How to shop at costco with your Visa or Mastercard

[charger]

As you are all aware, costco does not take visa or mastercard at their warehouses. This is a drag on people who take advantage of Visa and mastercard reward programs (Like the 5% cashback mastercard for instance).

Here's the thing, Costco warehouses do not accept these cards, but costco.ca does! So you can buy anything from costco.ca with these cards.

But now you are saying "But charger, I want to buy something in the warehouse that isn't online."
Well you are in luck here as well, because Costco.ca sells costco cash cards which can be bought here
http://www.costco.ca/en-CA/Browse/ProductSet.aspx?Prodid=10284381&whse=&topnav=&browse=&s=1

So now you can buy anything at costco no matter how you pay for it.

[rajab04]

Thanks for your findings, but i have a american express though.

[bubble.tea]

Oh ****!!!!!!!!!!!!!!!!

This Is A Smokin!!! Deal Man....wow.

[Audiogenic]

Nice find.

Now look for ways we can use either Visa and AMEX at "No Frills".

[Venusia]

How much is shipping for the cash cards? My dad refuses to get a membership and hassles me constantly to get cash cards. Last time he was like, get me 10 25$ GCs. Uh, no, that's embarrassing and takes a lot of time. But if I could just order a bunch from the website that would be easiest.

[jason9945]

Thanks for your findings, but i have a american express though.
They take amex......

[Evil Techie]

i noticed this on that costco.ca page


]**A 5% surcharge applies to non-member purchases on Costco.ca[/B]

[newsflash]

How much is shipping for the cash cards? My dad refuses to get a membership and hassles me constantly to get cash cards. Last time he was like, get me 10 25$ GCs. Uh, no, that's embarrassing and takes a lot of time. But if I could just order a bunch from the website that would be easiest.

Why is it embarrassing? Where I used to work, people would buy gift cards in bulk as gifts for the office/school events/family and friends/etc. Stores love it when you buy gift cards from them.

[Badman]

Good idea and it even comes in gift cards at $1000.

[charger]

i noticed this on that costco.ca page

On costco.ca there is no way to get around it. If you have the cash cards though it is pretty easy to get around in the warehouse stores.

[cko64]

Cool, free shipping too.

Subtotal: $500.00
Shipping & Handling: $0.00
Order Total: $500.00

[clarabeara]

Very good find, kudos to you!

Now the only thing we have to worry about is losing the card! Better not get the $1,000 one :)

[Evil Techie]

Good idea and it even comes in gift cards at $1000.

ill be getting that when the viewsonic 37" is in stock
hehe

[mahjongmaniac]

As you are all aware, costco does not take visa or mastercard at their warehouses. This is a drag on people who take advantage of Visa and mastercard reward programs (Like the 5% cashback mastercard for instance).

Here's the thing, Costco warehouses do not accept these cards, but costco.ca does! So you can buy anything from costco.ca with these cards.

But now you are saying "But charger, I want to buy something in the warehouse that isn't online."
Well you are in luck here as well, because Costco.ca sells costco cash cards which can be bought here
http://www.costco.ca/en-CA/Browse/ProductSet.aspx?Prodid=10284381&whse=&topnav=&browse=&s=1

So now you can buy anything at costco no matter how you pay for it.


hm.... nice thinkin' there.... it's like a lil loophole ;)


thx4da headsup

[D-Sisive]

i noticed this on that costco.ca page

so lets say i buy $100 for my parents

they dont have a membership at costco

when they go in, they'll probably let them in without membership card but everything will be +5%?

$20=>$21?

that would suck...

[ynot]

Thanks for your findings, but i have a american express though.
Same here, I have an AMEX.

[Venusia]

Why is it embarrassing? Where I used to work, people would buy gift cards in bulk as gifts for the office/school events/family and friends/etc. Stores love it when you buy gift cards from them.
It's embarrassing because they have to do every card separately, and the people waiting behind you get annoyed. If the GCs are free shipping, that's awesome. I was losing out on my SPG points with my interac card.

[bubble.tea]

Naively, I assumed you didn't buy the cards in increments..rather one card (unless specified??).

Why the HECK would they sell in increments?

[quentin0]

The same goes for Sams Club. Buy a gift card for any amount at walmart with your credit card, and use it at Sams.

[Venusia]

Naively, I assumed you didn't buy the cards in increments..rather one card (unless specified??).

Why the HECK would they sell in increments?

Because a person who does not have a membership can walk in as long as the card as a balance. If the card is insufficient to pay for purchases, you can use cash, interac, to pay the rest.

So if I get my dad one 100$ card, he goes once, spends 100$. If I give him 4 25$ cards, he can go 4 times, and bug me about it 4 times less.

[Praetorian]

It's embarrassing because they have to do every card separately, and the people waiting behind you get annoyed. If the GCs are free shipping, that's awesome. I was losing out on my SPG points with my interac card.

Why would you possibly get annoyed? It's not like they're rifling through their purse or making a scene with the cashier...they're paying for their goods!

If you're really worried about what complete strangers think of you, then you've got more important things to worry about in life.

Great find, charger!

[bubble.tea]

ok, so to clarify, you are not restricted to GC increment purchases as with MW, but can in fact buy ONE card of A GAZZILLION MILLION DOLLARS. :D

[peroxide8888]

Because a person who does not have a membership can walk in as long as the card as a balance. If the card is insufficient to pay for purchases, you can use cash, interac, to pay the rest.

So if I get my dad one 100$ card, he goes once, spends 100$. If I give him 4 25$ cards, he can go 4 times, and bug me about it 4 times less.He doesn't have to spend the $100 all at once. By the same token, he can spend 4x $25 gc's all at once. Your logic doesn't make sense.

[bubble.tea]

Your logic doesn't make sense.

Is logic supposed to make cents*? :D

[Venusia]

He doesn't have to spend the $100 all at once. By the same token, he can spend 4x $25 gc's all at once. Your logic doesn't make sense.

No. A GC is like an ADMISSION TICKET, or membership card. He can go in, show the GC, buy 100$, pay using a 25$ GC and 75$ cash for the rest. Repeat 4 times.

Or he can go in once, use the 100$ GC (which they take back once it's empty), and then bug me for another GC to be able to go back another time.

If you are not a member, you can only go as a guest or if you are by yourself, if you have a GC with a balance.

[bembem]

He doesn't have to spend the $100 all at once. By the same token, he can spend 4x $25 gc's all at once. Your logic doesn't make sense.
Your reading comprehension is lacking so I'll be verbose.

If HE buys HIS dad four (4) $25 gift cards, HIS dad can go to Costco four (4) times and purchase items.

If HE buys HIS dad one (1) $100 gift card and HIS dad buys a $125 item, HIS dad would not have any more gift cards, therefore, HE would have to buy HIS dad more gift cards before HIS dad would be able to enter costco again.

HE never said HIS dad had to ever spend $100 all at once.

[bubble.tea]

........HE never said HIS dad had to ever spend $100 all at once.
but that was the implication...that his father wouldn't limit the first visit to 25...and blow all 100 at once.

As irrelevant as that is ultimately....why are you feeling 'burdened' by getting your father who *****-slapped you into the grown adult you are now-for getting him a couple gift cards month in month out?

[Venusia]

but that was the implication...that his father wouldn't limit the first visit to 25...and blow all 100 at once.

As irrelevant as that is ultimately....why are you feeling 'burdened' by getting your father who *****-slapped you into the grown adult you are now-for getting him a couple gift cards month in month out?

You're right, that's completely irrelevant.

[peroxide8888]

No. A GC is like an ADMISSION TICKET, or membership card. He can go in, show the GC, buy 100$, pay using a 25$ GC and 75$ cash for the rest. Repeat 4 times.

Or he can go in once, use the 100$ GC (which they take back once it's empty), and then bug me for another GC to be able to go back another time.

If you are not a member, you can only go as a guest or if you are by yourself, if you have a GC with a balance.You could also get your dad an assosciate member card so he has his own (that is, if you don't already have one for your spouse).



Your reading comprehension is lacking so I'll be verbose.

If HE buys HIS dad four (4) $25 gift cards, HIS dad can go to Costco four (4) times and purchase items.

If HE buys HIS dad one (1) $100 gift card and HIS dad buys a $125 item, HIS dad would not have any more gift cards, therefore, HE would have to buy HIS dad more gift cards before HIS dad would be able to enter costco again.

HE never said HIS dad had to ever spend $100 all at once.Apparently, your comprehension is lacking.

Who says dad has to use one gift card all at once? One gift card can be used multiple times (unless you're an idiot and can't figure out how to do that). Venusia is emabarrased by purchasing multiple gift cards; so buy one card. Since a gc is "the same as cash", I'm fairly sure Costco will allow purchases to be made as partial gc, partial cash.

e.g.
$100 gc - $75 purchase = $25 remaining balance (oooooh dad still has the gc)
$100 gc - ($100 purchase, $50 gc/$50 cash) = $50 remaing balance (once again, dad still has the gc)
Holy Christ, am I one of few who can figure this out?

[airodus]

:(

I've spent like over 10k in the last year on my debit card cause i don't have AMEX. And now I find out about this...

Good catch tho, will help in the future...

[bubble.tea]

^^ lol...okay I know there's no rule about bypassing the profanity filter...but come on.

[charger]

Just a question here. What happens if I need to do a return? Do they credit it back on the card and I am stuck, or do they give a cash refund?

[Venusia]

You could also get your dad an assosciate member card so he has his own (that is, if you don't already have one for your spouse).

Who says dad has to use one gift card all at once? One gift card can be used multiple times (unless you're an idiot and can't figure out how to do that). Venusia is emabarrased by purchasing multiple gift cards; so buy one card. Since a gc is "the same as cash", I'm fairly sure Costco will allow purchases to be made as partial gc, partial cash.



Perhaps you are right. But I know my father, "why should I blablabla when all you have to do is blablabla". Not to mention he also wants me to buy these cards for his sister whom I can't stand. Oh, and for her son too. And for my sister. Have you never experienced the pressure a nagging parent can put on you?

All because he is too cheap to spend 55$ on a card. However, I know what to get him for his bday now. He'll be able to buy GCs for all his friends and family.

[airodus]

Just a question here. What happens if I need to do a return? Do they credit it back on the card and I am stuck, or do they give a cash refund?

They should refund it on your giftcard.

BUT...

I once paid for a TV with a gift card ($1000) and when I returned it, they put it on my debit card. I don't know if this is standard practice, since it's the first time I've returned something that I bought with a GC.

But if this is the case, you can potentially make free reward points on your CC by abusing this. That would be pretty interesting with a high cashback card like the 5% Canadian Tire MC.

Of course, I don't condone this. And I doubt that it is their standard practice to refund purchases made with a GC to your debit card.

[peroxide8888]

Perhaps you are right. But I know my father, "why should I blablabla when all you have to do is blablabla". Not to mention he also wants me to buy these cards for his sister whom I can't stand. Oh, and for her son too. And for my sister. Have you never experienced the pressure a nagging parent can put on you?

All because he is too cheap to spend 55$ on a card. However, I know what to get him for his bday now. He'll be able to buy GCs for all his friends and family.Is your dad an immigrant to this country? Mine is, and can be nagging as all hell; I feel your pain.

Get him the card now and wish him a happy b-day. :rolleyes:

[Anessa]

Perhaps you are right. But I know my father, "why should I blablabla when all you have to do is blablabla". Not to mention he also wants me to buy these cards for his sister whom I can't stand. Oh, and for her son too. And for my sister. Have you never experienced the pressure a nagging parent can put on you?

All because he is too cheap to spend 55$ on a card. However, I know what to get him for his bday now. He'll be able to buy GCs for all his friends and family.

Sounds like every other immigrant father around including my own. +1 about the pain in the butt.

[almostfreeman]

Tanks ;)

[fl4wless]

nice find

[Beradon]

But now you are saying "But charger, I want to buy something in the warehouse that isn't online."
Well you are in luck here as well, because Costco.ca sells costco cash cards which can be bought here
http://www.costco.ca/en-CA/Browse/ProductSet.aspx?Prodid=10284381&whse=&topnav=&browse=&s=1

So now you can buy anything at costco no matter how you pay for it.But charger, I want the extra warranty and price protection I get from my credit card. I can't take advantage of these features thru buying cash cards. ;)

[Chr1s]

But charger, I want the extra warranty and price protection I get from my credit card. I can't take advantage of these features thru buying cash cards. ;)

Costco's return policy makes good on those points.

[jason9945]

The same goes for Sams Club. Buy a gift card for any amount at walmart with your credit card, and use it at Sams.
SRSLY?

I can buy a $5 card and go check it out?!?!!

NICE

EDIT:

You can buy the card at walmart and pay for it however you want, but everything you buy will have a 10% surcharge on it since your not a member. So if you buy less than $450 a year its a good deal.

They may try to screw you into buying a membership with your gift card so be on the look out!

[YanD]

Nice find!

[parry]

Nice find. Thanks for sharing this idea with us. Never occured to me.

What happens if we buy $500 GC and buy stuff for $100. Can I return my rest of $400 GC and get my cash back?

or What if I buy $500 worth TV and return it? Do I get it back in GC form or cash form?

[aquariaguy]

It's a pain in the ass to use gift cards. Cuz you have to line up and get a one day membership card thing so the cashier lets u purchase something.

[Oni-kun]

do you have to pay extra 5% for the giftcards if you're a non member?

[YanD]

do you have to pay extra 5% for the giftcards if you're a non member?

If you buy anything (including GC) from costco.ca you'll have to pay the 5% overcharge

If you buy GC from a member, you're alright

[Venusia]

It's a pain in the ass to use gift cards. Cuz you have to line up and get a one day membership card thing so the cashier lets u purchase something.

My parents never have to do that. They go straight up to the cash and pay.

[charger]

I just want to clarify that you will NOT get a cash refund on returns. I have phoned an asked. They might give you a cash refund if you negotiate, but it's unlikely.

Still, if you are buying stuff that your are unlikely to return this is a good deal.

Also, activating cards is like stepping back into the 80s. It's amazing, there is no automation. You leave a message on a voicemail and they call you back. I am used to talking to a machine and helping myself.

I find it a bit funny that I am upset about the lack of automation and actually having to talk to a human being though.

[parry]

good to know about the returns. Will have to think about it..

[bumbum]

ill be getting that when the viewsonic 37" is in stock
hehe



hahaha.. sooo true.. omg.. payign w/ visa need to take advantage of the td travel double points before i cancel the card... thnx op!

[parry]

called costco customer service. They said, when u make a return, u have a choice of getting cash back or on the card. Its upto you.

[windough]

Nice find.

Now look for ways we can use either Visa and AMEX at "No Frills".

Buy Giftcards at Loblaws or RCSS which I believe can be used at No Frills.
Loblaws accepts Visa not sure about AMEX.

[Evil Techie]

one question
is it worth it to buy the 37" viewsonic with AMEX costco card to get the 1 extra year of warranty or is it better to use aeroplan VISA classic to get like 500 aeroplan points?

[runningdog]

When I went to register as a new user, I found this:

Costco Membership

Are you a Costco member? If so, please enter the membership number on the back of your Costco membership card. Non-members pay a 5% surcharge for costco.ca purchases, except for gift certificates.

[coeternity]

btw, if i buy using cash now, can i come back and repay using the cash card and get refund for the cash?

and does costco accept debit?

[parry]

anyone knows how long it takes for the cash card to arrive?

[Anessa]

btw, if i buy using cash now, can i come back and repay using the cash card and get refund for the cash?

and does costco accept debit?

Yes, they do accept debit.

[YanD]

I've read that you can reload your Cash Card online on costco.ca but can't find how.

Anyone knows?

[TotallyKiller]

Note - Costco often includes S&H in the online price which can increase the cost of things 25%+. There's the drawback of buying online.

[Pavel]

Sending a cash card in the mail? Isn't that like sending cash through the mail? Now, if Costco can only allow you to renew your membership online and pay by credit card, that would be cool!

Edit: you can http://www.costco.ca/en-CA/Common/Category.aspx?cat=503&eCat=BCCA|502|503 and pay with Mastercard.

[brobins2207]

There is no shipping and handling on gift cards, and the cards are sent with 0 balance. For those too lazy to go to costco.ca and search for gift card:

Brett



The Costco Cash card can be used as:

*
A convenient payment option in our warehouses, gas stations and on costco.ca
*
A perfect gift for family, friends, colleagues and clients

Costco Cash cards make a great alternative to carrying cash or credit cards; they do not expire, are rechargeable and can be purchased in denominations from $25 to $1,000*.



Members may check their balance on costco.ca, in warehouses by swiping the card at the red kiosk, or by calling the toll-free number on the back of the card.



Members can buy Costco Cash cards for non-members**, though only members can reload the cards. Costco Cash balances may be used toward membership or merchandise or gasoline at any Costco location in Canada, the United States or Puerto Rico.



*Costco Cash cards are sent with zero balance. To activate your Costco Cash card, please contact our customer service at 1-800-463-3783, Monday to Friday, from 8 a.m. to 4 p.m. (ET). An agent will be happy to activate your card for immediate use.



**A 5% surcharge applies to non-member purchases on Costco.ca.

Shipping & Terms

Gift Messaging is available. You will have an opportunity to enter a gift message during the checkout process.

Standard shipping is via common carrier. The estimated delivery time will be approximately 3 - 7 business days from the time of order.

Costco.ca offers merchandise which complements our warehouse product selection. Therefore, most items available on our web site are unique to costco.ca.

Costco.ca products can be returned to any of our more than 400 Costco warehouses worldwide.

[DACC]

So, if I don't have any friends that already have a Costco membership, I can buy one for myself on-line. Buy just ONE $25 GC. Pay the 5% penalty = $1.25 and get it shipped to me for free.

I go and buy a whole bunch of stuff. Pay part of the purchase with the $25 gift card and pay the rest with the debit card. At the same time, I pick up more gift cards for future uses.

So, I would have only paid $1.25 for Costco membership.

For what I read from this thread, it looks like it's do-able.

Is my logic right?

[YanD]

So, if I don't have any friends that already have a Costco membership, I can buy one for myself on-line. Buy just ONE $25 GC. Pay the 5% penalty = $1.25 and get it shipped to me for free.

I go and buy a whole bunch of stuff. Pay part of the purchase with the $25 gift card and pay the rest with the debit card. At the same time, I pick up more gift cards for future uses.

So, I would have only paid $1.25 for Costco membership.

For what I read from this thread, it looks like it's do-able.

Is my logic right?

They won't let you buy another gift card with your gift card! So 1.25$ each time. After 40 time you've payed the 50$ membership fees.

[charger]

When I went to register as a new user, I found this:

Costco Membership

Are you a Costco member? If so, please enter the membership number on the back of your Costco membership card. Non-members pay a 5% surcharge for costco.ca purchases, except for gift certificates.

There is a difference between a cash card and a gift certificate. The G cert. is an email with a code attached to it, and can only be used online. A cash card offers more flexibility.

[DACC]

Okay. I tried to buy a cash card on-line with my old costco membership number (i cancelled last april). It accepted the sale online and I even received an e-mail confirming the sale. two days later, I received another e-mail cancelling my sale.

Then I tried to purchase a cash card as a non-member. check-out screen gave me this:

"We're sorry, but the Costco Cash Card requires a membership for purchase.
Please input your membership number or add a membership to your cart." >:(

I guess I'm gonna have to bug my friend to buy me some cash cards the next time she goes.

[excel]

do they just swipe it or does it also require a pin code? doesn't seem so safe if you have alot of money in there...

[3weddings]

I made some purchases online last night, and it only accepted Visa and Amex (and of course GC's)

Just thought you might want to know.

[DACC]

Went to costco today with my cash card. (only $25).

The cashier asked if I only had the cash card. I said yes.
cashier: nothing else?
Me: that's it.
cashier: do you want to buy a membership?
Me: No.
Cashier: It's only $55 bucks.
Me: No.
Cashier: (to supervisor) cash number XX. 9-1-1!

So the supervisor had to punch in her spoecial code so it would accept the cash card.

Bagger: if it's cash card, the balance is cash only! (with a snotty voice) :evil:
Me: But I have a debit card. :confused:
Bagger: cash only.
Me: Are you sure cash only? :confused:
Bagger: Cash only.

So I go thru the check-out process. $285 dollars later. I pull out my cash (thank god I went to atm the day before) I'm $10 short. Remove one item from my cart. Cashier gives me my receipt and she returns my cash card!

Me: Did you deduct the $25 bucks from the card?
Cashier: Oh! no! Oh, you can keep it for next time then.

So, my question to you guys, has anyone, who is a non-member, been refused to pay the balance of their purchases with debit card?

[Daemar]

Your reading comprehension is lacking so I'll be verbose.

If HE buys HIS dad four (4) $25 gift cards, HIS dad can go to Costco four (4) times and purchase items.

If HE buys HIS dad one (1) $100 gift card and HIS dad buys a $125 item, HIS dad would not have any more gift cards, therefore, HE would have to buy HIS dad more gift cards before HIS dad would be able to enter costco again.

HE never said HIS dad had to ever spend $100 all at once.

Technicallly, these gift cards are rechargeable... so his dad can just let him know once he's spent the $ on the card then you can recharge it. That way you're not out $100 all at once, and instead just $25 at a time.

[abu_sme]

I made some purchases online last night, and it only accepted Visa and Amex (and of course GC's)

Just thought you might want to know.

http://i84.photobucket.com/albums/k13/charger_05/costco.jpg

:confused:

[DACC]

BUMP. Want this question answered.


Went to costco today with my cash card. (only $25).

The cashier asked if I only had the cash card. I said yes.
cashier: nothing else?
Me: that's it.
cashier: do you want to buy a membership?
Me: No.
Cashier: It's only $55 bucks.
Me: No.
Cashier: (to supervisor) cash number XX. 9-1-1!

So the supervisor had to punch in her spoecial code so it would accept the cash card.

Bagger: if it's cash card, the balance is cash only! (with a snotty voice) :evil:
Me: But I have a debit card. :confused:
Bagger: cash only.
Me: Are you sure cash only? :confused:
Bagger: Cash only.

So I go thru the check-out process. $285 dollars later. I pull out my cash (thank god I went to atm the day before) I'm $10 short. Remove one item from my cart. Cashier gives me my receipt and she returns my cash card!

Me: Did you deduct the $25 bucks from the card?
Cashier: Oh! no! Oh, you can keep it for next time then.

So, my question to you guys, has anyone, who is a non-member, been refused to pay the balance of their purchases with debit card?

[Zab]

I made some purchases online last night, and it only accepted Visa and Amex (and of course GC's)

Just thought you might want to know.


My wife has used her mastercard online at costco.ca in the past, has it now changed?

[majesus]

The OP got banned? :confused:
I wanted to say thank you to him. :lol:

[iExcel]

Does anybody know how to recharge a cash card?

[tkyoshi]

Does anybody know how to recharge a cash card?

You can do it in the warehouse (have you be a member obviously though).

[iExcel]

You can do it in the warehouse (have you be a member obviously though).

Can you use VISA or MC in the warehouse?

[kevthewiz]

Can you use VISA or MC in the warehouse?

No, AMEX, Debit, Cash

[iExcel]

No, AMEX, Debit, Cash
So basically, you can't use VISA/MC to recharge your cash cards. I'll order from costco.ca then. Thanks. :)

[ebizimage]

I won't recommend the cash card method to get around the membership fee. We used that for a year, and it caused tons of problem. Everytime we paid with the cash card, the cashier will ask lots of questions. (some think that you can only buy upto the amount in the cash card, some think that you still need a membership with the cash card, some think that you must spend all amount in the cash card etc..etc..everytime requiring a supervisor's confirm, also you can't use AMEX to pay the remaining of the total with the cash card)

With the cash card, they will put 0000000.. as the membership number on the receipt, and when you return the product, it will cause another long waiting and procedure.

It got worst when you have to get a rebate. You cannot submit it online because you do not have a membership number, and when you send it by mail, there's a very very high chance that they will just ignore it and when you call after a couple months of waiting, they probably would say that did not receive it. It took us more than 6 months and tons of complaints and phone calls and mail and faxes in order for us to finally receive the rebate.

Do all these troubles worth that saving of $55? Maybe just shop elsewhere!

[ibear]

great tip.

[akt921]

Not sure if anyone mentioned that their online price may be higher than warehouse.

[brunes]

As you are all aware, costco does not take visa or mastercard at their warehouses. This is a drag on people who take advantage of Visa and mastercard reward programs (Like the 5% cashback mastercard for instance).

Here's the thing, Costco warehouses do not accept these cards, but costco.ca does! So you can buy anything from costco.ca with these cards.

But now you are saying "But charger, I want to buy something in the warehouse that isn't online."
Well you are in luck here as well, because Costco.ca sells costco cash cards which can be bought here
http://www.costco.ca/en-CA/Browse/ProductSet.aspx?Prodid=10284381&whse=&topnav=&browse=&s=1

So now you can buy anything at costco no matter how you pay for it.

Man I'm not as interested in Costco as I am about this 5% cashback Mastercard. Where the heck can you get one of those? The most I have ever seen for a general-cashback rate is 1-2%.

[iExcel]

Man I'm not as interested in Costco as I am about this 5% cashback Mastercard. Where the heck can you get one of those? The most I have ever seen for a general-cashback rate is 1-2%.

The 5% one has been put to sleep just early this month. ;)

[patrob]

The 5% one has been put to sleep just early this month. ;)

Very sad time indeed>:( ...I saved $6,000 just by using this card @ 5% cashback reward...I will miss it :cry:

[marklin]

Very sad time indeed>:( ...I saved $6,000 just by using this card @ 5% cashback reward...I will miss it :cry:

Wow how did you spend $120,000 a year on a cc? did you buy a car or what?.. :D

So for members, there shouldn't be any hassle checking out using gift cards right? i.e. all those above mentioned scenarios (calling manager, punching 000...) will not apply?

[iExcel]

So for members, there shouldn't be any hassle checking out using gift cards right? i.e. all those above mentioned scenarios (calling manager, punching 000...) will not apply?
no problem for me to use only gift cards or gift cards with AMEX at checkout.

[tkyoshi]

Wow how did you spend $120,000 a year on a cc? did you buy a car or what?.. :D

So for members, there shouldn't be any hassle checking out using gift cards right? i.e. all those above mentioned scenarios (calling manager, punching 000...) will not apply?

For members no problem. They don't mind scanning more than 1 card and you can pay the remaining balance with AMEX/Interac if you like as well.

For non-members I believe it is strictly cash only for the balance after the gift card.

[LonesomeDove]

Not sure if anyone mentioned that their online price may be higher than warehouse.

Because delivery is included in the on-line price. In-store is cash and carry.

Shopping at Costco with cash cards is a big hassle because they always need a supervisors code to ring it up. While waiting, the customer holds up everyone on the line.

[Clueless1]

Yes, they do accept debit.

Is there any way one can pay by debit on costco.ca?

[Crowbarfoot]

Is there any way one can pay by debit on costco.ca?


I'm not aware of any site you can use your debit card for purchases.


~C

[patrob]

Wow how did you spend $120,000 a year on a cc? did you buy a car or what?.. :D



:lol: :lol: If I did it would have been an M5;)

We bought a new house & all my builder upgrades, my new kitchen cabinets, all my appliances, plus other stuff was all paid for with MC...:twisted:

Was a nice 5% off discount...was good timing when the card came out...Too bad it's dead now...>:( :rolleyes:

[tkyoshi]

I'm not aware of any site you can use your debit card for purchases.


~C

There is a new service called Interac Online. Currently only available to RBC/Scotia/TD Customers, BMO is coming soon.


Interac Online is an exciting payment option that’s available to both Personal and Small Business Banking customers at a growing number of online retailers, such as Canadian Red Cross, BC Lotto Corp, CompuSmart, HMV, La Senza, Lavalife, Mountain Equipment Co-op, The Source by Circuit City, Via Rail and Virgin Mobile.

[LonesomeDove]

Why not get an American Express credit card if you want to charge your purchase? The American Express Card is easy to get.

[Impossibles]

May be useful to some:

I called costco today and found out you can use Costco Cash Cards bought in Canada in the US. They will automatically convert to that days exchange rate (not sure what rate they use, but its probably a couple cents lower than the actual exchange rate). You'll probably get a better rate than if you used interact.