Cash Check- Not In Name

[Kasakato]

Is it possible to cash a check that does not have your name on it? Reason is that I got $5 from an online survey, but it has MY name on it. I do not have an account, my dad does. Can he cash the check for me?

[gman]

Is it possible to cash a check that does not have your name on it? Reason is that I got $5 from an online survey, but it has MY name on it. I do not have an account, my dad does. Can he cash the check for me?

In theory, you can sign in the back of the cheque and your dad can cash it. I know this used to work but I have not done this for over 20 years.

[AzNCrAzYcOoLeR]

In theory, you can sign in the back of the cheque and your dad can cash it. I know this used to work but I have not done this for over 20 years.

done that a couple times recently. It works

[StuartM]

yep it works... it is called endorsing the cheque.

[bellboy26]

It can work depends one a few things. Like the amount, the quality of customer the person doing the cashing is to the bank, and of course if it makes sense.

If its alot they may want the person to be there to ID them that they signed it. Sometimes they wont touch it.

For $5 no worries.

[Bullseye]

Have your dad do it through the ABM, sign the back of it, you'll have no problems.

[sportsfan99]

Have your dad do it through the ABM, sign the back of it, you'll have no problems.

The dad would be better off to sign it then there would be no issues at all.

[ieatkittens]

To be fair, if you want to endorse the cheque you need to write

Pay to the order of: ____________
and then sign it

[Bullseye]

The dad would be better off to sign it then there would be no issues at all.

Why would the dad sign it when it isn't made out to him? It's going into his account, so his signature isn't necessary, but the signature of who's name the cheque is made out to is.

[Krox]

I've had a problem in the past getting this done.

My insurance compnay sent a cheque to my dentist even thought I had clearly sent them a copy of the invoice showing I had paid already. My dentist endorsed the cheque for me, however my branch (RBC) refused to let me deposit the cheque into my account. They told me that I should go to the branch that my dentist uses so they could verify the signature.

In the end I just ended up gettin the insurance compnay to reissue a cheque in my name.

Why don't you just open up an account or have your dad open up an account in your name?

[poupon]

By law, endorsing a cheque is completely legal. It should work as if the person endorsing the cheque had written you a check himself (which is why if the cheque bounced, you could take both the original issuer and the endorser of the cheque to court for the money). I suppose they could have the right to verify it, but the process should technically be the same as for regular cheques.

[john widow]

I did it, through the machine too. I don't even understand how it works, but the cheque WAS depositted and transferred to my account. Even though the account paid to someone else.
So you made $5 from online surveys? What website? I want to make like $500 off surveys, I would do every survey.