View Full Version : should condo repairs be covered by condo's insurance?
May 31st, 2012, 09:48 AM
For my condo, I had to have some air conditioning part replaced. I would've thought that this is still one of the condo common elements and they're saying it's $250 to replace. My questions is whether this should be coming out of my own pocket or paid for by the condo. please let me know your thoughts.
May 31st, 2012, 10:27 AM
If the air conditioner is within the confines of your unit or services only your unit, then it is your responsibility to maintain. The condo corp would pay for repairs to common elements out of the building repair fund, which you pay into through your maintenance fees. So you'd essentially pay for that, too.
May 31st, 2012, 12:53 PM
I think clarification is needed here as the answer may vary. Is this an insurance issue or a repair issue? I suspect it is a repair issue ie the problem was caused by wear and tear/part failure not due to an insurable issue like a flood, fire etc. If it is a repair issue, you need to look at your declaration to see who is responsible for the air conditioner. If it part of the common elements then the condo is responsible. If it is part of your unit, then you are responsible. If it part of the common elements and the condo can show the problem occurred due to your negligence, then you could be responsible for the repair. You need to look at your declaration and any applicable bylaws/rules for the answer.
May 31st, 2012, 11:57 PM
ok. thanks for your responses. It was probably due to normal wear and tear but i just wanted to make sure that i wasn't just getting ripped off on something that should be the condo's responsibility.