20 years old, 2 years of credit history. Score about 620 (due to about 50% utilization on credit cards I think, total CL $25,000. No actual negative marks). Have had a car financed for about 13 months.
Would anybody be able to chime in on whether I could even qualify for this? I can pay the entire lease balance up front ($760 * 12 so about $9120).
Edit: Forgot to mention, income $130,000/year. I read that lease takeovers are easier to qualify for than a standard lease, can anybody speak to that?