Citibank Enrich Platinum vs. MBNA Smart Cash Platinum Card
So now that the American Express 2% cash back card is charging an annual fee, I'm starting to look into maybe replacing it with another. It seems that the MBNA Smart Cash card is one of the better credit cards out there. I looked at it and it seems to be better than my Citibank Enrich Platinum (the one thing I really liked is the rental car damage coverage it has which the Smart Cash also has) in every way. I'm thinking of switching my Enrich to the Smart Cash. I've had the Enrich for a long time but it seems this Smart Cash gives slightly better cash back for gas and groceries. Is there any benefits to keeping the Enrich and not switching? Also, the Capital One Aspire card seems to be well liked even though it has an annual fee. Is it only worth it if you decide to use the points for traveling? Thanks.