how is my budget?
hey guys, so Im in pretty bad debt and paying off a TD consolidation debt (14.7%) $7000 and a MNBA 0% $6000. My consolidation was $13000 altogether but since getting the mnba i paid almost half.
so I get paid $550/wk and my spendings are:
Rent and utilities: $500-600/mth
Cell phone: $70/mth
Bus: $60/mth
$100/week to MBNA automatically
$73/week for the TD loan
$75/week for spending (food/entertainment). I find i only spend $50 since i brown bag my lunch and it helps my gf works every other weekend limiting my spending.
I don't own a vehicle and I bus to work.
so I have about $478 per month left plus $25/week if i don't spend my spending money. Should I put any into my savings acct? or put half towards the TD loan?
so I get paid $550/wk and my spendings are:
Rent and utilities: $500-600/mth
Cell phone: $70/mth
Bus: $60/mth
$100/week to MBNA automatically
$73/week for the TD loan
$75/week for spending (food/entertainment). I find i only spend $50 since i brown bag my lunch and it helps my gf works every other weekend limiting my spending.
I don't own a vehicle and I bus to work.
so I have about $478 per month left plus $25/week if i don't spend my spending money. Should I put any into my savings acct? or put half towards the TD loan?