Car Insurance - Estimated Mileage Accuracy
I live in Northern Ontario and when I renewed my policy last year with TD I estimated a total annual mileage of 10,000 km. However, later during the year my work location changed and my commuting distance increased significantly and I ended up with an annual actual mileage of 30,000 km. I did not call TD to inform change in work location. Now I've got the policy renewal documents and wondering what implications it may have if I call them to inform change in estimated annual mileage? I understand my premium may increase for the next year, but can they make an issue as I went way beyond estimated mileage last year? Did I commit an insurance fraud by not informing TD last year about change in condition?