Calculator exist that deals with retirement income/expense levels changing?
As we work towards planning our retirement income out, one of the holes I have found is that our income and expenses will change significantly at various points in our retirement. For example, if we retire early there will be a lengthy period when we do not have CPP and OAS. Additionally, at the beginning we may travel more because of our health being better. I have not seen an online calculator that deals with this and since our scenario doesn't seem too extreme figured I would ask to see if anyone has seen such a calculator that allows for changes in income / expenses throughout the retirement timeframe.