Best free chequing account
Me and my wife have joint (all inclusive) chequing account with BMO , where we kept 5k as minimum balance to avoid monthly fee . Both of us contribute some set amount to this account and pay all the household expenses from that account . Right now we are in need of some money and can't keep the minimum balance for next few months .
This is what we need in a chequing account , please let me know if this can be done with LOC -
1. Pay all the bills - credit card, hydro , water , cell phone car insurance etc
2. Pay mortgage
3. cheque book
4. Rarely a bank draft or certified cheque
Please let me know what you suggest .