Canadian Mortgage, GIC, and RRSP Rate Tables Updated Daily

[crosswire]

any news from ure friend..what was the penalty?im thinking of doing the same too.

[crosswire]

A friend of mine signed with Scotia @ 4.19% fixed rate, plus they paid the fees to break his existing mortgage. I called today and met with them too. They are waiting to see how much of a penalty it will be to break my mortgage before they give the final ok.

It was at 1258 King St East branch in Kitchener. I think the ladies name was Laura but my memory is terrible.

Seems like a great rate to me, and if they cover the fees I am dropping royal bank like a bad habit.

Apparently you get that rate if you transfer all ure banking needs over.I called n checked.

[coolcoolfi]

That's unbelievable rate, even considering taking all banking need to them. Nowaday you can only get more than 5% 5 year fixed rate.

A friend of mine signed with Scotia @ 4.19% fixed rate, plus they paid the fees to break his existing mortgage.

[basketball]

can anyone tell me why the PC financial RRSPs are not in the RRSP list? Are they not eligible?
e.g:http://www.banking.pcfinancial.ca/a/products/ripsa.page

[pogs]

Note to mods: Please delete this post

[delbert2]

I know a guy that got 4.67 for a 5 yr mortgage. The mortgage agent paid down the rate.

[emacs]

my mortgage rate is at 3.5% and i'm up for renewal in November 2009. i suppose i can / should negotiate nowadays to secure a favourable rate for next five (or so) years.

[skipp_99]

my mortgage rate is at 3.5% and i'm up for renewal in November 2009. i suppose i can / should negotiate nowadays to secure a favourable rate for next five (or so) years.

Does anyone know the best rate for a 5 year fixed term right now? I found a rate at 4.79 % 5 year fixed term from ScotiaBank. I'm looking to renew and was wondering whats out there.

Thanks!

[Acadian]

Does anyone know the best rate for a 5 year fixed term right now? I found a rate at 4.79 % 5 year fixed term from ScotiaBank. I'm looking to renew and was wondering whats out there.

Thanks!

http://www.mortgagesmadeeasy.com/

That site usually has the best rates whenever i check or do research on house buying.

I don't own a house, nor have i ever dealt with them...but i plan on at least contacting them when i buy my first home.

Good luck!

[jepatrick]

my mortgage rate is at 3.5% and i'm up for renewal in November 2009. i suppose i can / should negotiate nowadays to secure a favourable rate for next five (or so) years.

The mortgage can only be hold for 120 days max. So I think you can start your research from August.

[jepatrick]

Does anyone know the best rate for a 5 year fixed term right now? I found a rate at 4.79 % 5 year fixed term from ScotiaBank. I'm looking to renew and was wondering whats out there.

Thanks!

I got my new mortgage rate 1-year 3.5% fix or 5-year 4.2% fix from a broker, still thinking about it

[youngjing]

Can u tell me ur broker's contact info? need to renew my mortgage soon...

[Greybeaver]

Can u tell me ur broker's contact info? need to renew my mortgage soon...

I believe Bank of Nova Scotia has the 3.5% (2% off current rate of 5%) fixed for 1 year and then optional a guaranteed interest rate discount of 1.25% upon renewal to a 5-year fixed rate (current @ 5.79% - 1.25% = 4.54%) , closed-term mortgage. This is the best I can find. Any one know any better?

[stevethewheel]

Is there any way to have the lowest rate per column highlighted for quick reference (or if a tie highlight them all)?

[slaman]

Sorry to bump an old thread, but none of those columns correspond to a secured line of credit (completely open, interest-only payments)?