Canadian Tire MasterCard - Had enough, CANCELLED!
I've had a CC with another financial institution for 30+ years and have never had an issue. I decided to get a CT MasterCard last year to take advantage of their CT money rates but I can't say I've been impressed.
First off - you can't use it as a CT money card unless you're charging something to it. Pretty much useless for me given that I prefer to deal with cash.
Now - I get lots of spam calls on my cell so I don't answer them unless they have caller ID and I deal with them, or they leave a message and identify themselves as such. I've been getting a few of these in weird patterns recently so I answered one today I was advised that I missed a payment in Dec and that my credit score is being affected. What!?! To make matters worse, it's a _trivial_ amount.
Canadian Tire, if you want to stand out from the hordes of telemarketers out there then please IDENTIFY YOURSELVES when trying to contact your clients. If you're going to behave like telemarketers then you're going be treated like them. You've lost my business.
CT's MasterCard wasn't worth the hassle, at least for me. CANCELLED!