Your insurance premiums go based on convictions. You would have to check with your insurance company to find out if you have any form of "incident forgiveness".heywhatsmyname wrote: ↑Jan 4th, 2019 11:03 amHi folks,
I received a reduced speeding ticket of $52. I am accused of going 91 on a 60 speed limit zone. The officer reduced it to 75 km, but the ticket does mention it was reduced from 91.
I have no problem paying $52 instead of going through the hoops of fighting it...However, my concern is my insurance premiums will go up. Any advice?
This is my first speeding ticket after 11 years of driving. However, I do have an at-fault accident on my record from 2014.
A minor ticket like 15 over shouldn't cause a big increase. However, if you take it to trial, the prosecutor has the option to amend the ticket back up to the original 31 over, which bumps it up in severity. There's no guarantees that taking it to trial means getting off anyways, so you'll have to check if you're feeling lucky about the officer not showing up. If they do, you'll probably lose, have a bigger fine, wasted your time, etc...
Personally, I'd suggest you should pay the ticket and take your insurance lumps, rather than try to fight it, pay more money, and still take your insurance lumps.