used fsbofsbo.ca?
  26. Receiving money from a company and moving it to a persoal brokerage account
  27. RRSP for Home Buyers Plan
  28. Disclosure when selling a condo? (Condensation on windows)
  29. What is a good commission % for a selling agent?
  30. Why did you choose to buy instead of renting?
  31. CPP Posts 18.7% Gain and 75 Year Actuarial Soundness
  32. Mortgage to be qualified by CRA ? Is it True ?
  33. Should I update TD1 forms with my employer?
  34. Mortgage, Line of Credit vs Stock Market
  35. Windsor Real Estate Market?
  36. China's richest man lost $15 billion in one hour
  37. How many Financial Institutes are you with?
  38. Bankruptcy, foreclosure and exodus batter Calgary’s housing market
  39. Personal Cheque Hold Periods
  40. Crowdfunding and Taxes
  41. Can a locked-in RRSP from a lump sum pension payment be claimed on my 2015 tax return
  42. Tax on Winnings for Mayweather-Pacquiao Fight
  43. RRSP exempt from US stock dividends withholding tax?
  44. How much I can negotiate down on rent if I don't report to the CRA?
  45. More taxes for homeowners :D
  46. Appropriate time to get a real estate lawyer?
  47. Transferring self directed RRSP to self directed TFSA
  48. How do you manage ever-changing-date bills?
  49. Which is the better return CC ?
  50. Class 10 vs Class 10.1
  51. What Stock Screeners do you use and which analysts do you follow?
  52. Is insurance settlement money taxable?
  53. super low rate mortgage
  54. CC:Closed by credit grantor ,repair credit question
  55. Did we just hit the peak of the Toronto RE bubble?
  56. TD minimum balance fee question
  57. Taxing income vs Taxing purchases
  58. Notice of Assessment in the mail same as NOA find in CRA online account?
  59. Question about OAS and other possible pension
  60. Mortgage discharge fee (fact check)
  61. Credit rating issue with gym membership.
  62. Choosing a life insurance provider
  63. Room rental question
  64. How does rental income impact you? Will it be negative at 0net change?
  65. Calculating Your Marginal Tax Rate
  66. Recommend Credit Card with signup bonus Aeroplan Miles
  67. Telus Visa
  68. What is the best no fee cash back credit card?
  69. Can I do a cc switch with Scotia?
  70. Taxes - Worked in Quebec, Lived in Ontario
  71. Supplementary card of National Bank is no longer free
  72. Lets talk gold jewelry; a way to hold value.
  73. Non-residency status & moving to Asia - What to do with my properties?
  74. Is it good to close my recent cc
  75. Is Purchasing a Home an Investment?
  76. Require assistance with buying property first time?
  77. Selling my home
  78. Home property Tax on Income Tax
  79. When to Buy a House?
  80. How much home would you buy if you were this person
  81. Inactive Credit Card -- Cancel or Keep
  82. 10 K Cash - Should I pay towards mortgage or invest in ETF?
  83. CIBC $300 Cash Back Offer for Opening Unlimited Chequing Account
  84. Debt Settlement
  85. CIBC raising my interest rates?
  86. please delete :)
  87. If I have a credit on my credit card can I take a cash advance for free?
  88. Need an advice.How to invest such a big amount
  89. Best way to save for a downpayment for mortgage?
  90. Funding a Renovation
  91. Rent or buy? If even possible...
  92. Am I saving enough?
  93. [Ontario] Group Home and Auto Insurance besides TD Meloche Monnex
  94. Income Property - Toronto Condo
  95. Should I combine Student LOC and Gov't Loan?
  96. Bmo 1% cashback mastercard
  97. two credit cards, same account, same name
  98. Can you open an ING direct account (via referral) with a cheque that isn't yours?
  99. Secured Credit Card Collections?
  100. Taxes on bonus / evaluating job offer
  101. Online credit card fraud question
  102. Bank West / Zag Bank
  103. Changing ownership % at mortgage renewal fees involved?
  104. Anyone used their TD Line of Credit ( LOC ) as a chequing account?
  105. E-banking
  106. Which Bank To Go With?
  107. When Realtors Go Wrong: BC Real Estate Watchdog useless it is claimed
  108. MSP Premiums
  109. finally a a real estate hotspot in the Maritimes!
  110. Pre-Authorized Payments and Tangerine Savings Account
  111. High-income Canadians using cash the least
  112. Vancouver property is highly speculative by foreign investors - Top Money Manager
  113. Canadian Economy - A Fear of Change
  114. Any experience with Sears Financial Voyage MasterCard?
  115. Peer to Peer Lending in Canada - Grouplend & Borrowell
  116. Significant savings, a house and heading back to school
  117. Home Prices Stall in April
  118. estate money confusion
  119. 22% of CRA employees fell for email phishing scam in test
  120. Credit Limit increase : Is there hard credit check?
  121. Credit Report Inquiry
  122. Where to invest within TFSA room?
  123. CCP Investment/Rebalancing Calculator
  124. Horrible credit score, statute of limitations, and repairing it all
  125. $450k for a 3000 sq ft detached house on a 50 ft lot in Paris, Ontario. Good deal?
  126. How to take advantage of MBNA Balance Transfer
  127. Credit Card with travel insurance over 20 days
  128. At what age do you plan to retire?
  129. Mortgage: Variable or Fixe - Which should i choose?
  130. I got a credit report, but I can't find the credit score?
  131. Moving Out - Afraid I am headed for disaster
  132. How to get euros in Europe
  133. Self-Directed RRSP without withdrawal fee
  134. Safety Deposit Box
  135. RRSP: Mutual Funds vs GIC
  136. What does 'Your 2015 RRSP deduction limit' mean in CRA website?
  137. Bitgold - interesting new startup
  138. Switch RBC Visa Gold to RBC Master Card
  139. Pre-Approved Credit Card offers
  140. Priceline currency for Canadian hotles
  141. First Credit Card Help [Student]
  142. This won't look good for Trudeau: New stats show TFSAs not just for the rich...
  143. Desjardins (Gatineau, Qc) offering 1.34 Mortgage rates
  144. pay off mortgage or invest?
  145. tracking finances
  146. need 2 make adjustment/ammendment on income tax return should I go 2 same accountant?
  147. can't delete message
  148. Capital gain- tax question
  149. Has anyone been pre-assessed by CRA?
  150. Paypal: can't link bank account
  151. dfgdfg
  152. How long does it take for money to bounce back from a closed chequing account?
  153. Apartment Hunting Tips
  154. Non resident Mortgage
  155. House Rich Cash Poor
  156. Line of Credit at 4.85% as Backup Emergency Fund while Paying Last Student Loan
  157. No income how can i get mortgage?
  158. Port a Mortgage: Can I do it?
  159. Venting at personal financial situation when it comes to buying a new property in GTA
  160. Is this possible? home equity
  161. Help with UFile
  162. Home appraisals vs true worth..
  163. CRA vs IRS - the race is on!
  164. Certified Cash Flow Specialist
  165. House Bidding War: how can you even win this?
  166. How long does CRA take to refund overpayments?
  167. Toronto: How much money should you have in your bank account before you move out?
  168. 27m, need advice for RRSP
  169. Self-employed
  170. Aeroplan vs air miles reward flight
  171. Self-Employed Business Expenses!
  172. Whats your gross income, Age and occupation?
  173. suggestion for bank account for children
  174. House Closing issue
  175. Trouble getting Tangerine promo bonus?
  176. RBC Photo Cheque Deposit is here
  177. TFSA with credit card?
  178. Is real estate overpriced on the outskirts of the gta?
  179. Advice needed - Mortgage renewal, help!! Thank you!
  180. Credit score clarification?
  181. 95% Mortgages
  182. brokerage offering less intrustive TFSA application?
  183. Duca Collabria Visa
  184. Real Estate vs TFSA vs Leveraged Non Registered?
  185. Advice on tenant problem
  186. How do you create a link between PCF and an external account?
  187. How much debt (Mess) are you owing?
  188. I make $14,000 a year and keep getting pre-approved LOC offers from different banks
  189. Last month rent deposit and HST (Ontario)
  190. Transferring Amex to Canada, bad credit here
  191. Mortgage - What are the negatives of not going with a large bank?
  192. contractor tax deductible
  193. Montreal, QC Mortgage of 333k with low saving?
  194. paying a nanny. how to calculate wages?
  195. What would you do
  196. Starting TFSA Contributions
  197. How much money do you spend on Credit Cards?
  198. Pre-approved mortgage expired... next step
  199. Is it possible to get a loan from OSAP with an existing unpaid loan?
  200. Help with base rates and interest rates on a Line of Credit
  201. Are there 2 currency exhange charges if I pay $Euro with my canadian credit card?
  202. Looking for good Visa Credit card with cash back
  203. Advisable to use a single RE agent to sell current home and buy another?
  204. transfer money from usa to canada ?
  205. What is a GST number?
  206. Tax consequences of withdrawing international pension/profit sharing
  207. 401k to IRA/RRSP as Canadian resident
  208. HST - how to switch to yearly / annual payments?
  209. [Real Estate] How to spot and walk away from phantom / shill bids?
  210. What should I do? Leave RRSP with the bank or transfer to work?
  211. Are moving expenses allowed when you are incorporated?
  212. Realtor cashback
  213. Need advice with investing a reasonably large amount of money
  214. Avoiding PST when purchasing goods out of province?
  215. Best First Credit Card?
  216. Whats the best bank to open an account with?
  217. TD is asking for my student audit for a student LOC - Normal?
  218. Smart to use HELOC to buy a new car?
  219. Mortgage renewal with lower rate and penalty ?
  220. Westjet credit card
  221. Liberal's plan to reduce tax rate for $44,701 and $89,401
  222. GTA records highest home sales on record for month of April
  223. RBC Visa Debit - 2 of the same adjustments?
  224. Pay Sears MC Balance with GC?
  225. RESP IN Montreal(or QC)
  226. How to Minimize Investment Returns - Warren Buffett letter to shareholders 2005
  227. CRA Payment To Be Counted On Time
  228. Credit limit increase from Amex
  229. TD Canada Cross Border pracitces
  230. How much do you spend on groceries?
  231. The Capital One Aspire Travel CC switch
  232. Is it free to transfer TFSA from CIBC to PCF?
  233. Inflation - How Does it Work?
  234. Lost C.C
  235. If your home was underwater, would you walk away from the mortgage?
  236. Downgrading credit card
  237. TD’s $300 billion man moves away from the stock market
  238. Fee for paying for loans (RBC)?
  239. How to buy US currency with tangerine without cafe access?
  240. Selling New Townhouse – best scenario to optimize taxes.
  241. Site that has sold information for houses
  242. Opening a new Tangerine account
  243. looking for a good personal bank account
  244. Secured funds release TD VISA
  245. Agent use when renting
  246. Purchasing a new house
  247. How do TD's travel rewards credit cards work?
  248. Tax Filing Question
  249. HISA v Tangerine Fund for 3-5 years.
  250. Help- Clarifications on distributions/dividends on mutual fund and how much ive made?
  251. Capital gains on mutual fund withdrawal
  252. How much do you spend on travel a year?
  253. Anyone that offers what TD does in regards to all inclusive?
  254. Tax: Dedcuting Carrying charges and interest expenses question
  255. How To You Sell Your Home On Your Own?
  256. Switching from RBC
  257. Employed or self-employed ?
  258. Mobile Homes
  259. Pre-Construction Condo Questions
  260. Tax Filing Quetion.
  261. "Sold" listings information for downtown Toronto condos
  262. Capital One Mastercard Prime + 0.9%
  263. Should I break my mortgage or port and increase?
  264. Business account
  265. National Bank GIC 60months 2.25% (Qc only?)
  266. Tangerine Investment Fund for RRSP?
  267. How is Tangerine interest calculcated?
  268. RBC raises rates
  269. Questrade IQ portfolio TFSA?
  270. Mortgage Pre-Approved but employment changed
  271. Flipping pre-construction condo and CRA
  272. Correcting name error on Equifax
  273. I want to leave TD bank PLEASE HELP
  274. Canada Top Banks?
  275. The true way of using RESP
  276. Conversion fee for international ATM withdrawal?
  277. Under 25 + Car Loan?
  278. TFSA contribution room
  279. TD ask 500$ one time fee for home insurance
  280. TD opportunity for short-term investing?
  281. Income tax form T1135 for year 2013
  282. BMO Premier Plan?
  283. Capital Gains when your primary residence becomes an investment property
  284. The definitive say in whether the risk of a correction in Vancouver is low or not.
  285. For those that have an issue/problem/etc with RBC but hate calling on the phone -
  286. Is it worth keeping old credit cards open?
  287. Toronto is 'hottest' city in the world for RE for the rich
  288. What makes Toronto housing market different?
  289. Peoples trust TFSA Saving dropping to 2,25% effective tomorrow
  290. The DEFINITIVE RE vs Stocks discussion! (Including calculations)
  291. Free cheques?
  292. HISA v Investments for TFSA?
  293. What are you doing with your tax refund?
  294. TO RE Agents Make $1000 per hour, but it's OK because it is harder to buy a home
  295. RBC Ipad Mini 2 promo - April 30 to June 15th New customers only
  296. Would issuers reject a credit card application due to extremely low utilization?
  297. Change the home owner within the family
  298. CPP and EI on Capital Gains/Dividends?
  299. BMO customers about to see monthly banking fees go up
  300. Credit Card with car rental insurance
  301. TFSA Investing Accounts
  302. How long does it take to get a credit report?
  303. Metro Vancouver's living wage rises to $20.68 per hour (April 2015)
  304. Question about Debt Consolidation Loan Approval
  305. Where public elementary school fees/expenses goes on tax filing.
  306. Got rejected from last 5 credit card applications...help!
  307. I live in Quebec but work in Ontario, how to file taxes if i don't get a RL-1?
  308. Can someone explain to me how leveraging to buy an overpriced house is less risky..
  309. 12months on a secured capital one credit card
  310. For people that have the funny idea that interest rates will go up, lock in cheaply
  311. Moving stock into TFSA; which price to use for reporting capital gains?
  312. owe money to CRA (income tax) when is the deadline to pay it? they didn't tell me
  313. Question About Claiming Moving Expenses
  314. How would you transfer money in this situation?
  315. Suspicious email from CRA (Gov't tax people) - real or fake?
  316. What type of "average" people are buying 1.05 million "average" detached bungalows?
  317. Equifax score decreases quickly
  318. First time home buyers tax credit - when to claim it?
  319. :( .. I owe them this year ..
  320. LF: The best option to save 80k for a year
  321. Filing after tax deadline
  322. update: Jerk Move in Closing - Advice sought
  323. Depositing USD cheque in PC account
  324. employers obligated to comply with TD1?
  325. where can i convert USD to CAD
  326. CRA 2015 tax filing deadline extended to May 5, 2015
  327. Can One Transfer Capital Gains to Spouse?
  328. I Messed up Contribtution RRSP - Advice to Rectify?
  329. Missing information on T4 - Contracting Work
  330. App to file receipts
  331. Tax Program - Business and Real Estate Rental
  332. Can Link BMO & PC Financial?
  333. Studio tax filing T1135 error with the date
  334. CRA Small Business Visit
  335. House or car? New or used car?
  336. Turbotax - entering business losses
  337. How to Pay Quebec Taxes From Td account?
  338. Stock Splits Showing as T5 Investment Income?
  339. Good place to do tax return in Etobicoke
  340. 1k draw towards morgage
  341. Pay off OSAP vs Invest?
  342. Anyone use Equifax's Webdetect?
  343. Transfer from Non-Reg to TFSA
  344. Studio Tax does not prorate fed non-refundable tax credit
  345. Are Peer Lenders In Canada Safe?
  346. Investment property insurance recommendation?
  347. question on studio tax t2125 error-tax shelter number
  348. Motor Vehicle Deductions - Shared car? What form to use?
  349. Effect of Line 323 on Lines 405 and 426 (Federal Tax Credit on Non-Refundable Tax
  350. Filing a simple tax return, who/what to use?
  351. question about capital losses from prior years
  352. Opening a Questrade account
  353. Help paying off my parents monthly mortgage!
  354. Tuition Tax Credits Refundable?
  355. As of July 1, CIBC Credit Cards cannot be used to receive credits for Online Gambling
  356. Where to start? (Saving/Paying Debt)
  357. Filing for self-employed waitering?
  358. CCA and Class 10.1 Motor Vehicles
  359. Tax Advice - Disabled Dependants
  360. Tax Question
  361. First time homebuyer question. Gf has used hers I have not.
  362. EI Question
  363. Transferring money between banks
  364. Mutual fund MER calculation - this can't be correct?
  365. Auto Financing Criteria
  366. Tax Filing 2014 - New to Canada - First Tax Return
  367. Mortgage: UCCB/CCTB count toward income?
  368. What to do with USD income?
  369. Selling Financed Car - Upside down
  370. Collectively Speaking, who Is The Breadwinner in you Culture?
  371. TDWaterhouse Online
  372. Capital One Aspire Miles Redemption
  373. What benefits left for Amex Plat?
  374. project to buy within the next few months - how much can I afford?
  375. where to Exchange USD to CAD for cheapest transaction fee?
  376. Cashing out Your Pension
  377. Setting up a will and power of attorney
  378. Self employed tax
  379. Tangerine Transfers
  380. Amex Air Miles Reserve Credit Card
  381. Balance transfer - does it make sense?
  382. Tangerine Credit Card
  383. Credit Limit
  384. How do you pay the government for tax returns?
  385. Segmenting mortgage
  386. How can you make any money renting condos?
  387. Multi generation Canadians to blame for home prices
  388. Safeway Cash Discount
  389. Help me figure out the interest on this loan according to these terms
  390. opening a business
  391. Switching credit card version with same creditor?
  392. Non-Resident Spouse Tax?
  393. stocks divdend on tax return
  394. Which Credit card should I accept?
  395. Can I claim tools as part of my medical expenses?
  396. how long in the job before applying for mortgage
  397. Calculate the Interest Rate the Banks are Actually Paying You
  398. Renting out basement a bad idea? (tax related)
  399. First time to make taxes report
  400. ELI5 - Income splitting?
  401. Moving expenses
  402. StudioTax Question
  403. Inquiry on paying back loan?
  404. What would you do with 60K if you were 60
  405. Switching from Scotiabank to Tangerine?
  406. Software Engineering Corporation (Professional vs Non Professional)
  407. US Resident Filing Return in Canada re: liquidated RRSP
  408. Home owners can't afford to save, study finds.
  409. Complaint against Insurance Agent
  410. applying for pension for my father - what do I need to know?
  411. tax question 2015 year
  412. Purchase of a home & tax incentives
  413. 2015 Federal Budget
  414. best option to fix this
  415. No fee debit card with cash rebates.
  416. Customs rules and regulation for gifts
  417. Changing CAD to USD
  418. Tangerine's "free" Email Money Transfer
  419. Does an Employee Pension Plan affect RRSP contribution room?
  420. Alert from C1 Costco cc
  421. Can't afford my car anymore
  422. TD E-series portfolio
  423. New CIBC and Telus Co-Branded VISA card
  424. CDN PayPal account w/ an additional U.S. Address
  425. Investment choices for people who can't accept interest?
  426. why are all mortgage calculators completely useless?
  427. Johnny Cash 24 Hour Money Machines
  428. Are all credit cards the same outside of the "fine print?"
  429. Real Estate, open bid/offer system?
  430. Lots of much debt --- need advice
  431. Credit Cards in Canada that increase the warranty of an electronic by 1 year?
  432. Did you get cash back/rebate from your buyer's agent?
  433. Manitoba Credit Union Savings account - Dividend payments
  434. Stock Advisor fees on Line 221
  435. TurboTax online vs software
  436. Would you take a 15-20% pay cut?
  437. Money Transfer
  438. Netfile income taxes but owe money?
  439. PCF/Tangerine vs Credit Union or Big Bank?
  440. Should I claim basic personal amount in TD1 or TD1ON ?
  441. RBC/H&R Block Tax Software Offer
  442. RRSPs to Bring Net Income down to Zero?
  443. Who determine the price of pre-built houses?
  444. Lies of Realtors
  445. The Entitled
  446. Bank Login/Password
  447. tax return how much you pay your accountant?
  448. Condo Deed
  449. Can you explain to me why building new home is more expensive than buying old?
  450. Where can I sell a gold coin for decent price?
  451. Tangerine RRSP/TFSA Mutual fund distribution once per year... ?
  452. Does CRA report late payments to credit buraues?
  453. Novex / Intact for Home Insurance
  454. CC Number
  455. IB offers commision free mutual funds now
  456. good software for daily trader... stocks
  457. Mortgage Rate
  458. GIC 5 YR = 2.25% from NBC, worth it?
  459. Quick RRSP Question (Notice of Assessment)
  460. Does it make sense to have multiple TFSAs?
  461. tangerine mutual funds for short term?
  462. Which software supports section 20(12) foreign tax deduction?
  463. Walking away from a Car Loan
  464. Avoiding bank monthly fees
  465. Any Canadians In California
  466. TD Easyweb, is there an algorithm behind it?
  467. Unsecured CC post-bankruptcy
  468. Looking for a new bank
  469. CRA Notice of Assessment
  470. Can I login to Scotia without debit card?
  471. Do credit unions operate on fractional reserve?
  472. How much do businesses pay on credit card transactions?
  473. RE Bubble Strategy: Cash out now and rent 'til the bubble pops?
  474. Income Tax Adjustment for RRSPs
  475. How much mortgage on my salary
  476. Credit went down (No new dept, no late payments, no credit inquiries)
  477. Right of survivorship - bank joint accounts
  478. cbv and telus bill!
  479. Reputable Property Management for Condos in Toronto
  480. Amex Simply Cash card 5% rebate ending soon?
  481. Prepaid USD credit card here in Canada with no to low monthly fee?
  482. Credit report - closed account still reporting
  483. CRA or scammer?
  484. [solved] TTC Monthly Pass vs. Presto Card (incl Federal Tax Credit)
  485. Fixed mortgage offer from BMO
  486. Taxes: how to convert a trade that happened on a bank holiday?
  487. Maximum I can afford on $65,000 salary?
  488. Thinking about selling and buying a pre-construction build - Feedback Welcomed!
  489. Why no tax return for me this yr?
  490. Staples Storing Credit Card Information
  491. Why do people here dislike real estate agents so much?
  492. Rebuilding Credit
  493. Share Transfers between brokers (to Questrade)
  494. Pre-approved Scotiabank bank Credit card
  495. When to take CPP - 2015 Formula
  496. Should I insure my home for more than its worth?
  497. CRA - Travel expenses
  498. Decsion to buy a luxury car
  499. Newly married & expecting : help needed - car, house buying
  500. Do you have foreign property? Don't forget to file form T1135
  501. Applying for financing for appliances after mortgage approved
  502. PC Financial is slow to deposit money
  503. Personal Finance nice youtube videos by Preet Banerjee
  504. HELOC and interest deductibility
  505. Will same year RRSP contribution and withdrawal come out a wash?
  506. TD insurance
  507. Avios vs Aeroplan
  508. Condo with or without a parking spot
  509. Switching credit cards at the same bank
  510. Are you Maria Sopov? If so TD Bank has been sending me your statements for 2 years!
  511. Will performing an online tax return adjustment almost always trigger an audit?
  512. Salary on $145,000 mortgage
  513. Need help. Never had an RSP before.
  514. How much SHOULD real estate by priced in Canada/Toronto?
  515. Claiming TTC tokens in tax return?
  516. Equifax Report
  517. Should I stop accepting credit limit increases?
  518. Splitting Commission With Buying Agent
  519. Override Capital Gain subtotal in Sch.#3 (StudioTax)
  520. First time Home Buyer one property for each Spouse
  521. RRSP Carry Forward Question
  522. Home Buyers' Tax Credit (HBTC)
  523. Stuck with CIBC 2.99% on 5 yrs fixed.. please advise
  524. Canadian Tire Bank (CTFS) Online Banking Problem
  525. T776 on pure rental properties - what are people doing?
  526. Buying in Cobourg area?
  527. Close CIBC account in favor of Tangerine
  528. How is Chase with converting / downgrading cards - like RBC?
  529. What does this message mean in my credit report?
  530. Why Do People Worry About Credit Scores
  531. Signing income tax papers
  532. Maxing out the "bonus" cap on my cash-back credit card...
  533. What ETF's do you hold and where?
  534. Why you should love American Express if you ever plan to live abroad
  535. Best trading platform to automate trades?
  536. Lower real estate commissions! - Competition Bureau sues CREA & TREB yet gain! - Yay!
  537. How many Point do you lose off your credit score for a cel being sent to collections?
  538. When you redeem your TFSA mutual funds from TD, where does that money go?
  539. Moving RRSP from TD to TD Waterhouse
  540. Online money remittance
  541. first time buying home.. so depressing
  542. Would such transactions increase my chances to be audited?
  543. CC Denied Application
  544. Auto financing - 3 year vs 5 paying the same monthly rate and Heloc questions
  545. Help with tax filing for business (T2125)
  546. Experience with no fee bank accounts?
  547. Consolidating a USD denominated loan
  548. Costco US teams up with Visa
  549. AMEX Upgrades
  550. How much of Presto card payments can I claim on taxes?
  551. Have not been filing taxes since 2007
  552. Proposed Change to the Act governing Real Estate Agent Listing Commission
  553. 1.49% fixed rate mortgage - lowest EVER!
  554. Borrowing to invest
  555. Question about TFSA
  556. Have not been filing taxes since 2007
  557. Pension Tax Credit
  558. Best way to short Canadian real estate medium term
  559. Collections agency called me...
  560. CIBC Mutual Funds
  561. Wiring CAD to Spain
  562. Entry price point of luxury buyers in Vancouver is $800,000 + $400,000 in Montreal
  563. need advices to borrow money
  564. Got a letter from Health Canada to register for MSP plan
  565. Planning for Honeymoon Travel - Best CC Rewards?
  566. Balance owing- contribute to RRSP now?
  567. Spouse needs to resubmit
  568. Question on Tax Filing for Sole Proprietorship (T2125)?
  569. Virtual Brokers - T3 still not received
  570. ufile netfiling? taxes
  571. Index funds vs ETF
  572. Scotia iTrade
  573. Do private banks offer more exclusive credit cards in Canada?
  574. Advice On Multiple Bank Accounts - Home Ownership
  575. Can exceptions be made to medical expenses if they are not covered by the CRA?
  576. Property Taxes on a Resale Home (Assessment Value vs Market Value)
  577. What would you do with 100K?
  578. Fraud Alerts at Equifax and Transunion
  579. Marriott Rewards Premier Credit Card - 30k sign up bonus [WORTH IT?]
  580. Additional Property Tax Question
  581. Long term dividend yield
  582. Does capital gains exemption on principal residence encourage us to buy bigger homes?
  583. Hubert Financial -- Website Access Broken for > 24 hours (and counting)
  584. Issue with PayPal
  585. CCA - when to claim
  586. Bought a new house but have a rental property.. will the new lender find out?
  587. What are sophisticated tax shelters for rich?
  588. Recommendation on renting out condo
  589. Toronto detached home prices surge 16% in March
  590. RBC USA - Preferred Rate v/s Standard Rate for Foreign Exchange
  591. How do you revitalize a neighborhood like Regent Park?
  592. TFSA maximum contribution increase to 10 000 $ / year
  593. Transferring Student Tuition Credits to Parents for Tax Purposes
  594. Damage deposit deductions without Walkthrough?
  595. Is it a bad time to invest in US securities with Canadian funds?
  596. [solved] cheapest professional to seek who can take an affidavit?
  597. How to use Stock Savings Plan properly?
  598. RRSP contributions/deductions for a newcomer
  599. Tuition Fee's and Taxe
  600. Mortgagepal or True north for mortgage?
  601. BMO number
  602. credit card account being closed
  603. Are renters penalized when they apply for credit ?
  604. Best RBC Travel rewards card?
  605. Will my credit score go down?
  606. How much would she get after retirement?
  607. TD Bank Minimum
  608. Why don't more people bank with People's trust?
  609. Income tax question - In-Kind Transfer to RRSP
  610. Wife Says We Can't Change Insurance Providers
  611. TD First Class Travel
  612. Strange message from Studio Tax
  613. *Vancouver Property Petition - PLEASE SIGN - Change.org
  614. It pays to smooch off government...
  615. If i get a RBC USD Credit Card, can i pay it off without paying conversion fees?
  616. Ontario electricity prices
  617. 2014 Income Tax: Carryforward mistakes from H&R Block to Ufile
  618. Switching job, what to do with RRSP?
  619. recommend a PHSP for small business in ontario?
  620. Tax Credits: Caregiver Tax Credit & Family Caregiver Amount (FCA)
  621. I have 35k student loan, and 25k cash, should I pay it down?
  622. BMO exchange rate = highway robbery
  623. Replacement cheques - least expensive way to order
  624. One T4 was not filed - How to add to return
  625. Goodbye 2% AMEX Gold Card ... what to get next?
  626. Trading CAD/USD as an investment...?
  627. Child Care Expense
  628. StudioTax: Odd behavior or user problem?
  629. how to claim rent paid on taxes
  630. Where can a young male find a decent health insurance plan?
  631. Question about PC Financial > BMO transfer
  632. your opinion on tax lawyers?
  633. Suggestions to use 2 x 15k RBC Avion points?
  634. Tax Q: can you deduct accounting fees to file personal taxes?
  635. I recieved a deposit from CANADA GST for $300. Did they make a mistake??
  636. It can happen to you, credit fraud
  637. I need a Travel Reward Card
  638. So April 1st came
  639. CMHC to raise mortgage insurance premiums for buyers with <10% downpayments
  640. How soon to start mortgage renewal process ?
  641. Capital One Aspire Price Protection
  642. Pension options- Which one is better?
  643. Tax RRSP mistake Slip
  644. Unsecured line of credit
  645. Tax Rebate different then Turbotax
  646. Are you meeting your new years savings goals?
  647. Credit Card Underwriter?
  648. $200 for one AmEx SimplyCash Preferred Card Referral
  649. Anyone used or heard of mortgagepal.ca??
  650. Crowd lending for personal loans
  651. Isn't it ironic that you are shunned for living at home & leverage to buy RE?
  652. Amex offers 100$ for one referral
  653. Improve credit score by hiding utilization
  654. Would you buy at/around Yonge and Sheppard?
  655. It is really considered "mooching" if you live at home?
  656. CRA tax on rental income
  657. A couple questions regarding taxes (transit & T4)
  658. RBC Target MC switching to Cash Back MC with 5% CB on groceries first 3 months
  659. True or false? I can get you more for your house.
  660. Q1 2015: Is the GTA a BUYER'S or SELLER'S market?
  661. Options to finance graduate studies in US
  662. Recommended sites for inexperienced trader to decide what ETF to buy?
  663. applying for CRA Voluntary Disclosure program - questions
  664. Applying for two credit cards at the same time, one close to the income threshold?
  665. Should I pay off my Auto Loan or keep liquid savings?
  666. First 60K Job: How to Budget Expenses
  667. Cra mailed a cheque for my refund..
  668. Screwed self
  669. additional card member
  670. Any cashback offers on a new line of credit?
  671. capitalone aspire travel with concierge service
  672. Employment Search Expenses
  673. QC Solidarity Tax credit past amounts
  674. Credit card on line of credit?
  675. Multiple credit inquiries from same company?
  676. Returning home and rebuilding credit
  677. Best place to exchange large sums of American $ for Canadian $
  678. Do I need to inform equifax if I changed my SIN?
  679. BMO Mastercard World Elite Airmiles - Question
  680. Simple calculation of net income?
  681. will this work?
  682. Budget tracking
  683. PC Financial - earn 2.6% till June 30th
  684. Best Credit Card
  685. When RE crashes, what will Canada's economy be?
  686. Getting the Largest Personal Loan Possible
  687. Capital gains (T3 form)
  688. Which CC to switch to?
  689. World millionaires
  690. Anyone knowing more about RBC: cc switch
  691. unsolicited increase in credit limit: would you bother?
  692. Question....over the counter credit cards
  693. Credit Cards
  694. Student Loan + Mortgage
  695. Buying a resale condo - What happens if previous owner's tenant doesn't evacuate?
  696. 1099-div
  697. credit card payments
  698. [CIBC] Last day for commission-free trading today.
  699. How to back out of house purchase contract
  700. Is buying a 10 year old condo as investment property a good idea?(downtown toronto)
  701. How are household debt to disposable income statistics calculated, exactly?
  702. BMO Savings Builder at 2.5% until June 30, 2015
  703. RBC online banking login
  704. Aeroplan conversion bonus
  705. T1 Adjust or Voluntary disclosure?
  706. Sub-prime in Canada - Canada off a cliff?
  707. Interactive Brokers - market data feed for options?
  708. Visa debit, should I use it?
  709. Got an RRSP contribution receipt after filing my return. File on 2015 return?
  710. Studio Tax Giveaway -- 48,754,832 Free Copies, Just Comment Here if you are a Shill!
  711. Can a real estate agent represent both buyer and seller?
  712. Income Tax Question about Family Tax Cut and Universal Child Care Benefits
  713. CapitalOne Aspire World upgraded to Aspire World Elite MC
  714. Mutual Fund Interest Earned
  715. Paying corporate taxes
  716. Tax question - can I get tuition tax credit carryover for tuition paid with OSAP?
  717. Has Equifax changed their credit score calculation method?
  718. Employer incorrectly reported RPP contributions on my T4
  719. How to reduce tax burden at death?
  720. Help with First Investment/RSP/TSFA account
  721. Death Benefit from Foreign Country
  722. Piss on CIBC & hello Tangerine
  723. When to claim medical expenses?
  724. Tax and RRSP question
  725. How much do you need to retire on?
  726. ON Children's fitness tax credit
  727. Are there any credit cards that cover home insurance?
  728. Vancouver House Prices - Check Assessment Value
  729. netfile question
  730. Any issues paying off a mortgage with Line of Credit?
  731. HBP Eligibility Question
  732. Lawyer made a mistake, any recourse?
  733. Deposit USD without fees
  734. transferring funds from RPP to RRSP
  735. 24, Don't Know where to start
  736. How much land do you own when buying a townhouse?
  737. Is the TD US Visa Card Worth it if your heading to the US.
  738. Switching from CIBC to Tangerine?
  739. Non Resident Tax Return Software
  740. US based TD bank convenience checking account fee
  741. Where to keep $200k?
  742. Should I get an agent to buy a house?
  743. 2014 tax return line 150
  744. RBC starting to charge for `transfers` that used to be free
  745. Credit Card Income Requirements
  746. Studio Tax Q - Excess Foreign Tax
  747. Best way to transfer funds from TD to another bank?
  748. about t2200 motor vehicle expense
  749. Rule on writing post-dated rent cheques before having money?
  750. Advice for Commissioned Sales Rep - First Mortgage
  751. Real Estate Agents vs Owners for renting
  752. Tax question for Canadian grad student in US
  753. How do you market your rental?
  754. Best travel reward card???
  755. Condo and Capital Cost Allowance - How to determine cost basis for depreciation
  756. Anyone here still puts money in saving accounts?
  757. RBC reward points towards gift certificate depreciated?
  758. selling house, am I still able to accept previous submitted offer if deal not closing
  759. What do first time home buyers do these days when placing an offer?
  760. How to file Non-Resident Tax Returns using Turbo Tax
  761. Effect of recent BoC interest rate cut?
  762. LF REALTOR in GTA
  763. Employer didn't deduct taxes for all of 2014
  764. Job Salary Question
  765. Credit Card Question
  766. I have not filed T1135 form in the past years - what are my options?
  767. Home owner, renting out condo TAX question.
  768. Plastiq - Pay 1% Fee for CRA Tax Payments with Mastercard Ends May 31
  769. Capital One Changing Interest Rate DRASTICALLY.
  770. First Time Home Buyer Tax Credit Question
  771. How to NOT claim my RRSP contribution this year?
  772. Form T1135 - how to report ETFs
  773. Quick Question for Mortgage Experts
  774. Unsolicited offer from TD for LOC $50k @ P+2% ... good?
  775. If I open an account with a new bank will they give me a new credit line
  776. Determining ROI on rental property?
  777. Is AMEX harder to apply for?
  778. Question regarding capital gain on house
  779. can you rent your property to yourself?
  780. Accounting help...Capital Gains vs Bank Break Out Penalty
  781. Home Inspector in Winnipeg
  782. Recurring bills for Scotiabank Momentum visa infinite
  783. Will CRA change the payee?
  784. Paying off car loan early... should I?
  785. Questrade Balance Error
  786. Fixed vs. Variable mortgage rate
  787. Credit card fees?
  788. Question about condo insurance...
  789. Tax Return Question
  790. Use of CIBC LOC for checking account
  791. Do you see inflation?
  792. What is with the real estate blame game?
  793. The Average Vancouver House Will Cost More than $2.1 Million by 2030
  794. Am I a resident of Alberta or Nova Scotia?
  795. Best RESP provider
  796. GST/HST return file period. Invoice or payment date?
  797. 2014 Tax Question: Child care expenses
  798. US vs Canadian Dividend paying stocks
  799. Tangerine 2.1% interest until June 30
  800. Cost of Moving is High
  801. Recent colour coded map showing Vancouver house prices haven't stalled
  802. Real Estate: Has anyone used a family real estate agent to buy/sell a house?
  803. Sites that rate lawyers
  804. TD cashback MC credit limit
  805. Did anyone watch CBC's "The National" segment on Canadian Real Estate last night?
  806. Penalized for "insurance lapse" for cancelling home/tenant insurance?
  807. Dividend vs non dividend stocks
  808. BMO SPC Card Holders Question
  809. Credit Card Guru Inquiry: Which Cards have Car Discount & With Which Rental Company?
  810. American Express AIR MILES Gold Business Card
  811. Pre-Authorized Debit for CC's
  812. Double credit Inquiry by same bank
  813. Ontario Pension Plan
  814. Accountant Advice: Will Getting One Help Me?
  815. TD Bank - Multiple operating names under same account?
  816. Questions about unsecured line of credit
  817. has CRA started going to accountants for information about tax returns?
  818. Single credit report from TransUnion possible?
  819. Unregistered mutual fund or HISA?
  820. Urgent - Credit Card Payment Question!
  821. TD Depositing rent cheque..how long to clear
  822. what's the best cashback credit without annual fee and cap limits?
  823. Housing market hints at changes with declines in key cities
  824. Tax Return: Moving Expenses - Quick Question
  825. Transfering TSFA to Tangerine Question
  826. Most housing markets in decline
  827. Major sign that Toronto real estate is overpriced
  828. Credit Limit Increase Question
  829. Buy first home with HELOC?
  830. Estate Question...
  831. Tangerine upgrading their systems at 7:00 PM ??
  832. TD eSeries Statement for Questrade Rebate?
  833. Tax Review Question
  834. Should the average Canadian be able to afford a home?
  835. Newborn child in 2015 .. Child Tax Benefit?
  836. What is a salary in Ottawa worth in Toronto?
  837. Credit Score Dropped 30pt after "pre-approved" credit limit increase?
  838. Am I required to pay income-tax? I earned less than 5K
  839. Student Line to Installment Loan - Credit Score question
  840. [POLL] How much do you pay MONTHLY towards your mortgage on your primary residence?
  841. MORTGAGE: Big bank or smaller institution?
  842. Paypal website donations for individual
  843. Euros
  844. Anyone hire an accountant for their tax returns?
  845. Filling tax for the first time with no proper accounting
  846. Revenu Quebec Tax Return
  847. What does exclusive listing mean to me as the buyer?+++
  848. Scotiabank American Express Card Review(Poll)
  849. I forgot to enter unused Tuiition from 2013 NOA
  850. Google finance not updating dividends
  851. Missed credit card payment by 5 days
  852. Myth of foreigners buying up the property
  853. Rent or Buy - An illustration
  854. RBC Target Mastercard keep or cancel??
  855. Bank can cancel mortgage after term expires
  856. Question on moving RRSP
  857. Is there a way to E-file your taxes without using a tax program?
  858. Solved: How to update score on Equifax Complete Premier Plan?
  859. CP Tax efficiency
  860. Are condos overbuilt in Metro Vancouver?
  861. file tax (help!)
  862. Portfolio Analysis Software Recommendation
  863. chequing account question
  864. Any retention offer from AMEX prior to cancelling?
  865. Income Tax Question
  866. closing credit card with zero balance - good idea?
  867. BMO Air Miles MasterCard question
  868. Tax advice re: DTC and dependants
  869. Condo Rental questions
  870. Vanguard ETFs VS TD e-series (& setting up the e-series)
  871. Tax Returns: Another carryover amount question
  872. Student loan interest form on Studiotax
  873. need to repair credit for mortgage
  874. Financial Advice, First Home and Co-signed Auto Loan Help.
  875. Mortgage questions
  876. Income Tax Preparation in Brampton / Mississauga (Referral Wanted)
  877. Can I deduct WSIB premium payments?
  878. Collections Account - Help - What's My Best Option?
  879. Overpayment of rrsp in 2013
  880. Studio Tax refund is different from CRA amount
  881. Kids Bank Accounts
  882. Mortgage / HELOC question
  883. When does your mortgage company send out their renewal offer?
  884. RRSP in Studiotax
  885. rbc et f's, new rbc direct investor
  886. Spousal Linked Return
  887. RRSP questions
  888. Low interest or cash back credit card?
  889. Group RRSP @ Work for HBP?
  890. What is next .. Tangerine/PC promo ending
  891. Mortgage / TFSA question
  892. Credit score and mortgage reporting
  893. Renovation and renting room in house - taxes?
  894. Help doing taxes
  895. Is there any way to have tax refund or tax reduction?
  896. Options for buying a house together
  897. Ontario Trillium Drug Benefit - reached private insurer drug max
  898. Adjustments to tax returns
  899. What can you do with RRSP contribution room for a spouse with no income?
  900. Can I deduct interest from my wife's LOC?
  901. Rather than hope for RE crash, why not focus on income and search 4 a deal??
  902. Do I need to do T2125 for income tax?
  903. TD LOC increased limit but also increased interest rate
  904. Tips on Buying Cottage Insurance
  905. RRSP + TD Waterhouse Question
  906. Best way to transfer $5000 to India?
  907. what benefits do you get with a new born?
  908. Looking for Personal Finance Software ?
  909. Postsecondary metropass tax credit
  910. Opinions on down payment
  911. Rent Claim for tax return?
  912. Chase Amazon.Ca Visa and Credit Limit Change Option Online
  913. Best Banking Offers to New Permanent Residents??
  914. HELOC: TD vs. Scotia
  915. Paypal U.S funds
  916. Moving from Moncton to LA, need advice
  917. Spousal RRSP and income splitting
  918. Separate or Shared CC?
  919. Getting equity out of the house -- low income taxes
  920. Tax Returns - Accountant
  921. MetroPass Tax Credit Question
  922. Unused Tuition Amounts
  923. RRSP vs TFSA with Teachers Pension
  924. BMO Cash Management Agreements
  925. T3 pending? Which financial institution has sent it already?
  926. Detached or back to back end unit townhouse
  927. LOC Denied
  928. If RE will truly crash, why don't u want foreign investment??
  929. Large TFSAs triggering tax audit/questionnaire - Swap transactions?
  930. RESP management fees
  931. What to invest with 200K? Pre-set stock portfolio?
  932. how safe is it for paypal to transfer large amount of money?
  933. Ontario Trillium Benefit - how to claim rent
  934. Is Private Mortgage refinanciable?
  935. No income and RRSP withdrawl
  936. Selling home with mortgage first then buying a little later
  937. Credit Card with Access to Maple Leaf Lounge and FYF
  938. Credit Bureau update frequency
  939. Gas vs Crude Oil
  940. RRSP Over Contribution? and need help.
  941. TD won't let me pay CRA bill
  942. Chargebacks and Shipping and Handling Costs
  943. T4A Box 020 (Includes HST?)
  944. Lies of Realtors - Industy Needs Regulation
  945. Group RRSP Tax Question
  946. Personal Line of Credit - Where to start
  947. Investing In Employee Stock Purchase Plan with company partial match?
  948. Calling TD's QA team
  949. Any Suggestions For Best iIdentity Theft Protection Service in Canada?
  950. Will Tangerine ever get credit cards?
  951. Best tax software ......
  952. Borrow more than purchase price - use extra money for renos?
  953. Use CC or cash?
  954. BMO Premium vs TD All-Inclusive
  955. Jan-Feb 2014 RRSP contribution
  956. RBC changing multiproduct rebates on bank accounts
  957. Credit card approuve automatic?
  958. Since TD is raising the monthly min on grandfathered plan....
  959. Primary Property
  960. BMO Bank Account Statement Date
  961. Transfer out of Heritage RESP
  962. TD introduces U.S Bill Pay from a CAD or USD account
  963. What bank?
  964. Good Critical Illness Insurance Plans?
  965. Charge card and credit utilization
  966. Rental Income Splitting with spouse. Can I shift income/ownership to her?
  967. H&R Block Tax Return Software
  968. Tax return for income for odd jobs
  969. Lowest interest rate for a personal loan for $5000-$6000
  970. First time home buyer looking in Brampton
  971. Apartment lease assignment, landlord wants new tenant to pay more
  972. Best account for international ATM withdrawals
  973. Are these condo fees reasonable?
  974. Property Investment at East GTA
  975. Tax questions
  976. Best low interest personal/small business credit card ?
  977. Studio tax and rental income
  978. Collection of wait times for income tax refunds.
  979. BNC - RRSP 100$ per withdraw
  980. Why do we need to file tax returns at all?
  981. How often do you sell your
  982. Medical expense tax question
  983. Capital Loss during period of non-residency
  984. File our taxes together at the same time... why?
  985. Cheap, easy way to send money from Canada to USA (CAD to USD)?
  986. income tax withheld on RRSP contribution - do I still claim this??
  987. Credit Card still in my credit file.
  988. Subleasing Parking in Condo - Tax Implications
  989. Calgary housing market continues downward slide
  990. Nice downtown place with no amenities?
  991. Locking interest rate on mortgage
  992. Which travel reward program to get into
  993. Best Bank for Account Linking Hub
  994. The world must prepare for its dollar-binge punishment — and it won’t be pretty
  995. rental income and taxes
  996. Trip Insurance/Cancellations
  997. Studio Tax Question
  998. Debt to income ratio
  999. Auto Repossession - Outstanding Balance Sold By Lender
  1000. Donating to charity and tax math