Best NO-FEE Credit Card
What's the best no-fee credit card out there?
Aug 5th, 2013 7:09 pm
Aug 5th, 2013 7:17 pm
Aug 5th, 2013 7:20 pm
Aug 5th, 2013 9:40 pm
Aug 5th, 2013 9:49 pm
Depends.
Aug 5th, 2013 10:47 pm
Aug 5th, 2013 10:57 pm
Yeah, that's great, but according to the thread they seem stingy with the credit limit and approvals. Certainly for me, it was by far the lowest approved credit limit. Furthermore, there is no purchase/warranty/travel/auto rental insurance whatsoever. Plus, some other no-fee cards have higher cash back. So, for me, this Amazon.ca card seems like a great secondary card.Bomberman07 wrote: ↑I say best no fee credit card for all around is Chase Amazon.ca Visa. It has a nice 1% cash back (2% on amazon.ca) that redeem automatically as a credit to your statement when you reach $20. Plus it has no forex. Visa is accepted almost everywhere. If you want to have only one card, and make purchase on internet, it's a really good card I say.
Aug 5th, 2013 11:07 pm
it all depends on definition of BEST. Must he have only one card? Does he have a good credit file? Does he travel? Does he spend of lot? On what categories?EugW wrote: ↑Yeah, that's great, but according to the thread they seem stingy with the credit limit and approvals. Certainly for me, it was by far the lowest approved credit limit. Furthermore, there is no purchase/warranty/travel/auto rental insurance whatsoever. Plus, some other no-fee cards have higher cash back. So, for me, this Amazon.ca card seems like a great secondary card.
Aug 5th, 2013 11:16 pm
Aug 5th, 2013 11:22 pm
You don't have to travel a lot or spend a lot to take advantage of insurance benefit. Warranty extension or trip interruption insurance is still useful to a lot of people, even if just used occasionally. And if you look at only cash back cards the Aspire Cash World card has 1.5% cash back as well as warranty extension, trip interruption insurance, and rental collision. And if you can't get the Aspire Cash World, there's the Aspire Cash Platinum which still offers 1.25% cash back as well as warranty extension and collision.Bomberman07 wrote: ↑it all depends on definition of BEST. Must he have only one card? Does he have a good credit file? Does he travel? Does he spend of lot? On what categories?
RWE IMO is the best no-fee credit card if you have it, but in practical terms it doesn't really exist for most people. For most people it's a card that officially costs $89 per year.I could have answered that my RWE is the best no fee credit card. But it's so hard to get.
Aug 6th, 2013 1:01 am
Aug 6th, 2013 1:02 am
Aug 6th, 2013 8:23 am
+1Webslinger wrote: ↑MBNA tends to issue generous credit limits.
Aug 6th, 2013 12:12 pm
Aug 6th, 2013 12:31 pm
Aug 6th, 2013 12:44 pm
Aug 6th, 2013 12:50 pm
yeah MBNA is giving away credit it's crazy. I had a BT card maxed and they gave me RTP with $9k credit limit :P Where chase is not willing to do business with me
Aug 6th, 2013 1:07 pm
Aug 6th, 2013 1:09 pm
Your issue is specific to the Chase Amazon.ca Visa. Chase issues a lot of credit cards (Sears, Best Buy or Futureshop, etc.). It's possible you could get a Sears credit card without issue from Chase.Bomberman07 wrote: ↑yeah MBNA is giving away credit it's crazy. I had a BT card maxed and they gave me RTP with $9k credit limit :P Where chase is not willing to do business with me
Aug 6th, 2013 1:10 pm
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