Beauty & Wellness

Can I add my parents (>65 yrs old) as my dependent for health insurance?

  • Last Updated:
  • Apr 3rd, 2017 12:42 pm
[OP]
Penalty Box
Oct 13, 2016
144 posts
7 upvotes

Can I add my parents (>65 yrs old) as my dependent for health insurance?

My company's health insurance provider is Manulife

Can I add my parents (>65 yrs old) as my dependent for health insurance coverage?
3 replies
Deal Addict
May 14, 2009
4435 posts
218 upvotes
Call Manulife and ask them. I'd guess that you can't though.
Sr. Member
Aug 17, 2008
880 posts
269 upvotes
No you cannot add your parents as dependents for your company health insurance.

Company medical plans will provide coverage to the employee, spouse, and "Dependent child(ren)". Parents are not covered.

Dependent Children are your unmarried, dependent child(ren) still living with you and under the age of 21 (or under the age of 25 if in school full-time). "Child" means your natural or legally adopted child, or step-child.

Of course, we have universal healthcare covering doctor and hospital services. And every province/territory in Canada has public prescription drug coverage for seniors over age 65. Coverage varies, and in many provinces, the senior does have to pay something for prescription medication (often the amount the senior has to pay varies with income). So seniors are covered for major costs.
Deal Addict
User avatar
Jan 29, 2005
1410 posts
155 upvotes
Mississauga
For prescription drugs for individuals over the age of 65, my pharmacist said you need to pay the first $100 of the drug cost. Once you have reached that $100 deductible you get enrolled in the drug plan by the government and the rest of the costs is covered by the government for the year. It varies what the deductible is. All info here for ontario

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