Tangerine is lying, or dancing around the truth.ItemFinder wrote: ↑May 1st, 2014 8:43 pmYour use of the Amazon.ca Visa does avoid the foreign exchange fee, but still incurs a cash advance fee, which ends up being a total of 1% of the amount withdrawn. Using Tangerine as I listed, you're only paying $2 CAD on top of the amount withdrawing: no forex fee/commission and no cash advance fee. https://www.tangerine.ca/en/chequing/ch ... x.html#fee
I can confirm, from dozens of overseas withdrawals from a Thrive account, that the actual forex rate (which btw they do not show on your statement) is about 2.5% over the mid-rate. They (or someone else) do charge that surcharge, even though their CSR avoid mentioning it.