compare to this CT gas CCpsommerfeld wrote: ↑May 19th, 2017 10:07 amYes I went through that math.
I spend about $700 on non-gas, $300 on gas.
For easy figuring, that's 300 L of fuel. That gives me equivalent of $24 CB/month. That's 2.4% on $1000, and that doesn't count the 8% savings already priced in.
I just learned that here in ON at least, there are strict rules on gas price competition. Gas stations have less price autonomy than I thought.
I didn't know I can save 2%+ by paying cash/debit at some stations. Where are those?
just keep an eye on gift card post, usually you can get 5-10% off gas (CT, Esso, Petro Can, etc) gift card at ebay, shoppers, or some supermarket when they do promotion
plus you can use your reward credit card to buy those gift card (1-3%?)
for CT, if you use gift card (or cash or debit, but not CC), you may get e-CT money which is 3-4% reward extra (depend on how much X bonus), and yes, sometimes they hand out 3 cents off coupon at some CT gas station for next time (or they scan their own 3cents off coupon, give me free chocolate bar or chips at the same transaction directly)
for Esso, can get aeroplan or esso points
CT gas CC, you get 2-10 cents off (depend on how much you spent last bill), without any reward above, need to go CT gas only for tier (cannot go other even they're cheaper), need to count how much you spent (don't go under tier, don't go over tier too much), tier reset to zero every month
it's your choice, just point out the pro and con at CT gc and Gas MC
I stock few k CT gc everytime when it's on sale 10%off