Amex Business Gold Card - 25,000 bonus Aeroplan miles!

[deal_king]

Different company name with different address works.

I did not apply for the 2nd time though.


BEWARE!!!! This Amex promotion should not be churned!

I applied for multiple cards and was approved. After a 1-2 months, I was put under financial review and all my cards were frozen. Then they asked for income tax returns, and business registrations and business income statements from Revenue Canada. If I didn't provide them, they were going to close all my accounts. I have a 750 score and have been with Amex for 10 years. I have never once paid any bill late in the last 15 years. Once you provide the information they ask for, they will come back to you in a few days and ask for more information. Then they rinse and repeat until they even know who you're sleeping with at night. Trust me it was a total nightmare. Google "Amex financial review" to see how horrible it is.

I'm not saying that churning doesn't work with other banks. But churning with Amex doesn't work. You can't apply for cards repeatedly just to get the signup bonus. Their system will pick this up and red flag you, skin you alive, and roast you for dinner.

[CanuckFlyHigh]

BEWARE!!!! This Amex promotion should not be churned!

I applied for multiple cards and was approved. After a 1-2 months, I was put under financial review and all my cards were frozen. Then they asked for income tax returns, and business registrations and business income statements from Revenue Canada. If I didn't provide them, they were going to close all my accounts. I have a 750 score and have been with Amex for 10 years. I have never once paid any bill late in the last 15 years. Once you provide the information they ask for, they will come back to you in a few days and ask for more information. Then they rinse and repeat until they even know who you're sleeping with at night. Trust me it was a total nightmare. Google "Amex financial review" to see how horrible it is.

I'm not saying that churning doesn't work with other banks. But churning with Amex doesn't work. You can't apply for cards repeatedly just to get the signup bonus. Their system will pick this up and red flag you, skin you alive, and roast you for dinner.

This is not because you churned, this is a random thing Amex has been doing lately. And it doesnt affect your credit score.

[HowEver]

I wouldn't go for multiple cards, but I also would have told them to close my Amex account if they tried that. Only the government gets all that information--and only if it's appropriate.

[deal_king]

This is not because you churned, this is a random thing Amex has been doing lately. And it doesnt affect your credit score.

Not true. The analyst specifically said that my FR was triggered by multiple applications for the Amex Gold with the 25K promotion.

If your cards get cancelled by the card issuer (as opposed to you cancelling them), this can be noted in your credit report.

[Pseudo Nim]

I applied for multiple cards and was approved. After a 1-2 months, I was put under financial review and all my cards were frozen. Then they asked for income tax returns, and business registrations and business income statements from Revenue Canada. If I didn't provide them, they were going to close all my accounts. I have a 750 score and have been with Amex for 10 years. I have never once paid any bill late in the last 15 years. Once you provide the information they ask for, they will come back to you in a few days and ask for more information. Then they rinse and repeat until they even know who you're sleeping with at night. Trust me it was a total nightmare. Google "Amex financial review" to see how horrible it is.

I'm not saying that churning doesn't work with other banks. But churning with Amex doesn't work. You can't apply for cards repeatedly just to get the signup bonus. Their system will pick this up and red flag you, skin you alive, and roast you for dinner.

Correct me if I am wrong, but it sounds like you applied for multiple simultaneous cards. Forgive me, but that is silly, should not be done, will hardly, if ever, work (even with another credit card company) and that isn't what is being talked about; we're talking about reapplying after a year or more.

[deal_king]

Correct me if I am wrong, but it sounds like you applied for multiple simultaneous cards. Forgive me, but that is silly, should not be done, will hardly, if ever, work (even with another credit card company) and that isn't what is being talked about; we're talking about reapplying after a year or more.

I applied for another card after 6 months. The main issue is having the documentation to support the business existence. You need to have business income verification- Revenue Canada statements, articles of incorporation. If you apply once as only a sole proprietor, you will be accepted. If you apply for a different business or again as a sole proprietor, then at some point they will probably FR you and ask for Revenue Canada statements, business registrations for BOTH businesses, and also review your personal cards and personal income.

IF you genuinely have multiple businesses which are registered, and have verifiable government-reported income, then you have nothing to worry about.

I know that there are some people here who will indignantly claim that what I said will never happen to them. But just wait and see.

[redkid]

wow
things people do for an extra 25k aeroplan points

after being lazy finally completed the requirements and got my pts !
exactly what i needed to complete my future long flight for 2 ppl, sweet...

[ricedion]

people are getting greedy, not nice.

[angel_wing0]

people are getting greedy, not nice.

+1...and it doesnt help that they up the spending to 3k as well =p

[callmethecat]

I'm not saying that churning doesn't work with other banks. But churning with Amex doesn't work. You can't apply for cards repeatedly just to get the signup bonus. Their system will pick this up and red flag you, skin you alive, and roast you for dinner.

I'm up to 3 cards but they're all for incorporated compaines and my wife also got 3 cards as well (she is a director as well).

Went through GCR for all the applications.

[Tilter]

I`m near the end of my free year trial. And I`m trying to figure a way to not affect my credit score. If I were to cancel the card, but say ask them to instead switch me to a non-annual fee card, would this keep the AMEX card active in the credit report without affecting the score?

[najibs]

I`m near the end of my free year trial. And I`m trying to figure a way to not affect my credit score. If I were to cancel the card, but say ask them to instead switch me to a non-annual fee card, would this keep the AMEX card active in the credit report without affecting the score?

You could only switch to a business charge card. Amex has none that are no-fee. You're SOL.

[ricedion]

You could only switch to a business charge card. Amex has none that are no-fee. You're SOL.

AMEX airmiles credit card has no annual fee?

[angel_wing0]

AMEX airmiles credit card has no annual fee?

credit card != charge card.

[JWL]

u should go for it. If you own a business, even $3000 for 3 months is like nothing :D


yip let us know, this time it is a different company right? :D


people are getting greedy, not nice.


+1...and it doesnt help that they up the spending to 3k as well =p

angel_wing, what made you change your tune on re-applying from "go for it" to "+1" regarding "people are getting greedy"?

[angel_wing0]

angel_wing, what made you change your tune on re-applying from "go for it" to "+1" regarding "people are getting greedy"?

reapplying after cancelling old one != having multiple cards at the same time.

[JWL]

reapplying after cancelling old one != having multiple cards at the same time.

I see. I didn't take the comment that "people are getting greedy" as specifically connected to multiple cards, but I see where you are coming from now.

I had cancelled my original card (after 11 months), then reapplied for a card associated with a different business and received it. After I spend $3K we'll see if I get the 25K point bonus.

[mikeycanuk]

I tried getting this deal but ended up telling them to get lost and losing $25. Can't remember all the details (it was when the deal first came out) but they wanted a tonne of info and I got a $1 check sent back with NO explanation. I then got a call so I repeated the procedure but forgot to move $1 from savings to checking so I got a NSF charge. True it was a ****** move and now I leave $30-40 in chequing but I'd had enough.

I got an Aerogold for Business 3 years ago just by filling out the application and waiting a few weeks. I've been in business for over 17yrs no debt, cash in the bank and the Aerogold's limit was over 20K always paid in full.

[newbie0121]

I just noticed the following in the statement:
"All foreign currency charges have been converted into Canadian dollars on the date we processed the
charge. Non-U.S. dollar charges have been converted through U.S. dollars, by converting the charge
amount into U.S. dollars and then by converting that U.S. dollar amount into Canadian dollars. U.S. dollar
charges have been converted directly into Canadian dollars."

Is this common pratice for all CC?
I would like to know if I should use another CC for non-US transactions.

[tkyoshi]

I just noticed the following in the statement:
"All foreign currency charges have been converted into Canadian dollars on the date we processed the
charge. Non-U.S. dollar charges have been converted through U.S. dollars, by converting the charge
amount into U.S. dollars and then by converting that U.S. dollar amount into Canadian dollars. U.S. dollar
charges have been converted directly into Canadian dollars."

Is this common pratice for all CC?
I would like to know if I should use another CC for non-US transactions.

No, but standard for AMEX.

[ricedion]

if you are planning to transfer you point, hold off for a moment. I'm hearing info that there's a promo running from Dec 14 to 20, in which you will get 25% more aeroplan miles if you transfer 20K MR point or more. I'll confirm the info and let you all know.

[fruzmatik]

if you are planning to transfer you point, hold off for a moment. I'm hearing info that there's a promo running from Dec 14 to 20, in which you will get 25% more aeroplan miles if you transfer 20K MR point or more. I'll confirm the info and let you all know.

Sweet, please let us know when you confirm.

[dinesh_zee]

if you are planning to transfer you point, hold off for a moment. I'm hearing info that there's a promo running from Dec 14 to 20, in which you will get 25% more aeroplan miles if you transfer 20K MR point or more. I'll confirm the info and let you all know.

I transferred today (Dec 14)... no bonus!

[golfer29]

if you are planning to transfer you point, hold off for a moment. I'm hearing info that there's a promo running from Dec 14 to 20, in which you will get 25% more aeroplan miles if you transfer 20K MR point or more. I'll confirm the info and let you all know.

This link appears to confirm this

http://catalogue.membershiprewards.ca/l2Category.mtw?categoryName=ca_frequent_traveller_ participants&parentCategoryName=ca_travel_1&newSearch=true

When you transfer a minimum of 1,000 Membership Rewards points to Aeroplan Miles receive 25% more Aeroplan Miles. Offer available from December 14th to 20th, 2009. Note: Regular transfer rate is 1,000 Membership Rewards points for 1,000 Aeroplan Miles. With Aeroplan® you can redeem Miles on any airline in the Star AllianceTM network, giving you access to over 965 destinations in more than 162 countries, on 20 international airlines. With Aeroplan onboard with Membership Rewards, there's never been a better time to enjoy the rewards. So take time to explore the world.

[hardywang]

This link appears to confirm this

http://catalogue.membershiprewards.ca/l2Category.mtw?categoryName=ca_frequent_traveller_ participants&parentCategoryName=ca_travel_1&newSearch=true

When you transfer a minimum of 1,000 Membership Rewards points to Aeroplan Miles receive 25% more Aeroplan Miles. Offer available from December 14th to 20th, 2009. Note: Regular transfer rate is 1,000 Membership Rewards points for 1,000 Aeroplan Miles. With Aeroplan® you can redeem Miles on any airline in the Star AllianceTM network, giving you access to over 965 destinations in more than 162 countries, on 20 international airlines. With Aeroplan onboard with Membership Rewards, there's never been a better time to enjoy the rewards. So take time to explore the world.


if you are planning to transfer you point, hold off for a moment. I'm hearing info that there's a promo running from Dec 14 to 20, in which you will get 25% more aeroplan miles if you transfer 20K MR point or more. I'll confirm the info and let you all know.

just transfer last Friday:mad::cry:

[bkushner]

me too

[golfer29]

I transferred today (Dec 14)... no bonus!

Call back - a rep confirmed that the bonus is available starting today (Dec 14)

[ricedion]

From December 14th to December 20th, MR enrollees* can transfer their MR points and receive 25% more Aeroplan miles, when they transfer at least 20,000 MR points.
*Note: MR Select Tier enrollees and Co-brand Cardmembers are ineligible
The reward code for this transfer is ACAP2

the promo I got from a friend is sort of different, where I have to transfer at least 20,000. I actually call in tonight, and the rep already telling me about the transfer at least 1000 point to get 25% more promo.

my friend told me that I can't do it online, must call in to qualify the promo

[CSIFan29]

Wish I held out on my transfer..there goes 6750 AP points!

[dinesh_zee]

Call back - a rep confirmed that the bonus is available starting today (Dec 14)

I did the transfer over the phone and no bonus was applied. A friend did it just now online and the 25% bonus was applied. Have to call them back...

[dinesh_zee]

From December 14th to December 20th, MR enrollees* can transfer their MR points and receive 25% more Aeroplan miles, when they transfer at least 20,000 MR points.
*Note: MR Select Tier enrollees and Co-brand Cardmembers are ineligible
The reward code for this transfer is ACAP2

the promo I got from a friend is sort of different, where I have to transfer at least 20,000. I actually call in tonight, and the rep already telling me about the transfer at least 1000 point to get 25% more promo.

my friend told me that I can't do it online, must call in to qualify the promo

Works for <20k MR points as well. Works online, but didn't over the ph.

[cko64]

How do you guys transfer the points online? I've been having problem all day. I called Amex and I was told they've been having problems with Membership Rewards website for a few days and the website won't be fixed anytime soon. All transfers must be done via phone.

[ricedion]

Works for <20k MR points as well. Works online, but didn't over the ph.

when requesting over the phone, the agent must know about the promo, and they would know what promo code to use to give you the bonus. I did it over the phone, and the agent knew, so it's all well for me.

[digger1]

I just called Amex and the rep said that the promotion will start tomorrow.
Didn't want to argue, I guess I can wait.
Thanks op

[tmo72]

Thanks for the heads up ricedion, that gives me a free upgrade! :D

[jshebib]

works on-line no problem now.... transferred 26800 points....

[CanuckFlyHigh]

Thanks so much to the poster who notified of this!! Just transferred 108,000 MR's!!

[JWL]

When does Amex post the 25,000 point bonus? As soon as you make the required amount of purchases ($3000) or the next statement date after you do?

I'm just a few $100 short of the $3000 and could remedy that in a hurry, but my next statement date isn't for a couple of weeks so I'd miss this transfer promo.

[HighFlyer]

It was a long time ago since I qualified for it, but I'm almost certain the bonus posted right after reaching the threshold.

[JWL]

It was a long time ago since I qualified for it, but I'm almost certain the bonus posted right after reaching the threshold.

Thanks. Anyone else?

I am $300+tax short at this point. Nothing a quick trip to Costco won't fix! Probably worth the effort for the chance to get an extra 5000+ points!

[JWL]

I transferred today (Dec 14)... no bonus!

There was a post in another forum that indicated Amex's system was set up to start on Dec 15 in error. Definitely worth a call to Amex for the extra points.

[CanuckFlyHigh]

Thanks. Anyone else?

I am $300+tax short at this point. Nothing a quick trip to Costco won't fix! Probably worth the effort for the chance to get an extra 5000+ points!

It was instant.

[crispwolf]

Nice..just tried transferring 1000 points and got 1250 aeroplan instantly.

[HowEver]

Had to call since the website wouldn't let me transfer for a specified reason. Phoned, they confirmed they knew all about the bonus, and effected the transfer + 25% points--I'd been intending to transfer anyways, so nice bonus, thanks!

Just waiting for the points to show up in my Aeroplan account online. Ah, logged out and back in and there they are, 6K extra points, thanks, on top of the 25K+ original amount, which was also really a bonus.

[JWL]

It was instant.

Thanks for the info. I didn't think it would be instant so I'm glad I asked!

This transfer deal is good enough to have its own thread so I started one: http://www.redflagdeals.com/forums/transfer-amex-membership-rewards-points-aeroplan-get-25-extra-points-827739/#post9949208

[belfour]

I was just able to login 15mins however I can't login now... :(

[DRC]

We're Sorry..

The American Express Online Services system has not properly responded to your request.If you were attempting to view Billing Details, the system may be unable to return all of your charges at one time. Please use your browser's back button, and press the "Additional Cards" button to view your charges one card at a time.If the problem persists, please call American Express Customer Service and provide error code indicated on this page.


Personal Cardmembers:Please contact our Customer Service department at 1-877-325-AMEX(2639) between 7:00 a.m. and 12:00 a.m. EST


Corporate Card holders:Please call the American Express Corporate Interactive Support Line at 1-877-429-9246 between 7:00 a.m. and 7:00 p.m. EST .


We apologize for any inconvenience this may have caused you.

[digger1]

Did the transfer over the phone and got 25% extra
Thanks op

[NorthernPaladin]

Just did the transfer on-line.
A big thanks for letting us know about the 25% bonus I would have missed out on this if not posted here!

[HowEver]

I got that too. Call the "Personal" line. Easy over the phone transfer. Especially if you remember your 4 digit phone code.




We're Sorry..

The American Express Online Services system has not properly responded to your request.If you were attempting to view Billing Details, the system may be unable to return all of your charges at one time. Please use your browser's back button, and press the "Additional Cards" button to view your charges one card at a time.If the problem persists, please call American Express Customer Service and provide error code indicated on this page.


Personal Cardmembers:Please contact our Customer Service department at 1-877-325-AMEX(2639) between 7:00 a.m. and 12:00 a.m. EST


Corporate Card holders:Please call the American Express Corporate Interactive Support Line at 1-877-429-9246 between 7:00 a.m. and 7:00 p.m. EST .


We apologize for any inconvenience this may have caused you.

[golfer29]

When does Amex post the 25,000 point bonus? As soon as you make the required amount of purchases ($3000) or the next statement date after you do?


Mine posted right after I hit 3K. I didn't have to wait until my next statement. Worked out well because I just got the card recently and the 25K hadn't posted on my statement yet

[dinesh_zee]

They have updated the date in their site...

"When you transfer a minimum of 1,000 Membership Rewards points to Aeroplan Miles receive 25% more Aeroplan Miles. Offer available from December 15th to 20th, 2009."

[an2one]

wow, this deal keeps on giving :)
I'm glad I waited to transfer. I called today since online didn't work for me either. Amex CSR was very pleasant to deal with. Transfer was instant.

[brunes]

Where is this promo listed, and how long does it last?

[JWL]

Where is this promo listed, and how long does it last?

Which promo? If it is the 25% bonus that is 3 posts up. If it is the 25,000 point bonus that is until Amex discontinues it. There is no date specified.

[yourmemory]

Has anyone had any success getting this card without actually having a business?

I'm still waiting for their response to my application with a made-up business name.

[aroundandaround]

I applied as a self-proprietor using my own name as the business name. You don't need a business license if it's just you!

I was approved about a week ago and should get the card any day.


Has anyone had any success getting this card without actually having a business?

I'm still waiting for their response to my application with a made-up business name.

[JWL]

Started a new thread on the 25% transfer bonus (with credit to ricedion):
http://www.redflagdeals.com/forums/transfer-amex-membership-rewards-points-aeroplan-get-25-extra-points-827739/

[golfer29]

I applied as a self-proprietor using my own name as the business name. You don't need a business license if it's just you!

I was approved about a week ago and should get the card any day.

same for me - sole proprietor and just used my actual name as the business name. This worked fine

[yourmemory]

same for me - sole proprietor and just used my actual name as the business name. This worked fine

Great! Does anyone actually get approved in 60 seconds like it says on the website, cause I didnt...

Also, my dad also wants to apply, but I would have to use the same address... will it matter?

Do you have to write sole proprietorship anywhere, or just use your name?

finally, SIN or no SIN? does it help in anyway to put it down?

[jacob05]

Great! Does anyone actually get approved in 60 seconds like it says on the website, cause I didnt...

Also, my dad also wants to apply, but I would have to use the same address... will it matter?

Do you have to write sole proprietorship anywhere, or just use your name?

finally, SIN or no SIN? does it help in anyway to put it down?

I think most people don't get approved in 60 seconds. See the post above yours about the name/sole proprietorship question. If you give your SIN, it's easier for them to locate your credit profile but not required.

[JWL]

Great! Does anyone actually get approved in 60 seconds like it says on the website, cause I didnt...

I did. Both times.

[stellar11]

I've decided to apply for this card because i've finally had enough of the aerogold visa. My husband has a sole proprietorship and we were planning to get two cards connected to his business. But it occurs to me that we could both apply for separate cards and double up on the bonus. Is this possible? Has anyone tried it?

[fruzmatik]

if you are planning to transfer you point, hold off for a moment. I'm hearing info that there's a promo running from Dec 14 to 20, in which you will get 25% more aeroplan miles if you transfer 20K MR point or more. I'll confirm the info and let you all know.

Thanks again! Glad i waited to transfer - for once procrastination pays off :D

[bkushner]

how long after cancelling card does everyone recommend before reapplying?

[JWL]

how long after cancelling card does everyone recommend before reapplying?

I waited a day. Second card was with a different company. I guess I'll see by the end of the week if I get 25K points again.

[Avignon]

I've decided to apply for this card because i've finally had enough of the aerogold visa. My husband has a sole proprietorship and we were planning to get two cards connected to his business. But it occurs to me that we could both apply for separate cards and double up on the bonus. Is this possible? Has anyone tried it?

Yes & yes

[j3tang]

Admittedly, I've not read through the entire thread and I only pop into here once in a while to read a bit. I think I'm finally going to give this a try.

Saw on the first page Najibs mentioned that:

"I even heard people were using their own name as the business name and had no problems. The application seems to only ask you for your business name, and nothing more about the business."


I was looking through the application and now they ask about your legal business name (as registered), the number of years your business has been around for, the number of employees, etc.

Are they being more detailed with their applications to prevent people from taking advantage of the promo? I mean, they did raise the $1000 spending within the first 3 months to $3000 now, so they do seem to be "finetuning" things ... should I be worried/weary?

[maxed_out]

I can't get access to the online transfer. Still showing the message: The American Express Online Services system has not properly responded to your request.If you were attempting to view Billing Details, the system may be unable to return all of your charges at one time. Soo frustrating!

How are those that have successfully transferred online managed to get around this? If I do a transfer by phone, will they allow the transfer to go through to my cousin's aeroplan account, or would they insist that I transfer to my own aeroplan account?

[yourmemory]

Has anyone been successful applying for this card for 2 different people/businesses in the same address?

[Jericho]

Anyone get a call to add insurance coverage $0.99 per every $100 balance that covers up to 20000 on the balance if you get sick or lose your job?

They also mentioned that if you get married, buy a house, have a kid, or have a kid going to college that they will give you $1000 for up to 2 of these in 2 year intervals. Sounds too good to be true for this part. Anyone know the catch?

[angel_wing0]

I did. Both times.

wow.

[dinesh_zee]

It is now time for SPG (to Aeroplan) to have similar promotion with min 1000 Starpoints!!

[HowEver]

Call them and ask. It's just a question. They won't fine you, jail you or deport you. These are your points. See what happens.


I can't get access to the online transfer. Still showing the message: The American Express Online Services system has not properly responded to your request.If you were attempting to view Billing Details, the system may be unable to return all of your charges at one time. Soo frustrating!

How are those that have successfully transferred online managed to get around this? If I do a transfer by phone, will they allow the transfer to go through to my cousin's aeroplan account, or would they insist that I transfer to my own aeroplan account?

[dinesh_zee]

How are those that have successfully transferred online managed to get around this? If I do a transfer by phone, will they allow the transfer to go through to my cousin's aeroplan account, or would they insist that I transfer to my own aeroplan account?

AFAIK, people who have setup online MR account before (like 1st quarter of 2009) can now access their online account and can transfer to any Aeroplan number... others are out of luck

[JWL]

AFAIK, people who have setup online MR account before (like 1st quarter of 2009) can now access their online account and can transfer to any Aeroplan number... others are out of luck

I don't know why you think this. I got my Amex card 4 weeks ago. I had no problem accessing my MR account. I set up Aeroplan for transfer this morning and immediately transferred points.

[dinesh_zee]

I don't know why you think this. I got my Amex card 4 weeks ago. I had no problem accessing my MR account. I set up Aeroplan for transfer this morning and immediately transferred points.

Interesting! I said that from my experience and 3 others I know personally. Probably it has nothing to do with date... It looks like once you have a problem accessing MR rewards site you always will. That is how it is so far.

[darksith31]

There was a post in another forum that indicated Amex's system was set up to start on Dec 15 in error. Definitely worth a call to Amex for the extra points.

About three weeks ago, I transferred 38000 Membership Rewards Points. It figures that I find out about this promotion now. I would have obviously waited and transferred the points to take advantage of the promotion.

So being a typical RFD'er, I called the Retentions department to see what they could do (I worked for Amex before, so I know they have flexibility in awarding bonus points and such...but they don't need to know that :P).

Long story short (and staying on the phone with them for a very long time), they gave me 5000 bonus Aeroplan points, instead of what I would have gotten (9500). It's better than nothing, so I can't complain. :cheesygri

[ricedion]

wow, my friend transferred 60K to aeroplan pts in Oct. so he's pissed. what's the retention number? maybe he can call and try to complain :)

[HowEver]

Yeah, I'm so glad I kept forgetting to call and transfer my points. Now I just have to remember to call to cancel the card before its anniversary. Or sooner.

[i6s1]

wow, my friend transferred 60K to aeroplan pts in Oct. so he's pissed. what's the retention number? maybe he can call and try to complain :)

It's pretty unreasonable to be pissed. It's like missing a sale. He can phone in and ask for some bonus points, but I don't really feel sorry for him.

[ricedion]

It's pretty unreasonable to be pissed. It's like missing a sale. He can phone in and ask for some bonus points, but I don't really feel sorry for him.

well, really, you don't have to feel sorry for him. i mean "really" :)
he knows it's not the end of the world, but it's pretty reasonable to feel a little bit upset.

[cko64]

Interesting! I said that from my experience and 3 others I know personally. Probably it has nothing to do with date... It looks like once you have a problem accessing MR rewards site you always will. That is how it is so far.
As well from 3 more people; myself, my wife and my friend's accounts. None of us can transfer Amex point online recently. We used to able to do online transfers in the beginning of the year when we first got my Amex cards.

I called Amex, the CSR said the tech department aware of the problem , but there is no timeline as when it will be fixed. So, in the meantime, we need to call in to convert Amex points to Aeroplan points.

[Punira]

I just canceled by card today because if i don't I would get charged an annual fee of $180. It is an excellent card, I am thinking of re-applying and pay the annual fees.

[RoninTech]

I just canceled by card today because if i don't I would get charged an annual fee of $180. It is an excellent card, I am thinking of re-applying and pay the annual fees.

Did they throw anything at you to try and keep your business?

[Punira]

They were very nice and mentioned all the benefits of the card and didn't want me to cancel. They did mentioned I won't have any trouble applying to be a business gold customer again too. They also transfer the remaining points left on my account from the 25% promotion to aeroplan since it will be forfeited if not transferred over.

[donye]

I called amex today and canceled my wife supl.card to avoid $50 anual fee.
Now, i'm thinking to keep the main card or not.
Amex going to charge me $180 anual fee next statement.

[nocreativename]

I called amex today and canceled my wife supl.card to avoid $50 anual fee.
Now, i'm thinking to keep the main card or not.
Amex going to charge me $180 anual fee next statement.

I also called to cancel on Tues and they offered me $100 in gift cards. I ended up just cancelling the supplemental card but keeping my primary one.

[natalienicole]

I need an AMEX card to use at Costco. This sounds like the best one to get for now.

[cko64]

Cancelled mine today. Waiting to apply the SPG Amex card in March.

[natalienicole]

Cancelled mine today. Waiting to apply the SPG Amex card in March.

Will use this one first while renovating my house just for the first 3 months to get the aeroplan miles. Then I will see what the new SPG Amex card will be offering when it comes into effect.

[natalienicole]

Good thing I remembered to apply first through GCR so I will get my $65 rebate :cheesygri

[stellar11]

I just signed up for this after some horrendous customer service from VISA aerogold, which i will soon cancel.

I hope the card comes soon because I have a $700 bill to pay on paypal and that would take a big dent out of the $3k required spending for the bonus.

[HowEver]

Sorry for the threadjack, but what happened at Aerogold? I'm about to cancel my Amex Business card but their service has been better, even if Aeroplan miles exceeds all the competition while Amex's Member Rewards are pretty useless (except to transfer).


I just signed up for this after some horrendous customer service from VISA aerogold, which i will soon cancel.

I hope the card comes soon because I have a $700 bill to pay on paypal and that would take a big dent out of the $3k required spending for the bonus.

[Avignon]

has anyone canceled (I just did after year 1) & successfully reapplied for the card with the promotion ?

I told them there were aspects of the card I liked, but not enough to pay for it.

I prefer CIBC AeroGold (which I already have), for several reasons:

1) no fee due to my CIBC Premier Service acct.
2) with Amex, I always have to have a secondary Visa card, since about 25% of my biz suplliers do not accept AMEX ( I actually used the Amex card for biz expenses, but I also found this to be the case whether the vendor was primarily biz or personal).
3) I can do a download in several accounting/spreadsheet formats for 16 months at Visa - only 6 months at Amex - since these are biz cards & hence expenses are tax writeoffs, this simple facility would be a nobrainer for those of us who do our books once a year at tax time. (Of course, I could try to remember to download Amex twice a year, so I grant this is a minor point.)
4) Visa gives bonus points for use at certain types of retailers.

I made all these points to Amex, but still no incentive offered to keep the card. I like it enough as a second "book-keeping"card that gives me AP points separate from the Visa(which I use for personal expenses). But I won't pay them a fee for it.

[Arrgh]

has anyone canceled (I just did after year 1) & successfully reapplied for the card with the promotion ?

I'm about to cancel mine too. My renewal date is Jan. 15. Someone mentioned they tried to give you some incentive to stay. What kind of incentive?

[veronokwok]

I first applied for the Aerogold in Jan 2007, got the 15,000 AP points and cancelled a year after. I re-applied in Dec 2008 and also go the the welcome points with no problems. Will cancel again since I already had the AE Business Gold.

[stellar11]

Sorry for the threadjack, but what happened at Aerogold? I'm about to cancel my Amex Business card but their service has been better, even if Aeroplan miles exceeds all the competition while Amex's Member Rewards are pretty useless (except to transfer).

Aerogold refused to charge back a fraudulent charge. They gave me the run around on the phone, and never responded to my written complaints.

I hope the Amex card arrives soon.

[hooky]

I first applied for the Aerogold in Jan 2007, got the 15,000 AP points and cancelled a year after. I re-applied in Dec 2008 and also go the the welcome points with no problems. Will cancel again since I already had the AE Business Gold.


Doesnt applying for a credit card affect your credit rating? They do a credit check on you every time you apply for credit and it would be recorded in your credit history at Equifax.

[AdidasROXX]

I'm about to cancel mine too. My renewal date is Jan. 15. Someone mentioned they tried to give you some incentive to stay. What kind of incentive?

I never got any incentive when I cancelled. He asked why, I said fees are too high, he said, "did you know that the fees are tax-deductible blahblahblah"

When I said, I just didn't want to pay such high fees, he just said ok and proceeded with the cancellation. No incentive at all.

[nocreativename]

I never got any incentive when I cancelled. He asked why, I said fees are too high, he said, "did you know that the fees are tax-deductible blahblahblah"

When I said, I just didn't want to pay such high fees, he just said ok and proceeded with the cancellation. No incentive at all.

I got $100 in gift card to my choice of retailers (on their list). I ended up choosing Home Depot. I guess that brings my annual fee to $80 instead of $180.

[natalienicole]

Doesnt applying for a credit card affect your credit rating? They do a credit check on you every time you apply for credit and it would be recorded in your credit history at Equifax.

I guess so. This will be my 10th credit card. I have always had an excellent credit rating though since I don't keep anything on my card. I never buy with cash, only cards and always pay off my cards right away, never overspend. A lot of people can't do that though.

[angel_wing0]

I'm about to cancel mine too. My renewal date is Jan. 15. Someone mentioned they tried to give you some incentive to stay. What kind of incentive?

discount usually.

[dafunky1]

Rather than renewing I was going to cancel and then ask my wife to apply. She is currently the second cardholder. My plan would be to ask her to apply as primary and then I would become the second card holder.

I'm wondering if this will work? When does the 25k offer expire?

[dinesh_zee]

Can this charge card be transferred to American Express® AIR MILES®* Gold Business Card, which is a no annual credit card for small business customers?

[Pseudo Nim]

Can this charge card be transferred to American Express® AIR MILES®* Gold Business Card, which is a no annual credit card for small business customers?

Generally no (and why would you? Completely different reward programs). All AMEX products are different, except for different levels of the same product (Gold/Platinum).

[dinesh_zee]

Generally no (and why would you? Completely different reward programs). All AMEX products are different, except for different levels of the same product (Gold/Platinum).

I thought of doing the card transfer to transfer the extended warranty... then realized that this gold business does not have extended warranty in the first place!

[NiteHawk]

I just canceled my AMEX Business Card after 1 year of use. They did not offer me anything to stay with them. I couldn't justify the annual fee at the rate I was using my CC as well as having to deal with many merchants that do not accept AMEX.

[Pseudo Nim]

I just canceled my AMEX Business Card after 1 year of use. They did not offer me anything to stay with them. I couldn't justify the annual fee at the rate I was using my CC as well as having to deal with many merchants that do not accept AMEX.

Really, interesting - they were quite desperate to keep me. They offered me a GC, and/or membership rewards points - but I pointed out that cancelling and signing up to another AMEX product will net me a higher points/$ reward (and interestingly, the girl on the phone had the exact breakdown - how many points/$ you get for the first year, how many for following, etc - she even corrected me when I said it was 1.67, she said it was 1.85 or something), and finally she acquiesced to my argument that even if she offered me MR points, unless she were able to offer the initial sign-on bonus's worth, it wouldn't be worth it.

[brutal]

just want to ask for opinion....is the $180 annual fee worth the Travel accident insurance, Car rental theft & damage insurance, Flight & baggage delay insurance and Hotel/motel burglary insurance if I travel like 2 times a year?

Or is there a better card for these coverage at a lower annual fee?

[Pseudo Nim]

just want to ask for opinion....is the $180 annual fee worth the Travel accident insurance, Car rental theft & damage insurance, Flight & baggage delay insurance and Hotel/motel burglary insurance if I travel like 2 times a year?

Or is there a better card for these coverage at a lower annual fee?

Definitely better cards out there. Example: CIBC Aerogold gold or black; costs less per year, has all of these features, additionally provides extended warranty, AND is accepted at more places. I'm sure someone can recommend an even cheaper card that offers similar features, I'm just too much of an Aeroplan mile ***** to open up my tunnel vision to other products :D

[i6s1]

just want to ask for opinion....is the $180 annual fee worth the Travel accident insurance, Car rental theft & damage insurance, Flight & baggage delay insurance and Hotel/motel burglary insurance if I travel like 2 times a year?

Or is there a better card for these coverage at a lower annual fee?


You can get travel insurance for $1.10/day, and car rental insurance is available on many free cards. Baggage delay insurance isn't really worth that much if you pack an appropriate carry-on, and hotel/rental/baggage loss should be covered under your home insurance.

[Pseudo Nim]

You can get travel insurance for $1.10/day, and car rental insurance is available on many free cards. Baggage delay insurance isn't really worth that much if you pack an appropriate carry-on, and hotel/rental/baggage loss should be covered under your home insurance.

Yes, but don't forget that extended warranty may or may not be a valuable extra, especially on high-ticket items like TVs and appliances.

[i6s1]

Yes, but don't forget that extended warranty may or may not be a valuable extra, especially on high-ticket items like TVs and appliances.

This card doesn't have extended warranty.

[Pseudo Nim]

This card doesn't have extended warranty.

The question from the poster was what other cards there are, and I was saying the CIBC Aerogold or any others that people might think of, for less money than the $180 fee on this one.

[kitschyguy]

This card doesn't have extended warranty.


The question from the poster was what other cards there are, and I was saying the CIBC Aerogold or any others that people might think of, for less money than the $180 fee on this one.

Are you sure that the Aerogold card has the extended warranty?

According to the RDF Aerogold Infinite (Black) card info (http://creditcards.redflagdeals.com/details/CIBC-Aerogold-VISA-INFINITE-Card/), it doesn't have the extended warranty feature.

Neither does the Aerogold (gold) card (http://creditcards.redflagdeals.com/details/CIBC-Aerogold-VISA-Card/).

[Pseudo Nim]

Are you sure that the Aerogold card has the extended warranty?

According to the RDF Aerogold Infinite (Black) card info (http://creditcards.redflagdeals.com/details/CIBC-Aerogold-VISA-INFINITE-Card/), it doesn't have the extended warranty feature.

Neither does the Aerogold (gold) card (http://creditcards.redflagdeals.com/details/CIBC-Aerogold-VISA-Card/).

Holy crap. I stand corrected. I just re-read the terms & conditions, and you are absolutely correct, the Aerogold DOES NOT offer extended warranty!!! Damn. I just took it for granted that a card with a $120 annual fee would have it - it does seem as if I were absolutely wrong.

[angel_wing0]

I just canceled my AMEX Business Card after 1 year of use. They did not offer me anything to stay with them. I couldn't justify the annual fee at the rate I was using my CC as well as having to deal with many merchants that do not accept AMEX.

man i have to cancel mine soon...

[PhilRelgStudent]

I cancalled mine today. Asked me if I still owned my business. I said no. He cancelled it. It is now cancelled. Amex business gold: best card I ever had. I got $70 dollars for signing up and 25,000 points for money I would have spent anyways.

[Tilter]

I cancelled my card today as well. I wish I knew about the GCR rebate, that would have made it extra hot.

Now I switched to the CIBC Aerogold card to continue accumulating Aeroplan Miles. I'm hoping to get to 120K Aeroplan Miles within 2-3 more yrs and do the first class/business class trip with multiple stop offs.

[brutal]

I just cancelled mine now...thinking about CIBC aerogold card...what's the diff between the black one and the gold one?

[flito ray]

just called amex about waiving 180. they said they would waive it. maybe it's because I spent close to 35K on the card last year alone.

[Pseudo Nim]

I just cancelled mine now...thinking about CIBC aerogold card...what's the diff between the black one and the gold one?

Good question. If you find out, let me know (aside from the minimum annual income requirement). I don't think there's any real functional difference that matters.


just called amex about waiving 180. they said they would waive it. maybe it's because I spent close to 35K on the card last year alone.

Or (which is more likely) cause they just realised that EVERYONE is cancelling it :)

[hooky]

I cancelled my amex a couple days ago. They didnt try very hard to keep me either. Paid all bills on time. Last year they offered me aeroplan points to stay. Guessing they have a note of that and tried to play my bluff. Oh well I'll wait a month or two and sign up again and get the joining points.

[Terrific_Deals2k8]

Is the bonus 25% Aeroplan Miles still available, or has the offer expired already? Anyone know? Thanks in advance!

[Tilter]

Is the bonus 25% Aeroplan Miles still available, or has the offer expired already? Anyone know? Thanks in advance!
Nope. But no harm in waiting to transfer before your expiry date in hopes of another reward week.

[flito ray]

to be fair guys even the $180 a year is not bad
considering you get 100K travel insurance, lost luggage insurance, car rental insurance. these things add up to a lot over the years

[angel_wing0]

just called amex about waiving 180. they said they would waive it. maybe it's because I spent close to 35K on the card last year alone.

wow gj. I think you are the first one here to get it waived. (or maybe i missed some posts)

[hot_ride]

just called amex about waiving 180. they said they would waive it. maybe it's because I spent close to 35K on the card last year alone.

They didn't even blink when I called to cancel and I was in the 50K range. It's just a YMMV situation with them. Can't say I really cared though.

[angel_wing0]

to be fair guys even the $180 a year is not bad
considering you get 100K travel insurance, lost luggage insurance, car rental insurance. these things add up to a lot over the years

well there are other cards that get those insurance without the $180 fee hit.

[MrSkinny]

They didn't even blink when I called to cancel and I was in the 50K range. It's just a YMMV situation with them. Can't say I really cared though.

u just need to ask. they offered me 10k points or 100 in GC. said that they cannot waive the full 180 though.. are they giving it to you as a credit?

[raccoon]

cancled 3 days ago without any retention offer. Question: can I apply this card again with bouns?

[angel_wing0]

cancled 3 days ago without any retention offer. Question: can I apply this card again with bouns?

yes, probably under another company.

[Borla]

It seems some people without businesses in this thread are getting the card, how do you go about that??

[Pseudo Nim]

It seems some people without businesses in this thread are getting the card, how do you go about that??

just tell them it's a business registered to your name, for which you do nbogt have to have an official registrtion in canada (i.e. You conduct business under "john doe reg'd" - they don't care).

[blindemboss]

For those who have canceled and are looking at Aeroplan, is there any way to avoid the $120 annual fee?

My annual renewal is up soon, so I need a new way to get free points cheaply.:)

[BoxsterS]

yes, probably under another company.

Just don't use the Art Vandalay Corporation - that's my company.

[Borla]

Just don't use the Art Vandalay Corporation - that's my company.

Importer/Exporter? lol

[-=phelan=-]

hey i know that there's a lot of you guys out there jumping boat to the cibc aerogold or black card that cibc offers. I'm curious to know that if i were to cancel my cibc card and join up later on would i be entitled to the welcome bonus points of 15k again?

[mec9t8]

hey i know that there's a lot of you guys out there jumping boat to the cibc aerogold or black card that cibc offers. I'm curious to know that if i were to cancel my cibc card and join up later on would i be entitled to the welcome bonus points of 15k again?

When I cancel my CIBC Aerogold 2 months ago, the rep told me I will be eligible for the bonus if later day I decide to reapply (but I think there might be a "cool down" period before you can do so).

[Avignon]

When I cancel my CIBC Aerogold 2 months ago, the rep told me I will be eligible for the bonus if later day I decide to reapply (but I think there might be a "cool down" period before you can do so).

Anyone ever do this with the AMEX?

[darksith31]

I read somewhere that Amex decided to change the conditions on the bonus points. You get them when you spend $3000 in the first three months compared to the $1000. Can anyone confirm this?

[aksher]

I read somewhere that Amex decided to change the conditions on the bonus points. You get them when you spend $3000 in the first three months compared to the $1000. Can anyone confirm this?

I think that the changeover happened Sept 2009. I had applied (and approved) just before the cut off period.

[mec9t8]

I read somewhere that Amex decided to change the conditions on the bonus points. You get them when you spend $3000 in the first three months compared to the $1000. Can anyone confirm this?

Confirmed .. just finish my $3000 in 3 months ... and transferred to Aeroplan pts for my flight to HK :-)

[angel_wing0]

just cancelled the card...wasnt offered anything :(

[eesh]

I just tried to cancel my card. They said they can't cancel it immediately because it's a high value card, so someone from customer relations is going to call me back to see why I want to cancel lol I feel bad now, they're so nice!

[wronguy]

Good question. If you find out, let me know (aside from the minimum annual income requirement). I don't think there's any real functional difference that matters.



Or (which is more likely) cause they just realised that EVERYONE is cancelling it :)

It offers free travel medical insurance for up to 15 days at a time, and it looks cooler

[The Shopping Lady]

So do you really need a business registration in order to have this card?

[angel_wing0]

So do you really need a business registration in order to have this card?

no, u can just make it up.

[HowEver]

just cancelled the card...wasnt offered anything :(

Same here.

[deruo]

Cancelled mine today as well. She went away for 5 minutes or so saying she was "going to cancel it" and came back saying it was cancelled.

Didn't offer me anything or incentive to stay.

[krazynuck]

i have to cancel my card by the end of the month as ....i like the card....just dont want to spend the $150 a year

[urameatball]

When I cancel my CIBC Aerogold 2 months ago, the rep told me I will be eligible for the bonus if later day I decide to reapply (but I think there might be a "cool down" period before you can do so).

there's no cooldown period for aerogold.
Last year, I cancelled and reapplied the next day. still got my 15000 bonus points.


The real question is whether anyone's done that with amex. Much better deal since there's no annual fee and you get 25000pts

[angel_wing0]

well just apply under another company.

But remember u have to spend 3k in 3 months to get the 25k pts.

[yayaya]

Importer/Exporter? lol

Art Vandalay

Seinfeld reference.

[yayaya]

FYI

Got the card last year, got my 25,000 points with no problems.

Called in December to cancel (2 months before end of 12th month). Asked them to send a cancelation letter --- which they did.

Today in the mail, I get a bill for $180 for annual fee.

WTF ?

Called the 800 #, guy says -- "card is still open, still valid". I say I have in my hand a letter from you dated December 17, 2009 cancelling the card and thanking me for my business.

He pushes some buttons, "click, click", ok thank you for calling American Express.

Moral of the story ---- when you call to cancel, request a letter stating the card is cancelled and staple it to your last bill, so if you get a $180 annual fee bill when it comes to the 12th month, you have the letter on hand to call them.

[angel_wing0]

ouch, but if u have the letter then there is nothing thye can do except refund your money.

I should take note of that~

[giftyfive]

For those who tried to reapply after canceling: When completing the online application form did anyone get the "we are unable to respond to your request at this time" message? I guess I have to wait 5-7 business days to see if reapplying after canceling works.

[i6s1]

For those who tried to reapply after canceling: When completing the online application form did anyone get the "we are unable to respond to your request at this time" message? I guess I have to wait 5-7 business days to see if reapplying after canceling works.

Lots of people get that on the first application. I did, even though I used a completely legit business, although it's owned by a friend of mine and I'm on the payroll.

[tkyoshi]

For those who tried to reapply after canceling: When completing the online application form did anyone get the "we are unable to respond to your request at this time" message? I guess I have to wait 5-7 business days to see if reapplying after canceling works.

The majority of people get/got this message when applying.

[Akaz1976]

How does the regular AMEX platinum card ($499/year+30K sign up bonus) compare to the business card?

I am planning to on keep the card so its not just one year and cancel for me. Also is there anyway to waive $499 for the first year?

Akaz

[enko]

Hmm, maybe I should grab another coffee.. how the heck do I transfer my points to my Aeroplan account in the web interface?

[reddeals]

Just cancel my card last month, Can I reapply under the same company name? Anyone tried with sucess? Thanks.

[qsub]

hi

i have a AMEX Air miles card already,

just curious though, anyone know if i apply this way

http://img684.imageshack.us/img684/662/324201031223pm.png (http://img684.imageshack.us/i/324201031223pm.png/)

will I still get the welcome points? I notice the application form in the next screen doesnt mention anything.

[zickvon]

hi

i have a AMEX Air miles card already,

just curious though, anyone know if i apply this way

http://img684.imageshack.us/img684/662/324201031223pm.png (http://img684.imageshack.us/i/324201031223pm.png/)

will I still get the welcome points? I notice the application form in the next screen doesnt mention anything.

You should be fine. I have a Costco AMEX and applied this, and selected 'Yes' on that question. Still got my points with no problem.

[qsub]

Thanks,

I just made up a business name. Put in 5 employers, my real salary.


THANK YOU


Thank you for choosing American Express. We are unable to give you an instant decision at this time. Your application will be processed within 10 days.

I guess I'll get the approval/decline through the mail?

[mtlguyca]

I'm thinking how to spend another 2k.... to get 25k points... dunno what to buy...got a laptop for 1k worth lol

[slowtyper]

Thanks,

I just made up a business name. Put in 5 employers, my real salary.



I guess I'll get the approval/decline through the mail?

They will probably call you to verify details.

[ssiwani]

Is a balance transfer from another credit card to this one considered spending to wards the $3000 requirement ?

[qsub]

They will probably call you to verify details.

So I guess making up a fake business name and labeling it as a "internet" business probably will not work then?

[slowtyper]

So I guess making up a fake business name and labeling it as a "internet" business probably will not work then?

It will probably still work, just answer the questions correctly. I don't know why you'd bother making up a fake business name. Just use your own name as your business name. You can legally run your business under your own name without registering your name somewhere. If you choose some other name you have to have it registered (to actually operate, I dont think amex will really check but they technically could).

[qsub]

well actually it's just my domain name which is

lastname.net

I had to write the business name as LASTNAME dot NET as the application wouldnt accept "." in it for a business name.

And no one other then family has the last name :)

[Bruce Fraser]

There is no need for lying or shading the truth.
I wrote "Fraser family" as the name of the business, and my role in the company is "Dad."
I was accepted without hesitation.

[coleworld]

There is no need for lying or shading the truth.
I wrote "Fraser family" as the name of the business, and my role in the company is "Dad."
I was accepted without hesitation.

lol, thats classic

[i6s1]

I'm thinking how to spend another 2k.... to get 25k points... dunno what to buy...got a laptop for 1k worth lol

Buy gift cards for your gas station and grocery store, and use them over the rest of the year.

[angel_wing0]

There is no need for lying or shading the truth.
I wrote "Fraser family" as the name of the business, and my role in the company is "Dad."
I was accepted without hesitation.

nice one lol

[chassis]

just cancelled mine as well, and there was no attempt to keep me. =(

sigh, i enjoyed this card too

[dafunky1]

thought I'd share my renewal experience.....

i requested to have the annual fee waived for my purchasing and payment history. they said they could not offer me that but could offer me $150 in gift cards. with the annual fee being 180...the net cost to me is only 30. I choose home depot gift cards. I remember they offered me the keg among others (which I can't recall).

I'll see what they offer me the 3rd year out.

[-=phelan=-]

out of curiosity how much did you spend annually on it?

[mtlguyca]

Sorry for the dumb question, but wheres the best place to buy gift cards? mainly for groceries I don't drive much...

Can I get them at loblows?

[-=phelan=-]

edit: mtlguyca - you can get giftcards from loblaws/sobeys etc.


There is no need for lying or shading the truth.
I wrote "Fraser family" as the name of the business, and my role in the company is "Dad."
I was accepted without hesitation.

i'll have to remember that one :)

[mtlguyca]

edit: mtlguyca - you can get giftcards from loblaws/sobeys etc.



i'll have to remember that one :)

Thx, I'll try here in Montreal.. see if they accept AMEX to buy gift cards...
Loblows itself has its own gift cards I assume? so.. what's the highest amount I can buy lol.

edit: checked the loblows website, and it doesnt seem like they accept amex.

[qsub]

Anyone know what area code they call from?

I keep getting a call from a 480 area code (Arizona.)

Not sure if this is them, they're not leaving a message. I avoid any calls I don't know to avoid working off-hours. lol.

[Avignon]

I passed the $3000 mark on the weekend - still no welcome bonus points credited,just the 3000+ purchase points.

Anyone know when they credit the 25000 welcome bonus?
Nothing about it in their lit or online FAQs.

[qsub]

Hmm it's been 2.5 weeks since I applied. Do they at least send you a rejection notice if you don't qualify?

[coleworld]

I passed the $3000 mark on the weekend - still no welcome bonus points credited,just the 3000+ purchase points.

Anyone know when they credit the 25000 welcome bonus?
Nothing about it in their lit or online FAQs.

Mine showed up a few days after the posted transactions...

[yayaya]

Has anyone reapplied after canceling their card towards the end of year one?

..........and of course got their Aeroplan points AGAIN.

[fl4wless]

Has anyone reapplied after canceling their card towards the end of year one?

..........and of course got their Aeroplan points AGAIN.

+1 would also like to know.


Also, my current address is different from when i previously applied, does this make any diff?

[M-e-X-x]

Cancelled. Got the new SPG card free for a year and the Airmiles Gold one so no thanks to annual fee :)

[-=phelan=-]

what happens if the amex rep on the phone asks you for financial statements of your company but obviously you're just yourself employing your own name?

[HowEver]

what happens if the amex rep on the phone asks you for financial statements of your company but obviously you're just yourself employing your own name?

You say those are private. It's not a publicly traded company....

[dinesh_zee]

Cancelled. Got the new SPG card free for a year and the Airmiles Gold one so no thanks to annual fee :)

spg card for free? how?

EDIT: found it (http://forums.redflagdeals.com/canadian-spg-american-express-has-finally-arrived-858808/)

thx

[RoninTech]

Can the points off the SPG card be converted to Aeroplan miles for free?

[dinesh_zee]

Can the points off the SPG card be converted to Aeroplan miles for free?

yes, 1:1, but you can also get 5000 Bonus Aeroplan Miles with each 20,000 Starpoints transferred.

[qsub]

So I got the AMEX card. Will they know my aeroplan account # automatically? How do I check the points?

[treo22]

got $65 back from great...cdn...reb$tes...excellent:cheesygri

[MafiaHitman]

I got this card when it was first posted here on RFD over a year ago.

I am in the very small minority that kept the card, paid the renewal fees, because quite frankly, my wife and I like it.

I have a CIBC Gold Visa that I used for 10 years and put over 150,000 points on ($1 per point), and IMO the rewards are useless compared to the Amex.

I should add, I have never cashed in ANY rewards on either card, but did convert a larger amount of Amex points to Aeroplan earlier this year with that 25% promo that was on.

The only reason I have kept the CIBC was because it offered extra warranty for all the electronics I buy.

Well I got this in the mail today from Amex:


Your card is changing:

Announcing new complimentary benefits on your card (only listing what I consider beneficial to me):


Purchase Protection Plan
Buyer's Assurance Protection Plan


Purchase Protection Plan - Automatically (without registration) insures your eligible goods against accidental damage and theft

Buyer's Assurance Protection Plan - Automatically doubles the manufacturer's original warranty up to one additional year when you charge the full purchase price to your Card

Now I can cash in my 150,000 Visa points for a throw rug and coffee maker, cancel it (or downgrade it to a no fee one actually), and use only one card again.

This card just got a hell of a lot better IMO.

[Avignon]

Has anyone reapplied after canceling their card towards the end of year one?

..........and of course got their Aeroplan points AGAIN.

yes- I did this - no bonus points - took several calls to get the right answer from a senior CSR, but they track the individual as well as the company. The first 3 CSRs all told me various reasons why the points had yet to be awarded, but asserted that they would be. They were wrong.

[Avignon]

I have a CIBC Gold Visa that I used for 10 years and put over 150,000 points on ($1 per point), and IMO the rewards are useless compared to the Amex.

The only reason I have kept the CIBC was because it offered extra warranty for all the electronics I buy.



I have that Gold card as well as Aeroplan (as well as AMEX)- but I don't pay a fee for either due to our banking arrangements with CIBC.

I use the Gold points for off-season air travel, since you can book any airline (except apparently AC) & apply the points to the ticket price. Better than using up AP points on a cheap ticket.

Another key reason I like the card is the 31 days out of country health insurance, which is extendable at a modest daily charge. very few cards have 31 days,AFAIK.

Biggest drawback to AMEX is the large number of retailers that don't accept it - even business suppliers.

[Arrgh]

yes- I did this - no bonus points - took several calls to get the right answer from a senior CSR, but they track the individual as well as the company. The first 3 CSRs all told me various reasons why the points had yet to be awarded, but asserted that they would be. They were wrong.
How long after cancellation did you reapply? At least you still got a card with no fee, and no extra fee for supplementary cards.

[Avignon]

How long after cancellation did you reapply? At least you still got a card with no fee, and no extra fee for supplementary cards.

3 months - & yes, so far I have no fee . I would cancel it if they put the fee in place.

[slowtyper]

The only reason I have kept the CIBC was because it offered extra warranty for all the electronics I buy.

Almost any credit card has this feature.

[-=phelan=-]

^ not all, look at the CIBC aerogold cards....they have $120 annual fee and don't get extended warranty which is like wowzers!

[bon]

I sell something on Ebay, will that be consided as a Business owner?

[BestOffer]

is it really worth the credit score to be taken off under your name when you do this to get 25k aeroplan miles

[i6s1]

is it really worth the credit score to be taken off under your name when you do this to get 25k aeroplan miles

Yes. As long as you're not applying for a mortgage within the next year or so, your credit score doesn't really matter.

[Praetorian]

i just cancelled my amex before the $180 annual fee.

only offer to stay was $20 in interest i paid in the past year.

no thanks.

which other amex card did everyone migrate to? i'm thinking of going to the spg card.

[JWL]

i just cancelled my amex before the $180 annual fee.

only offer to stay was $20 in interest i paid in the past year.

no thanks.

which other amex card did everyone migrate to? i'm thinking of going to the spg card.

If you are thinking of the SPG card, do it before the end of May as that is when the introductory offer ends (no fee for the first year, 11K bonus SPG points when you spend $1K in the first 3 months)

[M-e-X-x]

SPG for me. Also got the Airmiles Gold card while waiting for the SPG offer to finally show up.

[qsub]

So I got the Amex gold.. spent so far 1.5k (hasn't been a month yet.) but it looks like i was credited the 25k AMEX points

Thanks!

Any other aeroplan type points cards? Trying to get 50k points

[redkid]

the best reason to have this card is that it's accepted @costco (they only accept amex) and every trip there is guaranteed >$250 purchase hehe

easy way to get points...
also the gold color looks nice in my wallet
i'd like to keep it, but don't want to pay the yearly fee
i might swap to cash back platinum costco card which includes photo and it's free (you get 1% of spendings of your yearly consuption in costco gift card)
not as much fun as collecting aeroplan points but it's free

https://www212.americanexpress.com/dsmlive/dsm/dom/us/en/phaseib/costcocashrebate_list.do?vgnextoid=9a7a64254d05601 0VgnVCM100000cef4ad94RCRD&vgnextchannel=e2cb0db3915e7010VgnVCM10000084b3ad94 RCRD&name=costcocashrebate_list&type=intbenefitlist

[bigred123]

I was getting around to canceling, but I could never find when my anniversary date was and today I got charged the $180 to my account.

I will call tomorrow and cancel the card - has anyone got the fee credited back? I'm certainly not paying....would be curious if anyone else has been in this position?

[qsub]

I was doing some research..

https://www1.aeroplan.com/earn_miles/our_partners/partner_details.do?Partner=AeroplanWorldMasterCard

Seems this mastercard is the next best card, there's a annual fee though. $60/year but 15,000 aeroplan points.

I'm trying to get 10,000 more.

[dinesh_zee]

I was doing some research..

https://www1.aeroplan.com/earn_miles/our_partners/partner_details.do?Partner=AeroplanWorldMasterCard

Seems this mastercard is the next best card, there's a annual fee though. $60/year but 15,000 aeroplan points.

I'm trying to get 10,000 more.

*Available exclusively to US residents

[moonrider77]

I was doing some research..

https://www1.aeroplan.com/earn_miles/our_partners/partner_details.do?Partner=AeroplanWorldMasterCard

Seems this mastercard is the next best card, there's a annual fee though. $60/year but 15,000 aeroplan points.

I'm trying to get 10,000 more.

Is it good for your credit history if you keep applying/canceling the credit cards? :confused:

[slowtyper]

Is it good for your credit history if you keep applying/canceling the credit cards? :confused:

no

[qsub]

meh oh well.

I have one that I've kept for a long time. Don't really need good credit for anything anytime soon.

Anyways, I requested a credit report just last week. I'll see how that goes heh.






*Available exclusively to US residents

Damn :(

[lil_azn]

I sell something on Ebay, will that be consided as a Business owner?

Fail

[lil_azn]

I was getting around to canceling, but I could never find when my anniversary date was and today I got charged the $180 to my account.

I will call tomorrow and cancel the card - has anyone got the fee credited back? I'm certainly not paying....would be curious if anyone else has been in this position?

Not to be mean, but if only you were juste a bit more curious about it youl notice the number on your card (month when you applied...) but again.. maybe your just not a curious person

[Arrgh]

I was getting around to canceling, but I could never find when my anniversary date was and today I got charged the $180 to my account.

I will call tomorrow and cancel the card - has anyone got the fee credited back? I'm certainly not paying....would be curious if anyone else has been in this position?
Could've always call to ask what the renewal date is.

If you want to cancel, and say your balance is $400 including the $180 fee, then just pay $220, while you cancel.

[qsub]

Any other cards/ways to get more points (15k+?) Not looking for re-applying for another AMEX gold.

[Toule]

Any other cards/ways to get more points (15k+?) Not looking for re-applying for another AMEX gold.

No. Only AMEX and CIBC offers aeroplan credit cards....

[christine_sakura]

I was getting around to canceling, but I could never find when my anniversary date was and today I got charged the $180 to my account.

I will call tomorrow and cancel the card - has anyone got the fee credited back? I'm certainly not paying....would be curious if anyone else has been in this position?

I had the $180 annual fee charged to my statement and reps said I had time to think about it before canceling. I believe they said I had until the statements due date. So, I called in to cancel before the due date and just paid my full balance minus the $180 annual fee.

[bigred123]

I had the $180 annual fee charged to my statement and reps said I had time to think about it before canceling. I believe they said I had until the statements due date. So, I called in to cancel before the due date and just paid my full balance minus the $180 annual fee.

Thanks - they credited me the renewal fee....they were so nice!

[trellaine201]

Thanks - they credited me the renewal fee....they were so nice!

I had the card/promo as well a yr ago and everytime I called the customer service was top notch and I connected almost immediately when calling. I did cancel the card though before the anniversary date as any RFD probably would. :lol:

[brunes]

I had the card/promo as well a yr ago and everytime I called the customer service was top notch and I connected almost immediately when calling. I did cancel the card though before the anniversary date as any RFD probably would. :lol:

Agreed... since most on here signed up with the $70 GCR promotion *on top of* the free 25K APM, you really should be smart enough to remember to cancel.

[bon]

Missed a call from Amex(905-475-1175) a few days ago, but got the $65 rebate today. Did that also mean I got approved or should I call them ?

[silentpayne]

on the application, the "Street #* / Street Name *" field is limited to 20 characters..... can't fit in my address... anyone ran into this problem?:o

[qsub]

I created my SPG account after getting and using the AMEX card.

The AMEX website said it was okay if you didn't have a SPG account at the time of application.

Now I have the AMEX card and the SPG account, is there a way I can bind the two so I get the 10k bonus rewards?

[Avignon]

I created my SPG account after getting and using the AMEX card.

The AMEX website said it was okay if you didn't have a SPG account at the time of application.

Now I have the AMEX card and the SPG account, is there a way I can bind the two so I get the 10k bonus rewards?

We found that your SPG account is created by AMEX when they first transfer points. We had done the same as you (created our own acct), but then found that SPG had merged the 2 accounts & we had to phone in for the correct (AMEX- generated?) number & password. Starwood said we would receive the info by mail, but we never have.
It seems the points are credited once a month on your billing date, not as accumulated, as is the case with AMEX gold points.

They under-credited us on the first bill & we had to phone AMEX to have it corrected - & the correction will not show up until the 2nd bill.

Lots of bugs with this points system - monitor it.

[qsub]

Received my first SPG bill today. Only got 53 points.

AMEX created my account. Is the 10,000 bonus points suppose to appear or is it just put into the account?

[trellaine201]

Received my first SPG bill today. Only got 53 points.

AMEX created my account. Is the 10,000 bonus points suppose to appear or is it just put into the account?

When I applied and received the card, I had to spend the required amount of money within the 3 months, not sure if you have the same offer? Then the pts were applied to my onlin AMEX account. I then set it up to move them to Aeroplan miles.

[qsub]

When I applied and received the card, I had to spend the required amount of money within the 3 months, not sure if you have the same offer? Then the pts were applied to my onlin AMEX account. I then set it up to move them to Aeroplan miles.

Yeah,
it was the same offer. Anyone transfer their points from SPG -> Aeroplan yet? It says 2-4 weeks, did it really take that long?

[DRC]

Have had the card for a year and like it. I ran about $80k through it over the year. I called to cancel and the first offer was a $175 gift card against the $180 fee. Settled for $200 Home Depot card. Probably could have kept going a bit more but felt I had achieved my goal.

[darkdude]

Has anyone tried this feature? Pay travel with your points? Does anyone know how much points are worth. I would call them, but just wanted to see if anyone has experience with it.


http://www212.americanexpress.com/dsmlive/dsm/int/ca/en/smallbusiness/ourcards/allcards/americanexpress%C2%AEbusinessgoldrewardscard/allthedetails_pr.do?vgnextoid=34113b7b7fbd9110VgnV CM200000d0faad94RCRD

Key features
 TRAVEL FLEXIBILITY.

Book any travel you can find
o Any airline seat, hotel room, rental car
o Book through any travel agent or website. Charge it to your Card, then call us to pay for it with points (taxes and fees, too)1
o No blackouts, no restrictions

[DRC]

Has anyone tried this feature? Pay travel with your points? Does anyone know how much points are worth. I would call them, but just wanted to see if anyone has experience with it.


http://www212.americanexpress.com/dsmlive/dsm/int/ca/en/smallbusiness/ourcards/allcards/americanexpress%C2%AEbusinessgoldrewardscard/allthedetails_pr.do?vgnextoid=34113b7b7fbd9110VgnV CM200000d0faad94RCRD

Key features
 TRAVEL FLEXIBILITY.

Book any travel you can find
o Any airline seat, hotel room, rental car
o Book through any travel agent or website. Charge it to your Card, then call us to pay for it with points (taxes and fees, too)1
o No blackouts, no restrictions

Never used it, just rolled the points over to aeroplan. From below if looks like a penny a point. Arguably a better deal than aeroplan if you use aeroplan points for non-AC travel.

1 Membership Rewards points can only be redeemed for a statement credit towards an eligible travel purchase charged to your Card. There is a minimum redemption requirement of 1,000 points for a $10 credit and redemptions must be made within 12 months after the travel purchase is posted to your account. Other terms, conditions and restrictions apply.

[i97ww4]

got offered $150 gift card after called to cancel. So it got canceled. Too bad, it is good card.

[coleworld]

got offered $150 gift card after called to cancel. So it got canceled. Too bad, it is good card.

Cost for a year $2.50/month... I would have kept it...

[[H]ackerK]

Don't forget to sign up through GCR to get an additional $70 CAD for signing up : http://www.great*DELETE*canadianrebates.ca/display/Finance/

Remove *DELETE* of course since the site is censored on this forum.

sh*t.. missed this post. ^%#@!! oh well.

Gosh, seems like there are a few missed this post as well.... I wish OP included this 'tips' in his first post.

[tryinginvain]

Yeah,
it was the same offer. Anyone transfer their points from SPG -> Aeroplan yet? It says 2-4 weeks, did it really take that long?

I just transferred 25k points (with 5k bonus). It took a week until I could see them in my account. Last year when I had the MBNA Starwood card the transfer was faster.

[Whygee]

I tried to cancel after one year and they offered me 100$ (or 5000 pts) to stay. Don't know what I should do yet but I think I'll cancel and get the SPG.

Is there a better card I could get for 80$?

[ssiwani]

So I applied for this card the second time and tried to get the 25K Aeroplan miles for the second time, apparently I cannot do that. The reason being that this offer is only one time for anytime in the past you have used this offer. Thought I would let you all know in case you didn't know.

[bkushner]

weird, got mine twice.

[ssiwani]

weird, got mine twice.
really, what happened when you called in ? He asked me have i been a card holder before and i said yes, and then he told me i couldn't get the aeroplan miles.

[bkushner]

Why did you call in?

[ssiwani]

to transfer the aero plan miles , I don't see the aero plan miles online, where do i see them

[bkushner]

you get amex points that you can convert to aeroplan miles.

[ssiwani]

in that case i didn't get the 25,000 i got around 8k for what i spent.

[Tilter]

in that case i didn't get the 25,000 i got around 8k for what i spent.

When you had logged in online, did you see if you had the 25K credited? I've def read numerous RFD'ers who have signed up twice for this promo.

[ssiwani]

When you had logged in online, did you see if you had the 25K credited? I've def read numerous RFD'ers who have signed up twice for this promo.

nope when i logged in i didn't see the 25k points, I guess I will call and find out

[InTrust]

Does anyone know when is the next time to get 25% bonus when transferring to the Aeroplan miles? Thanks.

[CanuckFlyHigh]

Does anyone know when is the next time to get 25% bonus when transferring to the Aeroplan miles? Thanks.

It is very rare that it happens (10 or 15% is more common, but who knows when?! Patience :) )

[bazan]

Anyone knows if when transferring to aeroplan miles if you will have to transfer into the aeroplan account under same name of primary card holder... Want to see if can transfer into my own aeroplan account of which I am supplementary card holder

Thx

[JWL]

weird, got mine twice.

+1. Contemplating a third.


Why did you call in?

+1

[the watcher]

fail, called me up and everything was going smooth until they asked me proof of the registration of the buisness. now what? :S

[canabiz]

Anyone knows if when transferring to aeroplan miles if you will have to transfer into the aeroplan account under same name of primary card holder... Want to see if can transfer into my own aeroplan account of which I am supplementary card holder

Thx

Not sure if it's the same thing but I was able to transfer my SPG Points into my wife's Aeroplan account.

[crispwolf]

+1. Contemplating a third.



+1


No problem getting it for the 2nd time...and get $65 rebate from GCR webiste this time,,,missed last time :P

[picp01]

Anyone knows if when transferring to aeroplan miles if you will have to transfer into the aeroplan account under same name of primary card holder... Want to see if can transfer into my own aeroplan account of which I am supplementary card holder

Thx

Does not need to be the same name. I am primary card holder and I use my wife's Aeroplan account.

[JWL]

Anyone knows if when transferring to aeroplan miles if you will have to transfer into the aeroplan account under same name of primary card holder... Want to see if can transfer into my own aeroplan account of which I am supplementary card holder

Thx

Try it. Worst that can happen is it doesn't go through.

[RoninTech]

You can definitely transfer into someone else's account. Wife just put 30K in my Aeroplan, she just linked to my existing AE account. :)

P.S. and they instantly showed up in my Aeroplan account so no waiting!

[coleworld]

You can definitely transfer into someone else's account. Wife just put 30K in my Aeroplan, she just linked to my existing AE account. :)

P.S. and they instantly showed up in my Aeroplan account so no waiting!

Doesnt Aeroplan charge a transfer fee for miles transfers??

[JWL]

Doesnt Aeroplan charge a transfer fee for miles transfers??

Yes for Aeroplan to Aeroplan accounts. But the discussion is of transfers from Amex Membership Rewards to Aeroplan, which is fee free.

[coleworld]

Yes for Aeroplan to Aeroplan accounts. But the discussion is of transfers from Amex Membership Rewards to Aeroplan, which is fee free.

nice little loophole... thanks!

[JWL]

nice little loophole... thanks!

Not really a loophole. Its by design. Its not like you can transfer Aeroplan points to MR then back to a different Aeroplan account. You can only transfer from MR to Aeroplan.

[bazan]

Thanks. Exactly what I need to combine my Aeroplan points I previous got from my round 1 application using my name. Now just need to transfer points to my aeroplan and cancel spouse's card. I wonder how long you have to wait to reapply another, last time I tried applied under my name and was rejected and therefore have to use spouse's name

Thanks

[behnam134]

I got my two cards, spent the 6k, got 50k + 6k Aeroplan, Got 2x$65 GCR credit. now time to call and cancel...wish my luck canceling because I have heard they give you a hard time when trying to cancel....Thanks everyone for posting this great deal...

[RoninTech]

I was reading on Flyertalk last night about how folks in the US regularly get offers for 50K or even 75K miles for this card and with only a $500 required spend in the first 3 months. I'd be all over that one if it was offered up here. :)

[najibs]

I got my two cards, spent the 6k, got 50k + 6k Aeroplan, Got 2x$65 GCR credit. now time to call and cancel...wish my luck canceling because I have heard they give you a hard time when trying to cancel....Thanks everyone for posting this great deal...

Amex is one of those companies that doesn't fool around. When you call to cancel, they'll do it. They're not into playing games negotiating. You get what you pay for though. THeir customer service is top notch.

[morglum82]

Just received it, and now I have a dumb question I should have asked before

Where did you manage to use it? It seems no one accepts it!

cheers

[tal65]

Just received it, and now I have a dumb question I should have asked before

Where did you manage to use it? It seems no one accepts it!

cheers

Place I use Amex the most is Costco haha.

[morglum82]

Place I use Amex the most is Costco haha.

hehe - that's what I thought -- those costco buggers..

[JWL]

GCR rebate on this card is now $65. Finally remembered to apply through there on my third card!

[RoninTech]

Hi JWL,

I'm about to try for my second one of these. I can still see the old one that I cancelled in July in my Amex list of cards. Did you apply for your second and now third with the exact same information?

[yourmemory]

Awesome... my 1st year is expiring in December. How long did you wait to reapply and get the points again??

[Ryan26]

If my wife were to apply for a card and get the 25K points, would she be able to transfer them to my aeroplan account? The membership rewards terms and conditions state that a member can transfer points to an aeroplan account held in the card holders name. Does anyone know if Amex double checks the name of the aeroplan account holder to ensure it matches the amex card before transferring?

[RoninTech]

If my wife were to apply for a card and get the 25K points, would she be able to transfer them to my aeroplan account? The membership rewards terms and conditions state that a member can transfer points to an aeroplan account held in the card holders name. Does anyone know if Amex double checks the name of the aeroplan account holder to ensure it matches the amex card before transferring?

Yes, she can put her MR points into your Aeroplan account.

[songzier]

No annual fee the first year (normally $180/yr)
25,000 bonus Aeroplan miles (by spending $3000 over the first 3 months)
Travel accident insurance
Car rental theft & damage insurance
Flight & baggage delay insurance
Hotel/motel burglary insurance

Don't let the $1k spending over 3 months scare you. That's only $333/month for the first 3 months. Most of us spend way more than that every month. Small price to pay for 25k Aeroplan miles.

http://click.linksynergy.com/fs-bin/click?id=CAqD7bLWUPI&offerid=149413.10000235&type=3&subid=0

This might be answered already. As I just realized this is a 2 years old post.

(spending $3000 over the first 3 months)
Don't let the $1k spending over 3 months scare you. That's only $333/month for the first 3 months. Most of us spend way more than that every month. Small price to pay for 25k Aeroplan miles.

Am I mind blind or something? It says 3K for first 3 months (1K/month) and OP says only $333/month? That's 1K/3 month?

[RoninTech]

Najibs didn't update his OP completely. His post says both $1K and $3K required spending. As of right now you need to spend $3K in 3 months to get the 25K miles.

[crazybear]

will AE have promotion on the spending?

lower back to $1K for 3mths spending?

[skyrink]

Okay, so I received this letter from American Express for the Gold Rewards Card ($150 annual fee card). The promotion is that they waive the $150 fee the 1st year and you can get a welcome bonus of 15,000 pts (Aeroplan equivalent) if you spend $500 in the first 3 months of card membership.

The question I have is if I can apply for the card, spend enough to get the welcome bonus and cancel the card before the 1 year is up so I wont get charged $150 annual fee for the 2nd year. Am I missing anything? Thanks.

[CSIFan29]

Have you guys done this twice with the same info?

[stellar11]

my 1 year anniversary with this card is fast approaching. My dilemma is that I really like the card. Has anyone successfully asked for the annual fee to be waived for year 2?

What is the 2nd best amex out there? Is there a good cashback card, maybe the Costco one?

[angel_wing0]

my 1 year anniversary with this card is fast approaching. My dilemma is that I really like the card. Has anyone successfully asked for the annual fee to be waived for year 2?

it wont work.

[RoninTech]

Okay, so I received this letter from American Express for the Gold Rewards Card ($150 annual fee card). The promotion is that they waive the $150 fee the 1st year and you can get a welcome bonus of 15,000 pts (Aeroplan equivalent) if you spend $500 in the first 3 months of card membership.

The question I have is if I can apply for the card, spend enough to get the welcome bonus and cancel the card before the 1 year is up so I wont get charged $150 annual fee for the 2nd year. Am I missing anything? Thanks.

Other than the slight hit to your credit rating, no.

[geotuna]

Has anyone successfully asked for the annual fee to be waived for year 2?

Not a chance.

[ExcelPremium]

Interesting

[stellar11]

my 1 year anniversary with this card is fast approaching. My dilemma is that I really like the card. Has anyone successfully asked for the annual fee to be waived for year 2?

I didnt get the annual fee waived, but I was offered a $150 gift card to a variety of retailers. I asked them to up it to $200 and they did. My annual spending was $57,000.

I opted for Home Depot. It essentially reduced my annual fee to $30 (I have a supplemental card). Not a bad deal. Next year I'll probably just cancel and reapply under another business to get the welcome bonus again.

[lkovacs]

Last year after my first year expired, I cancelled the Amex card and reapplied a few days later under another of my business names. The new account was opened with no annual fee for the first year including a spousal card, but they did no give me the 25,000 bonus Aeroplan miles the second time around as both business names are tied to my personal name and they could see that I had already recieved the aeroplan miles the first time around.

Fees waived was good enough for me.

[MikeyP]

Didn't get the fee waived, but asked if we could "upgrade" and try the platinum business card out for the same fee as the gold for a year and they said yes.

[slowtyper]

I applied a couple days ago for this card for the 2nd time. I went through the GCR to get the rebate.

I just got the rebate on GCR but haven't heard from amex yet. Does that mean its been approved, or does GCR just automatically put the bonus in a couple days after applying?

[angel_wing0]

I applied a couple days ago for this card for the 2nd time. I went through the GCR to get the rebate.

I just got the rebate on GCR but haven't heard from amex yet. Does that mean its been approved, or does GCR just automatically put the bonus in a couple days after applying?

if they put in the bonus, it's approved.

[skyrink]

booo, I actually got approved for the card, received in mail and activated it....but it doesn't show on my GCR account. I am 100% sure I clicked the link through the site. What to do?

[dinesh_zee]

booo, I actually got approved for the card, received in mail and activated it....but it doesn't show on my GCR account. I am 100% sure I clicked the link through the site. What to do?

Raise a ticket. I did...

[crimsona]

Just applied for my first card (Feb 8), listed as a sole proprietor. People signing up for multiple cards (JWL?), what did you fill in the other times, different business name?

Their damn address field seriously needs to be enlarged, I had to remove all the spaces in my address and it barely fit. Called the hotline, got a bilingual rep (judging from accent), she said that I had already been approved and card sent out.... even without the spaces, it should arrive due to the postal code being there.

Let's hope so...

[RoninTech]

Just applied for my first card (Feb 8), listed as a sole proprietor. People signing up for multiple cards (JWL?), what did you fill in the other times, different business name?

I've had 2 of these and used the same company name. Same with wife.

[crimsona]

I've had 2 of these and used the same company name. Same with wife.

If you don't mind me asking, how many months did you own the card, and how many months lapsed between cancellation and reapplying for the card?

[RoninTech]

If you don't mind me asking, how many months did you own the card, and how many months lapsed between cancellation and reapplying for the card?

If memory serves, 3 and 3.

[ubcturkey]

For those of you collecting BA Miles, I just received a card in the mail from AMEX and from March 1 to 31 you can transfer your Membership Rewards 1:1 with BA Miles. It's usually 1000:750, so you'll get 25% more for this month, making it the same redemption as Aeroplan.

[513263337]

Why did I just hear about this card!

[513263337]

The deal has been around for 3 years and yet it was just recently that I heard of this card. Where have I been all these years!

Anyways, applied and got approved instantly online. Didn't get asked any identity verification questions. I guess either AMEX losened their verification policy or my name was unique enough. Put my name as the company name and actually managed to come up with a pretty neat "business name printed on card" that suits me well. :) Waiting to see the card in the mail now. Will get a supplementary card for a girl friend as well. She's gonna help me reach that $3000 in 3 months anyways as I usually spend $900 a month (so a little short).

[ubcturkey]

The deal has been around for 3 years and yet it was just recently that I heard of this card. Where have I been all these years!

Anyways, applied and got approved instantly online. Didn't get asked any identity verification questions. I guess either AMEX losened their verification policy or my name was unique enough. Put my name as the company name and actually managed to come up with a pretty neat "business name printed on card" that suits me well. :) Waiting to see the card in the mail now. Will get a supplementary card for a girl friend as well. She's gonna help me reach that $3000 in 3 months anyways as I usually spend $900 a month (so a little short).

If you think you're going to be short, buy a gift card to somewhere that you know you'll end up shopping at (e.g. gas, grocery, etc.) and charge it to the AMEX. It's an easy way to hit the minimum.

[513263337]

If you think you're going to be short, buy a gift card to somewhere that you know you'll end up shopping at (e.g. gas, grocery, etc.) and charge it to the AMEX. It's an easy way to hit the minimum.

Thanks. I know. I'm not worried about that. Gift cards for gas, or in the worst case, buy something and later on return it, will do. :o

[Sloan55]

I need some advice. I signed up for the Amex Gold about 2-3 months ago, primarily to get the 15k points it was offering assuming that you spent $1000 in the first 3 months. Bonus was that they waived your first year annual fee. So I got my 15k points now but am interested in taking advantage of the Business Gold Card now. My question is, do I have to cancel my regular gold card first and then wait a certain amount of time before I can apply for the business gold card OR can I just apply for the business gold card even though I already have a card? I think on the application I saw a question that asked if the applicant already has an AMEX card, I am just worried that they will deem me ineligible if I already have taken advantage of an Aeroplan offer only 2 months ago. Any help would be appreciated.

[jonathanpaul]

No annual fee the first year (normally $180/yr)
25,000 bonus Aeroplan miles (by spending $3000 over the first 3 months)
Travel accident insurance
Car rental theft & damage insurance
Flight & baggage delay insurance
Hotel/motel burglary insurance

Don't let the $1k spending over 3 months scare you. That's only $333/month for the first 3 months. Most of us spend way more than that every month. Small price to pay for 25k Aeroplan miles.

http://click.linksynergy.com/fs-bin/click?id=CAqD7bLWUPI&offerid=149413.10000235&type=3&subid=0

Hi there,

If ever on the 2nd month I was not able to spend $3000 but in the 3rd month i did spend more than $3000, do I still get the 25k bonus Aeroplan miles?

[dinesh_zee]

1. To qualify for the Welcome Bonus you must have at least $500 in net purchases posted to your account in your first 3 months of Card Membership. Account must be in good standing. Offer not available to existing American Express Gold Rewards Cardmembers. 15,000 Membership Rewards Points = 15,000 Aeroplan Miles. Enough for a short-haul round-trip ClassicFlight® Reward Seat in economy class within Canada, or to the continental US booked through Aeroplan (plus applicable fees and taxes). Seat availability is capacity controlled and is subject to seasonality of demand. See aeroplan.com for details.

was it $1000 before?

[i6s1]

1. To qualify for the Welcome Bonus you must have at least $500 in net purchases posted to your account in your first 3 months of Card Membership. Account must be in good standing. Offer not available to existing American Express Gold Rewards Cardmembers. 15,000 Membership Rewards Points = 15,000 Aeroplan Miles. Enough for a short-haul round-trip ClassicFlight® Reward Seat in economy class within Canada, or to the continental US booked through Aeroplan (plus applicable fees and taxes). Seat availability is capacity controlled and is subject to seasonality of demand. See aeroplan.com for details.

was it $1000 before?

I don't think so. This thread is about the business version, you've got the info for the consumer version. The business version used to be $1000 and is now $3000. AFAIK, the consumer version has been $500 for the last few months at least.

[Gdc]

I applied.. I got approved but I have to call them because they need more information. :o

[Gdc]

I applied.. I got approved but I have to call them because they need more information. :o

I got approved over the phone after 3 security questions... Even If I applied for the personal Charge Card 3 months ago.

I love Amex. :lol:

[Gdc]

...10 days since I've been approved(8 business days).

I should have asked to send the card through priority mail. :cry::facepalm:

[crimsona]

...10 days since I've been approved(8 business days).

I should have asked to send the card through priority mail. :cry::facepalm:

Took me 12 business days over nearly 3 weeks to get mine. Worse was that the 3 month count started from date of approval, not date of activation

[Gdc]

Took me 12 business days over nearly 3 weeks to get mine. Worse was that the 3 month count started from date of approval, not date of activation

11 business days... tomorrow it'll be my 12th. :cry:

[crimsona]

The GC rebate on this card got bumped up to $75

I always seem to miss out...

[Gdc]

The GC rebate on this card got bumped up to $75

I always seem to miss out...

Me too. :facepalm::cry:

[Gdc]

Another day without the charge card. Tomorrow, i'll yell at a CSR and ask him to send my card by Priority mail. :twisted:

[lil_azn]

I called to cancel it before the renewal... and was able to cancel it without even speaking to a rep. Is this normal? Normally they always transfer you to retention department or something like that. Anyone else been able to cancel without speaking to a rep?

[Gdc]

I received the card this morning (14 business day). :evil:
There is no-chip.

[coleworld]

The GC rebate on this card got bumped up to $75
.

Anyone else have trouble getting the cash back when you are an existing amex cardholder (not the same card)?

[Gdc]

While we only have 25k points...

...in the USA, 75k: http://www.flyertalk.com/forum/milesbuzz/1204440-no-fee-american-express-gold-card-75-000-bonus-reward-points-signup.html

Major FML :facepalm:

[bkushner]

wow!

[Blitzo]

This is great. Too bad its $3000 spending instead of $1000. Still worth it.

[Gdc]

This is great. Too bad its $3000 spending instead of $1000. Still worth it.

...the USA offer is only 500$/3 months. :evil:

[Gdc]

That's why I have no shame to keep churning cards. :evil:

[joe123457]

Has anyone done this promotion more than once and collected the 25000 point bonus successfully recently?

[RoninTech]

Has anyone done this promotion more than once and collected the 25000 point bonus successfully recently?

Yes and yes.

[Sloan55]

Yes and yes.

Not sure if this has been addressed before, but I was only at $1200 worth of purchases as of today, 3 weeks after receiving the card, and I have already been credited my 25k points! I was under the understanding that it was $3000 in the first 3 months, has that changed? Either way, I transferred the points out of American Express and over to my Aeroplan card right away just in case. Any insight?

[RoninTech]

Not sure if this has been addressed before, but I was only at $1200 worth of purchases as of today, 3 weeks after receiving the card, and I have already been credited my 25k points! I was under the understanding that it was $3000 in the first 3 months, has that changed? Either way, I transferred the points out of American Express and over to my Aeroplan card right away just in case. Any insight?

Yep, I also only spent $1K before I was given the 25K points.

[frankbink5]

Does it matter if I have an amex card already? Do I need to cancel it or can I apply anyways?

[Sloan55]

Does it matter if I have an amex card already? Do I need to cancel it or can I apply anyways?

I applied for one and already had the Gold card, they didn't care. I got my 25,000 points after spending $1000

[netcbc]

I applied for one and already had the Gold card, they didn't care. I got my 25,000 points after spending $1000

You already had the bus gold card? So you got another 25K points?

If so, how long before canceling and re-applying?

On page 80 someone canceled and reapplied in 3 months and they denied him another 25K points...

Thanks

[Sloan55]

You already had the bus gold card? So you got another 25K points?

If so, how long before canceling and re-applying?

On page 80 someone canceled and reapplied in 3 months and they denied him another 25K points...

Thanks

Sorry, I already had the personal Gold Card. The commenter was asking if Amex cared if you already had a card, I assumed he meant any Amex card.

[CSIFan29]

I applied again.. 2nd time. No instant approval, ugh.

[redflag]

Yes and yes.

I did this a while ago when this deal was on for the first time. Now when I applied online, the first question I got is "are you a current member", after checking "yes" I was directed to a different website for the application. Could anybody confirm this is how it should be?

Thanks!!


P.S. is the promotion still on GCR for $70? for some reason I cannot find it... =S

[netcbc]

Got my card in a week, super fast

[yuen47]

Hey guys, I got charged the $180 annual fee on this card, partially my fault for not being aware of the exact date. Anyway I can recuperate that/cancel the card/get some GC's out of it?

[wronguy]

Hey guys, I got charged the $180 annual fee on this card, partially my fault for not being aware of the exact date. Anyway I can recuperate that/cancel the card/get some GC's out of it?


Yes you can cancel up to two months after the annual fee has been charged and they will issue a credit

[OpportunityChaos]

are all of you actually business owners? only thing preventing me from applying for the business gold card is that i don't own a business :cry:.

[bkushner]

Has anyone recently churned this card for their 3rd time?

[kyle0629]

Is there an annual fee on this card right now? Also, can you cancel right after receiving the 25,000 miles and avoid the annual fee if there is one or avoid the annual fee in the 2nd year if the fee is waived in the 1st year?

[VorteC]

Wait so is it $1000 for the first 3 months, or $3000 for the first 3 months? OP is confusing because it says $333 per month ...

[bkushner]

The first year is free. You can cancel at any time. You have to purchase 3000$ in the first 3 months. I just asked Bell and a couple other bills to take 1000$ from the card.

[kyle0629]

Wait so is it $1000 for the first 3 months, or $3000 for the first 3 months? OP is confusing because it says $333 per month ...

$333/mo works out to $1000 in 3 months

[crimsona]

Got this card back in Feb or March, didn't get the 25k until I hit 3k in April or so. Original post hasn't been updated since 2009, old promo terms were probably different

[i6s1]

It used to be $1000 in 3 months, now it's $3000 in 3 months. If you don't normally spend that, get a bunch of gift cards for gas and groceries for the places you usually shop.

[kyle0629]

Do I have to be a business owner to apply? I'm mainly just wanting to collect the points

[netcbc]

Do I have to be a business owner to apply? I'm mainly just wanting to collect the points

Just put your ebay name or something, they don't really check.

[netcbc]

Anyone know when the 25% bonus conversion happens (converting amex to aeroplan)?

[JWL]

Anyone know when the 25% bonus conversion happens (converting amex to aeroplan)?

I think they were in August and December last year.

[Ahzman]

Does anyone know if I get a US AMEX card, can I pay off the balance via Canadian banking online such as PC Financial?

[crazybear]

can't wait for the bonus conversion

I think they were in August and December last year.

[rivet]

How much negative effect will it be on my credit rating if I applied and canceled after a few month. Say if I already like 9 credit cards in my credit report (includes both open and closed ones)

[angel_wing0]

Does anyone know if I get a US AMEX card, can I pay off the balance via Canadian banking online such as PC Financial?

afaik u cant. They dont serve us vendors.

[Diamond_Ace]

can't wait for the bonus conversion

nothing in august.

[RoninTech]

What happens if you cancel one of these while you have MR points in the account? I have other MR cards would they be moved to one of those?

[Pseudo Nim]

What happens if you cancel one of these while you have MR points in the account? I have other MR cards would they be moved to one of those?

Think you lose them. They seem to keep the MR accounts separate.

[cheapaholic]

why AMEX?
any difference between Amex Gold Business and Amex Gold


any experience

[najibs]

why AMEX?
any difference between Amex Gold Business and Amex Gold


any experience

One is for business, and one is not for business.

[canabiz]

Folks, I recently applied for this card for the first time and got a voice mail asking me to call American Express to confirm some info.

Just wondering what I should expect to provide/answer. I do have a home-based business but I don't have a business registration number if that is what AMEX is looking for.

Please send me a PM if you feel more comfortable that way. Many thanks.

[cheapaholic]

Folks, I recently applied for this card for the first time and got a voice mail asking me to call American Express to confirm some info.

Just wondering what I should expect to provide/answer. I do have a home-based business but I don't have a business registration number if that is what AMEX is looking for.

Please send me a PM if you feel more comfortable that way. Many thanks.

+1

i spoken to them i got approval for both American Business Gold and AMEX GOld Personal

American Express
YOUR RECENT REQUEST

FIRST letter from them
Dear xxxxxxxx,

File Number xxxxxxxxxxCAD

We appreciate your interest in American Express. To proceed with your recent request, please contact our New Accounts Department at 905.475.1175 or 1.800.575.2273. Our hours of operation are Monday to Friday from 8:30am to 9:00pm EST, and Saturday from 10:00 am to 6:00 pm EST.

To help serve you better, please reference the file number listed above.

We look forward to speaking with you.

Thank you,
American Express

This is Second Letter:

American Express
INFORMATION REQUEST FOR IDENTIFICATION PURPOSES

Dear xxxxxxxxxxxxxxxxx,

Reference Number: xxxxxxxxxxxCAD

We appreciate your interest in American Express. As per our telephone conversation we require your authorization to confirm your chequing or savings bank account and mailing address with your Bank. This is necessary to comply with government regulations and internal policy to meet American Express identification requirements before proceeding with your application.

To expedite the process, please access the form by clicking the link below, complete and fax to 905 474 9193 or 1 888 807 6987. Alternatively you may mail the form to:

American Express - New Accounts
Mail Code 62-01-38
C/O 1211 Denison St, Unit 18
Markham, ON L3R 4B3

Note that requested information for identification will not be used for any purpose other than what is disclosed in the Consent to Use of Personal Information section of the Cardmember Agreement and Amex Bank of Canada Privacy Code.

For further information please contact our New Accounts Department at 905 475 1175 or 1 800 575 2273. Our hours of operation are Monday to Friday from 8:30 am to 9:00 pm EST, and Saturday from 10:00am to 6:00 pm.

Consent Form

Thank you,
American Express

[skyrink]

why AMEX?
any difference between Amex Gold Business and Amex Gold


any experience


its a long shot but i alrdy got my 15,000 pts for using the AMEX gold and will be cancelling it soon. can i register for the AMEX gold business soon after and still qualify for the 25,000 pts?

[canabiz]

I called AMEX today and got approved, it will take between 7-10 business days to get the card. I asked the CSR whether they have my Aeroplan # on file and she said no so I gave it to her.

I also got a confirmation from GCR that I will be receiving the rebate. We'll see how long it takes.

Thanks OP.

[cheapaholic]

I called AMEX today and got approved, it will take between 7-10 business days to get the card. I asked the CSR whether they have my Aeroplan # on file and she said no so I gave it to her.

I also got a confirmation from GCR that I will be receiving the rebate. We'll see how long it takes.

Thanks OP.

how did you have a confirmation, you sent in the consent letter? afterward few days later you call CS to check the status application

let me know?

[canabiz]

how did you have a confirmation, you sent in the consent letter? afterward few days later you call CS to check the status application

let me know?

I don't know anything about a consent letter.

I was verbally approved by the AMEX CSR after providing some personal info. I subsequently received an email from GCR saying I will receive my rebate shortly.

Let's see what comes in the mail in the next little while.

[cheapaholic]

I don't know anything about a consent letter.

I was verbally approved by the AMEX CSR after providing some personal info. I subsequently received an email from GCR saying I will receive my rebate shortly.

Let's see what comes in the mail in the next little while.

no clue consent letter is a agreement letter, do not know what's the meaning of this...

let see what happen.

the CS told me is just to verify my address .? is that correct? it looks to me is more than what crs mention

[wysiwyg]

I applied online last night for the Gold Reward card (not the Business). I got a message stating that they could not give me an instant decision and that I should hear from them within 10 days. Since I have an excellent credit history (in the low 800's), I decided to call them today. They said that I had already been approved financially but just wanted to ask me a few questions which Equifax asks them (personal questions of things only I would know) to confirm my identity. Once I answer them with her, she got the approval from Equifax and I was set.

I kidda like the fact that I had to go the extra step to get the credit.

I look forward to this card for the bonus and also the double rewards on travel. (I am going away in a few weeks)

[skyrink]

its a long shot but i alrdy got my 15,000 pts for using the AMEX gold and will be cancelling it soon. can i register for the AMEX gold business soon after and still qualify for the 25,000 pts?

anybody?

better yet, can i register for the business gold card at the same time while i still have my personal gold card and still get 25k pts?

[RBK]

Not sure if this has been posted before, but I got my statement last month and for Canadian Tire Gas Bar purchases and U.S gas stations are NOT eligible for 2x double points. Just called in to confirm with a CSR.

[Sloan55]

anybody?

better yet, can i register for the business gold card at the same time while i still have my personal gold card and still get 25k pts?

Yes you can. I did this back in February. Had my gold card for about a month and then registered for the business card and received the 25k points. Cancelled both in August of this year.

[songzier]

I applied online last night for the Gold Reward card (not the Business). I got a message stating that they could not give me an instant decision and that I should hear from them within 10 days. Since I have an excellent credit history (in the low 800's), I decided to call them today. They said that I had already been approved financially but just wanted to ask me a few questions which Equifax asks them (personal questions of things only I would know) to confirm my identity. Once I answer them with her, she got the approval from Equifax and I was set.

I kidda like the fact that I had to go the extra step to get the credit.

I look forward to this card for the bonus and also the double rewards on travel. (I am going away in a few weeks)

I got that message too.

It got me worried as TD just cancelled my CC because of no activity. I guess I'll call them too to find out.

Didn't they always approve online instantly before?

[canabiz]

Got my card yesterday and activated it. I had to provide my Aeroplan number for the second time so hopefully this one is now in my file.

Initially I was going to use it to buy appliances for our new place so I would have no problem spending $3K in 3 months to qualify for the bonus. A sales rep at Sears, however, can give us crazy deals + discounts if we use Sears credit card so I may have to check that out. We will see how it goes, i may just use the AMEX for everything from now on and put the MBNA SmartCash on the shelf for the next 3 months and hope to meet my target before then.

[songzier]

I called AMEX today and got approved, it will take between 7-10 business days to get the card. I asked the CSR whether they have my Aeroplan # on file and she said no so I gave it to her.

I also got a confirmation from GCR that I will be receiving the rebate. We'll see how long it takes.

Thanks OP.

How long does it take for GCR to confirm? I applied on Friday and then called the same day to get approved, the CSR said my card will be mailed on Monday. However, I don't see anything on GCR site.

Just wonder how long does it take for the confirmation, and how long to really get the rebate?

Edit: Got email. And found out the date for them to send to paypal is Dec 15 for Sept/Oct balance

[dinesh_zee]

Not sure if this has been posted before, but I got my statement last month and for Canadian Tire Gas Bar purchases and U.S gas stations are NOT eligible for 2x double points. Just called in to confirm with a CSR.

I noticed it too... CO MC all the way!

[skyrink]

November 30th is the last day to get $75 from GCR, just a heads up.

I signed up through it over the weekend and made sure I got approved today by calling in, they didn't question me about my "business", so that's a relief. I also cancelled my Gold Card after raking in the 15,000 pts... :) Now onto the $3000 spending in 3 months, makes it a bit easier since its the holidays.

[kups]

November 30th is the last day to get $75 from GCR, just a heads up.

I signed up through it over the weekend and made sure I got approved today by calling in, they didn't question me about my "business", so that's a relief. I also cancelled my Gold Card after raking in the 15,000 pts... :) Now onto the $3000 spending in 3 months, makes it a bit easier since its the holidays.

Sorry a bit of a newbie regarding this CC - Can someone please confirm / answer my q's:
What is the $75 from GCR you are talking about?
I understand this card is free for the first year (normally $180)
2x the points on gas (not including US locations and Canadian Tire)
if you spend $3000 in 3 months ($1000 per month) you get 25,000 Aeroplan Miles?
You can cancel at any time after that (before renewal of 2nd year?)
Is there a certain link you need to apply from?

Thanks!!!

[Quiying]

Sorry a bit of a newbie regarding this CC - Can someone please confirm / answer my q's:
What is the $75 from GCR you are talking about?
Thanks!!!



instruction.

1ST THING NEED TO DO IS ----- SIGNUP account with GCR FIRST to qualify on getting a rebate from GCR

****************************



2ND LOGIN your own account ----- so you have a transit ID from the GCR

OR ELSE YOU WON"T GET THE REBATE CHEQUE FROM THEM GCR!

****************************



3rd wait for approval and receive your cheque from GCR



there are other credit card that involve with cash rebate from GCR


good luck

hit the thanks button

[skyrink]

Sorry a bit of a newbie regarding this CC - Can someone please confirm / answer my q's:
What is the $75 from GCR you are talking about?
I understand this card is free for the first year (normally $180)
2x the points on gas (not including US locations and Canadian Tire)
if you spend $3000 in 3 months ($1000 per month) you get 25,000 Aeroplan Miles?
You can cancel at any time after that (before renewal of 2nd year?)
Is there a certain link you need to apply from?

Thanks!!!

GCR = great canadian rebates...google it, yes card is free for 1st year and yes you can cancel before 1st year is up so you wont get charged and yes spend $3000 in the initial 3 months and you'll get 25,000 pts which can be transferred into Aeroplan miles 1 for 1, and you need to click on the signup link provided from the GCR site

[kups]

Seems to be $65 from GCR today and not $75......

Upon further investigation, you must go to the "Coupons and Sales Section" then go to "Credit Cards and Finance"
They have a link there for $75 until November 30.

As an FYI - After I applied, I was also told they would get back to me within 10 days. I called right away and they approved me on the phone and said I would be getting my card with in 7-10 business days.

Question though, I applied for this deal through the link on GCR and now have the tracking ID #. What do I do with this in order to get the $75 applied to GCR now that I got approved for the credit card? THANKS!!!

[TorontoEh]

Seems to be $65 from GCR today and not $75......

Upon further investigation, you must go to the "Coupons and Sales Section" then go to "Credit Cards and Finance"
They have a link there for $75 until November 30.

As an FYI - After I applied, I was also told they would get back to me within 10 days. I called right away and they approved me on the phone and said I would be getting my card with in 7-10 business days.

Question though, I applied for this deal through the link on GCR and now have the tracking ID #. What do I do with this in order to get the $75 applied to GCR now that I got approved for the credit card? THANKS!!!

To ensure, email them and advise that you called and were approved so that you're eligible because I wonder if your application has to be approved by today for the $75.

[Quiying]

AMEX i signed up for told me i got approval for the business and the personal gold card

all of them are first year fee waived wondering and bonus 25000 aeroplan miles.

but AMEX haven't sent me the card yet instead AMEX sent me a consent letter to verify my identification (e.g. address, name number of year here), AMEX told me once is done they will send me my card one to two weeks

is the procedure done? can AMEX say "you know what i will not offer you the cards"?



i will be super mad if they won't give me the card since they did the credit check on my account

[kups]

GCR telling me to wait 7 days to report missing $75

[dinesh_zee]

FYI, Aeroplan currently has MR to Aeroplan promo - 20% bonus for most levels

Not sure to use it or wait for Amex promo with 25% bonus like last time

[Quiying]

http://img854.imageshack.us/img854/9926/rebate.jpg (http://imageshack.us/photo/my-images/854/rebate.jpg/)


i got my rebate wondering how can i get the 25 000 bonus aeroplan miles... and convert to aeroplan from amex card

any idea?

[canada168]

http://img854.imageshack.us/img854/9926/rebate.jpg (http://imageshack.us/photo/my-images/854/rebate.jpg/)


i got my rebate wondering how can i get the 25 000 bonus aeroplan miles... and convert to aeroplan from amex card

any idea?

Just spend $3000 within the first 3 month. Convert to AP is easy, just call customer service or do it youself via amex website, the transfer is instant.

[cashinstinct]

Did this deal in the last 3 months and got my points posted really soon after spending 3000$.

Worked well as usual, nice stuff, 25 000 points for spending 3000$ is a joke. Third time I am doing it in the last 2 years.

People cannot believe it when I share the news (but typically are too lazy to do it themselves, so the deal goes on and goes on again!!!).

[djredhat]

they now offer 50 000 (25k + 25k bonus after spending $1000 for the first 3 months) points when you sign up for the Amex AeoroplanPlus Plautinum card plus a bunch of other benefits:

http://www.americanexpress.com/canada/en/aeroplan_dclp_dtw11_q2_en.shtml?&PID=124&BUID=AERO&PSKU=D44&AFFID=APDTW&CRTV=heroTPen

However, the annual fee is the OUTRAGEOUS $500 :eek: :eek:

Any knows if it's possible to get it waived for the first year?

[locodawg]

Did this deal in the last 3 months and got my points posted really soon after spending 3000$.

Worked well as usual, nice stuff, 25 000 points for spending 3000$ is a joke. Third time I am doing it in the last 2 years.

People cannot believe it when I share the news (but typically are too lazy to do it themselves, so the deal goes on and goes on again!!!).

So you just cancel the card and reapply?

[Pseudo Nim]

they now offer 50 000 (25k + 25k bonus after spending $1000 for the first 3 months) points when you sign up for the Amex AeoroplanPlus Plautinum card plus a bunch of other benefits:

http://www.americanexpress.com/canada/en/aeroplan_dclp_dtw11_q2_en.shtml?&PID=124&BUID=AERO&PSKU=D44&AFFID=APDTW&CRTV=heroTPen

However, the annual fee is the OUTRAGEOUS $500 :eek: :eek:

Any knows if it's possible to get it waived for the first year?

The fee is completely not outrageous for several reasons.

1. 50,000 points for $500 is 1 cent per mile. You can't find that kind of pricing anywhere.
2. The benefits given by the card are very worthwhile, and increase if you actually travel. Specifically: advance checkin on Air Canada, Maple Leaf Lounge access, and 15,000 point short-haul redemption (i.e. Montreal-New York) for TWO people instead of one.

Others too, like the concierge service (they got me a table at a pretty hard-to-get restaurant in New York in a pinch once) and the Fine Hotels & Resorts rates on hotels (which came out the same as my company rate, BUT I had $100 of food credit, suite upgrade and free breakfast) - not to mention Fairmont Platinum after 5 nights only, instead of 30.

Finally, if you have it for a year or two, you should be able to call in and get the regular Platinum card given to you for free. That gives you additional benefits: US airline lounge access, better brand recognition (if you show up to US hotels with the Aeroplan Platinum card, you may need to explain that you deserve an upgrade, whereas with the standard Platinum card you show it and you get it), and at least 25K Membership Rewards points for free - maybe 50K depending on promo - which can be 1.25x on transfer to Aeroplan during one of their promos.

So yeah..... $500 _seems_ like a lot in comparison, but is really not that bad in the long term.

Btw - the regular Gold card is worth getting right now. 15K points plus DOUBLE on grocery/gas/travel and free for year 1.

[crimsona]

Any knows if it's possible to get it waived for the first year?

No way - just the lounge access alone costs significant amounts of money for the target consumer

[BobyYoo]

is this card still available, as i dont see it on their website and the OP link is dead

[Pseudo Nim]

is this card still available, as i dont see it on their website and the OP link is dead

Hmm? Still there.

http://www.amexforbusiness.ca/american-express-business-gold-rewards-card.html

[qsub]

I've done this once already a year or two ago... anyone try doing it a second time?

Also, fact or fiction: it's gives you bad credit when you open a ton of credit cards and cancel them.

[BobyYoo]

Hmm? Still there.

http://www.amexforbusiness.ca/american-express-business-gold-rewards-card.html

ohh tks, i was on the u.s. website.. that's why i couldnt find it.

so the business give 25000 points and someone mention the regular one give 15000 + 2x points gas/grocery/travel ??
i couldn't find the regular card that give 15000 points.

i guess the 25000 is a much better deal, as you get 10000 more points and still get 1 point/dollar.
as for the regular, you will need to buy alot of gas/grocery/travel to breakeven

[trungngo13]

Sorry I am new at this, so if i apply for the Platinum card and spend $1000+ before 3 months end, I will received my 50,000 points to use right?

My second question is that I will be charged $499 for the first year, but what if I cancelled my card after 4 months or using it, will the $499 be waived and will do I need to use my points before I cancel my card?

[actionj]

I have the Amex Business Gold card and was wondering if anyone was able to get the Personal Gold card at the same time?

If yes, then when that Personal Gold card was expiring, did you reapply for the Business Gold card again?

Thanks for any info. :)

[Pseudo Nim]

As long as you have decent credit, you can have multiple AMEX products. Each card - especially across lines (ie business/Aeroplan/personal) is considered a "different" card so you can get it ... but even within a line you can have more than one (so you can have a charge Platinum and a charge Gold with no issues).

[yittis]

Did this deal in the last 3 months and got my points posted really soon after spending 3000$.

Worked well as usual, nice stuff, 25 000 points for spending 3000$ is a joke. Third time I am doing it in the last 2 years.

People cannot believe it when I share the news (but typically are too lazy to do it themselves, so the deal goes on and goes on again!!!).
Hi, would you be able to tell me where you found this promotion being advertised. im not referring to the link, that i have , i want to know where you saw the link?
thanks for all the help

[dinesh_zee]

As long as you have decent credit, you can have multiple AMEX products. Each card - especially across lines (ie business/Aeroplan/personal) is considered a "different" card so you can get it ... but even within a line you can have more than one (so you can have a charge Platinum and a charge Gold with no issues).

If I cancel my Amex Gold card and apply for Amex Business Gold card, will be unused MR points transferred over to the card? Or, can I link both the cards before cancelling one?

If anybody has 2 Amex MR points cards, please help!

[coleworld]

If I cancel my Amex Gold card and apply for Amex Business Gold card, will be unused MR points transferred over to the card? Or, can I link both the cards before cancelling one?

If anybody has 2 Amex MR points cards, please help!

I got the second card 1st, then cancelled the 1st, then points transferred automatically.

[colezy9]

I got the second card 1st, then cancelled the 1st, then points transferred automatically.

Is getting the second card 1st, then cancelling the 1st the best method of getting a 2nd card? Did you use the same business name?

[Quiying]

Anyone got a phone call from amex regarding their business ?

Rep: hey, is this xxxx , how are you today
M : im okay, good, thanks
Rep: ME, TOO THANKS, GOOD TO HEAR, iam from amex, my name is xxxx, from xxxx department handling your file
M: okay...
Rep: just wondering your company named xxxxl, whats the business nature
M: just trading
rep: oh.... let me put on file
M: k....hmmm
Rep: nothing special we just want to know your company's nature, is anything amex company can help you out?,
M: .... no....lol
rep: alright then, my name is alex...xxxx will be your cs to help you
m: I DONT REALLY ANwer phone call, most of the time is by email, just to let you know, and can you sendme an email what we juat talked about, our conversation, thanks, bye
Rep:okay, you like to email, i will send you an email about me, okay, bye



Jus twondering anyone recieved such phone call

Is this fraud?, i never had such phone call from cedit card company, this is completely new to.me...

[et3rn1ty]

Any idea how I can easily spend $3000 on the Amex?
Just applied and realized that a lot of places don't accept Amex, only Visa and MC.
Now I am not sure if I can spend 3k in 3 months

[Pseudo Nim]

Anyone got a phone call from amex regarding their business ?

Rep: hey, is this xxxx , how are you today
M : im okay, good, thanks
Rep: ME, TOO THANKS, GOOD TO HEAR, iam from amex, my name is xxxx, from xxxx department handling your file
M: okay...
Rep: just wondering your company named xxxxl, whats the business nature
M: just trading
rep: oh.... let me put on file
M: k....hmmm
Rep: nothing special we just want to know your company's nature, is anything amex company can help you out?,
M: .... no....lol
rep: alright then, my name is alex...xxxx will be your cs to help you
m: I DONT REALLY ANwer phone call, most of the time is by email, just to let you know, and can you sendme an email what we juat talked about, our conversation, thanks, bye
Rep:okay, you like to email, i will send you an email about me, okay, bye



Jus twondering anyone recieved such phone call

Is this fraud?, i never had such phone call from cedit card company, this is completely new to.me...

Even if it wasn't Amex, I would find it unlikely to be fraud since they know your name, company name and the fact that you applied for an Amex. So they already have more info on you than they need.

That said - no, it's not fraud - Amex DOES call you and check. It's more of a courtesy call, though. They don't really want anything from you - just to confirm you exist.

[Pointseeker]

Even if it wasn't Amex, I would find it unlikely to be fraud since they know your name, company name and the fact that you applied for an Amex. So they already have more info on you than they need.

That said - no, it's not fraud - Amex DOES call you and check. It's more of a courtesy call, though. They don't really want anything from you - just to confirm you exist.

If it happens again, then get the identification from them the same way they ask you when you call to find out why the alerts are not working. Ask the rep company's DOB, SIN, address, phone number, mother's maiden name, codes on the card, security code, and all other information and then proceed to tell them that you do not have the information they are asking for. And that you will work on it. But first of all, get a phone and a machine that when they call, it will ask them to punch few dozen numbers to get to you and then play a nice music before you pick it up.

[Pseudo Nim]

If it happens again, then get the identification from them the same way they ask you when you call to find out why the alerts are not working. Ask the rep company's DOB, SIN, address, phone number, mother's maiden name, codes on the card, security code, and all other information and then proceed to tell them that you do not have the information they are asking for. And that you will work on it. But first of all, get a phone and a machine that when they call, it will ask them to punch few dozen numbers to get to you and then play a nice music before you pick it up.

Don't forget to make it so that you make them punch at least 15 numbers, and the first question you ask them when you actually talk to them is "Hello, welcome to <whatever>, could you please tell me the account # that you are calling about?"

[Pointseeker]

Any idea how I can easily spend $3000 on the Amex?
Just applied and realized that a lot of places don't accept Amex, only Visa and MC.
Now I am not sure if I can spend 3k in 3 months

If you shop at Costco, then getting their cash cards would work for you and then you will be set for few months. :lol: Not sure where you are but prepay your cable/internet for a year. Again depending on your provider, car/auto insurance and security might be another consideration. Start a business, get the points and when it the business works out, make lots of money that will negate the need for the points in the future. Last suggestion was for fun as I was in the same situation and did just that.

[Pointseeker]

Don't forget to make it so that you make them punch at least 15 numbers, and the first question you ask them when you actually talk to them is "Hello, welcome to <whatever>, could you please tell me the account # that you are calling about?"

so true:twisted:

[Diamond_Ace]

No problem getting it for the 2nd time...and get $65 rebate from GCR webiste this time,,,missed last time :P

Rebate is $125!

American Express® Business Gold Rewards Card : $125 Cash Back Rebate.
Must apply between April 24 and April 30, 11:59 pm EST.
Built for Business Owners. 25,000 Welcome Points. Earn up to 40,000 bonus points every year. Note : Please record confirmation number.

[Pseudo Nim]

Rebate is $125!

American Express® Business Gold Rewards Card : $125 Cash Back Rebate.
Must apply between April 24 and April 30, 11:59 pm EST.
Built for Business Owners. 25,000 Welcome Points. Earn up to 40,000 bonus points every year. Note : Please record confirmation number.

Whoa!

Churn time!

[malibu_sucks]

Rebate is $125!

American Express® Business Gold Rewards Card : $125 Cash Back Rebate.
Must apply between April 24 and April 30, 11:59 pm EST.
Built for Business Owners. 25,000 Welcome Points. Earn up to 40,000 bonus points every year. Note : Please record confirmation number.



where do you see 125? I still see 75 on GCR.

[Diamond_Ace]

where do you see 125? I still see 75 on GCR.

hm..when i enter the website, there's a big banner on the top. But if you use a saved link or click home page or get to credit card links, it all says $75.

So, open a new webpage and just enter the site fresh.

[malibu_sucks]

hm..when i enter the website, there's a big banner on the top. But if you use a saved link or click home page or get to credit card links, it all says $75.

So, open a new webpage and just enter the site fresh.


I see it now, thanks.

[1C5]

Rebate is $125!

American Express® Business Gold Rewards Card : $125 Cash Back Rebate.
Must apply between April 24 and April 30, 11:59 pm EST.
Built for Business Owners. 25,000 Welcome Points. Earn up to 40,000 bonus points every year. Note : Please record confirmation number.

Can you post the link to this? I don't see wheer to look to see the rebate.

[Diamond_Ace]

Can you post the link to this? I don't see wheer to look to see the rebate.

It's just the main page. RFD blocks me putting in the link but really, just open a new web page and enter the website fresh.

Should just be there on the first page. If you haven't signed in, it's just under the HOW IT WORKS Steps 1, 2, 3 instructions.

[Diamond_Ace]

Oh, I see someone found the same deal at the same time but created a new thread for it.

http://forums.redflagdeals.com/hot-100-125-cash-back-rebate-gcr-credit-card-application-1168869/?prefixid=Money9

Maybe they can be merged or something.

[1C5]

It's just the main page. RFD blocks me putting in the link but really, just open a new web page and enter the website fresh.

Should just be there on the first page. If you haven't signed in, it's just under the HOW IT WORKS Steps 1, 2, 3 instructions.

I click on the link in the first post of this thread and I see nothing about a $125 rebate anywhere. I just see 2 aeroplan cards.

[hardywang]

For those who can't see $125 rebate...

http://i47.tinypic.com/2qk77z8.jpg

[Diamond_Ace]

I click on the link in the first post of this thread and I see nothing about a $125 rebate anywhere. I just see 2 aeroplan cards.

Oh ya, you can't click that link. You have to go with the gr8 cdn rebates site as shown in the image from the previous poster. Or go to the other thread that is very specific to the offer.

[1C5]

thanks guys. found it.

[rinse]

If my wife signs up for a separate card and uses my Aeroplan account, will that work?

Or do they verify the Aeroplan account name with the name of the person applying for this promo?'

EDIT: how long does it take for the transaction to show up in my GCR Transactions Summary?

[induction]

still can't see where it shows $125 cash back rebate. I went through GCR link.

[Pseudo Nim]

still can't see where it shows $125 cash back rebate. I went through GCR link.

Try wiping your cookies maybe?



If my wife signs up for a separate card and uses my Aeroplan account, will that work?

Or do they verify the Aeroplan account name with the name of the person applying for this promo?'

EDIT: how long does it take for the transaction to show up in my GCR Transactions Summary?


I'd be curious to know if that worked. AFAIK, it DOES NOT WORK.

As for txn - it should appear instantly that you CLICKED on it, but it will take some time before they actually process it and give you the dollerz.

[induction]

Where do I find the line that shows that I get $125 rebate back?

[jerryhung]

LAST DAY to apply AMEX via GCR (I thought the other dedicated thread got deleted)


I applied and got approved last week Wednesday (4/25)
got GCR email today saying I earned $125 (4/30)



2012-04-25 2012-04-30 American Express® Business Gold Rewards Card XXXXX $125.00

[Pseudo Nim]

LAST DAY to apply AMEX via GCR (I thought the other dedicated thread got deleted)


I applied and got approved last week Wednesday (4/25)
got GCR email today saying I earned $125 (4/30)

I couldn't resist and applied. If approved, I will literally hold every Amex product that had any points worth having. Lol.

[rivet]

Do you need to have a business to apply for the cars? What is the income requirement

[braveblade]

I forgot to record the confirmation number. Is it a big problem?

[coleworld]

Do you need to have a business to apply for the cars? What is the income requirement

Technically, maybe. But just enter your own name as the business name, have you ever sold anything on eBay? Than you are a businessman/woman!

[azybcxrfd]

LAST DAY to apply AMEX via GCR (I thought the other dedicated thread got deleted)


I applied and got approved last week Wednesday (4/25)
got GCR email today saying I earned $125 (4/30)


Thanks for the reminder, but I can't seem to find the link when I go to the website. Can someone post the link? All I see is the $75 rebate.

Thanks again!

[cko64]

Thanks, applied. $125 + 25,000 areoplan miles is hot.

[braveblade]

What happens if my application doesn't go through, will I still get $125?

[Pseudo Nim]

What happens if my application doesn't go through, will I still get $125?

Well, of course, have you read the thread? It's posted earlier (check page 35, midway through the page) that GCR is a registered charity organisation.

[braveblade]

Well, of course, have you read the thread? It's posted earlier (check page 35, midway through the page) that GCR is a registered charity organisation.

hahaha. Point received! Thanks. :lol:

[TorontoEh]

was there a special link on the main page or just the regular link for business gold? Wonder if I have still have time?

[Pseudo Nim]

hahaha. Point received! Thanks. :lol:

:D thanks for being a good sport about it.

[rivet]

it is not 12:00pm yet and I can't find the GCR promotion on their site any more, back to $75

[Pseudo Nim]

it is not 12:00pm yet and I can't find the GCR promotion on their site any more, back to $75

Guess they decided to go to sleep early?

[rivet]

sucks I missed the SPG deal and this deal again. But anyway, not a bad thing to not have one more credit card in my credit profile.


Guess they decided to go to sleep early?

[bizee-bee]

I couldn't resist and applied. If approved, I will literally hold every Amex product that had any points worth having. Lol.

P-N, took me a while to figure out what you meant...but, now I get your schtick. So, how many AMEX 'product' are under your belt? 6? 10? 50??! :cheesygri

This will be my third. BUT, I also have a few AMEX gift cards...do those count in one's AMEX portfolio? ;)

[Pseudo Nim]

P-N, took me a while to figure out what you meant...but, now I get your schtick. So, how many AMEX 'product' are under your belt? 6? 10? 50??! :cheesygri

This will be my third. I also have a few AMEX gift cards...do those count in one's AMEX portfolio? ;)

Yeah, I think I have like 7 :facepalm:

[bizee-bee]

Yeah, I think I have like 7 :facepalm:

Attaboy, Brothuh-bee. I like your style. Admission is the first part of the healing cycle....that is, IF you want to be healed. ;)

Over the years, I've squandered so many opportunities to accumulate, by just just staring at the CC rebates, bonuses, rewards (free socks!?). However, my wife and I area at a point in our lives where our credit rating is unimportant, and we are financially healthy enough to be approved for (nearly?) every one, so we really should apply for as many of these card as we can.

I'm on the chase, you'll be seeing me in your rear view mirror. Let's see if I can get 6 before the year's end! :cheesygri

[Pseudo Nim]

Attaboy, Brothuh-bee. I like your style. Admission is the first part of the healing cycle....that is, IF you want to be healed. ;)

Over the years, I've squandered so many opportunities to accumulate, by just just staring at the CC rebates, bonuses, rewards (free socks!?). However, my wife and I area at a point in our lives where our credit rating is unimportant, and we are financially healthy enough to be approved for (nearly?) every one, so we really should apply for as many of these card as we can.

I'm on the chase, you'll be seeing me in your rear view mirror. Let's see if I can get 6 before the year's end! :cheesygri

Free SOCKS?!?! I *need* to know more. A useful reward for a change :)

[braveblade]

My application got approved today. Sweet! Now to figure out how to spend $3000 in 3 months. I can always use this card to buy store gift card in order to reach $1000 per month requirement, right?

[riamo]

me and my wife applied though the GCR website for this card- used the GCR website for the first time..thanks looks like an interesting site!

anyways, she got approved
just wondering when will the 125 appear on GCR account?

for me they want some banking info to confirm my identity which I have sent, and then hopefully I will be approved. is there a limit of how long I have to be approved after the deal has expired on the website? i dont want to miss out on the 125

we had both applied a few days before the deal expired on the site..

thanks!

[bizee-bee]

me and my wife applied though the GCR website for this card- used the GCR website for the first time..thanks looks like an interesting site!

anyways, she got approved
just wondering when will the 125 appear on GCR account?

for me they want some banking info to confirm my identity which I have sent, and then hopefully I will be approved. is there a limit of how long I have to be approved after the deal has expired on the website? i dont want to miss out on the 125

we had both applied a few days before the deal expired on the site..

thanks!

First time for me too, via the GCR site, so I don't have answers to your questions, sorry.

My question is, does the $125 appear only after the card has been activated? Because I also applied a few days before the deal expired, and was approved on the 27th, but have yet to receive the card, and ergo I cannot activate it yet. Answers, anyone?

Question for you, riamo, why did you apply for both yourself and your wife, concurrently...I mean, I know you did it so that you can each get the $125 rebate and 25,000 points, but with the $3K spend requirement, would it not have been better to offset your applications by say half a year, so that you could both spend on the one card to ensure you get the $3K spend requirement?

I guess I just answered myself...you and your wife can probably both spend $3k each, easily in the same 3 month period, and you wanted to capitalize on the $125 rebate, which has expired and is now only a $75 rebate offer.

For my wife and I, it is fairly easy to get the $3K spending, but harder (less certain) for $6K spending in 3 months...so, we only applied for one card, and we're hoping the $125 rebate shows up again, say in half a year's time, and then she can apply.

[darklord700]

me and my wife applied though the GCR website for this card- used the GCR website for the first time..thanks looks like an interesting site!

anyways, she got approved
just wondering when will the 125 appear on GCR account?



Make sure you got the reference number from GCR when you apply. Last time, I applied for some cards and didn't get the credit. I emailed GCR and they were very knee on tracking it down for me.

[braveblade]

I got approved last Thursday (May 3). So far no rebate from GCR. Is it normal?

[Pseudo Nim]

I got approved last Thursday (May 3). So far no rebate from GCR. Is it normal?

They denied one of my rebates because I visited americanexpress.ca before going there, and the cookies made them consider I was NOT referred by gcr :( be careful to remove all cookies etc. Not that it helps in retrospect, but could provide an eventual explanation.

[develop]

My wife applied it on April 29, she got approved once she finished the application from the computer, on May 1 she had the $125 showing on the GCR site.
She has not received her card yet, but I think the GCR will updated the rebate status once they know you get approved. Hope that helps.

[braveblade]

Thanks guys. I tried to submit a missing rebate request, but GCR didn't allow me by saying: Please wait a minimun of 7 days after an item is shipped, an application is approved or a trip is completed. What scares me is the amex rebate is not showing up in the "waiting stage" on my account setting page.

[MC25]

Whats better……airmiles or Aeroplan? I have been considering switching for a little while now, since the whole AM expiration and devaluation..

[Toule]

Whats better……airmiles or Aeroplan? I have been considering switching for a little while now, since the whole AM expiration and devaluation..

It really depends... for car wash and cineplex 2for1 AM is really great, and for biz and first class tickets AE can't be beat.

[MC25]

Where is everyone seeing this $125 GCR rebate? I only see $75….

[wiebecj]

Where is everyone seeing this $125 GCR rebate? I only see $75….

it ended a week or so ago

[Pseudo Nim]

Where is everyone seeing this $125 GCR rebate? I only see $75….

we're seein it in last week.

[braveblade]

Still no $125 rebate from GCR so far. I got approved May 3, 2012. Opened a missing rebate case. Let's see how it goes...
Anyone got approved on May 3 as well? Have you received the $125 rebate yet?

[bizee-bee]

Still no $125 rebate from GCR so far. I got approved May 3, 2012. Opened a missing rebate case. Let's see how it goes...
Anyone got approved on May 3 as well? Have you received the $125 rebate yet?

Sounds similar to my case.

GCR responded to my enquiry by email, and then directed me to a link to fill out another form with tracking ID and AMEX's confirmation number. However, GCR only review the cases at the start of the month, so will not hear back from them until June.

[water_boy]

Mine is showing up on my account now. The $125.

[atulb]

Sounds similar to my case.

GCR responded to my enquiry by email, and then directed me to a link to fill out another form with tracking ID and AMEX's confirmation number. However, GCR only review the cases at the start of the month, so will not hear back from them until June.

It says they respond within 1 business day?

[bizee-bee]

It says they respond within 1 business day?

Yes, sorry about the mis-info in my previous post...GCR responds in 1 day...but it is AMEX that processes missing transactions once a month.

Here is the email I got from GCR:

Sorry about your missing transaction. You should have received your rebate by now.

Unfortunately, your approval never showed up in the reports from American Express Canada. This does happen occasionally. You get a rebate if the approval is in the reports they provide us. We can submit a missing transaction inquiry to them with information that identifies you and came from our GCR.

Note : the confirmation number you entered in email below is incorrect. It should look like this 20120893600308CAD


We will submit your information to American Express Canada. They will then process your missing transaction and report back to us.

American Express Canada processes all missing transactions manually once a month after the end of each month. We will submit your missing transaction information on June 1. American Express Canada should reply in the second half of June.

We will waive the 45 day wait once it is posted into your account.

[archvenus14]

does anyone know how the travel insurance coverage works? Ie, as a card holder, am I the only one covered? Or is it anyone in the same PNR as me? Or any travel booked using my card?

[vinaymal]

does anyone know how the travel insurance coverage works? Ie, as a card holder, am I the only one covered? Or is it anyone in the same PNR as me? Or any travel booked using my card?

Just had to make a claim. They said even though it's a business card only you and your immediate family is covered. Kinda silly since its a business card if you ask me, but that is what I was told.

[bkushner]

Sounds similar to my case.

GCR responded to my enquiry by email, and then directed me to a link to fill out another form with tracking ID and AMEX's confirmation number. However, GCR only review the cases at the start of the month, so will not hear back from them until June.
No rebate here either. I emailed them today.

[bizee-bee]

Yes, sorry about the mis-info in my previous post...GCR responds in 1 day...but it is AMEX that processes missing transactions once a month.

Ahhhh...was expecting to wait until June before I heard back from GCR about my $125 rebate, but I got a nice surprise in my inbox today.


Hello,

You are receiving this email because you recently submitted a missing rebate inquiry.

American Express Canada updated their software mid April. This caused tracking problems under certain situations. They fixed the problem and were able to collect the missed credit card orders that came from GCR. Today, they reported the missed orders. We processed those orders and posted the rebate for your Amex credit card into your account today. The post date is today. This closes the ticket you submitted for the missing rebate.

<blah blah blah - snipped>

[braveblade]

Ahhhh...was expecting to wait until June before I heard back from GCR about my $125 rebate, but I got a nice surprise in my inbox today.

same here! :D
But 45 waiting period sucks.

[bizee-bee]

Ok, I've just wasted 20 minutes, flipping back through the pages of this thread, trying to find this answer...failed.

When does AMEX award the 25K bonus MR points? Do you have to hit the required spend ($3K in 3 months) first? And if so, how soon afterwards do the points show up? Days? Weeks? Months?

Thanks.

[crazybear]

Have to spend $3k in 3mths first

say you spend $3k in the first mth, you should see your points no later than the next statement date.


Ok, I've just wasted 20 minutes, flipping back through the pages of this thread, trying to find this answer...failed.

When does AMEX award the 25K bonus MR points? Do you have to hit the required spend ($3K in 3 months) first? And if so, how soon afterwards do the points show up? Days? Weeks? Months?

Thanks.

[malibu_sucks]

Have to spend $3k in 3mths first

say you spend $3k in the first mth, you should see your points no later than the next statement date.


Wrong.... The moment you hit $3,000 in spending, the 25K amex points gets credited instantly which you can then convert to aeroplan straight away.

[PrinceMS]

Have to spend $3k in 3mths first

say you spend $3k in the first mth, you should see your points no later than the next statement date.

The link says - fees only waived for first year? No metion of $3k spend offer? how do we know we are in that offer?

[bizee-bee]

Wrong.... The moment you hit $3,000 in spending, the 25K amex points gets credited instantly which you can then convert to aeroplan straight away.

Thanks m_s! I also got a PM saying the same...the bonus points will appear within days of hitting the $3K spend requirement.

Next on the agenda...gotta do some heavy spending and get the bonus, so I can cash in on the current Aeroplan Conversion promo (http://www1.aeroplan.com/promotions/promotion_details.do?promotion=promo_webup2953_AE&icid=BAN4979)...deadline is June 18th.