Personal Finance

CIBC free credit score with app update

  • Last Updated:
  • Oct 13th, 2017 11:06 pm
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Member
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Jul 9, 2016
421 posts
151 upvotes
Hamilton
Akitakara wrote:
Jun 12th, 2017 11:11 pm
So just to make sure I'm understanding this right.

If I am a CIBC customer, and I navigate in my phone settings to view my score, I am essentially signing up for the Borrowell offer, so that they can view my credit score. This is all being done with CIBC as the intermediary, but BOTH Borrowell & CIBC can see my score, not just CIBC.

Is my understanding correct?
sounds about right, yeah.
Sr. Member
May 11, 2009
503 posts
124 upvotes
Is this a true FICO score? Score seems really inflated in my opinion. Not really sure though.
Member
User avatar
Jul 9, 2016
421 posts
151 upvotes
Hamilton
Ohmare_Q wrote:
Jul 5th, 2017 5:25 pm
Is this a true FICO score? Score seems really inflated in my opinion. Not really sure though.
its Equifax Risk Score 2.0, same as mogo, borrowel, and ratehub, but different than the educational score you get from equifax directly
Sr. Member
May 11, 2009
503 posts
124 upvotes
SuperSauvage wrote:
Jul 5th, 2017 6:30 pm
its Equifax Risk Score 2.0, same as mogo, borrowel, and ratehub, but different than the educational score you get from equifax directly
Ooo, so whats the offset. Anyone have a guesstimate?
Deal Addict
User avatar
May 11, 2014
1696 posts
703 upvotes
Iqaluit, NT
Out of curiosity....

Anyone notice if their score is updating? My app says it will update September 2017, but my score still says as of June 2017.
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Deal Addict
Aug 24, 2016
2311 posts
1179 upvotes
xgbsSS wrote:
Oct 12th, 2017 8:20 pm
Out of curiosity....

Anyone notice if their score is updating? My app says it will update September 2017, but my score still says as of June 2017.
Mine still says June as well and was suppose to update in September.
The score is powered by Borrowell, so go figure, I had problems with that one updating too.
Member
Jun 19, 2015
357 posts
158 upvotes
Heh, I checked my score in June and just randomly did yesterday out of curiosity. Noticed the same thing, last update was June but it says it will update in September
Newbie
Sep 21, 2017
6 posts
xgbsSS wrote:
Oct 12th, 2017 8:20 pm
Out of curiosity....

Anyone notice if their score is updating? My app says it will update September 2017, but my score still says as of June 2017.
My score updated every 3 months since the launch of this feature, so far updated twice
Member
Apr 17, 2014
311 posts
167 upvotes
Calgary
I got the CIBC App version 9.2.8
I cannot see thee score. It says "...down for maintenance now."
It has been this way since June or so.
Member
Sep 22, 2014
260 posts
75 upvotes
Ottawa, ON
I did the initial check which showed 707 in june. Just did it again at the beginning of October and it's 816. Same thing with the wife, 811 June and now 808 oct. No idea why it changes especially for me since I haven't done anything different.

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