Capital One Aspire TRAVEL World MC -35,000 Mile welcome bonus worth $350!

[jerryhung]

Aspire World

Is it worth it?
If you charge more than $2,000 a month on your credit card, it might be worth paying the annual fee for a higher earn rate. If you charge less, check out the Aspire Gold MasterCard that has no annual fee.

here is the link for Aspire Gold then

[magician]

You did a good summary on Aspire.
This card is good to consider, since it contains almost full benefits than purchasing it indivdually.

on the Capital one web page, they did not mention clearly How to redeem and the scale used.

did you get any answers for the questions below.

what if I spent $200 and want to redeem 15,000 points for $150 off? Can I do that?]
[Can I group expenses spent within XX days of redemption to maximize the redemption opportunity?]

[Daw]

You did a good summary on Aspire.
This card is good to consider, since it contains almost full benefits than purchasing it indivdually.

on the Capital one web page, they did not mention clearly How to redeem and the scale used.

did you get any answers for the questions below.

what if I spent $200 and want to redeem 15,000 points for $150 off? Can I do that?]
[Can I group expenses spent within XX days of redemption to maximize the redemption opportunity?]

Just talked to them. So the answer is: you can't redeem 15000 miles for $150 off. For the spend between $150 and $350, you will have to use 35000 miles.
Fine, I think to get the max return, I'll only redeem for spend over $600.

Also, for $1.99 purchase, you'll get 2.0 miles, not 3.98 miles.

[magician]

Thx, for the searched
then Aspire MC is not so interesting...

then TD Travel Visa is still better than this one...at least getting a Fixed 1.5% rate of return.

[halflife150]

Aspire World


here is the link for Aspire Gold then

Gold is a fail, only a 1% return, why bother, especially since you only have to spend $2k a year to avg. a 1% with Aspire World, due to the bonus $100 in rewards it offers per year which can be set against the $120 fee. If you can't spend $2k a year, then you shouldn't be getting a travel card, because you won't ever accrue enough points to go anywhere.

The free suppl. are nice, since a lot of premium flight cards charge $50+ fee for those.

I know we have a flight chart, but the travel cards really only worth considering are this one, avion, and spg.

[Daw]

Thx, for the searched
then Aspire MC is not so interesting...

then TD Travel Visa is still better than this one...at least getting a Fixed 1.5% rate of return.

From their site:
Our rewards program will also allow you to redeem for cash back with a minimum amount of 10,000 reward miles, which equals $75.

So you can get fixed 1.5% rate (well, very close to 1.5%) in this way.

[mackersdixon]

Just talked to them. So the answer is: you can't redeem 15000 miles for $150 off. For the spend between $150 and $350, you will have to use 35000 miles.
Fine, I think to get the max return, I'll only redeem for spend over $600.

Also, for $1.99 purchase, you'll get 2.0 miles, not 3.98 miles.

I see, so the return you make is quite variable. If you find a flight for $160, you will have to redeem 35,000 points. With TD FC, the return you make is at least stable, guaranteed, known in advance. Prices for airline tickets can vary wildly. Can you redeem for hotels? It might be easier to estimate, at $100 or $150 per night on a hotel, it may be easier to properly time your purchase to get a good return.

[mkay]

Card not available for residents of Quebec.

Boooo

[Ailliro]

I have Capital One Platinum card for many years and I called to upgrade it to Capital One Aspire World MasterCard they said I can't upgrade it. Any new card from Capital One requires new application and new hard credit inquiry. I already had two hard credit inquiries this year and do not plan to have another one so soon.

[CSIFan29]

I think it's bye bye to SPG....

[JWL]

I have Capital One Platinum card for many years and I called to upgrade it to Capital One Aspire World MasterCard they said I can't upgrade it. Any new card from Capital One requires new application and new hard credit inquiry. I already had two hard credit inquiries this year and do not plan to have another one so soon.

Is your card the Miles Plus card? If so, can you answer a question about redeeming? If you booked $200 for air, $200 for hotel, and $200 for car as separate transactions, can you redeem 60,000 points at once to pay for them or would you need to redeem 35,000 points 3 times to pay for each of the $200 transactions individually?

[mackersdixon]

Card not available for residents of Quebec.

Boooo

Need to hire french speaking call centre reps, if the call centre is in the USA, they may be having difficulty doing so. Quebec laws say service providers have to communicate in French to Quebec public.

[Ethan15]

Pulled the trigger and applied (Aspire World) ... let's wait and see

[Gdc]

Card not available for residents of Quebec.

Boooo

Yea... Capital One doesn't want to deal with us...

Well, we can still get Avion and SPG. Not so bad.
And Smart Cash for the grocery.

[brunes]

I think this might be better than the SPG Amex for me. Kicker is the fact that it is a Mastercard so I can use it when I am stuck buying crap from Tim Hortons.

Also did anyone notice the Purchase Assurance (protection from damage or theft) on this card is 120 days, not the typical 90? Nice little bonus...