auto insurance and tuned vehicles
does anyone here have auto insurance for a tuned car (thinking of getting an APR stage 1 done) and if so what insurance company are you with?
Jan 8th, 2020 9:03 am
Jan 8th, 2020 9:05 am
duffman316 wrote: ↑ does anyone here have auto insurance for a tuned car (thinking of getting an APR stage 1 done) and if so what insurance company are you with?
Jan 8th, 2020 11:10 am
I think the risk is that they could deny you coverage for modifying your car and not informing them.sickcars wrote: ↑ Tune the car and dont say anything. I dont think there is a benefit of letting them know, its not like if you crash the car they are going to give you an extra $800 because it was tuned & they are not going to look into it and check if you were. If its not visible I dont see a reason to let them know.
Jan 8th, 2020 11:21 am
Insurance does not cover mechanical failures regardless of it being tuned.engineered wrote: ↑ I think the risk is that they could deny you coverage for modifying your car and not informing them.
Jan 8th, 2020 11:21 am
Jan 8th, 2020 12:20 pm
This is not entirely true as some insurance co's will cover blown engines, such as TDMM.
Jan 8th, 2020 12:32 pm
Jan 8th, 2020 8:59 pm
Yea, I'm not talking about blowing up the car, I'm saying that if you crash, they may claim it was due to mods and deny coverage. Now this shouldn't be a problem for basic stuff, but if you crash because your car is stanced or something dumb like that, then it makes sense not to cover it. Same goes for lifted bro trucks.
Jan 9th, 2020 8:22 am
Jan 9th, 2020 8:38 am
Yup.duffman316 wrote: ↑ christ that is scary
Jan 9th, 2020 1:16 pm