Credit Cards

Chase Visa from Amazon - All cards will be closed on March 15th, 2018

  • Last Updated:
  • Oct 21st, 2018 5:14 pm
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Deal Fanatic
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Dec 25, 2003
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Vancouver
qsub wrote:
Jan 8th, 2013 8:13 pm
Hmm.. any idea if it will be able to be used on the .com website aswell?

I do a lot of purchasing off amazon.com
You can use it but you only get 1% on .com purchases (vs 2% for .ca).
General Radek had some good ideas.
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Aug 3, 2006
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I probably should of quoted, but I was referring to the prime shipping.
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Oct 13, 2007
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Odd I/O wrote:
Jan 5th, 2013 7:47 pm
Is this just a basic no frills rewards card or does it provide extended warranty, price protection, car rental insurance etc...?
No, there is no extended warranty, price protection, etc. I was using it for a while at Amazon but got to thinking that if I buy some appliance or electronic item, I'm losing an additional year of warranty and the way Amazon juggles prices, I'm also hooped if something I buy drops drastically. So, I'll use the Amazon card only for foreign transactions and if I buy books or CDs at Amazon.
Deal Expert
Mar 25, 2005
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Has anyone been able to establish a Verified by Visa PIN with this card? The Visa website does not have a link for Chase.
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Aug 26, 2008
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Vancouver
How good are the exchange rates on this card without transaction fee? Plus 1% cashback?

Better than xe.com?

(For those in the Vancouver area) Better than VBCE (Vancouver Bullion & Currency Exchange)?
Jr. Member
Jul 20, 2006
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Kasakato wrote:
Jan 13th, 2013 2:16 pm
Has anyone been able to establish a Verified by Visa PIN with this card? The Visa website does not have a link for Chase.
I guess this card is not enrolled in the program. If an online merchant enforces you to go through this route for using a Visa credit card, then you can't use this card. I called Chase twice, neither of the guys I talked with have a clue. They just keep repeating "Visa is accepted almost everywhere".
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Mar 25, 2005
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mmadness wrote:
Jan 16th, 2013 6:59 am
How good are the exchange rates on this card without transaction fee? Plus 1% cashback?

Better than xe.com?

(For those in the Vancouver area) Better than VBCE (Vancouver Bullion & Currency Exchange)?
Look into past posts. The rates are around XE, usually slightly above.
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Mar 25, 2005
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zxczxc wrote:
Jan 16th, 2013 9:31 am
I guess this card is not enrolled in the program. If an online merchant enforces you to go through this route for using a Visa credit card, then you can't use this card. I called Chase twice, neither of the guys I talked with have a clue. They just keep repeating "Visa is accepted almost everywhere".
I called Visa directly and was told the same thing. All Chase Canada issued cards are not eligible for the program, weird. Chase was useless.
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Dec 25, 2003
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mmadness wrote:
Jan 16th, 2013 6:59 am
How good are the exchange rates on this card without transaction fee? Plus 1% cashback?

Better than xe.com?

(For those in the Vancouver area) Better than VBCE (Vancouver Bullion & Currency Exchange)?
better than both
General Radek had some good ideas.
Member
Aug 26, 2008
462 posts
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Vancouver
1226 wrote:
Jan 16th, 2013 11:46 am
better than both
Hmm, in that case then I will it use it for everything US. In the process of getting a Bank of America Cash Back VISA ($100 cashback in the first 90 days for $500 spend). Then go with that card just for gas stations and groceries (3.3% cashback on gas, 2.2% groceries, 1.1% on other). Using Amex Global Transfer to get an Amex Blue Cash Everyday card (3% back at supermarkets, 2% on gas/some department stores, 1% other).
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Aug 3, 2009
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crimsona wrote:
Jan 4th, 2013 2:25 pm
I did it with the Chase Marriott Visa in Japan - but I played it safe and overpaid the cash advance and any purchases I made to my account (so ended my billing cycle with a below zero balance). Not sure what would happen if I prepay the cash advance ahead of time and have a negative balance after taking out the money, but end the billing cycle with a balance owing. Maybe worth trying?

Minimum charge is $5 or 1%, whichever is higher. Anything under $500, you pay $5. I took out 30k Yen, as they only had 10k yen bills at the airport ATM, and I was only there for 4 nights.
So you made a cash advance and then just overpaid what was owed at the end of the month? I've never made a cash advance ever but always thought you were instantly charged ~20%, even if you repaid it the same day (maybe that is wrong?). Hopefully qsub can confirm his experience soon.
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Aug 18, 2005
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jmatheson64 wrote:
Jan 20th, 2013 7:58 pm
So you made a cash advance and then just overpaid what was owed at the end of the month? I've never made a cash advance ever but always thought you were instantly charged ~20%, even if you repaid it the same day (maybe that is wrong?). Hopefully qsub can confirm his experience soon.
Nope, if you overpaid the account and then took out a cash advance, you will NOT pay interest because you are not really borrowing money. This assumes the CA was less than the overpayment.
You will still incur a CA fee ($5 or whatever).

On the other hand, if you did not overpay, you will pay the interest rate. Let's say your CA interest rate is 19.99%. This is a YEARLY rate. This means that a $500 cash advance will be charged at about $0.27 per day.

Be careful, if you overpaid and were then a victim of fraud, you might not get reimbursed!
Tuition to the School of Life is not tax deductible.
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Sep 9, 2003
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Burnaby
jmatheson64 wrote:
Jan 20th, 2013 7:58 pm
So you made a cash advance and then just overpaid what was owed at the end of the month? I've never made a cash advance ever but always thought you were instantly charged ~20%, even if you repaid it the same day (maybe that is wrong?). Hopefully qsub can confirm his experience soon.
Paid first and then took out the cash advance after, had a zero balance when the statement posted at the end of my billing cycle
Deal Addict
Jan 3, 2013
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Sidney
I have accumulated some reward points with this Amazon card....how do I redeem them? I am in the checkout at amazon.ca and I don't see anywhere to redeem points for merchandise.
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Nov 6, 2003
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favelle75 wrote:
Jan 21st, 2013 1:43 am
I have accumulated some reward points with this Amazon card....how do I redeem them? I am in the checkout at amazon.ca and I don't see anywhere to redeem points for merchandise.
You don't redeem points with amazon.ca

Every 2000 points earned are automatically redeemed for a $20 statement credit.

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