Split payment is one thing, having a coupon applied another! You're absolutely correct in the case that someone makes a split payment, the CC company most likely will shut the claim down as the full purchase price of the item must be applied to the CC.
Your post which I responded to mentioned an example of a $5 BB RZ Voucher voiding this extended warranty, which is not correct as it's not legal tender per se. It will reduce the price of the item before applying it to CC.
Also, the CC companies have their behinds covered, hence the clause their maximum liability is the purchase price of the unit.
So if you theoretically had a $999 Coupon for a $1000 item and end up charging $1 to your card and later file a claim with the CC company, the maximum they will cover you for is the purchase price of the product, which is $1.
That's the whole point of repair estimate requirements, to see if it costs more to repair the item than what was paid for originally.
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Dec 24th, 2012 01:05 AM #61
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Dec 24th, 2012 01:18 AM #62
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Dec 24th, 2012 01:22 AM #63
Does anyone know if online quantity is the same as warehouse quantity?
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Dec 24th, 2012 01:27 AM #64
Wow..current stock level:
Online Quantity:
ON, NB, PE, NU, NL: 0
BC, YT: 0
AB, SK, MB, NT: 0
QC, NS: 1_______________
2007 - Ipod Video (TD), Ipod Shuffle (GM)
2006 - Ipod Nano (TD)
2005 - Ipod Shuffle (TD)
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Dec 24th, 2012 03:22 AM #65
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Dec 24th, 2012 03:38 AM #66
I think you're making up rules that don't exist. The insurance carrier follows the actual fine print of the policy, they don't provide partial coverage based on what fraction of your purchase was done on the cc. They deny first and it's up to you to challenge them.
The estimates are another hoop. The insurance company already knows the actual costs of repairs and replacements long before your set breaks, they have a huge data set of actual claims information on which they set the premiums. They don't really need your estimate that badly, but it is a good way to reduce, defer, and delay claims. Finding a qualified repair center is hard enough, finding one that works for free is near impossible.
Word to the wise, credit card warranty extensions do have lots of traps and exclusions. A proper service plan costs $100-300, so do you really think the credit card company gives that away just because they made $8 processing your transaction? Sorry but no.Last edited by SurplusPlus; Dec 24th, 2012 at 04:33 PM.
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Dec 24th, 2012 10:59 AM #67Newbie
- Join Date
- Dec 16th, 2012
- Location
- MISSISSAUGA
- Posts
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Just got back from Best Buy at Heartland in Mississauga. Home Theatre sales people were useless as usual (typical of any big box store so no surprises here), tried to tell me this was an "online only" TV that they don't carry in store (even though it doesn't say "online only" anywhere on the site), sent me to the web order desk. Web order desk guy was courteous but the system was down so he wasn't able to process any orders. Sent me to the customer service/returns desk where I was able to get a rain check which is good for 30 days. Warehouse quantity was 44 when he checked but he didn't feel comfortable ordering it because the systems were down and he had no way of verifying whether the warehouse quantity was accurate or phantom stock. Gave me his employee number and told me to check back after Boxing Day. Overall experience was surprisingly good except for the terrible home theatre people who were just standing around talking amongst themselves and didn't even bother looking up the SKU in their system, they were only interested in passing the buck and sending me to someone else so they could continue standing around doing nothing.
HT salespeople and web order desk guy also had no idea about the Flat Panel Guarantee, but I had a printout of it from last night which is a good thing because bestbuy.ca is closed until 6pm tonight so there would have been no way for me to pull it up. The extremely helpful CSR knew all about the guarantee, but told me that the $50 off only applies if the item is not available from their warehouse and since the warehouse stock showed 44, it technically didn't apply, but because they were unable to order it due to systems being down he got a manager to sign off on the discount. I'll try again in a week and see what happens. When I go back I'll make sure to head straight to the returns desk and bypass the totally useless HT salespeople.
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Dec 24th, 2012 11:24 AM #68
Any one who picke it up, Would the box fit comfortably in minivan?
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Dec 24th, 2012 10:01 PM #69Newbie
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Dec 25th, 2012 10:20 AM #70
Thanks OP
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Dec 28th, 2012 07:45 PM #71
OOS online, no stock anywhere on the east coast, don't know about elsewhere
No stores in NS ever carried them in stock, in fact
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Dec 29th, 2012 03:54 PM #72
Has anyone actually taken delivery of one of these 55" screens?
If you've now got one at home what was your order and pick-up dates and did you purchase online or in store?
Tks
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Dec 29th, 2012 04:04 PM #73
I picked it up today and it fits well:

Excited

Remotes etc:

Air hockey anyone?

English:

Picture I must say is pretty amazing!

After the calibration the video is smooth and it feels like I'm in the showroom, I used the settings here: http://community.insigniaproducts.co...-p/14217#M4534Last edited by edmondt; Dec 29th, 2012 at 04:07 PM.
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Edmond Tong Salesperson at Landpower Real Estate Ltd., Brokerage
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Dec 29th, 2012 06:32 PM #74
For anyone who missed out on this deal, keep in mind that the sale for this TV doesn't end till Jan 10th. Hopefully they will have more stock before Jan 10th.
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Dec 29th, 2012 07:10 PM #75
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