Lending car to a friend

[lesnar]

How would you guys respond if a friend or a family member asks you to borrow your car? In my case, my friend is asking to borrow the car to move some stuff. I really don't like lending my car to anyone but i don't know how to respond politely. any suggestions?

[actng]

If you don't want to lend the car, you have two choices:

1. Help him. (Drive your car and help him move.)
2. Don't help him. (You're effectively, telling him to f off.)

Your response will probably be pre-determined by your friendship with this friend. Most likely you will have to Help Him. Otherwise, there are various pussy excuses like:

- you're busy
- you need the car
- (here's the blatant, i'm lying in y0 face excuse) my insurance won't let me lend you my car.

[googoo]

Reall simpl, Howz his driving record, and does he agree to pay for everything damaged if he gets into an accident.

Do not let him touch your insurance for a claim.

Why can't he just rent a van??

B

[M-e-X-x]

help them move instead... lending is risky...

[7jaii]

help them move instead... lending is risky...

If he's your friend you can drive him. If he had bad record or (hasn't graduated license) and has accident you're screwed. It affects your record and insurance. Driving isnt something to joke about.

[actng]

Reall simpl, Howz his driving record, and does he agree to pay for everything damaged if he gets into an accident.

Do not let him touch your insurance for a claim.

Why can't he just rent a van??

B

You still get screwed by insurance even if your friend agrees to pay for everything. Still counts as an at-fault if the accident was at-fault in your car, even if you weren't driving as far as I know.

He prolly isn't renting a van cuz he's cheap or he isn't old enough.

[ah802]

How would you guys respond if a friend or a family member asks you to borrow your car? In my case, my friend is asking to borrow the car to move some stuff. I really don't like lending my car to anyone but i don't know how to respond politely. any suggestions?Would you lend me your passport? How about $100,000... think that is a bit excessive? If you lend out your car.. and the driver hits a child and that child requires support for a lifetime... your insurance says 'heck; we insured you & your car' not someone else....but we'll share the 6 million judgment! you lose everything and insurance.

Ask yourself:

1)why doesn't this guy have his own transportation?
2)why doesn't this guy rent?
3)does this guy have so little respect for you that he thinks you're easy?
4)does this guy think you're cheaper than moving labour or a taxi?
5)Is this guy mistaking your kindness for weakness?

You wanna play it by the book? phone your insurance agent.. ask permission. Then with that extra balloon payment in mind, ask your friend to pay it! My guess is that he'll re-evaluate the relationship he has with you :) Suckers don't grow on trees ya know.. or do they?

I do remember a case in which a person I once knew borrowed a car.... he use tears to get it. Then promptly abused the heck out of it, blew the clutch and then denied he did anything wrong (I was with him when he drove it like a maniac) when he phoned the owner to come pick it up the POS. He never mentioned the parking tickets he got.

A one time... request; I can see you driving.... especially if he offers a wine & dine. But don't offer yourself as cheap moving company... Tell him taxis will do it cheaper than you and watch his eyes bug-out...time to move on.

[vickyvictoria]

it just easier to offer to help... :)

[Alvito]

Ask yourself:

1)why doesn't this guy have his own transportation?
2)why doesn't this guy rent?
3)does this guy have so little respect for you that he thinks you're easy?
4)does this guy think you're cheaper than moving labour or a taxi?
5)Is this guy mistaking your kindness for weakness?

X2

[actng]

WTF kind of loner are you?? Those questions are stupid. I don't even know the OP and I can answer your questions.

1. He does have transportation, he just needs to borrow a bigger vehicle.
2. He doesn't want to rent cuz he's cheap. Everyone's cheap. If people weren't cheap, there would be no RFD.
3. He respects your help enough to ask for your help. People in your family prolly have no respect for you so they won't even bother talking to you.
4. Yes, that's what family is for. To help each other out.
5. Kindness or weakness is irrelevant. Family and friends is about giving and taking. Helping each other out.

Think before you post.


Would you lend me your passport? How about $100,000... think that is a bit excessive? If you lend out your car.. and the driver hits a child and that child requires support for a lifetime... your insurance says 'heck; we insured you & your car' not someone else....but we'll share the 6 million judgment! you lose everything and insurance.

Ask yourself:

1)why doesn't this guy have his own transportation?
2)why doesn't this guy rent?
3)does this guy have so little respect for you that he thinks you're easy?
4)does this guy think you're cheaper than moving labour or a taxi?
5)Is this guy mistaking your kindness for weakness?

You wanna play it by the book? phone your insurance agent.. ask permission. Then with that extra balloon payment in mind, ask your friend to pay it! My guess is that he'll re-evaluate the relationship he has with you :) Suckers don't grow on trees ya know.. or do they?

I do remember a case in which a person I once knew borrowed a car.... he use tears to get it. Then promptly abused the heck out of it, blew the clutch and then denied he did anything wrong (I was with him when he drove it like a maniac) when he phoned the owner to come pick it up the POS. He never mentioned the parking tickets he got.

A one time... request; I can see you driving.... especially if he offers a wine & dine. But don't offer yourself as cheap moving company... Tell him taxis will do it cheaper than you and watch his eyes bug-out...time to move on.

[ch1zo]

I dont know why your making such a big deal of this, just be honest with your friend and say "I dont feel comfortable lending out my car, so im sorry"...then help him think of alternative ways of getting the transportation, like others have said rent a van.

[trixR4kids]

direct ur friend towards the motor vehicles & accessories part of rfd and hope he see's this thread and then rethinks about asking u

[hwoarang]

WTF kind of loner are you?? Those questions are stupid. I don't even know the OP and I can answer your questions.

1. He does have transportation, he just needs to borrow a bigger vehicle.
2. He doesn't want to rent cuz he's cheap. Everyone's cheap. If people weren't cheap, there would be no RFD.
3. He respects your help enough to ask for your help. People in your family prolly have no respect for you so they won't even bother talking to you.
4. Yes, that's what family is for. To help each other out.
5. Kindness or weakness is irrelevant. Family and friends is about giving and taking. Helping each other out.

Think before you post.

:arrowu:

[Warped]

it really depends on the type of person you're lending the car to.
you should know if the person is responsible enough to respect your second (or third) largest financial investment.

also note hes moving things... so who knows what might happen - scratches, dents, some plastic thing in the car getting broken...
crap happens when you least expect it.


my response would be...
"depends on what you're trying to move"
if its just boxes of whatever, then fine. if it's your 50'' plasma t.v or anything of that value and size ... then no.

[actng]

it really depends on the type of person you're lending the car to.
you should know if the person is responsible enough to respect your second (or third) largest financial investment.

also note hes moving things... so who knows what might happen - scratches, dents, some plastic thing in the car getting broken...
crap happens when you least expect it.


my response would be...
"depends on what you're trying to move"
if its just boxes of whatever, then fine. if it's your 50'' plasma t.v or anything of that value and size ... then no.


Did you sign up for a new account??

If the car's the third largest, what's the first two other than property?

[aquariaguy]

Just be honest. Tell him you're afraid of getting into an accident, but you'll gladly help him.

[r1lee]

Actually, is your friend a fully insured primary driver on his own vehicle? if he is, you should be ok. Since if he gets into an accident, he is allowed to use his insurance for the claim.

If he is not insured, then i would just help him move and make it easier on both of you.

[MrDisco]

i would never lend my car to anyone. if a friend asked i would say no but i would offer to help move. if they didnt like it..well who cares. gotta look out for yourself before others.

[royal]

how do you guys have real friends? .. if the guy is your good friend then you shoudnt have questions poop-up in your head. honestly i would lend my car tom y frined if they really needed it, and i know which ones are responsibl and which ones would dick around. it all depends how your friend is. ohter than that you need to learn to trust people.

[M-e-X-x]

how do you guys have real friends? .. if the guy is your good friend then you shoudnt have questions poop-up in your head. honestly i would lend my car tom y frined if they really needed it, and i know which ones are responsibl and which ones would dick around. it all depends how your friend is. ohter than that you need to learn to trust people.

hey, it's not as easy as say lending a pencil to someone... if they break a pencil, it's no biggie.. try that with a car...

[Warped]

Did you sign up for a new account??

If the car's the third largest, what's the first two other than property?

well yes property would be the first, which leaves the car or post-secondary education as the second/third largest financial purchases. your pick.
i shouldnt have used the word "investments" in my earlier post, as a car is definitely not an investment.

anyways, what do you mean if i signed up for a new account?

edit:
also... whether or not i give my keys to my friend would depend on the car im driving...
if its my 1997 station wagon with 200000 km on the dial ... sure go ahead. But not my brand new cx-7.

[Jon04CTS]

Like I'm going to let anyone drive my CTS-V...

[bodzan]

Like I'm going to let anyone drive my CTS-V...

How about your daddy who bought you the car? :D

[actng]

Like I'm going to let anyone drive my CTS-V...


How about your daddy who bought you the car? :D

:cheesygri :cheesygri :cheesygri :cheesygri
There's nothing like a n00b vs n00b flame war!! Keep it up bodzan. I will be proud.


Most of the time, you decide the day you get the car whether you'll ever lend it out. For me, I went one further and decided for the first 6 months, no one will ride even in my back seat, unless it was really really important. (My car is a coupe and I got my car in the winter and I didn't want people tracking snow and mud into the back seat before I got rubber mats.)

[TenzoR]

I let my GF drive my car, since she has a lot more driving experience than me so I do trust her. Hell I think she is a better driver then I am due to my lack of overall experience.

[Chookman]

how do you guys have real friends? .. if the guy is your good friend then you shoudnt have questions poop-up in your head. honestly i would lend my car tom y frined if they really needed it, and i know which ones are responsibl and which ones would dick around. it all depends how your friend is. ohter than that you need to learn to trust people.

The problem is that insurance doesn't care. The insurance travels with the car and it's not the car I'm worried about - I know he'll take care of it. It's the potential awkward situation with the friend that's the problem.

If he totals my car, no doubt he'd pay to get me a new one, but would you want to be the one to ask him to continually pay you $100 a month for 5 years (or whatever it is) until your insurance rates get back to normal? That'd be one heck of a friend to offer to do that - let alone agree to do it if you asked. Or would you just pay it because you are a good friend?

I don't want to introduce the chance that I'd have to ask him to make amends and I don't want him to have to offer so I simply offer to make myself along with my car available for whatever he/she needs.

[1DarkChaos]

just say sorry and tell them the reason they will understand if they are really ur friends
as for family members i would let them borrow it