Canada Computers - Have they change their policy about buying with credit card?

[darkprince]

Its been a while since i shopped there and i was wondering do they still make you pay for your purchase(s) with cash/debit card and if you try to pay with Visa or any kind of credit cards they' won't give you the promotional price?(In-Store)

I remember buying a buying a pack of dvd's that were on sale for 10.99$ but when i tried to pay for it with Visa they say they had to charge me the regular price of 14.99$. WTH?(In-Store)

But that was couple years ago and i know they have the online shopping & shipping and which allows you to use various type of payment methods without having to pay the regular price on a promotional offer just bc you're using Visa/Credit card.

So do they or do not give you that stupid speech about charging you regular price if you pay with Visa/Credit Card?

[Blackmajik]

Having been there in months but the last time I've been there, they've taken my credit card without saying we have to charge you extra 2% crap or something.

[darkprince]

Having been there in months but the last time I've been there, they've taken my credit card without saying we have to charge you extra 2% crap or something.

Thanks. B/c my visa gives me extra year warranty after the manufacturer's first year.

something that i want to take advantage of is that extra year.

[mississaugarunner]

CC has a ~2-3% surcharge on nearly all products.

There's the occasional sale item that doesn't have the surcharge.

But it's no difference like you mentioned, a spindle of CDs for $10.99 would be $11.29 instead. You're looking at something like 30 cents, not 5 dollars.

And about $2 for every $100, $100 vs $102.

[darkprince]

That's BullSh*t! Why charging me 2-3% more for using my credit card?

and it does make a big difference if I was planning to buy a bunch of parts to build a new computer.

Is there any other computer store that doesn't do this stupid stunt when you try to purchase things with your credit card?
No, Futureshop and Bestbuy are not computer stores for those that you don't already know

[danman227460]

Its simple. They are a smaller chain than FS or BB. They do not nearly generate as much volume as those stores. You know that using Credit/Debit actually costs a company right? They only way they can sort of cover that is by encouraging the customers to use less of them. That is why before some places use to charge you 50cents to use debit, just to cover the fees associated with using them.

You go shop at Tiger Direct if you don't like their policies but Tiger Direct is a much bigger company than CC. They have stores throughout the US and Canada while CC only has them up North.

[Jon Lai]

Its simple. They are a smaller chain than FS or BB. They do not nearly generate as much volume as those stores. You know that using Credit/Debit actually costs a company right? They only way they can sort of cover that is by encouraging the customers to use less of them. That is why before some places use to charge you 50cents to use debit, just to cover the fees associated with using them.

You go shop at Tiger Direct if you don't like their policies but Tiger Direct is a much bigger company than CC. They have stores throughout the US and Canada while CC only has them up North.

+1

Canada Computer's prices do not include overhead. Nearly all computer stores will either not accept credit card or will only accept it if their net profit is the same as if you were to pay via cash.

How else do you think Visa is able to provide you with the additional 1 year of warranty? Precisely because they charge the vendors themselves 2-3% to cover the costs.

NCIX does not charge a credit card surcharge, but if you factor in shipping, shipping time, and the fact that their regular prices are much higher than Canada Computers, it all works out to be around the same. These guys need to make a profit. If they don't charge you a surcharge, you know that the charge will have to be placed somewhere else.

Don't like it? Don't buy it. IMO 2% is a small price to pay for 1 year of extended warranty. Assuming you buy a $1000 computer, that's still just $20. Futureshop will charge you $200+ to extend your warranty by one year.

[darkprince]

I guess i can make my purchase online and just pay the 7$ shipping fee. Have any 1 tried to order stuff from CC or ICCT online or for in-store pick up?

+1

Canada Computer's prices do not include overhead. Nearly all computer stores will either not accept credit card or will only accept it if their net profit is the same as if you were to pay via cash.

How else do you think Visa is able to provide you with the additional 1 year of warranty? Precisely because they charge the vendors themselves 2-3% to cover the costs.

NCIX does not charge a credit card surcharge, but if you factor in shipping, shipping time, and the fact that their regular prices are much higher than Canada Computers, it all works out to be around the same. These guys need to make a profit. If they don't charge you a surcharge, you know that the charge will have to be placed somewhere else.

Don't like it? Don't buy it. IMO 2% is a small price to pay for 1 year of extended warranty. Assuming you buy a $1000 computer, that's still just $20. Futureshop will charge you $200+ to extend your warranty by one year.

[Kasakato]

+1

Canada Computer's prices do not include overhead. Nearly all computer stores will either not accept credit card or will only accept it if their net profit is the same as if you were to pay via cash.

How else do you think Visa is able to provide you with the additional 1 year of warranty? Precisely because they charge the vendors themselves 2-3% to cover the costs.

NCIX does not charge a credit card surcharge, but if you factor in shipping, shipping time, and the fact that their regular prices are much higher than Canada Computers, it all works out to be around the same. These guys need to make a profit. If they don't charge you a surcharge, you know that the charge will have to be placed somewhere else.

Don't like it? Don't buy it. IMO 2% is a small price to pay for 1 year of extended warranty. Assuming you buy a $1000 computer, that's still just $20. Futureshop will charge you $200+ to extend your warranty by one year.

No company out there is allowed to charge extra for using a credit card, it violates all merchant agreements.

[-=Wraith=-]

No company out there is allowed to charge extra for using a credit card, it violates all merchant agreements.

it's not really charging extra for using a CC, it's more like charging less if you use cash

[Jon Lai]

No company out there is allowed to charge extra for using a credit card, it violates all merchant agreements.

It's "surcharge" to the public, "cash discount" to the merchants. I'm just using the terms that people understand best.

[Jon Lai]

I guess i can make my purchase online and just pay the 7$ shipping fee. Have any 1 tried to order stuff from CC or ICCT online or for in-store pick up?

CC does not have "online purchase for instore pickup". I don't see why you would do that - just buy it instore. I've never bought anything online from CC, but I believe they charge the surcharge online or instore (I don't see why it would an exception online) so your logic doesn't quite work.

[Kasakato]

it's not really charging extra for using a CC, it's more like charging less if you use cash

Im pretty sure I see the word "surcharge" in my quote. None of the less, cash discounts are allowed.

[darkprince]

CC does not have "online purchase for instore pickup". I don't see why you would do that - just buy it instore. I've never bought anything online from CC, but I believe they charge the surcharge online or instore (I don't see why it would an exception online) so your logic doesn't quite work.

Well i can use Paypal I can just link my Paypal account with my Credit card. But I am still waiting for confirmation does Paypal qualify for the Promotional Cash Discounts

[coolspot]

Having been there in months but the last time I've been there, they've taken my credit card without saying we have to charge you extra 2% crap or something.

They probably charged you without you realizing it!