they dont really care unless u make claim or you lie excessively. i say road trips are excluded. it all comes down to the average
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Feb 9th, 2012 07:56 PM #1Jr. Member

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auto insurance approx annual km....
Hey all,
Just would like to know, if it is okay to go over the given annual KM.? For example: cannot predict if car would be use for long distance drive.
Should it always be updated regularly during a policy?
Thanks.Last edited by Shadow79; Feb 9th, 2012 at 07:58 PM.
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Feb 9th, 2012 10:18 PM #2
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Feb 10th, 2012 12:59 AM #3
Is your best judgement...and is hard to proof or deny by the company.
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Feb 10th, 2012 09:26 AM #4
They, the insurance companies, know that each year may bring different annual klms...best to estimate...If you find that for example you said you travel 5000 a year, and you actually travel 10,000, then yes I would tell them. Some insurance companies rate according to distance driven one way and annual klms.
Of course, random vacations happen, which there is no need to amend the annual klm.
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