Best Bank for Personal banking
More an opinion type question. Wondering what people think of the different banks for day to day banks. Whats the best general option in your opinion?
Some general info that might help you help me...
Wife and I both work with puts us in a decent middle class type of income with pensions. Currently both our payrolls go into a Credit Union.
We have monthly deductions going into RRSP's and RESP's for the 2 kids.
We write about 5-10 cheques a year and do a handful of E-Transfers.
Mortgage is with First National right now and not up for about 3 years or so.
Not much in the way savings beyond the RRSPs.
Debt wise is the mortgage and....
$5k on line of credit
$5k left on car loan with Scotia Bank
$16k on a new trailer we just bought through TD. This is temporary for about a year and then sold.
Average around $1300 total a month onto these pending any other major expenses.
Looking to get a secure line to consolidate the existing line and the trailer. I figured with taking out a new major product, now is the time to change banks.
So thoughts as to which bank might be the best. I guess service fee's are mainly what I want to avoid. We don't typically carry much of a balance. Around $2 - $3k maybe on the high end.
Words of wisdom appreciated.