I'm thinking of buying a Nikon D80 kit on a payment plan from future shop. I have to pay ~$60 for administrative fee which on a 12 monthly plan comes around 5% of the total sum - which is not bad.

Other than that do you think I would have a chance asking my credit card companies on a low balance transfer rate - less than 5% for a 12 month period. I have the MBNA master card, CIBC visa and an American express.