How should I invest my money? (investing newbie)
Hi, l just signed up at the forum and want to ask some of your expert opinion on my situation.
Thanks in advance!
Thanks in advance!
Apr 9th, 2011 3:06 pm
Apr 9th, 2011 6:56 pm
Apr 9th, 2011 7:18 pm
Apr 9th, 2011 8:49 pm
Money Smarts Blog wrote: ↑I agree with the previous posters, especially Thalo. {And} Thalo's advice is spot on.
Apr 9th, 2011 11:26 pm
Apr 9th, 2011 11:49 pm
Apr 9th, 2011 11:55 pm
Apr 10th, 2011 4:48 am
jackpotj wrote: ↑which one is better?
Classic Couch Potato
The original and the simplest. You split your money into three equal parts and invest as outlined below. Once a year, you rebalance to get back to your original asset allocation:
1) Canadian equity (33.3%)
2) U.S. equity (33.3%)
3) Canadian bond (33.3%)
Global Couch Potato
This portfolio is more diversified than the Classic, and thus should have less risk. It spans the world by splitting your money into five equal piles. Two of those piles go into Canadian bonds; the remainder are invested in Canadian, U.S. and international stocks:
1) Canadian equity (20%)
2) U.S. equity (20%)
3) International equity (20%)
4)+ 5) Canadian bond (40%)
thanks!
Apr 10th, 2011 8:55 pm
jackpotj wrote: ↑yea, haha...
my parents taught me to invest in real estate.
yea i am afraid of the correction too, but the real estate is going very crazy at the moment.. there's one house that i didn't bought around 4 months ago, the house was selling for around 350,000. Now it costs 390,000. 40,000 profit in 4 months.
I will google and have a look at the couch potato portfolio with ETFs, thanks for the advice!
Apr 14th, 2011 12:39 pm