How long does money mart store the checks they cash
So me and my brother have similar looking names. He cashes a check for $515 at money mart. The cashier is stupid, because she cashes it under my name, failing to notice the difference (i dont think shes even asked for any identification) which now screws me over because i have a $-515 on my account which has now gone to collections. (the check has bounced btw)
Because I hardly use money marts service at all, I find out this after a couple of months when I wanted to cash my check. I told them the company check that bounced was where my brother used to work and that this overdraft was on the wrong persons account.
She doesn't want to believe me, so I ask her where is the check so I can show you clearly my name is not on it. She tells me I have to come back when the manager is there as she doesnt have access to the storage.
Well now time flies by before I go back there due to being really busy and all, but i manage to make it there and find the manager there so I ask her to remedy this problem for me. I tell her that I want to see the check that her coworker told me was in storage and she tells me "Why didn't you come do this earlier, you've waited 8 months, I can't do anything"
Then she asks me why doesnt my brother pay them back then? after which i told her that has nothing to do with me, plus you guys are the one responsible for screwing up my account, and that Im not gonna go collect the money from my brother coz that isnt my job and this isnt my fault
Now Im really furious. They've sent my account to collections and expect to ruin my credit all because whoever worked there was an incompetent imbicile. I asked my brother if he had did it on purpose knowing the check would bounce because he received two by accident from the company. He told me he was doing it on his account and doesn't know why the lady put the transaction under my name.
Either way, whose fault is this? And how long do they store checks? I ask this because the damn lady doesnt wana retireve it for me so i can prove her wrong. What do i do about this
Because I hardly use money marts service at all, I find out this after a couple of months when I wanted to cash my check. I told them the company check that bounced was where my brother used to work and that this overdraft was on the wrong persons account.
She doesn't want to believe me, so I ask her where is the check so I can show you clearly my name is not on it. She tells me I have to come back when the manager is there as she doesnt have access to the storage.
Well now time flies by before I go back there due to being really busy and all, but i manage to make it there and find the manager there so I ask her to remedy this problem for me. I tell her that I want to see the check that her coworker told me was in storage and she tells me "Why didn't you come do this earlier, you've waited 8 months, I can't do anything"
Then she asks me why doesnt my brother pay them back then? after which i told her that has nothing to do with me, plus you guys are the one responsible for screwing up my account, and that Im not gonna go collect the money from my brother coz that isnt my job and this isnt my fault
Now Im really furious. They've sent my account to collections and expect to ruin my credit all because whoever worked there was an incompetent imbicile. I asked my brother if he had did it on purpose knowing the check would bounce because he received two by accident from the company. He told me he was doing it on his account and doesn't know why the lady put the transaction under my name.
Either way, whose fault is this? And how long do they store checks? I ask this because the damn lady doesnt wana retireve it for me so i can prove her wrong. What do i do about this