boipinoi604
Jul 28th, 2012, 09:24 PM
Hey RFDers,
I have maxed out my contribution room in my TFSA with the couch stratey asset allocation of 75/25 Equity to bond ratio using TD eSeries Mutual Funds.
Now I am looking to max out my RRSP with a contribution room of 19k and allocate assets between the two accounts as follow:
80% Equity
-16% CDN Index
-16% US Index
-16% INTL Index
-16% REIT
-16% Commodities
20% Bonds
-10% Canadian
-10% RRB
I am currently with TD Waterhouse and hopefully by the time I get around to making the trades I have a combined asset of 50k to have the lower rate of trading fee.
What would be the most tax efficient way to construct this porfolio using the two accounts?
Advices? Comments?
Thanks in Advance
I have maxed out my contribution room in my TFSA with the couch stratey asset allocation of 75/25 Equity to bond ratio using TD eSeries Mutual Funds.
Now I am looking to max out my RRSP with a contribution room of 19k and allocate assets between the two accounts as follow:
80% Equity
-16% CDN Index
-16% US Index
-16% INTL Index
-16% REIT
-16% Commodities
20% Bonds
-10% Canadian
-10% RRB
I am currently with TD Waterhouse and hopefully by the time I get around to making the trades I have a combined asset of 50k to have the lower rate of trading fee.
What would be the most tax efficient way to construct this porfolio using the two accounts?
Advices? Comments?
Thanks in Advance