Certified Funds for Home Purchase
Hi there. My wife and I are starting our search for a home. We bank with PC, and I also have a savings account open with TD that I don't use. I know that if we were to put in an offer, we'd need to include a deposit which I'm guessing needs to be some sort of certified funds. I can order a bank draft through PC but it gets mailed to us. That's obviously problematic because the seller isn't going to wait and they usually need the deposit within 24 hours. Is my savings account at TD enough to be able to go into a branch and get a certified cheque right then and there? If not, what else might you recommend?