car rental insurance & health insurance offered by AMEX cards - good value?
I don't own a car and on occasion, I'll take a trip to the States for some cross border shopping. I'll rent a car and I always get the LDW coverage from the rental company. (no accidents to date)
AMEX offers car rental theft and damage protection up to MSRP of $85K and a maximum of $5 million in medical insurance. (the number of days depends on the type of card from what I've read)
I buy additional travel insurance from Pacific Blue Cross when I travel and thankfully, I've never had to use it. (they provide up $5 million in medical insurance as well)
I've read caveats about the insurance/health protection offered by credit card companies.
Thoughts? Should I continue getting LDW coverage with rental cars and purchasing travel insurance from my PBC?
AMEX offers car rental theft and damage protection up to MSRP of $85K and a maximum of $5 million in medical insurance. (the number of days depends on the type of card from what I've read)
I buy additional travel insurance from Pacific Blue Cross when I travel and thankfully, I've never had to use it. (they provide up $5 million in medical insurance as well)
I've read caveats about the insurance/health protection offered by credit card companies.
Thoughts? Should I continue getting LDW coverage with rental cars and purchasing travel insurance from my PBC?