Bankruptcy OSAP DECLINED>???
I'm applying for OSAP to return back to school but will be applying for bankruptcy or intend to. My concern is that my OSAP will most likely deny my application once bankruptcy is filed.
I've already determined than bankruptcy is my best option and would like to address the issue asap, however would it make more sense to hold off on bankruptcy until I'm finished school to ensure that I receive an education. I've heard that OSAP will be denied if a bankruptcy is on your record.
Returning back to school is paramount for me and will hopefully pay off with a more lucrative career in the future. What do you guys think I should do??
Has anyone had any experience with dealing with OSAP with a bankruptcy on file. I know that if a decision has been made not in your favor that you could appeal their decision on certain grounds. Any wise words of wisdom.
Thanks for your time and help.
EDIT:
OSAP follows you regardless. I just want to be considered without an automatic denial due to bankruptcy.I may not be granted OSAP due to a filing of a bankruptcy even though I'm the ideal candidate. I'm not trying to receive OSAP to then file and not pay them. It doesn't work that way anyhow.
********************Consumer Proposal Instead*****************
If I apply for a consumer proposal instead won't my credit already be too low to get accepted for OSAP. Anyone know the minimum score
needed to be even considered.
I've already determined than bankruptcy is my best option and would like to address the issue asap, however would it make more sense to hold off on bankruptcy until I'm finished school to ensure that I receive an education. I've heard that OSAP will be denied if a bankruptcy is on your record.
Returning back to school is paramount for me and will hopefully pay off with a more lucrative career in the future. What do you guys think I should do??
Has anyone had any experience with dealing with OSAP with a bankruptcy on file. I know that if a decision has been made not in your favor that you could appeal their decision on certain grounds. Any wise words of wisdom.
Thanks for your time and help.
EDIT:
OSAP follows you regardless. I just want to be considered without an automatic denial due to bankruptcy.I may not be granted OSAP due to a filing of a bankruptcy even though I'm the ideal candidate. I'm not trying to receive OSAP to then file and not pay them. It doesn't work that way anyhow.
********************Consumer Proposal Instead*****************
If I apply for a consumer proposal instead won't my credit already be too low to get accepted for OSAP. Anyone know the minimum score
needed to be even considered.