Can I withdraw from RSP for HBP downpayment?
About 8 years ago my dumb lawyer put me in the land title of my mom's place when all I really need to be was co-signer for a mortgage. This is how I lost my privilege to save on purchase tax as 1st time home buyer for my next house but that was corrected 6 years ago where my name was removed from land title. After 5 years of not having your name in a land title I understand you can use HBP privilege again and withdraw from RSP toward property downpayment.
I'm planning on purchasing a house with my gf but in a scenario where only her name would be on the land title can I still make use of HBP privilege even if I'm only co-signer in the mortgage? I assume if I put my name on the land title purchase tax.
I'm planning on purchasing a house with my gf but in a scenario where only her name would be on the land title can I still make use of HBP privilege even if I'm only co-signer in the mortgage? I assume if I put my name on the land title purchase tax.