I think krs misunderstood this as you only need to get your name and address part "correct" for mogo to get your score and show it to "you".
You need to pass the actual verification questions correctly for them to even try to get your score. The mortgage/loan stuff if separate from verification is pure marketing that you can fudge.
Someone else can't get your mogo score knowing only your name/address.
I think he read this as:
I know for fact that someone did a [mogo] credit check on me just with my name and address. they did not even know my date of birth.