Today I just pulled my credit report via Credit Karma for the first time. The report shows:
1. First name is wrong. It should be LI but report shows LIMING. Last name is correct.
2. I have an open mortgage. This is incorrect. I don't have any mortgage. The report does NOT show the mortgage lender name but does show that the account was opened in August 2017 and the balance.
All my other info (addresses, credit cards and last credit inquiry in 2016) are all correct. If it's fraud, I would expect new address or new credit inquiry. Does this look like some kind of mix-up with another person? eg. This LIMING person's mortgage info is somehow showing up on my credit report. On the other hand, there isn't any other wrong information on my report that would support this. eg. no new address or new credit inquiry
Would I be able to dispute this with Transunion without the name for the mortgage lender? Credit Karma report just shows the word MORTGAGE for the account name.